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All Journal DE JURE Journal of Sharia Economics ADI Pengabdian kepada Masyarakat Jurnal (ADIMAS Jurnal) Journal of Islamic Banking Al Hikmah : Jurnal Studi Keislaman Volksgeist: Jurnal Ilmu Hukum dan Konstitusi Jurnal Perbankan Syariah Darussalam (JPSDa) Mizania : Jurnal Ekonomi dan Akuntansi Jurnal Ekonomi Syariah Al Hikmah: Indonesian Journal of Early Childhood Islamic Education Welfare: Jurnal Pengabdian Masyarakat Journal of Community Engagement in Economics TADBIR : Journal of Islamic Education Management
Sifa', Moh Agus
Institut Agama Islam Al-Hikmah Tuban
Religion Humanities Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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OVERVIEW OF ZAKAT COLLECTION IN LAZISNU SINGGAHAN TUBAN Irawan, Agus Wahyu; Sifa', Moh. Agus
Jurnal Ekonomi Syariah Darussalam Vol. 4 No. 2 (2023): Agustus 2023
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jesdar.v4i2.1947

Abstract

The problem of povertyis still a classic problem in this country that still cannot be resolved. Poverty is increasingly coming to the fore, especially in various regions in Indonesia as a result of the economic downturn. Thus, of course, a precise and accurate formulation is needed to minimize the poverty rate. Zakat is one instrument to make it happen. The research that the researcher did was included in descriptive research with a qualitative approach. The results showed that zakat management efforts at LAZISNU Singgahan were carried out through ball pick-up services, promotions, account transfers, and establishing emotional relationships with the community.However, in the management of zakat there are obstacles that make the management of zakat at LAZISNU Singgahan not maximal in its implementation, including the human resources working at LAZISNU Singgahan where mustahiq are less active in participating in programs held by LAZISNU Singgahan and their assistance is lessthan optimal, causing a lack of understanding community towards the program run by LAZISNU Singgahan.
Konsep Mekanisme Pasar Menurut Abu Yusuf Dan Ibnu Khaldun Dalam Kitab Al-Muqoddimah Dan Al-Kharaj Sifa', Moh Agus; Subakir, Ahmad
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 5 No. 1 (2025): Januari 2025
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jpsda.v5i1.3637

Abstract

This article discusses the concept of market mechanisms according to Abu Yusuf and Ibn Khaldun, with an in-depth analysis of their main works, Al-Kharaj and Al-Muqaddimah. Abu Yusuf, a jurist and economic advisor during the Abbasid Dynasty, emphasized the importance of the government's role in regulating markets to prevent injustice and exploitation. Meanwhile, Ibn Khaldun, a philosopher and historian, offered a more dynamic perspective on markets, emphasizing the balance between supply and demand and the influence of economic policy on the cycles of civilization. This research uses a qualitative method with a content analysis approach to identify similarities and differences in the views of the two figures. The results of the study show that despite having different approaches, both agree that justice and economic stability are key elements in an ideal market mechanism. It is hoped that this article will contribute to a deeper understanding of classical Islamic economic thought and its relevance in the modern economic context
Perilaku Anggota Dalam Pengambilan Keputusan Pembelian Produk Handphone Menggunakan Akad Murabahah Di Bmt Nu Singgahan Tuban Naja, Elvina Karomatan; Sifa’, Moh Agus; Rikantasari, Shelvyna
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 4 No. 1 (2024): Januari 2024
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jpsda.v4i1.2859

Abstract

The aim of this research is to find out and analyze the behavior of members in making decisions to purchase mobile phone products using a murabahah contract at BMT NU Singgahan Tuban. This research uses descriptive qualitative research methods with qualitative descriptive techniques using interview techniques with BMT and its members, both structured and unstructured. In structured interviews, researchers first create and organize questions to interview informants, while for unstructured interviews, researchers will explore the questions in depth. when there is missing data and the question is asked via WhatsApp, observe. The results of this research show that there are three psychological factors that influence BMT NU Singgahan Tuban members in making decisions to purchase mobile phone products using a murabahah contract, namely motivation factors, perception factors, and belief and attitude factors. Murabaha financing members purchase the first four processes in making purchasing decisions, namely recognizing needs, searching for information, evaluating alternatives, and purchasing decisions.
Customer-Centric Approach : Strategi Diferensiasi Bsi Kcp Tuban Dalam Pemasaran Pembiayaan Pra Pensiun Di Era Digital Sifa', Moh Agus; Zainuddin, Moch.; Andriani
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 5 No. 02 (2025): Juli 2025
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jpsda.v5i02.4086

Abstract

Digital transformation and the dynamics of customer needs demand adaptive and customer-oriented marketing strategies in the Islamic banking industry. This study aims to analyze the customer-centric differentiation strategy implemented by Bank Syariah Indonesia (BSI) KCP Tuban in marketing pre-retirement financing products. With a qualitative approach through interviews and field observations, this study reveals that personalized advisory strategies, hybrid services (offline and online), and the use of digital technology such as the BSI Mobile application and chatbots are key to increasing customer engagement and satisfaction. Innovation through the #SiapPensiunTenang digital campaign and the use of customer data for service personalization also strengthen the competitive position of BSI KCP Tuban. The results of the study show that a customer-centric marketing approach can significantly increase interest in pre-retirement financing products and strengthen customer loyalty in the midst of a competitive digital era. These findings provide theoretical contributions to the development of Islamic marketing literature as well as practical implications for Islamic bank strategies in optimizing the pensioner market segment
Pemanfaatan Aplikasi Siwaslih 2024 Sebagai Upaya Peningkatan Pengawas TPS Di Kelurahan Sidorejo Tuban Sifa', Moh Agus
Journal of Community Engagement in Economics Vol 3 No 1 (2025): Journal of Community Engagement in Economics
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Al- Hikmah Indonesia - Jurnal Ekonomi Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jcee.v3i1.1031

Abstract

Pengawasan pemilu merupakan elemen penting dalam menjaga integritas dan keadilan proses demokrasi, terutama di Indonesia yang kerap menghadapi tantangan seperti praktik politik uang, kecurangan, dan pelanggaran hukum. Keberadaan Badan Pengawas Pemilu (Bawaslu) menjadi krusial untuk memastikan pemilu berlangsung jujur, adil, dan transparan. Di Kabupaten Tuban, pelaksanaan Pilkada 2024 menjadi perhatian utama, mengingat meningkatnya partisipasi politik masyarakat dan kompleksitas tantangan pengawasan di daerah tersebut. Untuk mendukung pengawasan yang lebih efektif, aplikasi Siwaslih hadir sebagai solusi teknologi yang memfasilitasi pelaporan real-time oleh pengawas TPS. Aplikasi ini memungkinkan pengawas untuk melaporkan temuan secara cepat dan akurat, serta meningkatkan transparansi melalui pengumpulan data yang dapat dianalisis oleh Bawaslu. Implementasi aplikasi ini diharapkan dapat mempercepat penanganan pelanggaran, meningkatkan efektivitas pengawasan, dan memperkuat kepercayaan masyarakat terhadap hasil pemilu. Dengan demikian, aplikasi Siwaslih berperan penting dalam memastikan bahwa proses demokrasi di Kabupaten Tuban berjalan secara efisien dan kredibel.
KEPEMIMPINAN TRANSFORMATIF PENDIRI YAYASAN DALAM MENINGKATKAN KINERJA PENGASUH PONDOK PESANTREN BUSTANUT THOLIBIN SEMANDING TUBAN Sifa', Moh Agus; Thahir, A Halil; Thoyyib, M
TADBIR : Journal of Islamic Education Management Vol 3 No 01 (2025): Tadbir
Publisher : Prodi Manajemen Pendidikan Islam Universitas Al-Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/2

Abstract

This study aims to analyze the role of transformational leadership of the founder of the Karang Bumi Santri Foundation in improving the performance of the caretakers of the Bustanut Tholibin Semanding Tuban Islamic Boarding School. Using a descriptive qualitative approach, data were collected through observation, interviews, and documentation, and analyzed inductively. The results of the study indicate that the transformational leadership model applied by the founder of the foundation, especially H. Subagio, focuses on vision, inspiration, exemplary behavior, and individual attention to the caretakers. Uniquely, the caretakers do not come from dzurriyah kyai, but are appointed based on competence by the foundation, so that the relationship between the foundation and the caretakers is functional and contractual. During the 2021–2025 period, there were three changes of caretakers as a form of continuous evaluation. The caretaker's performance was assessed not only from scientific competence, but also from managerial abilities, discipline, communication, and the suitability of the vision with the foundation. This finding confirms that transformational leadership plays an important role in creating stability, sustainability, and progress of Islamic boarding schools.
KHARISMA DAN KEBERAGAMAN: Daya Tarik Kyai Kharismatik di Kalangan Jamaah Multikultural Putro, Heri Kuncoro; Thahir, A Halil; Sifa, Moh Agus; Ridlwan, Mujib
TADBIR : Journal of Islamic Education Management Vol 3 No 01 (2025): Tadbir
Publisher : Prodi Manajemen Pendidikan Islam Universitas Al-Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/1

Abstract

Kepemimpinan tradisional masih sangat melekat dalam dunia pesantren. Seorang kyai memiliki peranan ganda yaitu sebagai pemuka agama (ulama) serta sebagai agen sosial yang dianggap mampu menyelesaikan semua permasalahan dalam masyarakat. Tujuan dari penelitian ini memiliki implikasi penting dalam upaya memperkuat peranan kyai dalam menghadapi kemajemukan masyarakat. Kyai kharismatik berhasil menjembatani perbedaan budaya, memberikan pelajaran berharga bagi upaya-upaya membangun kohesi sosial dalam masyarakat yang beragam. Metode penelitian ini menggunakan pendekatan kualitatif deskriptif, dengan desain penelitian bersifat eksploratif dan interpretatif, analisis menggunakan pendekatan tematik untuk mengidentifikasi pola-pola utama dalam data, seperti manifestasi kharisma, strategi komunikasi kyai, dan respon jamaah dari berbagai latar belakang budaya. Tradisi kepemimpinan religius di Indonesia beradaptasi dengan konteks sosial yang berubah. Hasil penelitian menunjukkan adanya fenomena kyai kharismatik yang mampu menarik jamaah multikultural menunjukkan bagaimana elemen tradisional dan modern dapat berjalan beriringan dalam konteks keagamaan. Kyai yang berhasil menarik jamaah beragam umumnya adalah mereka yang mampu mempertahankan otentisitas tradisional sambil beradaptasi dengan kebutuhan kontemporer. Kemampuan kyai untuk mengkomunikasikan pesan-pesan universal agama dengan cara yang relevan secara budaya menunjukkan bagaimana kepemimpinan religius dapat menjadi agen pemersatu daripada perpecahan.
Pelatihan Pemanfaatan Sisa Nasi Menjadi Krupuk Sebagai Upaya Pengurangan Limbah Makanan Rumah Tangga Sifa', Moh. Agus; Novitasari, Nurul; Nikmah, Aliyatun; Muctharom, Moch. Zaenal Azis
Welfare : Jurnal Pengabdian Masyarakat Vol. 3 No. 4 (2025): Welfare : December 2025
Publisher : Fakultas Ekonomi dan Bisnis Islam, IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/welfare.v3i4.2964

Abstract

Household food waste, especially leftover rice, is an environmental issue that is often overlooked but has significant impacts. Sumengko Village, located in Kalitidu District, Bojonegoro Regency, is an area with high household activity, resulting in a considerable amount of rice waste generated daily. This community service program aimed to provide training for local residents on how to utilize leftover rice by transforming it into a value-added product: rice crackers. The methods used in this activity included socialization, demonstrations of rice cracker production, and hands-on practice with participants. The results showed that the training successfully increased the participants’ knowledge and skills in processing rice waste into a marketable food product. In addition to reducing the volume of food waste, this program also opened opportunities for sustainable home-based businesses. Therefore, this training made a positive contribution both to environmental preservation and to the economic empowerment of the village community.
Peran Manajemen Syariah Dalam Meningkatkan Kinerja Bank Syariah Di Era Digital Sifa', Moh Agus; Zaenal Azis Muctharom, Moch.
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 6 No. 1 (2026): Januari 2026
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jpsda.v6i1.4490

Abstract

Digital transformation has become inevitable for the banking industry, including Islamic banking. The development of digital technology presents both opportunities and challenges for Islamic banks in improving operational performance without neglecting compliance with Islamic principles. This study aims to examine the role of Islamic management in supporting the development of digital products and services and its impact on the performance of Islamic banks in the digital era. The research method used is a literature study by analyzing various scientific sources such as journals, academic articles, and official reports related to digitalization and Islamic banking. The results show that the implementation of digital technology has a positive impact on the performance of Islamic banks, particularly in improving operational cost efficiency, service quality to customers, and expanding financial inclusion. Islamic management plays a strategic role in ensuring that developed digital innovations remain in line with Islamic principles, such as the prohibition of riba (usury), gharar (gharar), and maisir (gambling). However, this study also found obstacles in the digitalization process, including regulations that are not fully adaptive to technological developments and low digital literacy among customers and human resources in Islamic banks. Therefore, this study recommends strengthening the role of sharia management in digitalization supervision, improving human resource competency, and closer collaboration between sharia banks and regulators to realize sustainable digital transformation in accordance with sharia principles.
Kemiskinan Meski PDRB Naik: Paradoks Ekonomi Kabupaten Tuban Agus Sifa', Moh.; Rikantasari, Shelvyna
MIZANIA: Jurnal Ekonomi Dan Akuntansi Vol. 5 No. 2 (2025): Mizania: Jurnal Ekonomi dan Akuntansi
Publisher : Economics and Business Faculty UNUSIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47776/mizania.v5i2.1852

Abstract

analyzes the relationship between economic growth and poverty reduction in Tuban Regency, focusing on the period 2019 to 2025. Although Tuban's GRDP shows a stable growth trend, this study reveals an economic paradox where the poverty rate only experiences a marginal decline. This study uses a quantitative descriptive approach, applying growth-poverty elasticity to measure the effect of economic growth on poverty reduction. The results of the regression analysis show that the increase in GRDP does not fully contribute to poverty reduction, with a regression coefficient of -0.0981, indicating a very small effect. In addition, factors such as job quality, food inflation, and spatial inequality also play a significant role in slowing poverty reduction. Based on interviews with BPS officials and local MSMEs, it was found that although economic growth exists, the unequal distribution of the benefits of growth is a major obstacle to poverty alleviation. This study recommends that economic and social policies be more inclusive and focus on improving the quality of employment, stabilizing food prices, and reducing spatial inequality so that economic growth can have a greater impact on poverty reduction in Tuban Regency.
Co-Authors Agus Wahyu Irawan Agus Wahyu Irawan Ahmad Subakir, Ahmad Amalia Andriani Bayu Mujrimin Chusnu Fahruddin Eva Fahma Diafil Jilan Fatikha Rizqya Nur Febri Handayani Fira Mubayyinah, Fira Heri Kuncoro Putro Heri Kuncoro Putro Imam Wahyudhi Irawan, Agus Wahyu Kuncoro Putro, Heri Maftuh Maftuh Moch Zaenal Azis Muchtarom Moch Zaenal Azis Muctharom Moch. Zainuddin, Moch. Muchtharom, Moch. Zaenal Azis Muctharom, Moch. Zaenal Azis Muhammad Aziz Muhammad Aziz Mujib Ridlwan, Mujib Mukaromah, Lisa Aminatul Naja, Elvina Karomatan Nikmah, Aliyatun Novitasari, Nurul Nurul Azizah, Siti Putro, Heri Kuncoro Rikantasari, Shelvyna Sandro Wahyu Permadi Sari, Innaka Siti Effi Nur Ummah Thahir, A Halil Thoyyib, M Tri Septiana Wulandari Zaenal Azis Muctharom, Moch.