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Nur Sandi Marsuni
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Balance: Jurnal Ekonomi
Published by Universitas Muhammadiyah Makassar
ISSN : 18582192     EISSN : 26865467     DOI : 10.26618/jeb
Core Subject : Economy,
Economics, Econometrics & Finance
Balance: Jurnal Ekonomi has p-ISSN 1858-2192 and e-ISSN 2686-5467 published by the Development Economics Study Program of the Faculty of Economics and Business, Muhammadiyah University of Makassar, this journal publishes research articles in the field of Economics. This journal publishes research studies that use various qualitative and/or quantitative methods and approaches in the field of Economics. This journal aims to develop concepts, theories, perspectives, paradigms, and methodologies in the scope of Economics published twice a year, namely June and December. The scope of Balance: Journal of Economics covers Economics and Development, Economic Behavior, Islamic Economic System, International Economy as well as applied sciences of Statistical Economics, Macro and Micro. Article submissions are made using the Balance: Jurnal Ekonomi template accompanied by supporting documents in the form of: a statement of authorship, ethics, and a copyright statement, which can be downloaded on the main page of the Balance: Jurnal Ekonomi website. Balance: Jurnal Ekonomi has been single-reviewed by peer reviewers. The decision to accept or not accept scientific articles in this journal is the right of the Editorial Board based on recommendations from peer reviewers.
Arjuna Subject : -
Articles 375 Documents
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Analysis Of Economic Growth Levels: Literature Study Of International Graphics Of Indonesian Export And Import Value Salsabila, Salsabila; Noer, Muhammad Raihan; Matondang, Khairani Alawiyah
Jurnal Ekonomi Balance Vol. 20 No. 1 (2024): June 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i1.15254

Abstract

Analysis of the level of economic growth through a literature study of graphs of export and import values aims to find out whether movements in export and import graphs have an influence and are relevant to the level of economic growth in Indonesia. The time period used in the research was 10 years, namely from 2010 to 2020. The method for collecting data used secondary methods by obtaining data through the Central Statistics Agency (BPS) and journal literature or previous research. Data analysis is explained descriptively through each graphic sample, namely; 1) Economic Growth Rate, 2) Indonesian Export Value 3) Indonesian Import Value. This research produces explanations in the form of; 1) Indonesia's economic growth rate experiences fluctuations which tend to decrease. 2) The level of Indonesian export value experiences fluctuations which tends to decrease. 3) Indonesia's import level experiences increasing fluctuations which leads to the conclusion that state spending is greater. Researchers suggest that the government as the party with the authority be able to make policies to maximize state income through exports and minimize imports of foreign goods.
Contribution of Advertisement Tax to Makassar City Regional Original Income Asdar, Asdar; Naidah, Naidah; Ms, Basuki Rahmat; Rusydi, Muhammad; Abu, A Fadli
Jurnal Ekonomi Balance Vol. 20 No. 1 (2024): June 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i1.15275

Abstract

This study aims to determine how big the contribution of advertising tax is to local revenue in the city of Makassar. The type of research used in this research is to use a qualitative approach in which the research is descriptive in nature. The data used in this study is quantitative, namely target data and realization of advertisement tax in 2013-2023 as well as primary data, namely data taken from interviews. The results of this study with descriptive analysis show that advertisement tax revenue in Makassar City is still not optimal. This can be seen from the contribution of advertisement tax to Regional Original Income in 2013-2023 which averaged only 2.72% or according to very low criteria, which was caused by a lack of public awareness in paying taxes and the Makassar mayor's regulation regarding the installation of advertisements that are no longer allowed to be carried out on national roads so as to reduce advertisement tax revenue
The Effect of Inflation and Unemployment Rate on Economic Growth Rate in North Sumatra (Period 2013-2022) Noer, Muhammad Raihan; Damara, Muhammad Deni; Runi, Naila Ananda; Nafisha, Nadya; Fayza, Salsabila; Silaban, Putri Sari Margaret Julianti
Jurnal Ekonomi Balance Vol. 20 No. 1 (2024): June 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i1.15278

Abstract

This research aims to determine the effect of changes in the inflation rate and unemployment rate on the rate of economic growth in the province of North Sumatra over a 10 year period. The technique for collecting data is secondary methods through the Indonesian Central Statistics Agency. The method used to test the relationship between the independent variable and the dependent variable is the classic SPSS assumption test with multiple linear regression measurements. This research resulted in 1) The inflation rate during the research period did not have a significant effect on changes in the rate of economic growth. 2) The changing unemployment rate also does not have a significant influence on changes in the level of economic growth in North Sumatra. The author hopes that further research can further increase assumptions and knowledge, especially variables that can explain the influence of inflation and unemployment rates on more recent levels of economic growth.
Implementation of Policy Regarding Distribution of BLT for Extreme Poverty in Tambolongan Village, District. Bontosikuyu District. Selayar Patmawati, Andi Kiki; Mahsyar, Mahsyar; Damirah, Damirah; Muliati, Muliati; Semaun, Syahriyah
Jurnal Ekonomi Balance Vol. 20 No. 1 (2024): June 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i1.15303

Abstract

Policy implementation is any action taken by the government, both individually and in groups, to achieve a goal. Extreme poverty generally means the inability of a community to meet basic needs such as food, drinking water, proper sanitation, health, housing, education and access to information about income and social services. The purpose of this research is the BLT program to help households that are vulnerable to the impact of the Covid-19 pandemic. Qualitative descriptive research method. Primary data comes from direct interviews with direct beneficiaries of extreme poverty in Tambolongan village. The results of this study are: (1) The village government in determining extreme poverty communities still refers to Perkades 01 of 2023 which as been agreed upon with community leaders.    (2). Policy implementation carried out by the Tambolongan Village government includes communication, implementing attitudes, bureaucratic structure, and resources. The team involved in the policy of distributing Aid to extreme poverty communities is the implementing team carrying out the Fund Budgeting proposed by the coaching team for evaluation. After that, the Village Fund is ready to be distributed to people of extreme poverty. (3). The concept of economic empowerment for the people guided by the Al-Qur'an lies in the utilization and distribution of wealth evenly which is carried out properly and correctly. There are two provisions recommended in the    Al-Qur'an, the first is the command to provide assistance to the poor through infaq, alms and orders to feed the poor (ṭa'am almiskin), apart from being a form of first aid to the poor to maintain their survival, it can also It is understood that this is one way of Islam in empowering poverty
The Effectiveness of KUR Holding Ultra Micro Financing as Capital for Development of Small and Medium Micro Enterprises Majid, Jamaluddin; Nur, M Ilham; Rasulong, Ismail; Haliding, Safri
Jurnal Ekonomi Balance Vol. 20 No. 1 (2024): June 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i1.15305

Abstract

This analysis examines the effectiveness of KUR Holding Ultra Micro (UMi) financing as capital for developing MSMEs using the literature study method. Data was collected from relevant national journals published in the last five years, as well as other sources such as textbooks and scientific articles. The aim of this research is to obtain a theoretical basis that supports problem solving and reveals relevant theories. The research results show that KUR Holding UMi's financing is quite effective in helping MSMEs to develop. Timely disbursement of funds and loose installments really help debtors and reduce the level of bad credit. However, this research has limited information regarding the condition of MSMEs before receiving financing, so conclusions must be drawn with caution. Overall, the effectiveness of MSME credit shows good results with an increase in outstanding every year and a positive impact on communities receiving KUR funds. However, there are several important notes for BRI, Pegadaian and PNM who are responsible for this credit distribution.
Examining the Economic Impact of the Massage & SPA Business in Batam through Social Media Analysis Cristina, Cristina; Andelson, Jeffrey; Lim, Jesson
Jurnal Ekonomi Balance Vol. 20 No. 1 (2024): June 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i1.15306

Abstract

This study investigates the economic impact of the Massage & SPA business in Batam by leveraging social media analysis. The research aims to assist small and medium enterprises (SMEs) in enhancing their branding strategies through platforms like Instagram. Using qualitative methods including interviews, observations, and documentation, the study identifies key areas where researchers can aid in business growth. The findings reveal that the strategic use of social media significantly boosts the visibility and customer engagement of Massage & SPA businesses. Timely financial support and flexible repayment options have effectively reduced default rates and promoted business scalability. However, limitations exist due to the lack of pre-financing condition data of SMEs, requiring cautious interpretation of results. The study underscores the continuous growth of outstanding performance annually and the positive outcomes for fund recipients. Recommendations for the businesses include increasing social media activity and expanding to additional platforms to reach a broader audience.
The Influence of Per Capita Income, Human Development Index, and Unemployment Rate on Poverty Levels in North Sumatra Nasution, Kautsar Fatin Dharmawan; Hasibuan, Andriansyah; Ananda, Bunga; Sitohang, Cindy Eleonora; Fayza, Salsabila; Nasution, Armin Rahmansyah
Jurnal Ekonomi Balance Vol. 20 No. 1 (2024): June 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i1.15325

Abstract

North Sumatra, a province abundant in economic potential and natural resources, still grapples with severe poverty. This phenomenon of poverty is not influenced by a single factor but by a multitude of interrelated economic variables. In this study, data collection is carried out secondarily, utilizing up-to-date data from the Central Bureau of Statistics. The research method employed is descriptive quantitative. From the analysis, it is evident that the R Square value stands at 0.991. This indicates that the variables of Income per Capita (X1), Human Development Index (X2), and Unemployment Rate (X3) collectively influence the Poverty Level (Y) by 99.1%. The decision-making process can be informed by the time span of the data or the specific areas from which the data is derived. Despite North Sumatra’s rich resources, poverty remains a significant issue, underlining the complexity and interplay of various economic factors. The high R Square value suggests a strong correlation between income, human development, and employment levels in determining poverty. This comprehensive understanding emphasizes the necessity for targeted policies that address these interlinked factors to effectively combat poverty in the region. By analyzing secondary data from credible sources, the study highlights the importance of a multifaceted approach in addressing poverty. The insights derived from the data can guide policymakers in formulating strategies that not only boost economic growth but also ensure equitable development, thereby reducing poverty levels. The findings underscore the critical need for continuous monitoring and analysis of these economic variables to foster sustainable development in North Sumatra.
Analysis of Sharia Bank Financial Reports on Industrial Accounting Instruments Rosana, Jackie; Jessica, Jessica; Pangestu, Krisnawati Yeni; Shelsy, Shelsy; Simdy, Vivian; Dewi, Sari
Jurnal Ekonomi Balance Vol. 20 No. 1 (2024): June 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i1.15327

Abstract

This research aims to analyze accounting instruments in the financial reports of PT Bank Syariah Indonesia Tbk (BSI) and classify the types of instruments based on the social requirements pyramid. The research method uses quantitative analysis by reviewing BSI's financial reports for the 2020-2022 period. Data is analyzed to identify murabahah, istishna, ijarah receivables, as well as mudharabah and musyarakah financing. The research results show that murabahah, istishna and ijarah receivables experience significant changes from year to year. In 2020, Murabahah receivables amounting to 86,564,664 million rupiah, increased to 98,333,857 million rupiah in 2021, and 120,700,195 million rupiah in 2022. Istishna receivables showed a decrease from 607 million rupiah in 2020 to 131 million rupiah in 2022. receivables Ijarah also experienced fluctuations with a total of 23,917 million rupiah in 2020, decreasing to 1,653 million rupiah in 2022. Mudharabah and musyarakah financing also showed a changing trend, with mudharabah financing falling from 2,598,787 million rupiah in 2020 to 1,001,957 million rupiah in 2022, while musyarakah financing increased from 50,896,175 million rupiah in 2020 to 66,450,946 million rupiah in 2022. The conclusion of this research states that BSI has fulfilled its economic, legal and ethical responsibilities in accordance with the pyramid of social requirements. The classification of financial instruments shows that mudharabah and musyarakah are included in the sharia-based category, while ijarah, istishna, and murabahah are included in the sharia compliance category. These findings show that BSI operates in accordance with sharia financial principles, making a positive contribution to national economic development and community welfare
Analysis of Factors Affecting the Human Development Index (HDI) in 43 Sub-Saharan African Countries 2018-2022 Meilita, Fristyan Yuris; Hasmarini, Maulidyah Indira
Jurnal Ekonomi Balance Vol. 20 No. 2 (2024): Desember 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i2.15474

Abstract

The Human Development Index (HDI) is a crucial metric for assessing the quality of life and welfare in a region. However, Sub-Saharan African countries continue to encounter challenges in improving their HDI. This research aims to analyze the effects of economic growth, population growth, the Corruption Perception Index, and unemployment rates on HDI across 43 Sub-Saharan African nations from 2018 to 2022. The analytical approach employed includes panel data regression with Pooled Least Square (PLS), Fixed Effect Model (FEM), and Random Effect Model (REM). The Chow test and Hausman test are utilized to identify the most suitable estimation model. The findings indicate that the Fixed Effect Model (FEM) is the most appropriate model, demonstrating the significant impact of population growth and the Corruption Perception Index on HDI in these countries. Conversely, economic growth and unemployment rates do not show a significant influence. Among the 43 Sub-Saharan African nations, Mauritius stands out with the highest HDI, while Niger has the lowest.
Analysis of the Potential of Creative Marketing Strategies in Increasing Sales in the ANURATU Convection Industry Fahrudin, Fahrudin; Shofi, Ahmad; Masyhur, Ahmad; Qodir, Abdul; Iman, M. Kamilul
Jurnal Ekonomi Balance Vol. 20 No. 2 (2024): Desember 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i2.16008

Abstract

This study analyzes the potential of creative marketing strategies to enhance sales in the ANURATU convection industry. The research aims to explore the deeper potential and future opportunities of this industry, contributing to the relatively under-researched area of creative marketing. By identifying and understanding the unique factors that drive consumer interest and engagement, this study seeks to provide valuable insights for businesses looking to innovate and grow in a competitive market. The study employs a qualitative approach, utilizing descriptive methods to gather and present data based on observations and interviews. ANURATU, a small-scale home-based business, produces high-quality vintage-themed apparel. Despite using manual production processes and simple equipment, ANURATU has successfully marketed its products both domestically and internationally, including in regions such as Sumatra, Bali, and Singapore. The research highlights the role of digital marketing as a powerful tool for increasing visibility and attracting a wider customer base. Additionally, product diversification has proven to be an effective strategy in appealing to different consumer segments, expanding the brand's reach. The findings suggest that creative marketing strategies, such as leveraging social media platforms, influencer collaborations, and limited-edition collections, are essential for boosting sales and fostering customer loyalty. With a focus on quality and trust, ANURATU has the potential for significant growth and sustainability. The study concludes that by continuing to embrace creative marketing techniques, ANURATU can establish itself as a leading brand in the vintage apparel industry.

Page 34 of 38 | Total Record : 375

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