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Jurnal Paradigma Ekonomika
Published by Universitas Jambi
ISSN : 20851960     EISSN : 26847868     DOI : https://doi.org/10.22437/jpe
Core Subject : Economy,
Economics, Econometrics & Finance
Arjuna Subject : -
Articles 346 Documents
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Literasi Keuangan dan Preferensi Risiko terhadap Keputusan Investasi Cryptocurrency pada Generasi Milenial di Kota Jambi Fitri Hamelinda; Setiawati, Rike; Wediawati, Besse
Jurnal Paradigma Ekonomika Vol. 19 No. 2 (2024): Jurnal Paradigma Ekonomika
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jpe.v19i2.36109

Abstract

This study aims to describe the overview of financial literacy, risk preferences, and investment decisions, as well as analyze the influence of financial literacy and risk preferences on cryptocurrency investment decisions among the millennial generation in Jambi City. The research sample consisted of 95 respondents, selected using purposive sampling technique. Data collection in this study was conducted using a questionnaire with a Likert scale format. The collected data were then analyzed using Partial Least Square (PLS). The results of research indicate that the financial literacy and risk preferences of millennial cryptocurrency investors in Jambi City are at an excellent level. The very high financial literacy and risk preferences of these investors contribute positively to excellent cryptocurrency investment decision-making. Hypothesis testing results demonstrate that financial literacy and risk preferences have a positive and significant influence on cryptocurrency investment decisions. This study's findings have implications for efforts to enhance the rationality of cryptocurrency investment decisions to avoid undesirable losses, such as choosing types of crypto assets with not too high price volatility, or diversifying portfolios by combining crypto assets with conventional assets like stocks, bonds, or mutual funds.
Halal Certification in Bibliometric Perspective: Trend and Impact Analysis Hastuti, Dwi; Rafiqi, Rafiqi; Hernando, Riski; Hendriyaldi, Hendriyaldi; Sukmawati, Nur
Jurnal Paradigma Ekonomika Vol. 19 No. 2 (2024): Jurnal Paradigma Ekonomika
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jpe.v19i2.36208

Abstract

The era of globalization of the digital world has become a challenge for which the provision of goods and services to obtain labeling or recognition of healthy and halal foods is one in the field of food offered in stores, mini-markets, or supermarkets. This research builds on the previous dedication to halal; it also seeks to map the evolution of research on halal certification over an 18-year period, employing a bibliometric analysis approach with Dimension AI data. This in-depth examination of scientific literature and work on halal certifications aims to understand the concept and its evolution year by year. We collected the data by examining Article, Chapter, Monograph, and Proceeding publications, which yielded a total of 15,999 documents on halal certification published from 2007 to 2024. We evaluate the data using the VOSviewer software and classify it into three categories: network visualization, overlay visualization, and density visualization. The results show a considerable increase in publication of halal certification by 2023, which is 3,492 documents compared to the previous year. The trends among halal-based industrial research writers indicate that Fischer, Johan, is the most productive writer. According to keyword analysis, the most commonly used term in developing the trend of halal certification research is 'halal certification', followed by keywords related to review, effects, UMKM, and medium-sized enterprises. There are two countries that have made the largest contributions to halal certification research: Indonesia and Malaysia.
Menilai efektivitas dan efisiensi dari akuntansi forensik dan audit investigasi terhadap pembuktian kecurangan Rony Uncok Cahyadi
Jurnal Paradigma Ekonomika Vol. 19 No. 2 (2024): Jurnal Paradigma Ekonomika
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jpe.v19i2.36213

Abstract

The purpose of this study to analyze the effectiveness and efficiency of forensic accounting and investigative audits to prove the occurrence of fraud in an organization. The research method used in this study is a qualitative method with a literature review approach. The data used in this study is secondary data based on the results of research that has been conducted previously, by comparing research that produces conclusions as expected in this study with research that produces different conclusions. In general, the results of this research can be concluded that the use of forensic accounting and investigative audits effectively and efficiently can help organizations to identifying and detecting fraud has occurred in an organization, and can also be validly proven. This happens because the use of forensic accounting and investigative audits is the most appropriate, accurate and correct way to help organizations prove that fraud has occurred.
Transformasi UKM: Faktor Eksternal dan Adopsi Inovasi Lingkungan dengan Lingkungan Ramah Lingkungan sebagai Mediasi di Kota Batu: Transformasi UKM, Faktor Eksternal, Adopsi Inovasi Lingkungan, Lingkungan, UKM Luh Dina Ekasari, Luh; Dwi Sasono, Agus
Jurnal Paradigma Ekonomika Vol. 19 No. 2 (2024): Jurnal Paradigma Ekonomika
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jpe.v19i2.36496

Abstract

This study examines the external factors driving the transformation of Small and Medium Enterprises (SMEs) in Batu City, with a focus on the role of environmentally friendly innovations as a mediator. Adapting to a changing business environment and external challenges is essential for SME survival, especially in the context of global environmental sustainability. The research uses quantitative methods, including surveys to assess external influences and the adoption of environmental innovations among Batu City SMEs, and in-depth interviews to explore SMEs' attitudes toward these practices. Data analysis identifies significant external factors, such as government policies, market conditions, competition, financial resources, and infrastructure, which influence the adoption of environmentally friendly practices. The findings reveal that these practices enhance SMEs' environmental sustainability and play a critical role in their transformation. Additionally, the study highlights that external factors and environmental innovations significantly impact SME transformation, both directly and through the mediation of an environmentally friendly environment. The results emphasize the need for SMEs to integrate environmental considerations into their business strategies to ensure sustainable transformation and long-term success.
COLLABORATIVE NETWORKING AND INNOVATION CAPABILITY IN ENHANCING THE PERFORMANCE OF TEMPEH AND TEMPEH CHIPS MSMES IN THE TEMPEH TOURISM VILLAGE OF SANAN Rizki Aprilia Dwi Susanti; Sulistyowati, Yayuk
Jurnal Paradigma Ekonomika Vol. 19 No. 2 (2024): Jurnal Paradigma Ekonomika
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jpe.v19i2.36511

Abstract

This research is a quantitative study titled "Collaborative Networking and Innovation Capability in Enhancing the Performance of Tempeh and Tempeh Chips MSMEs in the Tempeh Tourism Village of Sanan." The objective of the research is to maximize the role of collaborative networking in improving the performance of Tempeh Chips MSMEs and to maximize the innovation capability in enhancing the performance of Tempeh Chips MSMEs. The method used in this research employs a quantitative approach to test the formulated hypotheses. Quantitative research is a process of discovering knowledge using numerical data as a tool to analyze information about what we want to know. The population consists of 500 Tempeh and Tempeh Chips craftsmen scattered throughout the Tempeh Tourism Village of Sanan. The sample was calculated using the Slovin formula, resulting in 223 samples. Based on the research findings, the results are as follows: (1) There is an influence of Collaborative Networking on the Performance of Tempeh and Tempeh Chips MSMEs, thus H1 is accepted; (2) There is an influence of Innovation Capability on the Performance of Tempeh and Tempeh Chips MSMEs, thus H2 is accepted; (3) There is an influence of Collaborative Networking and Innovation Capability on the Performance of Tempeh and Tempeh Chips MSMEs, thus H3 is accepted.
Pengaruh kondisi internal, kondisi debitur dan kondisi lingkungan terhadap strategi pemberian kredit dengan variabel mediasi Non Performing Loans (NPL) (Studi Kasus Bank Mandiri KCP Jambi Mendalo) Rizki Handayani, Rury
Jurnal Paradigma Ekonomika Vol. 19 No. 2 (2024): Jurnal Paradigma Ekonomika
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jpe.v19i2.36520

Abstract

This research aims to determine and analyze the influence of internal conditions, debtor conditions, and environmental conditions on the lending strategy with NPL as a mediating variable. The population of this research included all customers with the sampling technique used was the Slovin formula so that the sample taken was 95 customers. The analysis technique used is to use multiple regression and path analysis. The result of this research showed that partially, internal conditions significantly affected the number of loans, debtor conditions and environmental conditions did not significantly affect the numberof loans and had a significant positive effect on non-performing loans (NPL). Internal conditions, debtor conditions and environmental conditions significantly influence non-performing loans (NPL). Internal conditions, debtor conditions and environmental conditions and the amount of credit simultaneously influence the non-performing loans (NPL). The amount of credit has an effect as an intervening variable internal conditions to NPL. The amount of credit has no effect as an intervening variable on the condition of the debtor and environmental conditions on non-performing loans.
Analisis Strategi Pemasaran Pembiayaan Murabahah Pada Produk KPR Hijrah Dalam Meningkatkan Jumlah Nasabah Sari, Reni Ilma; Anggraini, Tuti; Irham, Mawaddah
Jurnal Paradigma Ekonomika Vol. 19 No. 2 (2024): Jurnal Paradigma Ekonomika
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Hijrah products in increasing the number of customers. The method used in this study is a descriptive qualitative method. Data collection techniques used by observation, interviews and documents related to the study, then the data is classified according to the topic of the problem discussed. This study reveals events or phenomena that occurred when the research took place at Bank Muamalat KCP Stabat. The results of this study indicate that the marketing strategy for KPR Hijrah products at Bank Muamalat KCP Stabat is in accordance with the aspects that have been determined by Bank Muamalat KCP Stabat such as segmentation, targeting and positioning. Where in this marketing strategy,the KPR product, price, promotion, place, person, physical evidence to influence consumer decisions to buy and use the products and services offered. As for the murabahah financing agreement for KPR Hijrah home ownership at Bank Muamalat KCP Stabat, it really helps the community in choosing KPR Hijrah products at Bank Muamalat KCP Stabat.
Pengaruh Pengetahuan Kewirausahaan Dan Literasi Digital Terhadap Perilaku Berwirausaha Melalui Variabel Efikasi Diri Kewirausahaan Sebagai Mediasi Pada Siswa Kelas XI IPS di SMAN 20 Surabaya Meyra Yuniar, Audyna; Tjipto Subroto, Waspodo
Jurnal Paradigma Ekonomika Vol. 19 No. 2 (2024): Jurnal Paradigma Ekonomika
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jpe.v19i2.36561

Abstract

The aim of this research was to analyze the influence of entrepreneurial knowledge and digital literacy on entrepreneurial behavior through the self-efficacy variable as a mediating variable in class XI IPS students at SMAN 20 Surabaya. The subjects of this research were 106 students who were taken as samples using the simple random sampling method. Data was collected using questionnaires and documentation. The data analysis technique uses Structural Equation Modeling (SEM) using SmartPLS 3 software. The results of this study show the effect of knowledge on entrepreneurial behavior, entrepreneurial knowledge has an effect on self-efficacy, digital literacy has no effect on entrepreneurial behavior, digital literacy has an effect on self-efficacy, and knowledge entrepreneurship influences entrepreneurial behavior through entrepreneurial efficacy, and the influence of digital literacy on entrepreneurial behavior through self-efficacy through mediation.
Analisis Peranan Alokasi Dana Terhadap Kinerja Keuangan Desa Melalui Aplikasi SISKEUDES Najmud Dhafiq Ak , M.; Achmad , Erni; Rosmeli, Rosmeli
Jurnal Paradigma Ekonomika Vol. 19 No. 2 (2024): Jurnal Paradigma Ekonomika
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims: 1) To find out and analyze the condition of village fund allocation in Marga Manunggal Jaya Village, Sungai Bahar District, Muaro Jambi Regency during the 2016-2024 period, and 2) To find out and analyze the role of village fund allocation on village financial performance in Marga Manunggal Jaya Village, Sungai Bahar District via the Siskaudes application. In the analysis of village fund allocation data, this research applies data types, financial reports, allocation and village data, village revenues and village expenditure. And we took the data source directly from the Manungal Jaya Marga village office using the library research method. The results of the research show that 1) The average village fund allocation for Marga Manunggal Jaya during 2016-2024 increased by 3.87%. The contribution of Village Fund Allocation in Manunggal Jaya Village to village fund income was an average of 32.0%, if in A look at the effectiveness of the Village Fund Allocation in Manunggal Jaya Village shows that it has been effective. 2) Seen through the SIKEUDES application, the role of Village Fund Allocations on village financial performance is very good, because in planning, implementation, administration, reporting and accountability, village fund allocations are one of the budgets that are very influential in village financial performance, and with the existence of SISKEUDES Village financial management, especially village fund allocation, is more accurate and transparent.
Pengaruh kompetensi sumber daya manusia dan penerapan sistem akuntansi keuangan daerah terhadap kualitas laporan keuangan pemerintah daerah pada Badan Pengelolaan Keuangan dan Aset Daerah Kota Jambi Cinta Bella Kristina Purba, Theresia; Zamzami, Zamzami; Hardiani, Hardiani
Jurnal Paradigma Ekonomika Vol. 19 No. 2 (2024): Jurnal Paradigma Ekonomika
Publisher : Program Studi Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jpe.v19i2.37061

Abstract

This research aims to determine and analyze the influence of Human Resource Competency and the Implementation of Regional Financial Accounting Systems together (simultaneously) on the Quality of Regional Government Financial Reports. The data collection technique in this research was distributing questionnaires to 17 respondents of financial accounting and reporting employees using a descriptive quantitative approach method. Research data is primary data obtained directly through questionnaires distributed to research respondents. The analytical tool used is multiple linear regression with the help of SPSS 26 software. The results show that Human Resource Competency has a positive and significant effect on the Quality of Regional Government Financial Reports. The implementation of the Regional Financial Accounting System has no and no significant effect on the Quality of Regional Government Financial Reports. Human Resource Competency and Implementation of the Jambi City Regional Government Financial Accounting System together (simultaneously) have a positive and significant effect on the quality of Regional Government Financial Reports.

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