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Journal : Journal of Social Science

MSME PROFITS BOOST: The Impact of Revitalization Used Fintech, E-Commerce, and Digital Payments Christine; Wendi Wendi; Shella Pratamawati; Nizwan Zukhri
Journal Of Social Science (JoSS) Vol 2 No 9 (2023): JOSS : Journal of Social Science
Publisher : Al-Makki Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57185/joss.v2i9.118

Abstract

This study aims to examine the influence between financial technology, electronic commerce, and digital payment variables on profit growth variables in MSMEs in Pangkalpinang City, Bangka Belitung Islands Province. The method that the researchers used in this study is an associative method with a quantitative approach that uses primary data sources obtained through the distribution of questionnaires. The sampling method is Nonprobability Sampling with purposive sampling techniques which obtained 100 respondents who are MSME actors. This type of research is quantitative research that is associative. Data analysis techniques use the help of Statistical Package for the Social Sciences (SPSS) software version 25. The results revealed that simultaneously fintech (X1), e-commerce (X2) and digital payment (X3) had a positive and significant effect on profit growth in MSMEs in Pangkalpinang City, while partially fintech variables had a positive and significant effect on profit growth, while e-commerce and digital payment variables did not have a positive and significant effect on profit growth in MSMEs in Pangkalpinang City. The R Square value is 0.504 or 50.4%, so it is concluded that 50.4% of the variation in the dependent variable can be explained by the independent variable. Then the Adjusted R Square value is 0.488 or 48.8%. So it can be concluded that fintech, e-commerce, and digital payments can affect profit growth by 48.8% while the remaining 51.2% is influenced by other variables that were not studied in this study.
Co-Authors Adi Setiawan AGUSTINI, AISYAH PUTRI Aisyah Putri Agustini Alvi Pradanita Zahri Andriyansah . Anggraeni Yunita Antonio Lisiadi Ari Agung Nugroho Ari Agung Nugroho Ari Agung Nugroho, Ari Ari Agung Nugroho, Ari Agung Arieska Mellynia, Mega Augusti Ulina Awliya Aqdas Belinda Christianingrum Christine Christine Christine Christine Christine Christine Christine* Darman Saputra Darman Saputra Darman Saputra Darman Saputra Darus Altin Desi Nazarulita Devi Valeriani Dian Prihardini Wibawa Dini Oktariani Dony Yanuar, S.E., M.M. Erinazila, Erinazila Erita Rosalina Erita Rosalina, Erita Feyza Yudhistira frisca widya lestari Gani, Azza Faulin Hamsani Hamsani, Hamsani Hendrian Hendrian Hidayati Hidayati Hidayati Hidayati Holipah Septrianingsih Husril Husril Ibrahim Ibrahim Ibrahim Ibrahim Imanda, Yurliza Indah Noviyanti Ismail , Tubagus Jaka Anggara Julio Julio Lindiyani Lindiyani MANIK, JEANNE DARC NOVIAYANTI Mastira, Ovina Maya Yusnita Muhamad Hijran Muhammad Haikal Faran Fajri Muhammad Hamka Mustofa Thohari Mustofa Tohari Mutia Andini Nanang Wahyudin Nur Ahmad Ricky Rudianto Nurhayati Nurhayati Oktapiani Oktapiani Pambajeng, Ahfanza Nugraha El Prakarsa, Yuristian Eka Pronika, Yeni Rendy Rendy Rendy Rendy Reniati Reniati Rin Marka, Kemas Rini Yayuk Priyati, Rini Yayuk Rini Yayuk Proyati Rulyanti Susi Wardhani Ryand Daddy Setyawan Safriansah Safriansah Saputra , Darman Saputra, Darman Shella Pratamawati Shella Pratamawati Sri Rahayu SRI RAHAYU Suci Wulandari Sulistari Sulistari Sumar, Sumar Syahbari, Ummi Kalsum Tiara Fitari Tsulis Amirudin Zahri Umar Sumardi Wendi Wendi Wendi Wendi Wenni Anggita, Wenni Yanuar, Dony Zulfara, Arviza