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INDONESIA
Jurnal Bisnis dan Manajemen
Published by Universitas Merdeka Malang
ISSN : 18297528     EISSN : 25811584     DOI : -
Core Subject : Science, Social,
Decision Sciences, Operations Research & Management Social Sciences
Jurnal Bisnis dan Manajemen covers the areas of financial management science, human resource management, marketing management, and strategic management It also covers the field of entrepreneurship.
Arjuna Subject : -
Articles 262 Documents
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Antecedent Factors and Locus of Control: Their Impact on Financial Management Behavior MSME Actors Sumarni Sumarni; Maswanto
Jurnal Bisnis dan Manajemen Vol. 13 No. 1 (2026): Jurnal Bisnis dan Manajemen Volume 13 Nomor 1 Tahun 2026
Publisher : Jurnal Bisnis dan Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jbm.v13i1.16696

Abstract

This study examines the configuration of financial behavioral attributes Financial Attitude, Financial Knowledge, and Locus of Control that shape the financial management behavior of Micro, Small, and Medium Enterprise (MSME) actors. While these factors are often studied in isolation, a significant gap exists in understanding how they combine to form a holistic psychological profile for financial decision-making. The purpose of this research is to deconstruct and quantify the influence of these three attributes, particularly by evaluating the mediating role of Locus of Control. Employing a quantitative approach, survey data were collected from 97 MSME actors. Multiple regression analysis tested the direct effects, and path analysis was used to assess mediation. The results revealed that both Financial Knowledge and Financial Attitude have a significant positive effect on financial management behavior, with knowledge exhibiting a slightly stronger influence. Locus of Control partially mediates both relationships, acting as a key psychological mechanism through which cognitive and affective factors translate into behavior. The direct effect model explained 42.1% of the variance in financial management behavior. A key limitation is the cross-sectional design and reliance on self-reported data from a specific sample, which limits causal inference and generalizability. Future research should employ longitudinal designs and incorporate objective financial performance measures to better capture actual behavioral outcomes.
The Influence of Soft and Hard Skill Competencies on Work Readiness through Self-Efficacy among Hospitality Students at SMKs in Greater Malang: Evidence from 1O1 Hotel Malang OJ Reno Aryono Aryono; Andini Risfandini Risfandini; Mokhamad Natsir Natsir
Jurnal Bisnis dan Manajemen Vol. 13 No. 1 (2026): Jurnal Bisnis dan Manajemen Volume 13 Nomor 1 Tahun 2026
Publisher : Jurnal Bisnis dan Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jbm.v13i1.16747

Abstract

This study investigates the influence of soft skills and hard skills on the work readiness of Hospitality Vocational High School students in Malang Raya, with self-efficacy examined as a mediating construct within the industrial internship setting at THE 1O1 Hotel Malang OJ. The research is motivated by the persistent gap between the competencies expected by the hospitality industry and the actual readiness demonstrated by students during field practice. A quantitative research design employing Structural Equation Model Partial Least Squares (SEM PLS) was utilized to analysis the direct and indirect effects among the studied variables. The empirical results demonstrate that both soft skills and hard skills significantly enhance students’ self-efficacy, and hard skills exert a direct positive effect on work readiness. Self-efficacy also exhibits a substantial positive influence on work readiness and functions as a mediating mechanism linking soft skills and hard skills to work readiness. These findings align with Bandura’s Social Cognitive Theory (1997) and the Social Cognitive Career Theory articulated by Lent et al. (2020), which underscore the pivotal role of self-efficacy in translating individual competencies into effective performance outcomes. Overall, the study reinforces that improving students’ work readiness requires not only strengthening technical and non-technical competencies but also systematically developing their psychological readiness through authentic industry experience and structured competency-based learning.
The Influence of Financial Literacy and Financial Management on the Financial Performance of MSMEs (Case Study on the “MBOIS” MSME Community in Malang Raya) Reika Happy Sugiastuti; Anik Nur Aini; Alyah Hasnah Saputri
Jurnal Bisnis dan Manajemen Vol. 13 No. 1 (2026): Jurnal Bisnis dan Manajemen Volume 13 Nomor 1 Tahun 2026
Publisher : Jurnal Bisnis dan Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jbm.v13i1.16885

Abstract

This study aims to analyze the effect of financial literacy and financial management on the financial performance of Micro, Small, and Medium Enterprises (MSMEs) that are members of the “MBOIS” MSME Community in Malang Raya. The research is motivated by the limited financial management capability of MSME actors, despite their significant contribution to regional economic development. Data were collected using a quantitative approach through structured questionnaires distribution to 33 MSME owners and analyzed using multiple linear regression with the assistance of IBM SPSS 25, proceed by validity, reliability, and classical assumption tests. The results indicate that financial literacy has a positive and significant effect on MSMEs’ financial performance, indicating that suboptimal financial management practices remain a major constraint. Simultaneously, financial literacy and financial management are proven to have a significant effect on MSMEs’ financial performance. The implications of this study emphasize the importance of enhancing financial literacy accompanied by practical financial management assistance. These findings are expected to serve as a reference for MSME development programs and future research.
Smart Tourism Technology as a Driver of Vivid Memory and Behavioral Intention: Evidence from Domestic Tourists in Indonesia Trixie Nova Bella Tandijaya; Regina Jokom; Hatane Semuel; Sienny Thio
Jurnal Bisnis dan Manajemen Vol. 13 No. 1 (2026): Jurnal Bisnis dan Manajemen Volume 13 Nomor 1 Tahun 2026
Publisher : Jurnal Bisnis dan Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jbm.v13i1.16981

Abstract

While the integration of Smart Tourism Technology (STT) is recognized as critical for destination competitiveness, empirical understanding of how individual digital touchpoints translate into lasting cognitive imprints and behavioral outcomes remains fragmented. This study examines how STT attributes shape Vivid Memory and Behavioral Intention among domestic tourists in Indonesia. Employing a quantitative approach, data were collected from 389 tourists who had visited four priority destinations (Bali, Yogyakarta, Surabaya, and Manado) and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The findings reveal that the Informativeness and Personalization dimensions enhanced Vivid Memory, whereas Accessibility and Interactivity do not show significant effects. Furthermore, Vivid Memory is proven to have a dominant influence on Behavioral Intention. These results indicate that smart technology does not automatically drive post-visit intentions; rather, its effect is psychologically mediated by the vividness of the memories it helps create. Theoretically, this study challenges monolithic smart tourism paradigms by demonstrating an asymmetric, dual-factor mechanism where baseline operational tech functions merely as a hygiene prerequisite, whereas content-driven attributes act as true motivational memory triggers. Practically, it guides destination managers to shift resource allocation from generic digital infrastructure toward AI-enabled personalization and digital narrative storytelling to maximize tourist memory retention.
The Influence of Peer Support and Supervisor Support on Employee Performance Through Teamwork Cohesiveness as a Mediating Variable Jihan Nur Azizah; Fauji Sanusi; Roni Kambara
Jurnal Bisnis dan Manajemen Vol. 13 No. 1 (2026): Jurnal Bisnis dan Manajemen Volume 13 Nomor 1 Tahun 2026
Publisher : Jurnal Bisnis dan Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jbm.v13i1.16988

Abstract

Employee performance is an important factor in determining the success of organizational operations, particularly in the catering industry. High operational demands and dynamic work conditions may influence employees’ ability to perform their tasks effectively. Therefore, understanding the factors that influence employee performance is important for organizations. This study aims to analyze the influence of peer support and supervisor support on employee performance, with teamwork cohesiveness acting as a mediating variable at Catering Citra Purnama. This study uses a quantitative approach with an explanatory research design. The population consisted of 90 employees of Catering Citra Purnama, with 84 operational employees selected as the research sample using a saturated sampling technique. Data were collected through questionnaires using a 1–10 measurement scale. The data were analyzed using the Partial Least Squares–Structural Equation Modeling method with SmartPLS 3.0 software to examine the relationships between variables and the mediating role of teamwork cohesiveness. The results indicate that peer support has a positive and significant effect on employee performance, whereas supervisor support has a positive but insignificant effect on employee performance. Teamwork cohesiveness has a positive and significant effect on employee performance. Furthermore, both peer support and supervisor support have positive and significant effects on teamwork cohesiveness. Mediation analysis shows that teamwork cohesiveness partially mediates the relationship between peer support and employee performance and fully mediates the relationship between supervisor support and employee performance. These findings highlight the importance of strengthening social support and teamwork cohesion within organizations to enhance employee performance.
The Effect of Internship Quality, Professional Competence, and Career Orientation on The Work Readiness of Internship Participants at State-Owned Enterprises in Surabaya Amanda Nur Azzahra; Budi Prabowo
Jurnal Bisnis dan Manajemen Vol. 13 No. 1 (2026): Jurnal Bisnis dan Manajemen Volume 13 Nomor 1 Tahun 2026
Publisher : Jurnal Bisnis dan Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jbm.v13i1.17192

Abstract

This study examines how internship quality, professional competence, and career orientation shape the work readiness of interns within State-Owned Enterprises (SOEs) in Surabaya. The emergence of a competency gap and high rates of educated unemployment serve as the underlying urgency for this study, necessitating mature work readiness through quality internship experiences, professional competence mastery, and directed career orientation. This study is categorized as associative research using a quantitative approach. Adopting a quantitative-associative approach, the study utilized the Cochran formula to determine a representative sample of 196 participants, identified through purposive sampling Statistical evaluations were performed using a multiple linear regression model via SPSS version 26. The research findings confirm that internship quality, professional competence, and career orientation simultaneously exert a significant positive influence on work readiness. Furthermore, partial analysis reveals that each of these three factors contributes significantly and positively to the development of work readiness among SOEs interns in Surabaya. The coefficient of determination (R2) value of 50.4% indicates that the variation in work readiness can be explained by these three variables, while the remaining 49.6% is explained by other factors outside this research model. The implication of this study is that the management of SOEs in Surabaya needs to prioritize improving the quality of mentoring, honing technical competencies, and strengthening the career direction of interns as primary strategies for producing a job-ready workforce.
Extending Technology Acceptance Model in AI-Enabled Recruitment: Perceived Ease of Use and Trust as Mediators of Applicant Attitudes Ulul Azmi Abid Anantri; Nury Ariani Wulansari
Jurnal Bisnis dan Manajemen Vol. 13 No. 1 (2026): Jurnal Bisnis dan Manajemen Volume 13 Nomor 1 Tahun 2026
Publisher : Jurnal Bisnis dan Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jbm.v13i1.17193

Abstract

The rapid advancement of Artificial Intelligence (AI) has transformed contemporary recruitment practices through the automation of selection processes, including resume screening, recruitment chatbots, and AI-based interviews. Although AI is widely credited with improving recruitment efficiency, applicant acceptance remains a critical concern, primarily because of unresolved issues of trust, transparency, and system usability. Prior studies have largely examined these factors in isolation: some focus on Perceived Ease of Use (PEU) as a usability-driven determinant of technology adoption. While others emphasize Perceived Trust (PT) as dominant predictor of applicant attitudes toward AI-based selection. What remains absent, however, is an integrative model that simultaneously positions PEU and PT as parallel mediators linking applicant’s perception of AI use their attitudes toward it. This omission is non-trivial, because PEU and PT capture conceptually distinct mechanisms cognitive effort versus relational confidence that may operate jointly rather than independently in shaping acceptance. The present study directly addresses this gap by specifying and testing such an integrative mediation model. This study examines the effect of Perceived Use of AI in the Hiring Process (PUAHP) on Attitude Toward AI-Enabled Recruitment (ATT), both directly and through the mediating roles of Perceived Ease of Use (PEU) and Perceived Trust (PT). A quantitative explanatory study was conducted using a cross-sectional survey of 184 job applicants in Semarang City who had participated in AI-based recruitment processes within the preceding twelve months. The data were analysed using Structural Equation Modelling–Partial Least Squares (SEM-PLS). The findings shows that PUAHP has a positive and significant influence on ATT, PEU, and PT. Mediation analyses further demonstrate that PEU and PT significantly mediate the relationship between PUAHP and ATT, with PT emerging as the dominant mediator. These results indicate that applicants' trust in AI systems is the principal mechanism shaping favourable attitudes toward AI-enabled recruitment. Theoretically, this study extends the Technology Acceptance Model (TAM) by integrating trust into the analysis of AI-enabled selection. Practically, it suggests that organisations should strengthen the transparency, fairness, and usability of AI systems to strengthen applicant acceptance of AI-enabled recruitment technologies.
Consumptive Behaviour in the Digital Era: The Influence of E-Commerce, Hedonic Lifestyle, and Peer Conformity Putri Rahayu; Muhammad Yafiz; Purnama Ramadani Silalah
Jurnal Bisnis dan Manajemen Vol. 13 No. 1 (2026): Jurnal Bisnis dan Manajemen Volume 13 Nomor 1 Tahun 2026
Publisher : Jurnal Bisnis dan Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jbm.v13i1.17456

Abstract

This study aims to analyze the influence of e-commerce, hedonic lifestyle, and peer influence on the consumptive behavior of students at the State Islamic University of North Sumatra. This research employs a quantitative method with an associative approach. The population of this study consists of students at the State Islamic University of North Sumatra, with a sample of 140 respondents selected using proportional random sampling. Data were collected through Likert-scale questionnaires and analyzed using validity tests, reliability tests, classical assumption tests, and multiple linear regression analysis with the assistance of SPSS 26. The results show that the correlation coefficient (R) is 0.76, indicating a positive and moderately strong relationship among the research variables, while the coefficient of determination (R²) of 0.58 indicates that 58% of students’ consumptive behavior can be explained by e-commerce, hedonic lifestyle, and peer influence. Partially, e-commerce (6.403 > 1.977), hedonic lifestyle (4.214 > 1.977), and peer influence (2.673 > 1.977) have a positive and significant effect on the consumptive behavior of students at the State Islamic University of North Sumatra. E-commerce is the most dominant factor influencing students’ consumptive behavior. These findings indicate that students’ consumptive behavior is influenced by technological factors, lifestyle orientation, and social environment, highlighting the importance of financial awareness to encourage more rational spending behavior.
The Effect of Work–Life Balance, Competence, and Work Discipline on Employee Performance: The Moderating Role of Work Motivation in the Indonesian Public Sector Riana Raharti; Faisal umardani Hasibuan; Tri Inda Fadhila Rahma
Jurnal Bisnis dan Manajemen Vol. 13 No. 1 (2026): Jurnal Bisnis dan Manajemen Volume 13 Nomor 1 Tahun 2026
Publisher : Jurnal Bisnis dan Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jbm.v13i1.17571

Abstract

Using motivation as a moderating variable, this study explores the relationship between competence, work discipline, work-life balance, and employee effectiveness at the Sumatra Regional Forestry Law Enforcement Center. Improving employee performance is crucial for efficient organizations and better public services. Conducted within the center responsible for enforcing forestry laws, the study uses quantitative methods. All employees participated through sampling. Data was gathered via field observations, surveys, and documentation. Multiple linear regression and Moderated Regression Analysis (MRA) assessed motivation’s moderating effect. Results show work-life balance, competence, and discipline significantly enhance performance. Motivation positively impacts these relationships, leading to improved performance. The study enriches human resource management literature and offers practical insights for policy formulation to enhance organizational performance.
Time Management and Team Collaboration as Determinants of Student Association Performance: Evidence from an Islamic Higher Education Institution in Indonesia Noor Adinda; Muhammad irwan Padli nasution; Nurul Jannah
Jurnal Bisnis dan Manajemen Vol. 13 No. 1 (2026): Jurnal Bisnis dan Manajemen Volume 13 Nomor 1 Tahun 2026
Publisher : Jurnal Bisnis dan Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jbm.v13i1.17574

Abstract

The present research aims to analyze the influence of time management and teamwork on student performance associations at the Department of Islamic Economics and Business, North Sumatra State Islamic University. Student organizations play an important role as a medium for developing leadership, social skills, and managerial abilities among students. However, several obstacles are still found, such as delays in implementing work programs, lack of coordination among members, and low member participation in organizational activities. The study adopted a quantitative approach with a causal-associative research design. The research involved of 300 members of FEBI student associations, involving a total of 75 the required sample size was established using the Slovin formula. Questionnaire-based data were analyzed using a multiple linear regression approach. The results showed Time management did not exert a statistically significant partial effect on student association performance, while team collaboration exerted a positive and significant effect. Simultaneously, Time utilization and team collaboration significantly affected student association performance. The R² value was value of 40.1% indicates that both variables were able to explain organizational performance, while the rest was attributable to other factors not examined in this study.

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