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Journal : Holistic Journal Of Management Research

Financial Performance of State Banks Indonesia Desi Nazarulita; Nizwan Zukhri; Rini Yayuk Proyati
Holistic Journal of Management Research Vol 5 No 1 (2021): Holistic Journal of Management Research
Publisher : Fakultas Ekonomi Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (567.022 KB) | DOI: 10.33019/hjmr.v5i1.2438

Abstract

Financial institutions have a very important role for Indonesian economy. This study aims to analyze the effect of capital adequacy (CAR), liquidity (LDR), credit risk (NPL), operational efficiency (BOPO) on profitability (ROA). The analysis technique using panel data regression such as: common effect models, fixed effect models, random effects models. The data sourced from four state-owned banks listed on The Indonesian Stock Exchange during 2010-2018. The analysis shows that only CAR and BOPO variables have a significant (negative) effect on ROA. Meanwhile, LDR and NPL, did not have a significant effect. Further research is suggested added others variables that affected to profitabilities, increase the period of the research, hopefully, it will improve data accuration.
Co-Authors AGUSTINI, AISYAH PUTRI Ahfanza Nugraha El Pambajeng Aisyah Putri Agustini Alvi Pradanita Zahri Andriyansah . Anggraeni Yunita Antonio Lisiadi Ari Agung Nugroho Ari Agung Nugroho Ari Agung Nugroho, Ari Ari Agung Nugroho, Ari Agung Arieska Mellynia, Mega Arviza Zulfara Augusti Ulina Awliya Aqdas Belinda Christianingrum Christine Christine Christine Christine Christine Christine Christine* Darman Saputra Darman Saputra Darman Saputra Darman Saputra Darus Altin Desi Nazarulita Devi Valeriani Dian Prihardini Wibawa Dini Oktariani Dony Yanuar, S.E., M.M. Erinazila Erinazila Erita Rosalina Erita Rosalina, Erita Feyza Yudhistira frisca widya lestari Gani, Azza Faulin Hamsani Hamsani, Hamsani Hendrian Hendrian Hidayati Hidayati Hidayati Hidayati Holipah Septrianingsih Husril Husril Ibrahim Ibrahim Ibrahim Ibrahim Imanda, Yurliza Indah Noviyanti Ismail , Tubagus Jaka Anggara Julio Julio Lindiyani Lindiyani MANIK, JEANNE DARC NOVIAYANTI Mastira, Ovina Maya Yusnita Muhamad Hijran Muhammad Haikal Faran Fajri Muhammad Hamka Mustofa Thohari Mustofa Tohari Mutia Andini Nanang Wahyudin Nur Ahmad Ricky Rudianto Nurhayati Nurhayati Oktapiani Oktapiani Prakarsa, Yuristian Eka Pronika, Yeni Rendy Rendy Rendy Rendy Reniati Reniati Rin Marka, Kemas Rini Yayuk Priyati, Rini Yayuk Rini Yayuk Proyati Rulyanti Susi Wardhani Ryand Daddy Setyawan Safriansah Safriansah Saputra , Darman Saputra, Darman Shella Pratamawati Shella Pratamawati Sri Rahayu SRI RAHAYU Suci Wulandari Sukamto, Ika Sumiyarsi Sulistari Sulistari Sumar, Sumar Tiara Fitari Tsulis Amirudin Zahri Umar Sumardi Ummi Kalsum Syahbari Wendi Wendi Wendi Wendi Wenni Anggita, Wenni Yanuar, Dony