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All Journal DE JURE ADI Pengabdian kepada Masyarakat Jurnal (ADIMAS Jurnal) Al Hikmah : Jurnal Studi Keislaman Volksgeist: Jurnal Ilmu Hukum dan Konstitusi Jurnal Perbankan Syariah Darussalam (JPSDa) Mizania : Jurnal Ekonomi dan Akuntansi Jurnal Ekonomi Syariah Al Hikmah: Indonesian Journal of Early Childhood Islamic Education Welfare: Jurnal Pengabdian Masyarakat Journal of Community Engagement in Economics TADBIR : Journal of Islamic Education Management Journal of Shariah Economics Journal of Islamic Banking
Sifa', Moh Agus
Institut Agama Islam Al-Hikmah Tuban
Religion Humanities Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Kritik Implentasi Corporate Social Responsibility Pada Perusahaan Minyak Dan Gas Perspektif Maqasid Al-Syari’ah Joko Hadi Purnomo; Moh. Agus Sifa'
JOURNAL OF SHARIA ECONOMICS Vol. 2 No. 2 (2020): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v2i2.154

Abstract

Corporate Social Responsibility is an interesting topic, since various theories are used as a basis for implementing it. Oil and Gas Company is one of the entities that practice Corporate Social Responsibility. The Corporate Social Responsibility implementation in oil and gas companies is oriented to their own interests in achieving the optimal profits. Oil and gas as one of the natural resources included in community ownership cannot be owned absolutely by anyone, including individuals, groups and even countries. The method used was a critical review of the Corporate Social Responsibility implementation in oil and gas companies. The results showed that the Corporate Social Responsibility implementation of oil and gas companies referred to the theory of shareholders oriented to the interests of shareholders. Corporate Social Responsibility implementation was only used to build a company’s reputation, so that the company would get increasing profits. The Corporate Social Responsibility implementation of oil and gas companies which referred to the theory of stakeholders was only oriented towards building public confidence that the company was sincere in carrying out Corporate Social Responsibility projects, but basically its expectations were on the company’s reputation. In addition, the involvement of stakeholders was not given room to make decisions about Corporate Social Responsibility implementation. Corporate Social Responsibility in the perspective of maqasid al-syari’ah must fulfill 4 (four) main components, consisting of maqasid al-syari’ah compliance, formation of a multi-stakeholder body, establishment of a Sharia Board, and fulfillment of sharia compliance. Keywords: Corporate Social Responsibility, Oil and Gas Companies, Maqasid Al-Syari’ah
Islamic Business Ethics: How to Apply it on the Supply Chain Management? Agus Wahyu Irawan; Mukhamad Roni; Heri Kuncoro Putro; Moh. Agus Sifa'
JOURNAL OF SHARIA ECONOMICS Vol. 3 No. 1 (2021): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v3i1.180

Abstract

The purpose of this research was analyzing the application of Supply Chain Management in the perspective of Islamic business ethics. Islamic business ethics is related to the implementation of Supply Chain Management in related companies, from the purchasing process of production, retail distribution to consumption by the public. There needs to be a concept of applying Islamic business ethics as a basis for doing business. Business ethics are sometimes ignored by business people. By applying business ethics, a businessman can understand even very difficult business competition, how to maintain good manners, be friendly, how to dress properly and how to speak words to deal with customers, all of which has meaning. business people do everything they can to get high profits, even business people often ignore the ethics that must be considered in running a business. The method used in this research was qualitative research by using the document analysis. The results of this article on the application of Supply Chain Management in the perspective of Islamic business ethics were that every company when conducting its business must have elements of unity, justice, free will, responsibility and virtue.
Analysis of Murabahah Risk Management for Profitability Enhancement from a Sharia Management Perspective (Case Study of BPR Syariah Artha Mas Abadi) Fatikha Rizqya Nur; Lisa Aminatul Mukaromah; Moh. Agus Sifa'; Tri Septiana Wulandari
JOURNAL OF SHARIA ECONOMICS Vol. 4 No. 2 (2022): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v4i2.438

Abstract

Risk management is a series of measures implemented by Islamic financial organizations to identify, quantify, monitor, and control operational risks. Each bank has a distinct risk management strategy for murabahah funding. This is a sort of qualitative study that employs descriptive data processing. This research intends to investigate the application of risk management by BPR Syariah Artha Mas Abadi, particularly in murabahah financing, which is related to the bank's profitability level and sharia management. The findings of this study indicate that the risk management of murabahah finance at BPR Syariah Artha Mas Abadi, which consists of four steps including identification, measurement, monitoring, and risk control, has been effectively implemented. In order to limit risk, the bank also conducts a 5C study on prospective murabahah financing clients, evaluating their character, capacity, capital, collateral, and economic situation. In accordance with sharia management principles such as fostering justice, openness, kinfolk, and eliminating the element of risywah, implemented risk management also has an influence on raising bank profitability by 80% to 90%.
The Effect of Promotion and Service on Custumer interest in Ba’i Bitsaman Ajil (BBA) at KSPPS BMT Artha Sejahtera Senori Eva Fahma Diafil Jilan; Moh. Agus Sifa'; Moch Zaenal Azis Muchtarom
JOURNAL OF SHARIA ECONOMICS Vol. 4 No. 1 (2022): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v4i2.443

Abstract

The purpose of this study was to determine the effect of promotion and service both partially and simultaneously on the interest of Bai' Bitsaman Ajil (BBA) customers at KSPPS BMT Artha Sejahtera Senori Tuban. In answering these problems, the researchers used a quantitative approach. The population in this study were customers of Bai' Bitsaman Ajil (BBA) KSPPS BMT Artha Sejahtera Senori Tuban. The method of data collection in this study was by distributing questionnaires to 62 BBA product customers. The technique used is purpose sampling, analyzed using Validity Test, Reliability Test, Classical Assumption Test, Calculated F Test, and Partial t Test. The results of this study indicate that the promotion has a partial and significant effect on the interest of BBA customers, as evidenced by the value of t count (2.609) > t table (1.669) with a significance value of 0.011 < 0.05. The service has a partial and significant influence on the interest of BBA customers, as evidenced by the value of t count (3.002) > t table (1.669) with a significance value of 0.004 <0.05. And simultaneously promotion and service have a significant influence on customer interest, as evidenced by the F test, namely F count (21.089) > F table (3.15) with a significance value of 0.00 < 0.05.
PERILAKU KONSUMEN GENERASI Z DALAM ERA E - COMMERCE : STUDI KASUS TENTANG BELANJA ONLINE DALAM PERSPEKTIF EKONOMI ISLAM Moh Agus Sifa'
JOURNAL OF SHARIA ECONOMICS Vol. 6 No. 1 (2024): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v6i1.617

Abstract

Consumer behavior is a process related to how groups, individuals and organizations buy, select, use to meet needs. Generation Z are people born in the 1995-2010 range who grew up in an all-digital and advanced technology era that influenced their behavior and personality. It is necessary for marketers to know about consumer behavior in a complex manner in order to determine a good marketing strategy. The purpose of this study was to determine the consumer behavior of generation Z in purchasing online shopping from an Islamic economic perspective in the village of Binangun Singgahan, Tuban. The research method used in this research is a qualitative descriptive research method, by conducting structured interviews with generation Z in the village of Binangun Singgahan Tuban, so researchers use interview guidelines before going into the field and also use unstructured interviews to find out more about information that is not yet known. researchers when there are main questions that arise spontaneously. The results of this study indicate that there are three factors that influence generation Z consumer behavior in purchasing online shopping in the village of Binangun Singgahan, Tuban, namely time, price, and availability of goods. and The behavior of generation Z consumers in purchasing online shopping from an Islamic economic perspective is not appropriate because there are still those who carry out extravagant and extravagant actions.
Implementasi Good Corporate Governance Dalam Meningkatkan Kepercayaan Pada Perbankan Syariah Moh. Agus Sifa'; Chusnu Fahruddin
Journal of Islamic Banking Vol. 2 No. 1 (2021): Journal of Islamic Banking
Publisher : Prodi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

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Abstract

It is important to do so in order to further foster trust in society and improve the performance and progress of Islamic banking. The implementation of GCG in sharia institutions is important for the development of Islamic banking towards a more advanced direction. This is done because there is no guarantee that if an institution carries the name sharia, the institution will automatically implement good corporate governance. The research method used is a research library. The library research method is one of the methods that is part of the qualitative approach is library research (library research). Inspiration, this concept is needed in maintaining the objectivity of an organization or company in running a business by providing clear, accurate, easily accessible and understandable information and can be accounted for by all stakeholders in the organization or company. Accountability, this concept is needed to see the extent to which the performance has been produced by an organization and company. Responsibility, this concept reflects the responsibility of each individual or organization or company in complying with all tasks in the work, government regulations and policies relating to the business activities of an organization or company. Independence, this concept can be used as self-actualization for organizations and companies that can stand alone and have a competitive edge with their business environment. Fairness, this concept is needed to maintain company stability by maintaining fairness and equality for every member, stakeholder and other stakeholders in an organization or company with their respective portions.
JUAL BELI BITCOIN DALAM PERSPEKTIF EKONOMI ISLAM Moch Zaenal Azis Muctharom; Moh. Agus Sifa'
Journal of Islamic Banking Vol. 3 No. 2 (2022): Journal of Islamic Banking
Publisher : Prodi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

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Abstract

Bitcoin is one of several digital currencies that first appeared in 2008 which was introduced by Satoshi Nakamoto as a currency based on cryptography. Bitcoin is a payment network based on peer-to-peer technology. Peer-to-peer network is a network that acts as a server as well as a client. Every Bitcoin transaction is stored in the database of the Bitcoin network. When a transaction occurs with Bitcoin, buyers and sellers will automatically be recorded in the Bitcoin database network. Bitcoin has advantages and disadvantages. The advantage of Bitcoin is that it is safe because every currency transaction is governed by a cryptography algorithm so that there is no possibility for counterfeiting currency balances. The drawback is that the Bitcoin system is anonymous, making Bitcoin vulnerable to cybercrime, if Bitcoin is lost, you cannot be insured because Bitcoin is not bound by any institution or law. Bitcoin as a means of payment transactions. This is because Bitcoin does not meet several elements and criteria as a valid currency, especially in the principles of Islamic Economics. In the context of digital money, there is no underlying, that is, assets are used as the basis for transactions. In this case, two things can be concluded. First, digital money is not currency. Second, there is an element of ambiguity (Gharar). n this case Bitcoin has no Underlying Assets, prices do not represent Underlying Assets, prices are out of control and the function of this digital currency has developed from being a medium of exchange to an investment commodity.
TINJAUAN PENGUMPULAN ZAKAT DI LAZISNU SINGGAHAN TUBAN Heri Kuncoro Putro; Agus Wahyu Irawan; Moh. Agus Sifa'
Journal of Islamic Banking Vol. 4 No. 1 (2023): Journal of Islamic Banking
Publisher : Prodi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

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Abstract

The problem of povertyis still a classic problem in this country that still cannot be resolved. Poverty is increasingly coming to the fore, especially in various regions in Indonesia as a result of the economic downturn. Thus, of course, a precise and accurate formulation is needed to minimize the poverty rate. Zakat is one instrument to make it happen. The research that the researcher did was included in descriptive research with a qualitative approach. The results showed that zakat management efforts at LAZISNU Singgahan were carried out through ball pick-up services, promotions, account transfers, and establishing emotional relationships with the community.However, in the management of zakat there are obstacles that make the management of zakat at LAZISNU Singgahan not maximal in its implementation, including the human resources working at LAZISNU Singgahan where mustahiq are less active in participating in programs held by LAZISNU Singgahan and their assistance is lessthan optimal, causing a lack of understanding community towards the program run by LAZISNU Singgahan.
Analisis Fluktuasi Keuntungan Mitra Bisnis Franchise Ayam Geprek Sa'i dengan Sistem Persentase: Pendekatan dari Aspek Manajemen Pemasaran Syariah Moh. Agus Sifa'; Moch. Zaenal Azis Muctharom
Journal of Islamic Banking Vol. 4 No. 1 (2023): Journal of Islamic Banking
Publisher : Prodi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

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Abstract

ABSTRACT This research focuses on analyzing the process of purchasing a cooperation license and the implementation of the mudarabah agreement in the fluctuation of profit sharing between Geprek Sa'i franchisers and business partners. In purchasing the Ayam Geprek Sa'i franchise business license, the business partner includes initial capital of IDR. 350,000,000, including renovation of premises, equipment, supplies and use of the name Ayam Geprek Sa'i license. The mudarabah agreement is implemented with this initial capital, and the distribution of profits is carried out based on revenue sharing. In this system, 70% of the net profit income is given to the franchiser, while 30% is given to the business partner. This process is explained through ijab qabul, where the business partner can make an initial payment and provide a place, then confirm with the franchiser. Fluctuations in the Ayam Geprek Sa'i franchise business are influenced by location factors and raw material prices. The distribution of profits is based on net profit income for one month, and the distribution percentage refers to revenue sharing, namely 70% for franchisers and 30% for business partners. This research takes a qualitative descriptive approach to explain the process and application of mudarabah contracts in the context of sharia economic law.
Co-Authors Agus Wahyu Irawan Agus Wahyu Irawan Ahmad Subakir, Ahmad Amalia Andriani Bayu Mujrimin Chusnu Fahruddin Eva Fahma Diafil Jilan Fatikha Rizqya Nur Febri Handayani Fira Mubayyinah Heri Kuncoro Putro Heri Kuncoro Putro Imam Wahyudhi Irawan, Agus Wahyu Joko Hadi Purnomo Kuncoro Putro, Heri Lisa Aminatul Mukaromah Maftuh Maftuh Moch Zaenal Azis Muchtarom Moch Zaenal Azis Muctharom Moch Zaenal Azis Muctharom Moch. Zaenal Azis Muctharom Moch. Zainuddin, Moch. Muchtharom, Moch. Zaenal Azis Muctharom, Moch. Zaenal Azis Muhammad Aziz Muhammad Aziz Mujib Ridlwan, Mujib Naja, Elvina Karomatan Nikmah, Aliyatun Novitasari, Nurul Nurul Azizah, Siti Putro, Heri Kuncoro Rikantasari, Shelvyna Roni, Mukhamad Sandro Wahyu Permadi Sari, Innaka Siti Effi Nur Ummah Thahir, A Halil Thoyyib, M Tri Septiana Wulandari Zaenal Azis Muctharom, Moch.