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Annur Fitri Hayati
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INDONESIA
Jurnal Inovasi Pendidikan Ekonomi (JIPE)
Published by Universitas Negeri Padang
ISSN : 26215624     EISSN : 2302898X     DOI : https://doi.org/10.24036/jipe.v15.i2
Core Subject :
Learning innovations in economics Improving learning materials in economics Teaching and learning strategies in economics Educational evaluations in the fields of economics and education, Economics, business and accounting, Office administration, Cooperative studies.
Arjuna Subject : -
Articles 16 Documents
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Entrepreneurship Education and Green Entrepreneurial Intention: A Religious Perspective as a Moderating Variable Ali Usman; Kurjono; Heni Mulyani
Jurnal Inovasi Pendidikan Ekonomi Vol. 15 No. 1 (2025): Jurnal Inovasi Pendidikan Ekonomi
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/011342490

Abstract

This paper aims to investigate the degree to which entrepreneurial education and religiosity affect green entrepreneurial intention and how religiosity moderates. This study used a quantitative method via a survey of 200 prospective teacher students at the Faculty of Economics and Business Education, Universitas Pendidikan Indonesia. The study uses SEM-PLS to evaluate the causal connections among the variables. The results show that students' green entrepreneurship intention is much influenced by entrepreneurial education and religiosity. Furthermore, enhancing this link depends on religion. The main contribution of this study is to show how religiosity affects students with higher levels of religiosity: those with more religiosity show a stronger connection between entrepreneurial education and green entrepreneurial intention. This data underlines the need of a whole approach in promoting sustainable entrepreneurship based on values and ethics. It also provides higher education institutions with practical consequences for creating entrepreneurial courses more inclusive of religious beliefs and sustainability, entrepreneurial programs should not just stress commercial skills but also develop ethical consciousness and social responsibility toward the environment. A fresh element and a new perspective on research on green entrepreneurial intention is added by the use of religiosity as a moderating variable in this study
The Influence of Service Quality, Product Quality and Promotion on Sales Volume at Jenggong Café Fachrizal Mauludin Farichi; Mukhlis Mukhlis
Jurnal Inovasi Pendidikan Ekonomi Vol. 15 No. 2 (2025): Jurnal Inovasi Pendidikan Ekonomi
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jipe.v15.i2.23

Abstract

As lifestyles shift alongside broader social and economic developments, the business landscape also changes one sector notably influenced is the coffee industry. Given Indonesia’s relatively high level of coffee consumption, many entrepreneurs have seized the opportunity to establish coffee shops. However, to remain competitive, businesses need strategies that prioritize customer satisfaction. Customer satisfaction is shaped by how well services are delivered and how products meet the consumer expectation. the higher these qualities are perceived to be, the greater the potential for increased revenue. The present study explored the role of service quality, product quality, and promotion in driving changes in the sales volume. The study employs an associative quantitative approach, with the data collected from 100 respondents chosen through probability sampling technique at the Jagakarsa Seduh Coffee Shop. Data were analyzed using classical assumption tests, simple linear regression, correlation analysis, determination coefficient analysis, as well as partial and simultaneous hypothesis testing. The overall model is statistically significant, as evidenced by F-statistic of 96.052, which surpassed the critical threshold of 2.70 and was supported by a probability value of 0.000. Individual testing further confirmed that service quality (X1) exerts a significant effect, reflected by a t-statistic of 6.584 that exceeds the reference value of 1.664. Product quality (X2) yields a t value of 2.542 with significance 0.01. Promotion (X3) records a t value of 12.223 greater than 1.664 with significance 0.00.
The Impact of Digital Financial Literacy on Financial Behaviour and Financial Well-Being of Rural Millennials Sri Hardianti Sartika; Astri Srigustini; Allicia Deana Santosa
Jurnal Inovasi Pendidikan Ekonomi Vol. 16 No. 1 (2026): Jurnal Inovasi Pendidikan Ekonomi
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jipe.v16.i1.31

Abstract

This study investigates the role of digital financial literacy in shaping the financial well-being of millennials residing in rural areas of West Java, with financial behaviour serving as a mediating variable. Employing a quantitative explanatory survey design, data were collected from 315 millennial respondents and analysed using descriptive statistics and path analysis. The findings reveal that digital financial literacy exerts a significant but negative effect on both financial behaviour and financial well-being. Financial behaviour is also found to significantly influence financial well-being, indicating that higher engagement with financial activities does not necessarily translate into improved financial outcomes. These results suggest that increased exposure to and understanding of digital financial services may encourage consumptive practices and over-reliance on digital credit when not accompanied by prudent financial management. The study highlights that digital financial literacy alone is insufficient to enhance financial well-being unless it is integrated with responsible financial behaviour and effective risk awareness. Consequently, targeted financial education and stronger regulation of digital financial services are essential to improving the long-term financial well-being of rural millennials.
Exploring the Impact of Intellectual Capital on University Students’ Digital Innovation Intentions: The Mediating Role of Digital Literacy in Indonesia Irfan Wahzudi; Kurjono Kurjono
Jurnal Inovasi Pendidikan Ekonomi Vol. 16 No. 1 (2026): Jurnal Inovasi Pendidikan Ekonomi
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jipe.v16.i1.33

Abstract

The rapid expansion of the digital economy has increased the need for graduates who are capable of initiating digital innovation. However, educated unemployment remains a persistent challenge in Indonesia, suggesting that intellectual resources alone may not be sufficient to foster innovation-oriented intentions. This study examines the effects of knowledge and skills, networking, and opportunity recognition on the intention to start digital innovation, with digital literacy as a mediating variable. A quantitative survey was conducted among 334 university students from various higher education institutions in Indonesia. Data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results indicate that opportunity recognition significantly influences both digital literacy and intention to start digital innovation, while knowledge and skills significantly enhance digital literacy but do not directly affect innovation intention. Networking was found to have no significant effect on either digital literacy or innovation intention. Digital literacy significantly influences intention to start digital innovation and fully mediates the relationship between knowledge and skills and innovation intention, while partially mediating the effect of opportunity recognition. These findings highlight digital literacy as a critical capability-conversion mechanism through which intellectual capital is transformed into innovation-oriented intentions. The study extends Intellectual Capital Theory by emphasizing the role of digital literacy in converting intellectual resources into digital innovation intentions among university students.
Technology Acceptance, Perceived Risk, and QRIS Purchase Intention: A Gender Comparison Among Generation Z College Students Anggie Eka Wardani; Yogi Dwi Satrio; Wahjoedi Wahjoedi; Bagus Shandy Narmaditya
Jurnal Inovasi Pendidikan Ekonomi Vol. 16 No. 1 (2026): Jurnal Inovasi Pendidikan Ekonomi
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jipe.v16.i1.41

Abstract

This research investigated the influence of technology acceptance and perceived risk on purchase intention toward QRIS and investigated the possible difference between genders among undergraduate students. A quantitative approach was used with data collected from 374 respondents through an online questionnaire. Respondents were obtained by multistage sampling and the data was analyzed by multiple linear regression and independent-samples t-test using IBM SPSS Statistics version 25. The analysis showed that technology acceptance has a positive and significant effect on purchase intention. whereas perceived risk showed a significant but comparatively weaker negative relationship. Collectively, the two variables explained a substantial proportion of the variation in purchase intention. In addition, no significant gender differences were identified in technology acceptance, perceived risk, or purchase intention. The overall findings suggested that male and female students in Generation Z responded to QRIS in remarkably similar ways, reflecting an increasingly gender-neutral pattern of digital payment adoption.
Peer Influence and Self-Efficacy on College Interest: The Mediating Role of School Environment in Vocational High School Students Estu Niana Syamiya; Aniek Widiarti Widiarti; Heni Cahya Ramdani; Noviyanti Hasanah
Jurnal Inovasi Pendidikan Ekonomi Vol. 16 No. 1 (2026): Jurnal Inovasi Pendidikan Ekonomi
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jipe.v16.i1.46

Abstract

This study aims to analyze the prediction of higher education intentions among vocational students: assessing the mediating role of the school environment on self-efficacy and peer relationships. The research method used is quantitative and uses path analysis. The study population was grade XII students of SMK Negeri 3 Tangerang City, with a sample of 202 respondents selected through probability sampling techniques. Data collection was conducted using a questionnaire. The results show that peers have an effect on their interest in continuing their studies. The results show that self-efficacy affects the interest in continuing college. The academic setting significantly predicts further education interest. This indicates confirming that the indirect path from peer surroundings to college intention is statistically insignificant. That self-efficacy does not have an indirect effect on the interest in continuing college through the school environment. Therefore, peers and self-efficacy are important factors in shaping interest in continuing their studies, while the role of the school environment in this context is not strong enough to exert a meaningful influence. These findings emphasize the importance of strengthening students' social interactions and self-confidence in increasing educational aspirations. This new research adds the school environment as a mediating variable, which provides new insights into solving the problem of students' inclination towards post-secondary education.

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