Claim Missing Document
Check
Articles

Dampak Pandemi Covid-19 : Kinerja Dan Strategi Perbankan Di Indonesia Pramitasari, Triska Dewi
Jurnal Manajemen dan Bisnis Indonesia Vol. 9 No. 1 (2023): Edisi Bulan Juni
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32528/jmbi.v9i1.261

Abstract

Pandemi Covid-19 menghantam industri perbankan Indonesia melalui pertumbuhan ekonomi yang semakin melemah sehingga mengakibatkan perlambatan pertumbuhan kredit dan berujung pada menurunnya profitabilitas perbankan. Penelitian ini bertujuan untuk menganalisa kinerja perbankan sebelum dan selama pandemi Covid-19 serta merumuskan strategi alternatif untuk meningkatkan kinerja perbankan. Sampel penelitian terdiri dari 4 perbankan dengan metode sampling jenuh (sensus) yaitu bank yang tergabung dalam Himpunan Bank Milik Negara (Himbara). Kinerja diukur menggunakan lima rasio keuangan yaitu ROA, BOPO, NPL, CAR, dan LDR dengan metode analisis uji beda (Paired T-Test). Studi ini menemukan bahwa rasio keuangan dalam bentuk ROA, BOPO, CAR dan LDR sebelum dan selama pandemi Covid-19 memiliki nilai yang berbeda secara signifikan, sedangkan NPL tidak berbeda secara signifikan. Adapun strategi yang dapat dilakukan diantaranya: pembiayaan yang terfokus pada industri yang memiliki prospek, inovasi dan kreativitas bank, digital banking, pengelolaan mitigasi risiko secara tepat, dan program CSR melalui pendidikan dan pelatihan online bagi pelaku UMKM.
Dampak Mobile Banking Terhadap Kinerja Dan Stabilitas Keuangan Perbankan di Indonesia Pramitasari, Triska Dewi; Nanggala, Ardhya Yudistira Adi
Jurnal Manajemen dan Bisnis Indonesia Vol. 9 No. 2 (2023): Edisi Bulan Desember
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32528/jmbi.v9i2.855

Abstract

Di Indonesia, pengguna dan transaksi mobile banking terus meningkat. Peningkatan mobile banking, sebagai bagian dari proses digitalisasi perbankan, direspon regulator dengan didukung berbagai regulasi agar digitalisasi perbankan terus ditingkatkan. Regulator dan bank mengharapkan digitalisasi perbankan dapat meningkatkan kinerja dan stabilitas keuangan perbankan. Tujuan dari penelitian ini adalah untuk mengetahui bagaimana dampak mobile banking, sebagai bagian dari proses digitalisasi perbankan, terhadap kinerja dan stabilitas keuangan perbankan di Indonesia. Metode analisa yang digunakan adalah Generalized Method of Moments (GMM) dengan data perbankan 11 bank di Indonesia selama tahun 2008-2020. Hasil empiris menunjukkan bahwa bank-bank yang memiliki sistem mobile banking mempunyai kinerja yang lebih tinggi dan risiko keuangan yang lebih rendah. Selain itu, perkembangan mobile banking memainkan peran penting selama periode krisis keuangan global dalam rangka menjaga stabilitas keuangan bank. Pada akhirnya, dampak positif dari mobile banking terhadap kinerja dan stabilitas keuangan lebih terlihat untuk bank-bank kecil. Dengan demikian, temuan-temuan ini menunjukkan bahwa adopsi sistem mobile banking berperan penting untuk bank-bank kecil untuk memperkuat kinerja dan stabilitas keuangan dalam rangka menghadapi kompetisi dengan bank-bank besar.
Faktor-Faktor Yang Mempengaruhi Kepuasan Kerja Dan Dampaknya Terhadap Kinerja ASN Pada Polres Situbondo Sunarwati, Eli; Sari, Lita Permata; Pramitasari, Triska Dewi
Jurnal Manajemen dan Bisnis Indonesia Vol. 10 No. 2 (2024): Edisi Bulan Desember
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32528/jmbi.v10i2.2316

Abstract

Tujuan penelitian ini adalah untuk menganalisis dan menguji Promosi jabatan, Disiplin kerja dan Beban kerja terhadap Kinerja melalui Kepuasan kerja. Penelitian ini menggunakan metode penelitian kuantitatif. Populasi menggunakan seluruh ASN Polres Situbondo. Teknik pengambilan sampel menggunakan nonprobability sampling dengan teknik sampling jenuh (sensus) dengan jumlah sampel sebanyak 48 orang. Analisis data dan pengujian hipotesis dalam penelitian ini menggunakan Model Persamaan Struktural – Partial Least Square (PLS-SEM). Hasil penelitian menunjukkan bahwa: Promosi jabatan dan Disiplin kerja tidak berpengaruh signifikan terhadap Kepuasan kerja, Beban kerja berpengaruh signifikan terhadap Kepuasan kerja, Promosi jabatan dan Disiplin kerja berpengaruh signifikan terhadap Kinerja, Beban kerja tidak berpengaruh signifikan terhadap Kinerja, Kepuasan kerja berpengaruh signifikan terhadap Kinerja, Promosi jabatan dan Disiplin kerja tidak berpengaruh signifikan terhadap Kinerja melalui Kepuasan kerja, serta Beban kerja berpengaruh signifikan positif terhadap Kinerja melalui Kepuasan kerja.
PENGARUH PERPUTARAN MODAL KERJA, ADVERTISING (PERIKLANAN), DAN KEBIJAKAN DIVIDEN TERHADAP RETURN SAHAM DENGAN PROFITABILITAS SEBAGAI VARIABEL INTERVENING PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2019 -2022 Sururi, Fairira Anindia; Sari, Lita Permata; Pramitasari, Triska Dewi
Jurnal Mahasiswa Entrepreneurship (JME) Vol 3 No 12 (2024): DESEMBER 2024
Publisher : Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/jme.v3i12.5357

Abstract

Banking is said to support the country's economy, especially in contemporary times like today, because the role of banking as a driver of the country's economy is very important. The purpose of this research is to determine the effect of working capital turnover, advertising (advertising), and dividend policy on stock returns with profit ability as an intervening variable. This research uses quantitative research methods. The populations in this research are banking companies listed on the Indonesia Stock Exchange (BEI) with a sample of 8 companies. The sampling technique used in this research was purposive sampling. The data analysis and hypothesis testing in this research used the Partial Least Square Structural Equation Model (PLS-SEM). The results of the direct influence hypothesis test using the Smart PLS 3.0 application, show that working capital turnover has an insignificant negative effect on profitability, advertising has an insignificant negative effect on profitability, dividend policy has a positive and significant effect on profitability, working capital turnover has an insignificant negative effect on stock returns , Advertising has an insignificant negative effect on stock returns, dividend policy has an insignificant negative effect on stock returns, Profitability has an insignificant negative effect on stock returns. The results of the indirect influence hypothesis test show that the working capital turnover variable has an insignificant negative effect on stock returns through profitability, advertising has an insignificant negative effect on stock returns through profitability, and dividend policy has an insignificant negative effect on stock returns through profitability.
PENGARUH UKURAN PERUSAHAAN, LIKUIDITAS, DAN KEPEMILIKAN MANAJERIAL TERHADAP KEBIJAKAN DEVIDEN DENGAN KINERJA KEUANGAN SEBAGAI VARIABEL INTERVENING PADA PERUSAHAAN LQ45 YANG TERDAFTAR DI BEI TAHUN 2019-2022 Indriani, Ila; Sari, Lita Permata; Pramitasari, Triska Dewi
Jurnal Mahasiswa Entrepreneurship (JME) Vol 3 No 10 (2024): OKTOBER 2024
Publisher : Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/jme.v3i10.5277

Abstract

In this study, the company's primary data was taken from financial reports that were registered on the Indonesia Stock Exchange. The descriptive and quantitative methods used in this panel research were a population of 45 companies over 4 years from 2019-2022 and the total sample in this research was 9 companies using purposive sampling techniques. Based on the hypothesis test using the Smart PLS 3.0 application that has been carried out, the results show that company size and managerial ownership have no significant effect on financial performance and the liquidity variable has a significant effect on financial performance. Liquidity does not have a significant effect on dividend policy. Company size and liquidity do not have a significant effect on dividend policy. Financial Performance has a significant influence on Dividend Policy through Dividend Policy. Financial Performance has a significant positive effect on Dividend Policy through Dividend Policy. Company Size has an insignificant effect on Divide nd Policy through Financial Performance. Company size has no significant effect on Dividend Policy through Financial Performance. Company size has no significant effect on Dividend Policy through Financial Performance.
ANALISIS PENGARUH HARGA DAN KUALITAS PRODUK TERHADAP MINAT BELI ULANG KONSUMEN SMARTPHONE SAMSUNG PADA TOKO PONSEL CEMPAKA CELL DI KABUPATEN SITUBONDO DENGAN KEPUASAN KONSUMEN SEBAGAI VARIABEL INTERVENING Pratiwi, Dwi; Soeliha, Siti; Pramitasari, Triska Dewi
Jurnal Mahasiswa Entrepreneurship (JME) Vol 2 No 9 (2023): SEPTEMBER 2023
Publisher : Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/jme.v2i9.3620

Abstract

The aim of the study was to determine the Analysis of the Effect of Price and Product Quality on Consumer Repurchase Interests of Samsung Smartphones at Cempaka Cell Cell Phone Shops in Situbondo Regency with Consumer Satisfaction as an Intervening Variable. The sampling technique used in this study was simple random sampling of 97 consumers. Data analysis and hypothesis testing in this study used the Structural Equation Model - Partial Least Square (PLS-SEM) The results of the direct effect hypothesis test using the Smart PLS 3.0 application, show that price has a positive and significant effect on consumer satisfaction, product quality has a positive and significant effect on consumer satisfaction, price has a positive and significant effect on repurchase intention, product quality has a negative and significant effect on interest repurchase, consumer satisfaction has a positive and significant effect on repurchase intention, price has a positive and significant effect on repurchase intention through consumer satisfaction, product quality has a positive and significant effect on repurchase intention through consumer satisfaction
ROA DALAM MEMEDIASI FAKTOR-FAKTOR YANG MEMPENGARUHI HARGA SAHAM PADA PERUSAHAAN PERTAMBANGAN YANG TERDAFTAR DI BEI Maulani, Mildatul; Sari, Lita Permata; Pramitasari, Triska Dewi
Jurnal Mahasiswa Entrepreneurship (JME) Vol 2 No 9 (2023): SEPTEMBER 2023
Publisher : Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/jme.v2i9.3601

Abstract

The study aimed to determine ROA in mediating the factors that influence stock prices in mining companies listed on the IDX. In this study, the sampling technique used was purposive sampling. This study's data analysis and hypothesis testing used the Structural Equation Model - Partial Least Square (PLS-SEM). The results of direct influence hypothesis testing using the Smart PLS 3.0 application show that the Current Ratio positively and significantly affects ROA. DER has a positive and significant effect on ROA. The current Ratio has a positive and significant effect on stock price; DER has a positive and significant effect on stock price; ROA has a negative and significant effect on stock price; the Current Ratio has a negative and insignificant effect on stock price through ROA, DER has a negative and insignificant effect on stock price through ROA.
PENGARUH NON PERFORMING LOAN ( NPL ) DAN LOAN TO DEPOSIT RATIO (LDR) TERHADAP NILAI PERUSAHAAN MELALUI PROFITABILITAS PADA PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA ( BEI ) PERIODE 2019-2021 Sakdiyah, Wardatus; Wahyuni, Ika; Pramitasari, Triska Dewi
Jurnal Mahasiswa Entrepreneurship (JME) Vol 2 No 5 (2023): MEI 2023
Publisher : Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/jme.v2i5.3526

Abstract

The era of globalization has made the economy very high in society; this development has changed financial services. People are used to digital trading in the midst of the Covid-19 pandemic. One of the companies providing financial services for economic growth today is the Bank. The purpose of this research is to analyze and test the effect of non-performing loans (NPL) and loan to deposit ratio (LDR) on company value through profitability in banking companies listed on the Indonesia Stock Exchange (IDX) for the 2019-2021 period. The populations in this study are banks listed on the Indonesia Stock Exchange (IDX) for the 2019-2021 periods. The sampling technique used was purposive sampling. Data analysis and hypothesis testing in this study used the Structural Equation Model - Partial Least Square (PLS-SEM). The results of the direct effect hypothesis test using the Smart PLS 3.0 application, show that Non-Performing Loans (X₁) have a significant effect on Profitability (Y1), Loan To Deposit Ratio (X2) have a significant effect on Profitability (Y1), Non-Performing Loans (X1) have been proven does not have a significant effect on company value (Y2), Loan To Deposit Ratio has a significant effect on company value (Y2), Profitability (Y1) has a significant effect on company value (Y2), Non-Performing Loans (X1) has a significant positive effect on company value (Y2 ) through Profitability (Y), Non-Performing Loans (X1) has no significant negative effect on company value (Y2) through Profitability (Y1).
PENGARUH FIRM SIZE DAN GROWTH OPPORTUNITY TERHADAP FIRM VALUE MELALUI CASH HOLDING SEBAGAI VARIABEL INTERVENING PADA PERUSAHAAN PROPERTY DAN REAL ESTATE Damayanti, Dini Aura; Wiryaningtyas, Dwi Perwitasari; Pramitasari, Triska Dewi
Jurnal Mahasiswa Entrepreneurship (JME) Vol 1 No 3 (2022): MARET 2022
Publisher : Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (313.525 KB) | DOI: 10.36841/jme.v1i3.2046

Abstract

At this time the company is no longer focused on seeking profit and prioritizing profits and assets in growing the company but on valuation. Changes in technology have made small companies global. Companies big or small can no longer be separated. The purpose of this study was to analyze and examine the effect of Firm size and Growth opportunity on Firm value through Cash holding as an intervening variable in the Property and Real Estate sub-sector companies on the IDX. The population in this study are all property and real estate companies that have gone public on the Indonesia Stock Exchange for the 2016-2020 period as many as 80 companies. The sampling technique was determined by purposive sampling. Data analysis and hypothesis testing in this study used the Structural Equation Model - Partial Least Square (PLS-SEM).The results of the direct influence hypothesis test using the Smart PLS 3.0 application, show that Firm size has a positive but not significant effect on Cash holding, Growth opportunity has a positive significant effect on Cash holding, Firm size has a negative but not significant effect on Firm value, Growth opportunity has a positive but not significant effect significant effect on Firm value, Cash holding has a significant positive effect on Firm value. The results of the indirect effect hypothesis test show that the Firm size variable has a positive but not significant effect on Firm value through Cash holding, Growth opportunity has a significant positive effect on Firm value through Cash holding.
PENGARUH HARGA DAN KERAGAMAN PRODUK DALAM MENENTUKAN KEPERCAYAAN KONSUMEN DENGAN KEPUASAN KONSUMEN SEBAGAI VARIABEL INTERVENING PADA TOKO SEMBAKO SYAFA SYAFI DI ASEMBAGUS SITUBONDO Anggara, Awangga Leo; Soeliha, Siti; Pramitasari, Triska Dewi
Jurnal Mahasiswa Entrepreneurship (JME) Vol 1 No 4 (2022): APRIL 2022
Publisher : Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (801.213 KB) | DOI: 10.36841/jme.v1i4.2119

Abstract

Marketing is an activity that must be carried out by a company, both goods and services companies in an effort to gain profits and maintain the viability of the company. The purpose of this study was to analyze and examine the effect of Price and Product Diversity in Determining Consumer Trust with Consumer Satisfaction as an Intervening Variable at the Syafa-Syafi Asembagus Grocery Store. The sampling technique was determined by the simple random sampling method. Data analysis and hypothesis testing in this study used the Structural Equation Model-Partial Least Square (PLS-SEM). The results of the direct influence hypothesis test using the Smart PLS 3.0 application, indicate that price (X1) has a significant positive effect on consumer satisfaction (Y1), thus Hypothesis 1 is accepted. Product diversity (X2) has a significant positive effect on consumer satisfaction (Y1), thus Hypothesis 2 is accepted. Price (X1) has a significant positive effect on consumer confidence (Y2), thus Hypothesis 3 is accepted. Product diversity (X2) has a negative but not significant effect on Trust (Y2), thus Hypothesis 4 is rejected. Consumer satisfaction (Y1) has a significant positive effect on consumer confidence (Y2), thus Hypothesis 5 is accepted. Price (X1) on consumer confidence (Y2) through consumer satisfaction (Y1) has a significant positive effect, thus Hypothesis 6 is accepted. Product diversity (X2) on consumer confidence (Y2) through consumer satisfaction (Y1), has a significant positive effect, thus Hypothesis 7 is accepted.
Co-Authors Akmaris, Corintania Byand An am, Lutfi Chairul Anggara, Awangga Leo Aniatun, Novita Anshory, Muhammad Iqbal Aprilia, Ila Aulia Apriliyanti, Yunita Indri Ardhya Yudistira Adi Nanggala Arifah, Khoiratin Ariyantiningsih, Febri Azizah, Mega Nur Bulu, Darius Cahyo, Alex Septian Tri Damayanti, Dini Aura Dewi, Rana Hariantika Dwi Perwitasari Wiryaningtyas Dwi Perwitasari Wiryaningtyas, Dwi Perwitasari Dwi Pratiwi Fandiyanto, Randika Fatimah, Ratna Dwi Fitriya, Heni Hadi Paramu Hadi, Ach. Syamsul Heliyana, Eni Hidayah, Friyan Ibad, Ersatul Ika WAHYUNI Ika Wahyuni Imania, Shofiatul Indriani, Ila Iqbal, Zainul Isti Fadah Jama, Felensia Jati Ata Janah, Arita Fitriatul Kamiliya, Kamiliya Karnadi, Karnadi KHUSNUL HOTIMAH Labiba, Fikriatul Labiba, Ines Lestari, Ayu Tri Lita Permata Sari Luluk Anggraini Lusiana Tulhusnah Maghfiroh, Shofiyatul Mahila, Laely Septy Izza Mansur, Mohammad Sahel Maulana, Izan Maulani, Mildatul Maulida, Yuni Astri Ayu Maylah, Maylah Meilinda, Silvi Minullah, Minullah Mujiono, Bagas Azrul Musleha, Ummi Rohmatil Nanda Widaninggar, Nanda Ningrum, Fitria Puspa Novantri, Ralda Cigra Novia Susanti Nur Fitri Nurobikhainih, Mariasri Oktaviano, Deigo Oktaviyanti, Yeni Perwitasari W., Dwi Pramesthi, Riska Ayu Putri, Arinda Sinta Putri, Resy Selviana Retno Qomariyah, Badriyatul Qur’ani, Ribby Mufidah Radja, Asmirayanti Ina Raharjo, Stiyo Pamungkas Rahman, Alrival Zainur Rahmania, Wasilatul Rahmawati, Eka Ayu Raniah, Dinta Carissa Ratnaning Tyasasih Ratnaning Tyasasih Rindayani, Rindayani Rohmatillah, Nia Nur Romlani, Ucik Sakdiyah, Wardatus Salsabila, Nindya Septianingrum, Nurul Aini Sholehah, Dhaimatus Sintia, Siti Amina Ratna Siti Maisaroh Soeliha, Siti Sunarwati, Eli Sururi, Fairira Anindia Suryanti, Desy Syarifuddin, Moh Vantovi, Ciko Legi Venolika, Nadila Putri Ayu Wafiqoh, Qurratu A’yuni Wahyuni, Ayu Sri Widayanti, Dwi Widiyanto, Ahmad Irfan Y.a, Rosalina Yanti, Anggi Putri Dwi Yudha Praja, Yudha Yunika, Devita Tri Zuhdi, Farhan Tri Nanda