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All Journal At-Taradhi: Jurnal Studi Ekonomi IJTIHAD Jurnal Al-Qardh Istinbath : Jurnal Hukum Jurnal Bisnis, Manajemen, dan Ekonomi Journal of Entrepreneurship & Business Journal of Islamic Economics, Management, and Business (JIEMB) AMALA Jurnal Pengabdian Kepada Masyarakat INASJIF Jalujur: Jurnal Pengabdian Masyarakat Jurnal Ekonomi Syariah Jurnal Ilmiah Keagamaan dan Kemasyarakatan
Aisyah, Lisda
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Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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Journal : Journal of Islamic Economics, Management, and Business (JIEMB)

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Debt repayment practices among rural farmers: An Islamic economic perspective Jannah, Maulidatul; Rusdiana, Rusdiana; Aisyah, Lisda
Journal of Islamic Economics Management and Business (JIEMB) Vol. 5 No. 2 (2023)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2023.5.2.21582

Abstract

This study focuses on the practice of debt repayment with rice in Martadah Village, Tambang Ulang District, Tanah Laut Regency, where the majority of the population are rice farmers. The primary aim of this study is to examine this practice from an Islamic economic perspective. The research employs a qualitative descriptive method involving observations, interviews, and documentation analysis related to the debt repayment practices in the village. The findings reveal that the debt repayment with rice often does not align with the qarḍ principles in Islamic economics, as the price of rice set by lenders is lower than the market price, causing losses to the farmers. The study also identifies the farmers’ dependency on capital owners and local community leaders, creating power dynamics and potential exploitation. Some cases show fairer practices consistent with qarḍ principles, where debt repayment is done at market prices without interest or additional profits. This study provides practical and theoretical contributions by emphasizing the importance of education and the application of Islamic economic principles to ensure fairness and social welfare in rural communities.
Co-Authors Agus Alimuddin Amalia, Rizqi Anwar, Mukhlis Kaspul Claudia, Meiske Dairobi Darmawati Darmawati ERISSA NILASARI Hisan, Khairatun Jannah, Maulidatul Khairida, Mona Mahlihah, Lola Malihah, Lola Mardini, Yulida Muhammad Irkham Firdaus Muhammad Noval Muhammad Rifqi Hidayat Muhammad Wahdini muhammad, hasanudin Nazairin, Aswan Nurhafiyanisa, Nurhafiyanisa Parman Komarudin Prasetya, Teguh Eka Rabbani, Ghina Rafli, Muhammad Raihan Rafly, Muhammad Raihan Rizka Amalia ROHANA FARIDAH Rusdiana Rusdiana Sauqi, Muhammad Sukarni Sukarni Syafa, Mona Khairida Syahputra, Muhammad Dio ZAKI MUBARAK Zulpa Makiah