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THE IMPACT OF E-COMMERCE ON INDONESIA ECONOMIC GROWTH: INTERMEDIATION MODELS WITH FINANCIAL TECHNOLOGY CONSTRAINT Nopiah, Ririn; Ekaputri, Retno Agustina; Barika, Barika; Febriani, Ratu Eva
Jurnal REP (Riset Ekonomi Pembangunan) Vol. 9 No. 1 (2024): April 2024
Publisher : Universitas Tidar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31002/rep.v9i1.1216

Abstract

The COVID-19 pandemic triggered economic shocks that adversely affected the global economy. Economic growth contracted significantly. Restrictions on economic activity trigger people's shopping behavior to switch to non-cash and online systems. E-commerce, as one part of digital economic transformation, has experienced a significant increase which impacts the flow of dissemination of ideas, innovations, and information, thus encouraging economic growth. This study analyzes the Impact of e-commerce on economic growth in Indonesia during the COVID-19 pandemic using intermediation models and fixed effect analysis. The results show that e-commerce negatively and significantly impacts economic growth during 2019 and 2021. Because e-commerce stimulates economic growth in a country but needs to be supported by quality infrastructure, quality broadband internet, online security (cyber security), and digital payment systems (e-payment). The variables of online financing, efficiency of government spending, length of schooling, and number of tourists have a positive and significant effect. Meanwhile, the poverty rate and human development index have a negative and significant effect. In maximizing e-commerce activities in Indonesia, strong support and collaboration from the government, financial institutions, and the Ministry of Communication and information technology are needed.
Effectiveness of Monetary Policy in Indonesia Pasaribu, Esti; Ekaputri, Retno Agustina; Yefriza, Yefriza
Integrated Journal of Business and Economics (IJBE) Vol 7, No 2 (2023): Integrated Journal of Business and Economics
Publisher : Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/ijbe.v7i2.645

Abstract

This research investigated the effectiveness of the monetary policy in Indonesia. A cumulative summary test was used to determine the response of economic growth to monetary policy between 1990-2020. Furthermore, the data on gross national income, money supply, inflation, exchange rate, and interest rate was processed using error correction model regression. The results showed that monetary policy improved economic growth through channels of inflation and money supply, and the correlation was strong and valid both in the short and long term. The correlation of exchange rate and interest rate to economic growth was also observed to be significant only in the long term. The four variables had a significant, simultaneous effect on Indonesia's GDP. Therefore, the government needs to pay special attention to the enactment of monetary policy.
Saving and Investment Nexus in Indonesia: Revisiting Feldstein-Horioka Hypothesis Febriani, Ratu Eva; Ekaputri, Retno Agustina; Armelly, Armelly -
Integrated Journal of Business and Economics (IJBE) Vol 8, No 1 (2024): Integrated Journal of Business and Economics
Publisher : Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/ijbe.v8i1.849

Abstract

The Indonesian economy cannot be separated from interaction with the economies of other countries, so changes in global conditions will also affect the Indonesian economy. A significant investment is needed to drive the domestic economy, while domestic capital accumulation is still insufficient. The relationship between savings and investment put forward by Feldstein and Horioka (FH) was reviewed for the case of Indonesia from 1981 to 2020. The VECM found a long-term and short-term relationship and a bidirectional Granger causality between saving and investment. The strength of the saving-investment correlation confirms the validity of the FH hypothesis in Indonesia.
Connectivity Infrastructure Spending and Its Indicator Achievement: Case Study of Southern Sumatra Region Nopiah, Ririn; Azansyah; Ekaputri, Retno Agustina; Sunaryo; Prasetya, Bayu Andy
Journal of Sustainable Economics Vol. 2 No. 2 (2024): Journal of Sustainable Economics
Publisher : TALENTA PUBLISHER UNIVERSITAS SUMATERA UTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32734/jse.v2i2.18708

Abstract

Connectivity infrastructure is one of the crucial aspects in the development of a region. The Indonesian government has allocated a significant budget for connectivity infrastructure spending. The effectiveness of infrastructure spending reflects how much the connectivity infrastructure indicators have been achieved. The increase in connectivity infrastructure spending must be directly proportional to the rise in the quality and quantity of connectivity infrastructure. This study aims to analyze the correlation between connectivity infrastructure spending and the achievement of its indicators, especially in the Southern Sumatra region. The analysis method used is the Pearson Correlation analysis method, an approach to analyzing growth and the effectiveness of connectivity infrastructure spending. The results show that infrastructure spending and the achievement of its indicators have a relatively weak and negative correlation for roads and bridges. This study provides implications that the Southern Sumatra Region still needs improvement and evaluation between the distribution of government spending and program implementation for better regional development effectiveness.
Pengembangan Kewirausahaan Kreatif sebagai Strategi Pemberdayaan Ekonomi Masyarakat Desa Septriani, Septriani; Ekaputri, Retno Agustina; Purmini, Purmini
Madaniya Vol. 6 No. 4 (2025)
Publisher : Pusat Studi Bahasa dan Publikasi Ilmiah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53696/27214834.405

Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan kapasitas dan kemandirian ekonomi masyarakat Desa Srikuncoro, Kabupaten Bengkulu Tengah, melalui pelatihan kewirausahaan kreatif berbasis pemanfaatan limbah pelepah kelapa sawit. Kegiatan ini dilaksanakan sebagai respons terhadap tingginya ketergantungan masyarakat pada komoditas kelapa sawit serta fluktuasi harga tandan buah segar (TBS) yang berdampak pada kerentanan ekonomi rumah tangga. Pendekatan yang digunakan bersifat partisipatif dengan melibatkan 25 peserta yang terdiri dari petani kelapa sawit, ibu rumah tangga, pemuda desa, perangkat desa, dan pelaku UMKM. Rangkaian kegiatan meliputi penyuluhan dan diskusi. Hasil kegiatan menunjukkan peningkatan pengetahuan dan keterampilan peserta dalam mengidentifikasi potensi ekonomi limbah sawit serta menguasai teknik dasar pengolahan limbah kelapa sawit. Selain itu, kegiatan ini berhasil mendorong tumbuhnya motivasi kewirausahaan dan inisiatif pembentukan kelompok usaha berbasis sumber daya lokal. Implikasi kegiatan ini mencakup terbukanya peluang pendapatan alternatif, penguatan ekonomi kreatif desa, pengurangan limbah organik, serta peningkatan peran kelompok perempuan dan pemuda dalam aktivitas ekonomi produktif. Dengan demikian, kegiatan ini berpotensi menjadi model pemberdayaan masyarakat yang berkelanjutan dan replikatif, terutama apabila didukung oleh pendampingan lanjutan, penguatan kelembagaan usaha, dan integrasi dengan ekosistem pemasaran digital serta kemitraan lintas sektor.
Urban Poverty Dynamics And Its Determinants: Evidence From Household-Level Logistic Models In Aceh And Bengkulu, Indonesia Ekaputri, Retno Agustina; Yefriza, Yefriza; Barika, Barika
Convergence: The Journal of Economic Development Vol. 7 No. 2 (2025)
Publisher : Universitas Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33369/convergencejep.v7i2.48900

Abstract

Abstract Aceh and Bengkulu are among the provinces in Sumatra with relatively high poverty rates, although both have shown gradual declines in recent years. In Aceh, the poverty rate decreased from 14.64% in 2022 to 14.23% in 2024, while in Bengkulu it declined from 14.62% to 13.56% over the same period. Urban poverty remains consistently lower than rural poverty; however, disparities in urbanization patterns between the two provinces suggest potential differences in the determinants of urban household poverty. Aceh is characterized by more developed urban centers such as Banda Aceh and Lhokseumawe, whereas Bengkulu is dominated by smaller urban areas. This study aims to analyze the determinants of urban household poverty and compare their characteristics across selected cities in Aceh (Sabang, Banda Aceh, Lhokseumawe, Langsa, and Subulussalam) and Bengkulu City. An explanatory research design is employed using secondary data. The analysis combines descriptive statistics, logistic regression, and comparative testing. The results indicate that in urban Aceh, housing floor area, household size, and participation in the basic food assistance program significantly influence poverty status. In contrast, sanitation conditions and participation in the Family Hope Program (PKH) are significant determinants in urban Bengkulu. Furthermore, the comparative analysis reveals no statistically significant differences in urban poverty between the two provinces. These findings highlight that, despite similar poverty levels, the underlying determinants vary across regions, implying the need for region-specific policy interventions to effectively address urban poverty. Keywords : Urban Poverty, Multidimensional Poverty, Logistic Regression, Regional Comparison Abstrak Provinsi Aceh dan provinsi Bengkulu merupakan daerah dengan persentase penduduk miskin tinggi di pulau Sumatera. Di provinsi Aceh sebesar 14,64 di tahun 2022 turun menjadi 14,23 persen pada tahun 2024. Adapun di provinsi Bengkulu sebesar 14,62 turun menjadi 13,56 persen pada tahun 2024. Ditinjau dari proporsi kemiskinan perkotaan dan perdesaan, umumnya kemiskinan di wilayah perkotaan lebih rendah daripada kemiskinan perdesaan. Kedua provinsi ini memiliki tingkat urbanisasi yang berbeda, di mana Aceh memiliki kota-kota besar seperti Banda Aceh dan Lhokseumawe, sedangkan Bengkulu lebih didominasi oleh kota kecil seperti Bengkulu. Provinsi Aceh dan Bengkulu, misalnya, memiliki karakteristik sosio-ekonomi yang berbeda, sehingga menarik untuk dikaji lebih dalam mengenai faktor-faktor yang mempengaruhi kemiskinan rumah tangga di perkotaan di kedua provinsi tersebut. Desain penelitian ini adalah penelitian eksplanatori. Pertama penelitian ini akan menganalisa karakteristik rumah tangga miskin di Kota Sabang, kota Banda aceh, kota Lhokseumawe, kota Langsa, kota Subulussalam, dan kota Bengkulu. Penelitian ini menggunakan metode analisis deskriptif, regresi logistik, dan analisis komparatif. Hasil penelitian menemukan bahwa berdasarkan variabel Luas lantai, jumlah anggota keluarga, dan program sembako berpengaruh signifikan terhadap kemiskinan di perkotaan Aceh, sedangkan sanitasi dan PKH berpengaruh di perkotaan Bengkulu. Uji komparatif menunjukkan bahwa secara statistic tidak terdapat perbedaan antara kemiskinan antara perkotaan provinsi Aceh dan Bengkulu. Kata kunci : Kemiskinan, Perkotaan, Multidimensi, Regresi Logistik