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Annur Fitri Hayati
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Department of Economics Education, Faculty of Economics, Universitas Negeri Padang. Jl. Prof. Dr. Hamka, Kampus UNP Air Tawar Padang Provinsi Sumatera Barat - 25131
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INDONESIA
Jurnal Inovasi Pendidikan Ekonomi (JIPE)
Published by Universitas Negeri Padang
ISSN : 26215624     EISSN : 2302898X     DOI : https://doi.org/10.24036/jipe.v15.i2
Core Subject :
Learning innovations in economics Improving learning materials in economics Teaching and learning strategies in economics Educational evaluations in the fields of economics and education, Economics, business and accounting, Office administration, Cooperative studies.
Arjuna Subject : -
Articles 22 Documents
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Entrepreneurship Education and Green Entrepreneurial Intention: A Religious Perspective as a Moderating Variable Ali Usman; Kurjono; Heni Mulyani
Jurnal Inovasi Pendidikan Ekonomi Vol. 15 No. 1 (2025): Jurnal Inovasi Pendidikan Ekonomi
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/011342490

Abstract

This paper aims to investigate the degree to which entrepreneurial education and religiosity affect green entrepreneurial intention and how religiosity moderates. This study used a quantitative method via a survey of 200 prospective teacher students at the Faculty of Economics and Business Education, Universitas Pendidikan Indonesia. The study uses SEM-PLS to evaluate the causal connections among the variables. The results show that students' green entrepreneurship intention is much influenced by entrepreneurial education and religiosity. Furthermore, enhancing this link depends on religion. The main contribution of this study is to show how religiosity affects students with higher levels of religiosity: those with more religiosity show a stronger connection between entrepreneurial education and green entrepreneurial intention. This data underlines the need of a whole approach in promoting sustainable entrepreneurship based on values and ethics. It also provides higher education institutions with practical consequences for creating entrepreneurial courses more inclusive of religious beliefs and sustainability, entrepreneurial programs should not just stress commercial skills but also develop ethical consciousness and social responsibility toward the environment. A fresh element and a new perspective on research on green entrepreneurial intention is added by the use of religiosity as a moderating variable in this study
The Influence of Service Quality, Product Quality and Promotion on Sales Volume at Jenggong Café Fachrizal Mauludin Farichi; Mukhlis Mukhlis
Jurnal Inovasi Pendidikan Ekonomi Vol. 15 No. 2 (2025): Jurnal Inovasi Pendidikan Ekonomi
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jipe.v15.i2.23

Abstract

As lifestyles shift alongside broader social and economic developments, the business landscape also changes one sector notably influenced is the coffee industry. Given Indonesia’s relatively high level of coffee consumption, many entrepreneurs have seized the opportunity to establish coffee shops. However, to remain competitive, businesses need strategies that prioritize customer satisfaction. Customer satisfaction is shaped by how well services are delivered and how products meet the consumer expectation. the higher these qualities are perceived to be, the greater the potential for increased revenue. The present study explored the role of service quality, product quality, and promotion in driving changes in the sales volume. The study employs an associative quantitative approach, with the data collected from 100 respondents chosen through probability sampling technique at the Jagakarsa Seduh Coffee Shop. Data were analyzed using classical assumption tests, simple linear regression, correlation analysis, determination coefficient analysis, as well as partial and simultaneous hypothesis testing. The overall model is statistically significant, as evidenced by F-statistic of 96.052, which surpassed the critical threshold of 2.70 and was supported by a probability value of 0.000. Individual testing further confirmed that service quality (X1) exerts a significant effect, reflected by a t-statistic of 6.584 that exceeds the reference value of 1.664. Product quality (X2) yields a t value of 2.542 with significance 0.01. Promotion (X3) records a t value of 12.223 greater than 1.664 with significance 0.00.
The Impact of Digital Financial Literacy on Financial Behaviour and Financial Well-Being of Rural Millennials Sri Hardianti Sartika; Astri Srigustini; Allicia Deana Santosa
Jurnal Inovasi Pendidikan Ekonomi Vol. 16 No. 1 (2026): Jurnal Inovasi Pendidikan Ekonomi
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jipe.v16.i1.31

Abstract

This study investigates the role of digital financial literacy in shaping the financial well-being of millennials residing in rural areas of West Java, with financial behaviour serving as a mediating variable. Employing a quantitative explanatory survey design, data were collected from 315 millennial respondents and analysed using descriptive statistics and path analysis. The findings reveal that digital financial literacy exerts a significant but negative effect on both financial behaviour and financial well-being. Financial behaviour is also found to significantly influence financial well-being, indicating that higher engagement with financial activities does not necessarily translate into improved financial outcomes. These results suggest that increased exposure to and understanding of digital financial services may encourage consumptive practices and over-reliance on digital credit when not accompanied by prudent financial management. The study highlights that digital financial literacy alone is insufficient to enhance financial well-being unless it is integrated with responsible financial behaviour and effective risk awareness. Consequently, targeted financial education and stronger regulation of digital financial services are essential to improving the long-term financial well-being of rural millennials.
Exploring the Impact of Intellectual Capital on University Students’ Digital Innovation Intentions: The Mediating Role of Digital Literacy in Indonesia Irfan Wahzudi; Kurjono Kurjono
Jurnal Inovasi Pendidikan Ekonomi Vol. 16 No. 1 (2026): Jurnal Inovasi Pendidikan Ekonomi
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jipe.v16.i1.33

Abstract

The rapid expansion of the digital economy has increased the need for graduates who are capable of initiating digital innovation. However, educated unemployment remains a persistent challenge in Indonesia, suggesting that intellectual resources alone may not be sufficient to foster innovation-oriented intentions. This study examines the effects of knowledge and skills, networking, and opportunity recognition on the intention to start digital innovation, with digital literacy as a mediating variable. A quantitative survey was conducted among 334 university students from various higher education institutions in Indonesia. Data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results indicate that opportunity recognition significantly influences both digital literacy and intention to start digital innovation, while knowledge and skills significantly enhance digital literacy but do not directly affect innovation intention. Networking was found to have no significant effect on either digital literacy or innovation intention. Digital literacy significantly influences intention to start digital innovation and fully mediates the relationship between knowledge and skills and innovation intention, while partially mediating the effect of opportunity recognition. These findings highlight digital literacy as a critical capability-conversion mechanism through which intellectual capital is transformed into innovation-oriented intentions. The study extends Intellectual Capital Theory by emphasizing the role of digital literacy in converting intellectual resources into digital innovation intentions among university students.
Technology Acceptance, Perceived Risk, and QRIS Purchase Intention: A Gender Comparison Among Generation Z College Students Anggie Eka Wardani; Yogi Dwi Satrio; Wahjoedi Wahjoedi; Bagus Shandy Narmaditya
Jurnal Inovasi Pendidikan Ekonomi Vol. 16 No. 1 (2026): Jurnal Inovasi Pendidikan Ekonomi
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jipe.v16.i1.41

Abstract

This research investigated the influence of technology acceptance and perceived risk on purchase intention toward QRIS and investigated the possible difference between genders among undergraduate students. A quantitative approach was used with data collected from 374 respondents through an online questionnaire. Respondents were obtained by multistage sampling and the data was analyzed by multiple linear regression and independent-samples t-test using IBM SPSS Statistics version 25. The analysis showed that technology acceptance has a positive and significant effect on purchase intention. whereas perceived risk showed a significant but comparatively weaker negative relationship. Collectively, the two variables explained a substantial proportion of the variation in purchase intention. In addition, no significant gender differences were identified in technology acceptance, perceived risk, or purchase intention. The overall findings suggested that male and female students in Generation Z responded to QRIS in remarkably similar ways, reflecting an increasingly gender-neutral pattern of digital payment adoption.
Peer Influence and Self-Efficacy on College Interest: The Mediating Role of School Environment in Vocational High School Students Estu Niana Syamiya; Aniek Widiarti Widiarti; Heni Cahya Ramdani; Noviyanti Hasanah
Jurnal Inovasi Pendidikan Ekonomi Vol. 16 No. 1 (2026): Jurnal Inovasi Pendidikan Ekonomi
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jipe.v16.i1.46

Abstract

This study aims to analyze the prediction of higher education intentions among vocational students: assessing the mediating role of the school environment on self-efficacy and peer relationships. The research method used is quantitative and uses path analysis. The study population was grade XII students of SMK Negeri 3 Tangerang City, with a sample of 202 respondents selected through probability sampling techniques. Data collection was conducted using a questionnaire. The results show that peers have an effect on their interest in continuing their studies. The results show that self-efficacy affects the interest in continuing college. The academic setting significantly predicts further education interest. This indicates confirming that the indirect path from peer surroundings to college intention is statistically insignificant. That self-efficacy does not have an indirect effect on the interest in continuing college through the school environment. Therefore, peers and self-efficacy are important factors in shaping interest in continuing their studies, while the role of the school environment in this context is not strong enough to exert a meaningful influence. These findings emphasize the importance of strengthening students' social interactions and self-confidence in increasing educational aspirations. This new research adds the school environment as a mediating variable, which provides new insights into solving the problem of students' inclination towards post-secondary education.
The Effect of Digital Literacy on Students' Learning Outcomes: The Mediating Roles of Learning Motivation and Self-Efficacy Aini Saputri; Armiati Armiati
Jurnal Inovasi Pendidikan Ekonomi Vol. 16 No. 1 (2026): Jurnal Inovasi Pendidikan Ekonomi
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jipe.v16.i1.47

Abstract

Enhancing student learning outcomes in the digital age is a primary concern for contemporary vocational education, where digital competence is increasingly vital for scholastic success. This study investigates the influence of digital literacy on Informatics learning outcomes, specifically exploring the mediating roles of learning motivation and self-efficacy. Utilizing a quantitative framework, the research employed a purposive sampling technique to collect data from 102 students enrolled in the Office Management and Business Services (MPLB) and Digital Business and Marketing (BDP) programs at SMK Negeri 2 Bukittinggi. The collected data were analyzed via Structural Equation Modeling–Partial Least Squares (SEM-PLS) using SmartPLS 4.0. Empirical results reveal that digital literacy exerts a direct, positive, and significant effect on Informatics learning outcomes. Furthermore, digital literacy demonstrates a positive influence on both learning motivation and self-efficacy. Notably, both motivation and self-efficacy were found to significantly mediate the connection between digital literacy and academic results. These findings underscore the critical role of digital literacy in academic attainment, suggesting that pedagogical strategies in vocational institutions should incorporate methods that foster psychological engagement to maximize student outcomes in an increasingly digital educational landscape.
The Effect of Social Support on Academic Procrastination among University Students: The Mediating Roles of Intrinsic Learning Motivation and Resilience Azra Fauziyah; Armiati Armiati
Jurnal Inovasi Pendidikan Ekonomi Vol. 16 No. 1 (2026): Jurnal Inovasi Pendidikan Ekonomi
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jipe.v16.i1.48

Abstract

Academic procrastination remains a common challenge in higher education, as it can lower academic achievement, reduce student engagement in the learning process, and delay the completion of studies. This study aims to analyze the effect of social support on academic procrastination among students at Universitas Negeri Padang by testing the mediating roles of intrinsic motivation to learn and resilience. This study utilized a quantitative approach with an explanatory design. A total of 396 students were selected through proportional random sampling from a population of 35,830 active undergraduate students. Data were collected using an online questionnaire and analyzed using Structural Equation Modeling-Partial Least Squares (SEM-PLS). The results showed that social support had a significant negative effect on academic delay (β = −0.276, p < 0.001) and a positive effect on intrinsic learning motivation (β = 0.587, p < 0.001) and resilience (β = 0.504, p < 0.001). In addition, intrinsic learning motivation (β = −0.329, p < 0.001) and resilience (β = −0.219, p < 0.001) were also found to reduce academic procrastination. Indirect effect analysis confirms that these two variables mediate the relationship between social support and academic procrastination. In other words, students who receive greater social support tend to have higher levels of intrinsic motivation and resilience, making them better able to avoid academic procrastination. These findings expand the application of Self-Determination Theory by demonstrating that social support influences academic procrastination through motivational and psychological mechanisms. The results of this study provide guidance for universities to strengthen students’ resilience in order to reduce rates of academic procrastination.
The Impact of Formative Assessment and Feedback on Student Engagement in an Economics Course Wiwi Fitria Anjani; Friyatmi Friyatmi
Jurnal Inovasi Pendidikan Ekonomi Vol. 16 No. 1 (2026): Jurnal Inovasi Pendidikan Ekonomi
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jipe.v16.i1.51

Abstract

Low student engagement, characterized by poor academic performance and widespread truancy, is a global challenge exacerbated by the dominance of conventional teaching methods. As an intervention, this study aims to analyze the effect of the quality of formative assessment and assessment feedback, both individually and simultaneously, on student engagement in economics classes. Using a quantitative associative-causal approach, data were collected via a questionnaire administered to a sample of 112 Phase E students at SMA Negeri 1 X Koto, selected through proportional stratified random sampling. The data were then analyzed using multiple linear regression. The results of the hypothesis testing confirmed that the quality of formative assessment and assessment feedback, when considered simultaneously, significantly enhanced student engagement (R² = 0.664, F = 107.546, p < 0.001). Partially, both variables also made positive and significant contributions, with formative assessment (β = 0.237, t = 2.147, p = 0.034, 95% CI [0.020, 0.505]) and assessment feedback (β = 0.601, t = 5.457, p < 0.001, 95% CI [0.261, 0.560]) each showing a significant effect, with assessment feedback emerging as the most dominant variable in enhancing student engagement in the classroom. This study concludes that the use of periodic evaluation instruments and the provision of constructive feedback can create an interactive classroom environment, thereby effectively transforming students from passive listeners into proactive and independent learners.
The Impact of Foreign Direct Investment (FDI) and Domestic Direct Investment (DDI) on Gross Regional Domestic Product (GRDP) in Sumatra Island Fitri Omita; Jean Elikal Marna
Jurnal Inovasi Pendidikan Ekonomi Vol. 16 No. 1 (2026): Jurnal Inovasi Pendidikan Ekonomi
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jipe.v16.i1.53

Abstract

This study is motivated by persistent disparities in economic growth among the provinces of Sumatra, which are presumably linked to the unequal distribution of Foreign Direct Investment (FDI) and Domestic Direct Investment (DDI). Previous studies have yielded inconsistent results; some combined FDI and DDI into a single variable over a limited period, thereby preventing an analysis of the individual contribution and significance of each investment type. This study addresses this gap by examining the effects of FDI and DDI, both individually and simultaneously, on the regional Gross Domestic Product (GDP) of Sumatra between 2016 and 2025, testing Harrod-Domar and Keynesian investment theories in a regional context. This quantitative associative study utilises secondary panel data covering all 10 provinces of Sumatra from 2016 to 2025 (100 observations), obtained from the Indonesian Investment Coordinating Board (IAC) and the Central Statistics Agency (BPS). The data were analysed using panel data regression via the Random Effects Model (REM), selected based on Chow, Hausman, and Lagrange Multiplier tests. The results indicate that FDI does not have a significant effect on GDP (coefficient = 0.0011; probability = 0.9649), whereas DDI shows a positive and significant effect (coefficient = 0.1774; probability = 0.0000). When considered simultaneously, FDI and DDI have a positive and significant impact on regional GDP, with an F-statistic of 53.579 and an adjusted R-squared of 0.515; this suggests that, together, both variables explain 52.4% of the variation in regional GDP across Sumatra. By treating FDI and DID as distinct variables over an extended period and across provinces, this study clarifies the respective roles of each and highlights the need for policies that enhance FDI effectiveness while sustaining domestic investment growth.

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