Article Per Year (5 Year)
p-Index From 2021 - 2026
3.578
P-Index
This Author published in this journals
All Journal JURNAL MUTIARA AKUNTANSI JASF (Journal of Accounting and Strategic Finance) Akbis: Media Riset Akuntansi dan Bisnis Amalee: Indonesian Journal of Community Research & Engagement International Journal of Economics Development Research (IJEDR) Jurnal ABDINUS : Jurnal Pengabdian Nusantara Community Development Journal: Jurnal Pengabdian Masyarakat International Journal of Social and Management Studies (IJOSMAS) Jurnal Kewarganegaraan Jurnal Pengabdian Masyarakat (ABDIRA) Worksheet : Jurnal Akuntansi West Science Business and Management West Science Journal Economic and Entrepreneurship Indonesian Journal of Sustainability Policy and Technology
Amalia, Mekar Meilisa
Unknown Affiliation
Religion Aerospace Engineering Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Nursing Public Health Social Sciences Other

Published : 21 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 21 Documents
Search

 1   2   3 
The Impact of Financial Technology Adoption on the Sustainability of Microenterprises in Indonesia: The Mediating Role of Financial Inclusion Amalia, Mekar Meilisa
West Science Journal Economic and Entrepreneurship Vol. 4 No. 01 (2026): West Science Journal Economic and Entrepreneurship
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsjee.v4i01.2673

Abstract

The rapid development of financial technology (fintech) has transformed financial access and operational practices among micro businesses, particularly in emerging economies such as Indonesia. This study aims to examine the impact of financial technology implementation on the sustainability of micro businesses, with financial inclusion serving as a mediating variable. A quantitative research approach was employed using data collected from 150 micro business actors through a structured questionnaire measured on a Likert scale. Data analysis was conducted using Structural Equation Modeling–Partial Least Squares (SEM-PLS 3) to evaluate both measurement and structural models. The results indicate that fintech implementation significantly enhances financial inclusion and directly improves business sustainability. Financial inclusion also has a significant positive effect on sustainability and partially mediates the relationship between fintech adoption and sustainable business performance. These findings suggest that digital financial innovation contributes to micro business resilience when supported by inclusive financial access. The study provides theoretical contributions to digital finance and sustainable entrepreneurship literature while offering practical implications for policymakers and fintech providers in promoting inclusive digital ecosystems for micro-enterprise development in Indonesia.
Co-Authors A. Asrijal Afriani, Dwi Tika Akhmad Dahlan Ameen, Ali Andi Indrawati Ari Purwanti Aried Sumekar Arief Hidayatullah Khamainy Budi Witjaksana, Budi Cakranegara, Pandu Adi Daulay, Rizkia Dewi Anggraini Emmy Syafitri Fitriningsih Amalo Gamal, Awadh Ahmed Mohammed Gamar Al Haddar, Gamar Al Hananuraga, Rahula Hendy Tannady Iskandar, Eddy Laksmi, Noorhani Dyani Lendra Lendra Magdalena Magdalena Marviana, Ratna Dina Mumu Muzayyin Maq Nasril, Nasril Nasution, Nurul Aini Rahmi Nelly Patria Nofirman, Nofirman Nur Faliza Nurdiani, Tanti Widia PA Andiena Nindya Putri Purba, Ulfani Ikhwana Raden Mohamad Herdian Bhakti Roefaida, Effy Siahaan, Denny Lestari Siska, Elmira Siti Annisa Wahdiniawati, Siti Annisa St Rahmah Subroto, Desty Endrawati Syarifuddin, Surya Upik Djaniar Wahyuni, Mia Amelia Zaman, Delfian