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INDONESIA
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE)
Published by CV. Adiba Aisha Amira
ISSN : -     EISSN : 30633648     DOI : Zenodo
Core Subject : Economy,
Economics, Econometrics & Finance
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS (IJEFE) is a scientific journal that publishes articles in the field of Business and finance that contain conceptual ideas in the fields of Economics, Accounting, Management, Business and finance. The scope is Human Resource Management, Marketing Management, Financial Management, Production/Operational Management, Strategic Management, Islamic Business Management, Halal Industry Management, Hajj and Umrah Management, Zakat and Waqf Management / Islamic Philanthropy, Tourism Management, Banking Management, Industrial Management, Agribusiness Management, Business Administration and financial management within the scope of organisations both banking, hospitality, and others.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 444 Documents
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THE ROLE OF SOCIAL ECONOMIC LAW IN ENSURING HEALTH RIGHTS FOR PETTY THEFT OFFENDERS: A STUDY AT A CORRECTIONAL INSTITUTION Gunawan Widjaja
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 2 No. 6 (2025): JUNE
Publisher : CV. Adiba Aisha Amira

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Abstract

This research aims to analyse the role of social economic law in guaranteeing the right to health for petty theft offenders in correctional institutions through a literature review. The right to health is a human right guaranteed by Law No. 12 of 1995 on Corrections and various related regulations, which requires the state to provide proper health services without discrimination against prisoners. However, implementation in the field still faces various obstacles, such as budget constraints, lack of medical personnel, inadequate health facilities, as well as bureaucratic constraints and overcapacity of prison residents. The results of the study show that the role of social economic law is very important in encouraging fair resource allocation and affirmative policies to fulfil the health rights of prisoners, especially vulnerable groups such as petty theft offenders who generally come from weak economic backgrounds. This study recommends the need for budget restructuring, strengthening cross-sectoral coordination, and developing prisoner empowerment programmes so that health rights can be fulfilled optimally and sustainably in the correctional environment.
PUBLIC-PRIVATE PARTNERSHIP MODEL IN REGIONAL INFRASTRUCTURE DEVELOPMENT Muhammad Ridho Alcaesar; Gunawan Widjaja
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 2 No. 6 (2025): JUNE
Publisher : CV. Adiba Aisha Amira

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Regional infrastructure development is a key factor in driving economic growth and improving people's quality of life. However, limited local government budgets are often the main obstacle in providing adequate infrastructure. The public-private partnership (PPP) model comes as an innovative solution by involving private sector participation in infrastructure financing, development and management. This study aims to analyse the concept, implementation, best practices, and challenges of PPP model in the context of regional infrastructure development through literature review. The results show that PPP is able to improve efficiency, service quality, and accelerate the realisation of infrastructure projects, especially through proportional risk and responsibility sharing between the government and the private sector. However, the successful implementation of PPP is highly influenced by a clear regulatory framework, transparent governance, institutional capacity of local government, and community participation. Thus, regulatory strengthening, capacity building, and multi-stakeholder engagement are key in optimising the public-private partnership model for sustainable regional infrastructure development
IMPLICATIONS OF ECONOMIC LAW AND HEALTH LAW ON SANCTIONS FOR PETTY THEFT OFFENDERS IN INDONESIA Gunawan Widjaja
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 2 No. 6 (2025): JUNE
Publisher : CV. Adiba Aisha Amira

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This study discusses the implications of economic law and health law on sanctions for petty theft offenders in Indonesia with a literature review approach. The adjustment of the minor theft loss limit through PERMA No. 2 Year 2012 from IDR250 to IDR2.5 million reflects the legal response to economic dynamics, aiming to increase the efficiency of law enforcement and reduce the burden on the state budget through the transfer of sanctions from imprisonment to fines or community service. However, the application of health aspects, particularly the mental and socio-economic conditions of perpetrators, has not been formally integrated in the criminalisation system, so perpetrators from vulnerable groups are still at risk of receiving disproportionate sanctions. This research recommends the revision of regulations and technical guidelines that integrate economic and health considerations in determining sanctions, in order to realise a more efficient, fair and humane criminal justice system.
THE SYNERGY OF ECONOMIC LAW AND HEALTH LAW IN HANDLING PETTY THEFT OFFENDERS: A REVIEW OF THE PROTECTION OF BASIC RIGHTS OF OFFENDERS Gunawan Widjaja
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 2 No. 6 (2025): JUNE
Publisher : CV. Adiba Aisha Amira

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This research discusses the importance of synergy between economic law and health law in handling petty theft offenders, especially in the context of protecting the basic rights of offenders. So far, the handling of petty theft cases in Indonesia is still dominated by conventional criminal law approaches that do not consider economic factors and the health conditions of the perpetrators, especially for those from vulnerable groups. Through a normative legal research method with a literature approach, this study examines legislation, policies, and related literature, such as the Criminal Code, PERMA No. 2 of 2012, and Law No. 11 of 2012 concerning SPPA. The results of the study show that restorative justice and diversion policies are progressive steps in providing protection for the basic rights of offenders, but their implementation still faces various challenges, such as lack of coordination across sectors, limited resources, and not optimal integration of economic programmes and health services in the legal process. This study recommends the need to strengthen synergies between legal, economic and health policies, as well as regulatory updates that are more responsive to the needs of offenders, so that the protection of basic rights can be realised optimally and equitably.
THE INFLUENCE OF WORK ENVIRONMENT ON WORK COMMITMENT AT THE REGIONAL DRINKING WATER COMPANY OF MAKASSAR CITY Rifqi Wiratama Abdurrahman; Siti Hasbiah; Tenri SP Dipoatmodjo; Romansyah Sahabuddin; Uhud Darmawan Natsir
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 2 No. 6 (2025): JUNE
Publisher : CV. Adiba Aisha Amira

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This study aims to analyze the effect of work environment and non-physical work environment on the work commitment of employees of the general and staffing sections of the Makassar city drinking water regional company. This research uses quantitative methods with descriptive approaches and multiple linear regression analysis. The sampling technique used purposive sampling with a total of 40 employees. The data obtained were analyzed using the t test, F test and R-Square test to test the effect of physical environment variables and the non-physical environment on work commitment. The results show that the physical work environment and non-physical work environment have a significant positive effect on work commitment both partially and simultaneously. The t-count value for the physical work environment is 3.593 and the non-physical work environment is 2.901, both of which are greater than the t-table, with a significant value of 0.01 each, indicating a significant effect. Simultaneously, the physical work environment and non-physical work environment contribute greatly to work commitment. This research suggests the company to the importance of this aspect especially the physical work environment and non-physical work environment in order to increase work commitment especially in the general and staffing department.
THE ROLE OF CREATIVE ECONOMY IN IMPROVING SOCIAL WELFARE AMONG MILLENNIALS Sari Mariahma Nova Sipayung; Ajeng Faizah Nijma Ilma
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 2 No. 6 (2025): JUNE
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This study aims to examine the role of the creative economy in improving social welfare among the millennial generation through a literature review approach. The creative economy as a sector that relies on ideas, creativity, and innovation has great potential in creating inclusive and sustainable economic opportunities, especially for the younger generation. The millennial generation who are adaptive to technology and dynamic in their work make them the main actors in the development of the creative economy. Through a search of various scientific literature, articles, and policy reports, this study found that the creative economy not only contributes to economic growth, but also plays a role in expanding employment opportunities, increasing social participation, and strengthening cultural identity. In addition, the creative economy encourages millennials to become independent and innovative economic actors, which has a direct impact on improving social welfare both individually and as a community. These findings indicate that the development of a creative economy that is targeted and based on local potential can be an effective strategy in improving the quality of life of the millennial generation in Indonesia, especially in areas with high creative potential.
FINANCIAL PERFORMANCE EVALUATION OF PT BANK MANDIRI (PERSERO) Tbk. 2021 – 2023 USING DUPONT METHOD ANALYSIS Zuliyana Zuliyana; Rosalinda Ayu P.; Istiono Istiono
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 2 No. 6 (2025): JUNE
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This study aims to evaluate the financial performance of PT Bank Mandiri (Persero) Tbk. during the period of 2021 to 2023 using the DuPont Analysis method. This method is applied to assess how effectively the company generates profit through operational efficiency, asset utilization, and capital structure. The analysis focuses on four key components: Net Profit Margin (NPM), Total Assets Turnover (TATO), Return on Investment (ROI), and Return on Equity (ROE). The results show a consistent increase in NPM, ROI, and ROE over the three-year period, indicating improved efficiency and profitability. However, the TATO value remained stable and relatively low, suggesting the need for better asset utilization. Overall, the evaluation indicates that PT Bank Mandiri is in a healthy financial position and has a promising outlook in maintaining its competitiveness within the banking industry.
MARKETING OPTIMIZATION IN AN EFFORT TO DEVELOP A CHICKEN MEATBALL STALL BUSINESS THROUGH A DIGITAL MARKETING APPROACH Aulia Aulia; Agus Syam; Asmayanti Asmayanti
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 2 No. 6 (2025): JUNE
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This research aims to identify the optimal marketing strategy in an effort to develop the Warung Bakso Ayam business using digital marketing. Digital marketing is a modern marketing approach that utilizes digital technology and the internet as the main communication channels. This research uses a qualitative research method with a descriptive approach and employs data collection techniques consisting of Observation, Interviews, and Documentation. The results of this study indicate that the Chicken Meatball Shop business, based on SWOT analysis, shows a favorable situation with the recommended SO Strategy including the optimization of Facebook and WhatsApp features, team training for the utilization of digital features, and integration with platforms such as Instagram, TikTok, and e-commerce. This strategy is expected to expand market reach and support business development to the fullest.
THE INFLUENCE OF PRODUCT QUALITY AND SERVICE QUALITY ON CUSTOMER LOYALTY AT CAFE NGOPI SANTAI IN MAKASSAR CITY Yohanis Resa Surentu; Agus Syam; Asmayanti; Muhammad Jufri; Sumiati Tahir
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 2 No. 6 (2025): JUNE
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The increasing lifestyle of society that is continuously evolving in this era, along with the advancement of increasingly sophisticated technology and the ever-developing lifestyle of the community, certainly impacts the business world. The current business development is so rapid that companies are required to be more focused and always innovate so that they can survive in the tight competition, especially in the café business. 1) To prove whether there is a significant influence of product quality on customer loyalty at the Ngopi Santai café. 2) To prove whether there is a significant influence of service quality on customer loyalty at the café ngopi santai. 3) To prove whether there is a significant influence of product quality and service quality on customer loyalty at the café ngopi santai. This research uses a quantitative method with multiple regression analysis techniques to analyze the collected data, and the instrument used is a questionnaire. The population in this study consists of all customers of Café Ngopi Santai who have visited and purchased products from Café Ngopi Santai. The sample for this research was determined using accidental sampling, which means respondents who were coincidentally encountered by the researcher during the research period and have the potential to be data sources and are willing to participate in this study, totaling 100 respondents. The results of this study indicate that: 1) There is a significant influence of product quality on customer loyalty at the Ngopi Santai café in Makassar. 2) There is a significant influence of service quality on customer loyalty at the Ngopi Santai café in Makassar. 3) There is a significant influence of product quality and service quality on customer loyalty at the Ngopi Santai café in Makassar city.
AN ANALYSIS OF THE EFFECT OF EDUCATION LEVEL, AGE, AND WASTE PRICE ON THE PARTICIPATION OF WASTE BANK MEMBERS IN KESIMAN KERTALANGU VILLAGE I GUSTI AYU EKA CHRYSTINAYUNI; Ni Made Tisnawati
INTERNATIONAL JOURNAL OF FINANCIAL ECONOMICS Vol. 2 No. 2 (2025): AUGUST
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This study analyzes the influence of education level, age, and waste prices on the participation of waste bank members in Kesiman Kertalangu Village. The main focus of this research is to address the increasing volume of waste in Denpasar and the low level of participation in local waste bank initiatives. This research employs an associative quantitative approach, with education level, age, and waste prices as the independent variables, and community participation as the dependent variable. Data were collected from 73 respondents, who are part of the 268 registered customers of the waste bank in Kesiman Kertalangu Village, determined using an accidental sampling method. The results of the study conclude that education level, age, and waste prices simultaneously have a significant influence on community participation in the waste bank program in Kesiman Kertalangu Village. Partially, the variables of education level, age, and waste prices also show a positive and significant influence on community participation. Higher education levels increase awareness and understanding; older age groups tend to participate more actively; and higher waste prices serve as an economic incentive.

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