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International Journal of Economics and Management Research
Published by International Forum of Researchers and Lecturers
ISSN : 28302664     EISSN : 28302508     DOI : https://doi.org/10.55606/ijemr.v4i3
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
International Journal of Economics and Management Research, an electronic international journal, provides a forum for publishing the original research articles, review articles from contributors, and the novel technology news related to management, accounting and economic. This journal encompasses original research articles, review articles, and short communications, including: Financial Accounting Public Sector Accounting Management Accounting Sharia Accounting and Financial Management Auditing Corporate Governance Behavioral Accounting (Including Ethics and Professionalism) Accounting (Ethics) Education Taxation Capital Markets and Investments Accounting for Banking and insurance Accounting Information Systems Sustainability Reporting Human Resource Management Marketing Management Financial Management Financial Behavioral Entrepreneur
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 437 Documents
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Influence Party Funds Third and Profit Sharing Financing to Jambi Syariah Bank Assets: Empirical Data 2015 – 2025 Rosiqo Rosiqo; Nourita Nourita; Sri Mawarni; Nurwidayani Dani; Yeni Anggraini; M. Yunus
International Journal of Economics and Management Research Vol. 4 No. 3 (2025): December : International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v4i3.509

Abstract

This study aims to analyze the effect of third-party funds (TPF) and profit-sharing financing on the assets of Bank Jambi Syariah. Assets are a key indicator in assessing the financial capacity and performance of Bank Jambi Syariah. The research uses monthly time series data over a three-year period and applies multiple linear regression analysis. The results show that both TPF and profit-sharing financing have a significant positive effect on UUS assets. The positive influence of TPF indicates that increased public fund collection can strengthen the financial structure of Islamic business units. Likewise, profit-sharing financing significantly contributes to asset growth, reflecting the effectiveness of fund distribution through productive partnerships. Classical assumption tests confirm that the regression model satisfies the criteria of normality, homoscedasticity, no autocorrelation, and no multicollinearity. The coefficient of determination (R²) value of 0.7356 indicates that 73.56% of the variation in assets can be explained by TPF and profit-sharing financing. These findings highlight the importance of optimal fund management and financing in supporting the asset growth of Islamic Business Units.
Influence Financing Mudharabah and Financing Murabahah To BTN Bank Profit Sharia Period December 2019 – December 2024 Bangga Suwandana S; Endang Purwati; Kiki Febriantama; Aldy Harry Kurniawan; Rahmah Tulwaidah
International Journal of Economics and Management Research Vol. 4 No. 3 (2025): December : International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v4i3.510

Abstract

This study aims to thoroughly investigate and analyze the influence of Mudharabah financing and Murabahah financing on the profitability of Bank BTN Syariah during the period from December 2019 to December 2024. Adopting a rigorous quantitative research approach with an associative causal design, this research regularly examines monthly financial reports obtained from Bank BTN Syariah. The primary analytical tool employed is regression analysis, which facilitates the robust exploration of relationships between the variables. The empirical findings derived from this study indicate that Mudharabah financing does not exert a statistically significant influence on the bank's profit. Conversely, Murabahah financing demonstrably shows a significant positive influence on the bank's profit, suggesting its effectiveness as a major contributor to profitability. These results collectively underscore the importance of strategic financial product management within Islamic banking institutions. This study proposes that while Murabahah financing effectively contributes to profitability, there is a critical need for enhanced evaluation, more stringent monitoring, and potential restructuring of Mudharabah financing to maximize its overall effectiveness and optimize its contribution to the bank's comprehensive financial performance. The study significantly contributes to the existing body of literature by offering updated empirical insights and a deeper understanding into the complex dynamics of Islamic banking profitability, particularly within the Indonesian context during a period of economic flux.
The Effect of Coaching and Leadership Style on Employee Work Motivation at PT. ABC in Jakarta, Tangerang and Bekasi Trifiana Tiodora; Hendra Achmadi; Wilson Bangun; Yohana F. C. P. Meilani
International Journal of Economics and Management Research Vol. 3 No. 3 (2024): December : International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v3i3.511

Abstract

This study aims to analyze the effect of coaching program and leadership style on employee motivation at PT XYZ, a retail company engaged in selling shoes and bags. The research method used is descriptive quantitative, with data collection through closed questionnaires distributed to 36 respondents who are employees of PT XYZ in Jakarta, Tangerang, and Bekasi. The sampling technique used was simple random sampling. The independent variables in this study are coaching and leadership style, while the dependent variable is employee motivation. Multiple regression analysis was conducted to see the effect of each variable on employee motivation, with data processing using SPSS version 20. The results showed that coaching and leadership style significantly influenced employee motivation, with a percentage of positive responses to coaching of 87.7% and to leadership style of 83.8%. The conclusion of this study is that the coaching program run by the company has succeeded in increasing employee motivation, and the leadership style applied is able to provide clear direction and support the achievement of company targets. The combination of these two factors has a positive impact on employee performance and motivation at PT XYZ.
Motivations Behind e-WOM and Brand Engagement on Consumer Platforms: A Systematic Review Itaul Masarroh; Muh. Syarif; Suyono Suyono
International Journal of Economics and Management Research Vol. 4 No. 3 (2025): December : International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v4i3.512

Abstract

The purpose of this study is to determine and examine the factors that influence customers' decision to use electronic word-of-mouth (e-WOM) on consumer opinion platforms, as well as the impact of brand involvement on this behavior. This study synthesizes 21 peer-reviewed journal papers using a Systematic Literature Review (SLR) approach informed by PRISMA guidelines in order to better understand the underlying elements that motivate consumers to express their thoughts online. The findings reveal that consumer participation in e-WOM is influenced by intrinsic factors such as altruism, self-enhancement, and community involvement, as well as extrinsic factors including financial incentives. Furthermore, emotional, cognitive, and behavioral brand engagement significantly contributes to the tendency to engage in both positive and negative e-WOM. The review also highlights that intense brand engagement can enhance loyalty while simultaneously increasing the likelihood of negative e-WOM when expectations are unmet. These insights suggest that the relationship between consumer motivation, brand engagement, and e-WOM is both complex and contextual, shaped by the digital platform in use, product category, and prevailing cultural norms. This study contributes theoretically to consumer behavior literature and offers practical implications for developing more personalized, participatory, and responsive digital marketing strategies in the age of social media.
Local Government Information System (SIPD) as A Moderation; The Effect of Budget Participation on The Performance of Regional Apparatus Organizations (OPD) of Maluku Province Government) Semy Pesireron; Shella Kriekhoff
International Journal of Economics and Management Research Vol. 4 No. 1 (2025): April : International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v4i1.514

Abstract

This study investigates the effect of budget participation on the performance of Regional Apparatus Organizations (OPD) within the Government of Maluku Province, with a specific focus on the moderating role of the Local Government Information System (SIPD). The study responds to persistent disparities in budget realization and performance outcomes in regional governments despite efforts to implement participatory budgeting practices. Utilizing a quantitative explanatory approach, data were collected from 36 OPDs through structured questionnaires distributed to officials directly involved in budget preparation. The data were analyzed using multiple linear regression with Moderated Regression Analysis (MRA) to evaluate both direct and interaction effects. The findings reveal that budget participation significantly improves OPD performance, confirming the relevance of goal setting theory. While SIPD does not directly affect performance, its interaction with budget participation significantly strengthens the relationship, supporting the contingency theory. These results suggest that although SIPD’s standalone impact is limited, its integration as a contextual enabler enhances participatory processes by improving data accuracy, decision making quality, and organizational alignment. This study contributes to the literature by providing empirical evidence on the conditional role of digital governance tools in enhancing public sector performance, particularly in resource limited regions like Maluku. It also offers practical implications for policymakers seeking to optimize the synergy between participatory budgeting and digital systems. The study is limited to a specific regional context and set of variables, suggesting the need for broader, comparative research in the future.
State Insurance Guarantee As a Solution to Commercial Insurance Default: A Case Study in Indonesia Najwa Febriani; Khusnudin Khusnudin
International Journal of Economics and Management Research Vol. 3 No. 3 (2024): December : International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v3i3.515

Abstract

Injustice in private insurance practices in Indonesia often arises due to the imbalance of the position of attachment between the insurance institution and the insured party, such as in unilateral claim rejection or adverse standard clauses. This study aims to analyse the role of insurance guarantees from the state as an alternative to legal protection and justice for consumers. Through a juridical-normative approach and case studies on breaches of agreements committed by private insurers, based on the analysis conducted, it is known that state intervention in the form of an insurance guarantee scheme or Policyholder Protection Scheme (PPS) can provide legal certainty and public confidence in the insurance industry. The study recommends the establishment of a national insurance guarantee institution as a structural solution to the imbalances that occur in the commercial insurance system in Indonesia.
Analysis of Ship Docking Guidance Services at PT. Krakatau Bandar Samudera Pier Ahmad Alfiyan Awwali; FX. Adi Purwanto; Carlos L. Prawirosastro
International Journal of Economics and Management Research Vol. 3 No. 3 (2024): December : International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v3i3.516

Abstract

A Ports are anchorages and/or mooring places for ships and other water vehicles, loading and unloading passengers, loading and unloading goods and animals, as well as a meeting place for an economic activity. The definition of a port is a place consisting of land and/or waters with certain boundaries as a place for government activities and business activities that are used as a place for ships to dock, board and disembark passengers, and/or load and unload goods, in the form of terminals and ship berths that are equipped with shipping safety and security facilities and port supporting activities as well as a place for intra and inter-mode of transportation. This uses a qualitative research data collection method that explains the ship docking guidance service system at the PT. Krakatoa, the ocean city is ongoing, starting from the way of inputting data on ship documents to be served to the procedures or SOPs that must be applied in ship docking services that have been listed in the operational provisions of PT Krakatoa, the ocean port. The researcher analyzes the impact of these steps on the performance of ship docking services, as well as identifies the challenges and opportunities faced in the process of ship docking services Based on the results of the discussion on the analysis of ship docking services at the PT Krakatau Bandar Samudera pier, the following conclusions can be drawn: Although the service is effective, there are several obstacles that can hinder the boat guidance service As mentioned above, the server is often down or maintenent and the network is unstable or slow, and the following are the efforts that can be made to improve the quality of guidance services, such as improving port facilities, facilities and infrastructure and technology, and by being able to continue to improve the quality of ship guidance services.
Lack of Understanding of Shariah Economics to Improve Shariah Bank Performance Asty Amanda; Elvira Mey Roza Sitorus Pane; Tongku Harapan Martua; Ahmad Syahputra; Wahyuni Wahyuni
International Journal of Economics and Management Research Vol. 3 No. 3 (2024): December : International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v3i3.519

Abstract

This study examines the impact of the lack of understanding of Islamic economics on the performance of Islamic banks. The main problem identified is that although interest in Islamic banking continues to increase, the level of understanding of the public and even some practitioners regarding the principles of Islamic economics is still relatively low. This condition has the potential to hinder the growth and effectiveness of Islamic bank operations. This study aims to analyze in depth how this lack of understanding affects various aspects of Islamic bank performance, including fund raising, financing distribution, customer loyalty, and institutional reputation. The research approach used is a qualitative method with case studies of several Islamic banks in Indonesia. Data were collected through in-depth interviews with bank management, employees, customers, and Islamic economics experts, as well as through analysis of internal documents and financial reports. The results of the study indicate that the lack of understanding of Islamic economics is negatively correlated with the performance of Islamic banks. This can be seen from the low interest of potential customers, difficulties in developing innovative products that are in accordance with Islamic law, high levels of complaints due to misunderstanding of contracts, and lack of trust from some of the community. The implications of this study highlight the urgency of massive and sustainable improvement of Islamic economic education and literacy, both for internal Islamic banks and the general public. Recommendations put forward include the development of a comprehensive Islamic education curriculum, ongoing training programs for bank employees, and effective socialization campaigns to improve public understanding. Thus, it is expected that the performance of Islamic banks can improve along with a better understanding of Islamic economic principles.
Keterampilan Entrepreneurship Syariah untuk Meningkatkan Pertumbuhan Ekonomi Mirzah Ikmaliyah; Parlindungan Parlindungan; Heru Kurniawan; Dhea Alpina Giawa
International Journal of Economics and Management Research Vol. 3 No. 3 (2024): December : International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v3i3.520

Abstract

This research aims to analyze the application of Islamic values in sharia entrepreneurship skills and their impact on economic growth, especially in the MSME sector in Medan City. The research method used is qualitative with a descriptive approach, where data was obtained through surveys and interviews with five business actors in the fashion sector in Medan City. The results of the study show that the application of sharia principles such as honesty, discipline, independence, commitment, and social usefulness plays a significant role in building consumer trust, increasing loyalty, and strengthening business resilience. In addition, Islamic values also encourage innovation and productivity, as seen in adaptive marketing strategies and business management that is free from riba, gharar, and maysir. The findings of this study reinforce the theory that sharia entrepreneurship is not only oriented towards material gains, but also creates positive social impact through community empowerment and ethical business practices. The implication of this research is the importance of the support of the government, Islamic financial institutions, and educational institutions in developing training and mentoring programs to strengthen the sharia-based entrepreneurship ecosystem. Thus, sharia entrepreneurship can be a strategic solution in facing global economic challenges, while encouraging inclusive and sustainable economic growth in Indonesia.
The Effect of Recruitment and Teamwork on the Productivity of PT Kharisma Guna Makmur Ririn Uke Saraswati
International Journal of Economics and Management Research Vol. 3 No. 3 (2024): December : International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v3i3.521

Abstract

This study aims to analyze the influence of Recruitment and Teamwork on Employee Productivity at PT Kharisma Guna Makmur. The research method used is quantitative by distributing questionnaires to 80 respondents. The data were analyzed using multiple linear regression. The results show that both Recruitment and Teamwork have a positive and significant influence on Employee Productivity, both partially and simultaneously. The coefficient of determination (R²) value of 0.875 indicates that 87.5% of the variation in productivity can be explained by the two variables. These findings highlight the importance of implementing effective recruitment and strengthening teamwork to optimally improve employee performanceKeywords: .

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