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Nur Sandi Marsuni
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Balance: Jurnal Ekonomi
Published by Universitas Muhammadiyah Makassar
ISSN : 18582192     EISSN : 26865467     DOI : 10.26618/jeb
Core Subject : Economy,
Economics, Econometrics & Finance
Balance: Jurnal Ekonomi has p-ISSN 1858-2192 and e-ISSN 2686-5467 published by the Development Economics Study Program of the Faculty of Economics and Business, Muhammadiyah University of Makassar, this journal publishes research articles in the field of Economics. This journal publishes research studies that use various qualitative and/or quantitative methods and approaches in the field of Economics. This journal aims to develop concepts, theories, perspectives, paradigms, and methodologies in the scope of Economics published twice a year, namely June and December. The scope of Balance: Journal of Economics covers Economics and Development, Economic Behavior, Islamic Economic System, International Economy as well as applied sciences of Statistical Economics, Macro and Micro. Article submissions are made using the Balance: Jurnal Ekonomi template accompanied by supporting documents in the form of: a statement of authorship, ethics, and a copyright statement, which can be downloaded on the main page of the Balance: Jurnal Ekonomi website. Balance: Jurnal Ekonomi has been single-reviewed by peer reviewers. The decision to accept or not accept scientific articles in this journal is the right of the Editorial Board based on recommendations from peer reviewers.
Arjuna Subject : -
Articles 377 Documents
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The Influence of Unemployment, Human Development Index and Inflation on Economic Growth in Bengkulu Province Novita Wulandari; Ellya Revolina; Fitriani Ariska
Jurnal Ekonomi Balance Vol. 21 No. 2 (2025): December 2025
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/017aey23

Abstract

This study investigates the impact of the open unemployment rate (TPT), Human Development Index (HDI), and inflation on economic growth in Bengkulu Province over the 2014–2023 period. Employing a quantitative approach, the research utilizes secondary data sourced from the Central Bureau of Statistics. Data analysis was conducted using multiple linear regression with the assistance of SPSS version 25. The findings reveal that, on a partial basis, only the HDI has a statistically significant influence on economic growth, while the open unemployment rate and inflation do not demonstrate significant effects. However, when analyzed simultaneously, all three variables collectively exert a significant impact on economic growth in the province. These results underscore the pivotal role of human capital development in driving sustainable economic performance. Enhancing education, healthcare, and general welfare as reflected in HDI can contribute more effectively to long-term economic resilience. The study highlights the need for targeted policy interventions that prioritize improvements in human resource quality alongside macroeconomic stability. Future research may explore additional socio-economic indicators or extend the analysis to a broader regional scope for comparative insights. Overall, the findings provide empirical support for formulating inclusive development strategies aimed at achieving sustainable economic growth in Bengkulu and similar regions.
Impact of Direct Cash Assistance (BLT) on Community Welfare in Pa'rappunganta Village, North Polongbangkeng District, Takalar Regency Asdar; Andi Jam'an; Nur Alfilahi Tahir
Jurnal Ekonomi Balance Vol. 21 No. 2 (2025): December 2025
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/4fymf575

Abstract

This study examines the impact of Direct Cash Assistance (Bantuan Langsung Tunai/BLT) on community welfare in Pa’rappunganta Village, Polongbangkeng Utara District, Takalar Regency, Indonesia. Despite the widespread implementation of BLT as a social protection instrument, empirical evidence on its effectiveness in improving long-term welfare at the village level remains limited. This research aims to analyze the extent to which BLT contributes to community welfare and to identify its practical limitations. A qualitative research approach was employed, using primary and secondary data collected through in-depth interviews, direct observation, and document analysis. Informants consisted of BLT recipients, village officials, and community representatives selected purposively based on their involvement in the program. Data were analyzed using thematic analysis with triangulation to ensure validity and reliability. The findings reveal that BLT provides short-term financial relief and helps households meet basic consumption needs, particularly during periods of economic vulnerability. However, the assistance does not significantly improve long-term welfare, income stability, or quality of life, nor does it effectively reduce poverty levels. This limitation is mainly due to the temporary nature of the program and the absence of complementary empowerment or income-generating initiatives. The study contributes to the literature on social assistance by highlighting the gap between short-term aid effectiveness and sustainable welfare improvement. Policy implications suggest that BLT should be integrated with productive economic programs to achieve more sustainable social welfare outcomes.
The Effect of Work-Life Balance on Employee Job Satisfaction with Burnout as Intervening Variable at PT xyz Sakinah Eka Putri; A Risfan Rizaldi; Irwan Abdullah
Jurnal Ekonomi Balance Vol. 21 No. 2 (2025): December 2025
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/ec53vy75

Abstract

This study aims to examine the effect of work–life balance on job satisfaction, with burnout serving as a mediating variable. Employing a quantitative explanatory design, the study was conducted within a mining services company in Indonesia, namely PT Pama Persada Nusantara (KPCT Site). Data were collected through a survey-based approach using structured questionnaires administered to 67 employees selected through purposive sampling. Statistical analysis was applied to test both direct and indirect relationships among the variables. The findings indicate that work–life balance has a significant positive effect on job satisfaction and a significant negative effect on burnout. However, burnout does not exhibit a significant direct effect on job satisfaction. Despite this, burnout plays an indirect mediating role in the relationship between work–life balance and job satisfaction, suggesting that improvements in work–life balance can reduce burnout levels, which in turn enhances job satisfaction indirectly. These results highlight the complexity of employee well-being dynamics, where burnout may not independently determine job satisfaction but still functions as an important psychological mechanism linking work–life balance to employee attitudes. This study contributes to the human resource management and organizational behavior literature by clarifying the mediating role of burnout in the work–life balance–job satisfaction nexus, particularly in high-demand industrial contexts. Practically, the findings underscore the importance for organizations to implement effective work–life balance policies as a strategic approach to managing employee well-being and improving job satisfaction.
Identification of Leading Agricultural Commodities in Simalungun Regency (2019–2023): A Location Quotient Analysis Muhammad Yusuf Harahap; Mutia Annisa; Agnes Monica Sianipar; Nakita; Enjel Widia Sari Gea; Respa Mellia Sirait; Albi Sutandi
Jurnal Ekonomi Balance Vol. 21 No. 2 (2025): December 2025
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/scqjcf71

Abstract

This study aims to identify leading agricultural commodities in Simalungun Regency during the 2019–2023 period using the Location Quotient (LQ) approach. The analysis is based on secondary production data obtained from the Central Statistics Agency (BPS) of Simalungun Regency and North Sumatra Province. LQ analysis is employed to measure the comparative advantage of agricultural commodities by comparing their production concentration at the regency level with that of the provincial level. Commodities with LQ values greater than one are classified as base (leading) commodities, indicating surplus production and export potential. The results show that the horticulture and plantation subsectors exhibit the strongest comparative advantages in Simalungun Regency. Key leading commodities include shallots, cabbage, long beans, large chili, and several vegetables in the horticulture subsector, as well as cocoa, oil palm, Arabica coffee, and Robusta coffee in the plantation subsector. Cocoa records exceptionally high LQ values, indicating a dominant production surplus relative to the provincial average. In contrast, most food crop commodities, except soybeans, and several livestock and fishery commodities remain non-base and primarily serve local demand. Overall, the findings indicate that Simalungun Regency possesses substantial potential to strengthen its regional economy through the development of leading agricultural commodities. Policy efforts should focus on value chain enhancement, infrastructure improvement, institutional strengthening of farmers, and market expansion to support sustainable agricultural-based regional development.
Effectiveness of Village Fund Policies on Economic and Infrastructure Development in Bonto Jai Village Andi Hakib; Nur Reski Magfirah
Jurnal Ekonomi Balance Vol. 21 No. 2 (2025): December 2025
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/63ac9e98

Abstract

This study examines the effectiveness of Village Fund policies in promoting economic development and infrastructure improvement in Bonto Jai Village, Bissappu District, Bantaeng Regency, Indonesia, during the 2020–2024 period. Employing a mixed-methods approach, the research integrates quantitative and qualitative analyses to provide a comprehensive evaluation of policy outcomes. Quantitative data were obtained from village budget realization reports and analyzed using an effectiveness ratio comparing planned and realized expenditures. Qualitative data were collected through observations, in-depth interviews with village officials, community leaders, and beneficiaries, as well as documentation review, to capture stakeholder perceptions and implementation dynamics. The findings indicate that Village Fund utilization in Bonto Jai Village was generally effective, with effectiveness levels ranging from 90% to 98% over the study period. Infrastructure development, particularly in agricultural support facilities such as farm roads and irrigation systems, significantly improved accessibility, mobility, and productivity. In terms of economic development, Village Fund–supported programs, including the establishment of village-owned enterprises (BUMDes), microenterprise assistance, and capacity-building initiatives, contributed to local economic activity and employment creation. Furthermore, increased community participation in village deliberation forums strengthened transparency and accountability in fund management. Despite these positive outcomes, the study identifies challenges related to unequal benefit distribution, limited community involvement in BUMDes management, and infrastructure maintenance issues. Overall, the study concludes that Village Fund policies have effectively supported local development in Bonto Jai Village, while highlighting the need for improved governance capacity, inclusive participation, and sustainability-oriented planning to enhance long-term policy impact.
Factors Influencing Consumer Adoption of Mobile Payment Systems in the Digital Economy Nur Sandi Marsuni
Jurnal Ekonomi Balance Vol. 11 No. 1 (2015): (June 2015)
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/axbems41

Abstract

The rapid growth of the digital economy has accelerated the development of mobile payment systems as an innovative financial technology that enhances transaction efficiency, convenience, and accessibility. Despite the increasing availability of mobile payment services, consumer adoption remains uneven across different demographic and economic contexts. Therefore, understanding the factors that influence consumers’ intentions to adopt mobile payment systems has become an important research issue. This study aims to examine the effects of perceived usefulness, perceived ease of use, trust, perceived security, social influence, mobility, and compatibility on consumers’ behavioral intentions to adopt mobile payment systems. The study employs a quantitative research approach using a survey method. Data were collected from 300 respondents who are familiar with mobile payment services and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The findings reveal that all proposed factors significantly influence behavioral intention to adopt mobile payment systems. Among the examined variables, perceived usefulness emerged as the strongest predictor, followed by trust and compatibility. The results indicate that consumers are more likely to adopt mobile payment technologies when they perceive them as beneficial, secure, trustworthy, easy to use, compatible with their lifestyles, and socially supported. The model explains a substantial proportion of variance in behavioral intention, demonstrating its robustness in explaining consumer adoption behavior. This study contributes to the literature on financial technology adoption and provides practical implications for mobile payment providers, policymakers, and financial institutions seeking to enhance digital payment adoption in the digital economy
Regional Financial Independence, Local Revenue Effectiveness, and Expenditure Ratios Influencing Human Development Index in Seluma Regency Joki Andriano; Pakri Pakri; Fitriani Ariska
Jurnal Ekonomi Balance Vol. 22 No. 1 (2026): June 2026
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/zeptcm64

Abstract

Human Development Index (HDI) is a key indicator of regional development performance because it reflects achievements in health, education, and living standards. Despite continuous fiscal decentralization reforms, Seluma Regency has consistently recorded the lowest HDI in Bengkulu Province, raising concerns regarding the effectiveness of regional fiscal management. This study examines the effects of the Regional Financial Independence Ratio, Local Own-Source Revenue (PAD) Effectiveness Ratio, and Regional Expenditure Ratio on the Human Development Index in Seluma Regency during 2013–2023. A quantitative explanatory approach was employed using secondary time-series data obtained from the Central Statistics Agency (BPS) and the Directorate General of Fiscal Balance (DJPK). Multiple linear regression analysis was conducted using EViews 12 after satisfying classical assumption tests. The findings indicate that the Regional Financial Independence Ratio has a positive but statistically insignificant effect on HDI. In contrast, the PAD Effectiveness Ratio demonstrates a significant negative effect, suggesting that improved revenue realization does not necessarily translate into better human development outcomes when expenditure allocation remains inefficient. Furthermore, the Regional Expenditure Ratio exhibits a positive but insignificant relationship with HDI. Simultaneously, all independent variables significantly influence HDI, indicating that regional fiscal performance collectively contributes to human development. These findings emphasize that strengthening fiscal capacity alone is insufficient without improving the quality and effectiveness of public expenditure allocation. The study contributes to the fiscal decentralization literature by providing empirical evidence from a relatively underexplored Indonesian regency and offers policy recommendations for enhancing human development through more strategic, accountable, and outcome-oriented regional fiscal management.

Page 38 of 38 | Total Record : 377

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