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INDONESIA
Jurnal Simki Economic
Published by Universitas Nusantara PGRI Kediri
ISSN : -     EISSN : 25990748     DOI : https://doi.org/10.29407/jse
Core Subject : Economy,
Economics, Econometrics & Finance
Journal Simki Economic is open access, peer-reviewed journal whose objectives is to publish original research papers related to the Indonesian economy and business issues. This journal is also dedicated to disseminating the published articles freely for international academicians, researchers, practitioners, regulators, and public societies. This journal welcomes authors from institutional backgrounds and accepts rigorous empirical or theoretical research papers with any method or approach relevant to the content of Indonesian economics and business, as long as the research fits into one of the ten areas of Management, Finance, Business, Marketing, Accounting, Taxation, Statistics, Auditing, Cooperatives and Economic Education.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 256 Documents
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Enhanching Environmental Performance (EP) through Green Organizational Culture (GOC) and Green Transformational Leadership (GTL) with Workplace Pro-Environmental Behaviour (WPEB) as Mediating Variable Anggit Waskita Nugraha; Siti Sumiati
Jurnal Simki Economic Vol 8 No 1 (2025): Volume 8 Nomor 1 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i1.1151

Abstract

The purpose of this study is to investigate the impact of Green Organizational Culture (GOC), Green Transformational Leadership (GTL), and Workplace Pro-Environmental Behaviour (WPEB) on Environmental Performance (EP) at Batik MSMEs in Semarang. A sample of 100 respondents was selected from a population of 331 employees at 117 MSMEs, selected through purposive sampling. The research focused on MSMEs that produce batik from raw materials to finished goods. Data analysis using SPSS version 25 with a significance of 5%. The findings indicate that Environmental Performance (EP) is significantly impacted by Green Organizational Culture (GOC), Green Transformational Leadership (GTL), and Workplace Pro-Environmental Behavior (WPEB). Green Organizational Culture (GOC) and Green Transformational Leadership (GTL) also affect Workplace Pro-Environmental Behaviour (WPEB). The relationship between the two variables and Environmental Performance (EP) was found to be mediated by Workplace Pro-Environmental Behavior (WPEB). The limitation of the study lies in the scope of the population, where out of 117 MSMEs only about 15 actually function as batik producers. Future research is recommended to add other variables Private Life, Environmental Awareness, Green Mindfulness, Pro-Environmental Identity, and expand the scope of objects so that the results are more representative.
Pengaruh Religiusitas, Budaya, Literasi Keuangan dan Lingkungan Sosial terhadap Perilaku Menabung Gen Z Dai Dito Domas; Trias Setyowati; Ira Puspitadewi Samsuryaningrum
Jurnal Simki Economic Vol 8 No 1 (2025): Volume 8 Nomor 1 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i1.1153

Abstract

This study examines the influence of religiosity, culture, financial literacy, and social environment on the savings behavior of generation Z, with a case study of high school students in Ambulu District. This study is motivated by the high level of consumptiveness in generation Z, which affects savings habits. Data from the Katadata Insight Center (KIC) shows that most generation Z rarely save or separate savings from daily expenses. Based on the Theory of Planned Behavior, this quantitative study collected data through questionnaires distributed to 100 high school students. Data analysis was carried out using multiple linear regression to test the impact of independent variables on savings behavior. The findings show that the level of religiosity, culture, financial literacy, and social context have a significant influence on savings behavior. Religiosity forms financial discipline and responsibility; culture encourages thrift and planning; financial literacy helps decision making; and a supportive social environment encourages interest in saving. This model is able to explain 73.4% of the variation in savings behavior, while the remaining 26.6% is influenced by other factors outside the model, such as personal motivation, education, economic conditions, or other external influences.
Mengkaji Sumber, Penggunaan Dana, dan Dampak Likuiditas terhadap PT. Akbar Indo Makmur Stimec Tbk. Nelma Husni; Himyar Pasrizal
Jurnal Simki Economic Vol 9 No 1 (2026): Volume 9 Nomor 1 Tahun 2026
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v9i1.1154

Abstract

The purpose of this study is to determine the sources of funding and their effect on the liquidity of PT. Akbar Indo Makmur Stimec Tbk in 2022–2023. This study uses a quantitative descriptive approach, the population is PT. Akbar Makmur Stimec Tbk for the period 2022-2023, with data analysis techniques using descriptive analysis. There is no comparison or correlation between these variables and other factors. The results of the study show that by looking at the sources and uses of cash to measure liquidity, businesses can earn 16.53% in 2022 and 0.27% in 2023. Findings from examining the sources and uses of cash reports indicate that the level of liquidity of PT. Akbar Makmur Stimec Tbk increases when cash increases, and decreases when cash decreases.
Pengaruh Financial Literacy, Financial Technology dan Lifestyle terhadap Perilaku Keuangan Juwita Nur Natasha; Achmad Hasan Hafidzi; Wahyu Eko Setianingsih
Jurnal Simki Economic Vol 8 No 1 (2025): Volume 8 Nomor 1 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i1.1156

Abstract

Finance plays an important role in supporting company growth. Without good financial management, companies can face various obstacles that risk thwarting the achievement of business goals. This study is intended to explore and analyze the extent to which financial literacy, utilization of financial technology, and lifestyle patterns influence financial management behavior among students domiciled in Jember Regency. In its implementation, this study applies a quantitative method involving 400 respondents as a sample. Sample selection was carried out using the Non-Probability Sampling method with a purposive sampling approach. Data collection was obtained through the distribution of questionnaires. Data analysis techniques used include testing research instruments, classical assumption tests, multiple linear regression analysis, hypothesis testing, and calculating the coefficient of determination. Based on the results of the analysis, it is known that financial literacy, utilization of financial technology, and lifestyle have a significant effect on the financial behavior of students in Jember Regency.
Manajemen Komunikasi Pemasaran antara Lembaga Zakat (Amil) kepada Penerima Zakat (Mustahik) Habib Ismail; Farid Aji Prakosa; Khusnul Amalin
Jurnal Simki Economic Vol 8 No 2 (2025): Volume 8 Nomor 2 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i2.1168

Abstract

Indonesia has great potential in collecting zakat as a country with the largest Muslim population. However, its distribution is still predominantly consumptive and has not been optimal in improving the welfare of mustahik. This study aims to determine the marketing communication management carried out by the Indonesian Zakat Initiative (IZI) Yogyakarta in the "Lapak Berkah" program in collaboration with the Baitul Maal Foundation (YBM) PLN UP3 Yogyakarta. This program distributes productive zakat in the form of business capital assistance to mustahik. This study uses a descriptive method with a qualitative approach. Data analysis techniques are carried out through observation, interviews, and documentation to evaluate the effectiveness of the communication strategy implemented. The results of the study indicate that the marketing communication management implemented by IZI is effective in delivering the program to mustahik. Success factors include intensive communication, ongoing mentoring, and transparency in the selection process. This program not only provides financial assistance, but also equips mustahik with business skills, so that they can improve their standard of living. Overall, this program contributes to the transformation of mustahik into muzakki in the future through a sustainable productive zakat approach.
Pengaruh Gender, Literasi Keuangan, Lifestyle Hedonis dan Kepribadian terhadap Pengelolaan Keuangan Pribadi : Studi Kasus Mahasiswa PTS di Kota Jember Violina Aghata; Retno Endah Supeni; Bayu Wijayantini
Jurnal Simki Economic Vol 8 No 1 (2025): Volume 8 Nomor 1 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i1.1174

Abstract

Through a case study of private college students in Jember City, this study aims to examine the influence of Gender, Financial Literacy, Hedonistic Lifestyle and Personality on personal financial management. The financial behavior of the community, especially the younger generation, is also influenced by these factors. Although most of their money is covered by their parents, students begin to be able to manage their finances independently when they enter adolescence and transition to adulthood. Someone who has a consumptive behavior tends to spend more money than they earn, and students tend to be interested in things that are trending or known as fomo. By using a quantitative research approach and a sample size of 100 respondents, a questionnaire was used to collect data, the population in this study were active students studying at PTS in Jember City. Based on the research results obtained from the use of the SPSS version 24 program and multiple linear regression analysis techniques, personal financial management is significantly and positively influenced by Gender, Hedonistic Lifestyle, Financial Literacy, and Personality. (Case Study of Private College Students in Jember City).
Pengaruh Aksesibilitas, Pengalaman Wisata dan Kepuasan Wisatawan terhadap Keputusan Berkunjung Kembali di Wisata Gunung Rante Banyuwangi M. Subhan Imam Maulana; Nursaidah Nursaidah; Yohanes Gunawan W
Jurnal Simki Economic Vol 8 No 2 (2025): Volume 8 Nomor 2 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i2.1193

Abstract

This study aims to examine how accessibility, tourism experience, and tourist satisfaction influence the decision to revisit Gunung Rante Tourism, Banyuwangi. The increasing number of tourists visiting this destination shows the need to understand the factors that play a role in building visitor loyalty. This study uses a quantitative approach with a survey method on tourists who have visited Gunung Rante. Data were collected through questionnaires and analyzed using multiple linear regression to determine the effect of independent variables on the decision to revisit. The sampling technique used was purposive sampling. Based on the Lemeshow formula, the minimum number of samples needed in this study was 96 respondents. The results showed that accessibility plays a significant role in tourists' decisions to return. Adequate infrastructure, such as good roads, easy transportation, and clear signs, contribute to travel comfort. Based on the test, accessibility (X₁) has a significant effect. Tourism experience (X₂) also has a significant effect. Tourist satisfaction (X₃) shows a positive impact. Thus, the better the accessibility, tourism experience, and satisfaction obtained, the higher the likelihood of tourists to revisit Gunung Rante.
Peran Pelaku Usaha Mikro Kecil Menengah (UMKM) Opak Jepit dalam Pengembangan Usaha pada Era Digital di Desa Balongmojo, Gresik Anis Fitriyasari; Dika Zaim Adlhan; Machsun Machsun; Riska Ayu Oktavia
Jurnal Simki Economic Vol 8 No 1 (2025): Volume 8 Nomor 1 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i1.1200

Abstract

Researchers want to know about the Role of Micro, Small and Medium Enterprises (MSMEs) of Opak Jepit in the Digital Era in Balongmojo Village, Gresik Regency. The main problem in this study is the development of sales and marketing of Opak Jepit in Balongmojo Village, Gresik Regency which is very lacking, the formulation of the problem in this study is how is the role of micro, small and medium enterprises (MSMEs) in the digital era in Balongmojo Village. The background of this study is the role and efforts of MSME Opak Jepit actors in developing or increasing sales of opak jepit amidst increasingly advanced digital developments. The purpose of this study is to determine the development of MSME Opak Jepit in the current digital era and what efforts have been made by opak jepit producers in competing to market their products amidst digital developments. This study uses a qualitative approach, with the subjects of opak jepit producers in Balongmojo Village, consumers, and village officials. There are 6 (six) informants used in this study. Data were obtained from interviews, observations, and documentation, which were then analyzed qualitatively descriptively. The results of this study show that the development of Opak Jepit in Balongmojo Village has followed digital developments that can make it easier for consumers to recognize and buy Opak Jepit products produced by Balongmojo Village.
Peran Komunikasi Pemasaran dalam Membangun Brand Image guna Mempengaruhi Keputusan Pembelian Konsumen di Brighton Real Estate Indonesia Cabang Surabaya Efrizar Sunni; Dicky Darma Putranto; Is Fadhillah
Jurnal Simki Economic Vol 8 No 2 (2025): Volume 8 Nomor 2 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i2.1202

Abstract

This study examines the strategies implemented by Brighton Real Estate Indonesia in forming the company's brand image. This study applies a qualitative descriptive method to describe facts and data related to marketing communication strategies, which are analyzed based on the theory of marketing mix, persuasive communication, and integrated marketing communication. Data were obtained from interviews, direct observation, and document collection. The main informants were agents, property owners and buyers. Meanwhile, the data validity test was carried out through triangulation. Based on the results of the study, the marketing strategy implemented by Brighton Real Estate Indonesia has integrated most of the elements in the marketing mix. The company's focus is seen in providing quality products, competitive price offers, aggressive promotions, strategic location selection, and communication approaches in the form of advertising and direct education to potential consumers. This study also found that the marketing communication approach used by Brighton also had an impact on increasing the company's brand image, so it can be concluded that Brighton Real Estate Indonesia has implemented an effective marketing communication strategy that has an impact on the company's brand image so that this influences consumer decisions to make buying and selling transactions at Brighton Real Estate Indonesia.
Pengaruh Self Efficacy, Budaya Organisasi, dan Soft Skill terhadap Kinerja Karyawan pada Bank BRI Kanca Bengkulu Yudisky Yudisky; Idham Lakoni; Fauzan Fauzan
Jurnal Simki Economic Vol 8 No 2 (2025): Volume 8 Nomor 2 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i2.1203

Abstract

The purpose of this study was to identify the influence of organizational culture, soft skills, and self-efficacy on the performance of employees of Bank BRI Bengkulu Branch Office partially and simultaneously. The research method used is quantitative (explanatory research), namely research that highlights the relationship between variables and tests hypotheses that have been formulated external conflict. The population in this study were all employees of Bank BRI Kanca Bengkulu totaling 80 employees and using saturated sampling techniques. The application of multiple linear regression methods was used because the variables used were more than one that had one dependent variable. This analysis is to determine whether there is an influence of the independent variable on the dependent variable. The results of the study showed that the significance value <0.10 <0.05 and tcount is greater than ttable (2.648 is greater than 1.990), the results of the regression analysis showed that Self Efficacy (X1) had a significant effect on performance (Y). With a sig value of 0.720 > 0.05 and tcount is smaller than ttable ((0.360 is smaller than 1.990), organizational culture X2 does not have a significant impact on employee performance. With a sig value < 0.001 < 0.05 and tcount is greater than ttable (6.206 is greater than 1.990), soft skills (X3) have a significant impact on employee performance. Thus, Fcount 156.031 is greater than Ftable 2.73. Therefore, the performance of Bank BRI Kanca Bengkulu employees is influenced by soft skills, self-efficacy, and organizational culture.

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