Article Per Year (5 Year)
p-Index From 2021 - 2026
5.515
P-Index
This Author published in this journals
All Journal Maksimum : Media Akuntansi Universitas Muhammadiyah Semarang JURNAL DINAMIKA EKONOMI PEMBANGUNAN Jurnal SIKAP (Sistem Informasi, Keuangan, Auditing Dan Perpajakan) Learning Community : Jurnal Pendidikan Luar Sekolah Jurnal Komunikasi Universitas Garut: Hasil Pemikiran dan Penelitian EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Journal of Contemporary Accounting JURNAL EKONOMI SYARIAH Komitmen : Jurnal Ilmiah Manajemen Muhasabatuna: Jurnal Akuntansi Syariah Az-Zahra: Journal of Gender and Family Studies Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) Dinamika Al-Istinbath: Jurnal Hukum Islam Journal of Islamic Economics Lariba Likuid: Jurnal Ekonomi Industri Halal Gunung Djati Conference Series JAMAS: Jurnal Abdi Masyarakat Neraca Manajemen, Akuntansi, dan Ekonomi Journal of Islamic Law (EJIL) JEMBA: Journal of Economics, Management, Business, and Accounting Al-bank: Journal of Islamic Banking and Finance JPS (Jurnal Perbankan Syariah)
Sakinah, Gina
UIN Sunan Gunung Djati Bandung
Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Social Sciences Other

Published : 34 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 34 Documents
Search

 1   2   3   4 
ANALISIS LITERASI KEUANGAN MAHASISWA S-1 FAKULTAS EKONOMIKA DAN BISNIS UNIVERSITAS DIPONEGORO ANGKATAN 2014 - 2017 Sakinah, Gina; Mudakir, Bagio
JURNAL DINAMIKA EKONOMI PEMBANGUNAN Vol 1, No 2 (2018): Agustus
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (908.008 KB) | DOI: 10.14710/jdep.1.2.54-70

Abstract

Financial management failure occurs when students do not have good financial literacy. Students must have good knowledge, attitude, and behavior in managing their personal finances. This study aims to analyze the level of financial literacy of undergraduate students of the Faculty of Economics and Business at Diponegoro University class of 2014 to 2017 and the factors that influence it. Financial literacy in this study uses a financial literacy index consisting of components of the knowledge, attitude, and financial behavior of students. The research data uses primary data with questionnaires and sample of 100 students. Meanwhile, the method used in this study is descriptive statistics and multiple linear regression test (OLS). As a result, the level of student financial literacy is categorized as quite literary, that is 50.4%, influenced by age, GPA, parental education, and length of study. On the other hand, gender and income do not affect student financial literacy.
Pengaruh Product, Price, Place Dan Promotion Terhadap Keputusan Nasabah Simpanan Fleximax Di PT. Bank Panin Dubai Syariah KCU Bandung Gina Sakinah; Ade Ponirah; Intan Nurjanah
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 5 No 1 (2021): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/ee.v5i1.161

Abstract

Companies are required to be able to compete in the world of marketing. Because the heart of the company lies in the world of marketing. In order for the company's operations to run smoothly, the marketing process must run well. There are several factors that must be considered by the management team in determining a marketing strategy known as the marketing mix. In this article, we will analyze the effect of Product, Price, Place and Promotion on Customer Decisions for Fleximax Savings Bank Panin Dubai Syariah KCU Bandung. Product is everything that is ready to be marketed by producers to get attention, requested until purchased to fulfill needs. Price is the value of an item or service that is measured in money to get the goods or benefits. Place is a permanent location or existence of a company. Promotion is sales communication that is persuasive in influencing consumers to be interested in the products offered. The results of the research show that all independent variables have an effect on the dependent variable. First, the results of the first t-test, obtained a t-test of 2.232 with a significance level of 0.029, meaning that the product is able to have a significant influence on the decision of the Fleximax Savings Customer partially; Second, the results of the t-test obtained a t-test of 2.128 with a significance level of 0.037, meaning that Price is able to give a significant influence on the decision of the Fleximax Savings Customer partially; Third, the results of the t-test obtained t-test 3.346 with a significance level of 0.001, meaning that Place is able to have a significant influence on the decision of the Fleximax Savings Customer partially; Fourth, the t-test results obtained t-test 3.106 with a significance level of 0.003. This means that Promotion is able to have a significant influence on the Fleximax Savings Customer Decision partially. Testing the Effect of Product, Price, Place and Promotion on Customer Decisions simultaneously obtained f-statistics results of 3.894 with a significance of 0.007. This result means that all independent variables are able to have a significant influence on customer decisions because the significant value is less than 0.05. The implication of this research is that the management of Bank Panin Dubai Syariah must be able to maintain and be able to improve banking products that are in accordance with the needs of the community, especially Felximax Savings that is able to answer the needs of today's society. With its convenience and advantages. So that many customers are interested in saving their funds with the Fleximax savings product. By paying attention to the marketing mix factors, this can support the running of the company and be able to compete with conventional products that first existed
Peran Wakaf Sebagai Islamic Social Finance Dalam Pemberdayaan Pondok Pesantren Tahfidz Al Maa Parung Bogor Iwan Permana; Gina Sakinah
JURNAL EKONOMI SYARIAH Vol 5, No 2 (2020): Jurnal Ekonomi Syariah
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jes.v5i2.1991

Abstract

Kondisi pesantren saat ini masih terdapat pesantren yang minim dalam sumber penerimaan dana, sehingga membuat pengeluaran pesantren lebih besar dari pada penerimaan yang salah satunya adalah Pesantren Tahfidz Qur`an Al-Maa Parung Bogor. Pesantren belum memiliki sumber penerimaan dana yang luas karena pesantren berbasis gratis. Tujuan penelitian ini adalah untuk mengetahui peran wakaf dalam pemberdayaan pondok pesantren tahfidz al maa parung Bogor.       Jenis penelitian yang digunakan adalah kualitatif dengan analisis data deskriptif. Teknik pengumpulan data berasal dari wawancara pada perwakilan pengelola pesantren tahfidz al-maa parung Bogor. Tahapan penelitian meliputi 1) literature review terkait wakaf dan pengelolaan pesantren dari beberapa penelitian terdahulu; 2) perumusan masalah penelitian; 3) penyusunan metode dan instrumen penelitian; 4) analisis data dan 5) penarikan kesimpulan.       Hasil dari penelitian ini adalah wakaf sebagai Islamic Social Finances dapat membantu untuk memberdayakan pesantren, khususnya pesantren tahfidz al-maa parung Bogor melalui penerimaan wakaf sebagai sumber dana, yang dapat berupa wakaf tanah, wakaf uang, wakaf kendaraan dan sebagainya. Aset wakaf dapat dikelola secara produktif dan dimanfaatkan bagi pesantren. Tentunya agar dapat berjalan dengan baik dibutuhkan pengelola yang kompeten
ANALISIS PEMBIAYAAN SINDIKASI BANK SYARIAH PERSPEKTIF HUKUM EKONOMI SYARIAH Gilang Samudra; Gina Sakinah; Nurhaeti Nurhaeti; Taufiq Ridwan Murtadho
Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) Vol 4, No 1 (2022): AKSY: Jurnal Ilmu Akuntansi dan Bisnis Syariah
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/aksy.v4i1.17098

Abstract

Pada penelitian ini mengkaji berkenaan dengan analisis pembiayaan sindikasi bank syariah perspektif hukum ekonomi syariah. Jenis penelitian ini dilakukan melalui penelitian hukum normatif. Landasan teoritasnya bersumber dari undang-undang, norma, fatwa, maupun hal yang berkaitan dengan teori-teori yang inline dengan objek permasalahan yang sedang dibahas. Jenis pendekatannya berupa undang-undang, fatwa, dan konseptual. Teknik pengumpulan datanya bersumber dari studi pustaka. Analisis terhadap sumber-sumber hukum disajikan secara deskriptif dan sistematis. Dari penelitian ini dapat ditarik kesimpulan bahwa pembiayaan sindikasi syariah merupakan akad pembiayaan yang dilakukan antara beberapa lembaga keuangan syariah atau lembaga keuangan syariah beserta konvensional bertujuan untuk memberikan pembiayaan suatu mega proyek tertentu yang dilakukan secara kolektif dengan akad beragam berdasarkan kedudukan subjek dan objek hukumnya. Kata Kunci: pembiayaan sindikasi, akad, hukum ekonomi syariah
PENGARUH PSAK NO. 1 TENTANG PENYAJIAN LAPORAN CASH FLOW DAN CAPITAL EXPENDITURE TERHADAP FIRM VALUE PADA PERUSAHAAN YANG BERGERAK DI BIDANG CONSUMER GOOD YANG TERDAFTAR DI JAKARTA ISLAMIC INDEX PERIODE 2010-2019 Gina Sakinah; Ade Ponirah
Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) Vol 3, No 1 (2021): AKSY: Jurnal Ilmu Akuntansi dan Bisnis Syariah
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/aksy.v3i1.12135

Abstract

Financial statements are prepared and presented to be submitted to those who need them. Of course, in this presentation must be in accordance with the existing provisions that are stipulated in PSAK No. 1 concerning the presentation of financial statements. Firm Value has an important role because it will form an image for the company, firm value is created by the contribution of other factors. Operation Cash Flow informs cash inflows and cash outflows from a company. Capital Expenditure as a reserve fund to support the expansion of the company or the improvement of assets. This research uses descriptive methods and quantitative approaches using secondary data supported by literature and documentation studies. The results showed that Operation Cash Flow partially has a positive and significant effect on Firm Value as well as Capital Expenditure has a positive and significant effect on Firm Value. Simultaneously both free variables can contribute and are able to significantly affect firm value.Keywords: Operation Cash Flow, Capital Expenditure, Firm Value
PENGARUH EARNING POWER DAN FIRM SIZE TERHADAP EARNING MANAGEMENT PADA PT. ELNUSA, TBK PERIODE 2008-2017 Gina Sakinah; Taufiq Ridwan Murtadho
Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) Vol 3, No 2 (2021): AKSY: Jurnal Ilmu Akuntansi dan Bisnis Syariah
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/aksy.v3i2.14058

Abstract

Financial statements become the main source of information for all parties because it provides an overview of the state of the company's performance for a certain period. Company profit information will provide an overview of the company's ability to manage the company effectively and efficiently. Earning management is an action taken by the manager in the presentation of financial statements. Earning power the company's ability to generate profit in each period. Firm size is a scale that classifies the size of a company by assessing the total level of assets, stock market value, log size, and others. This research uses descriptive methods and quantitative approaches using secondary data supported by literature and documentation studies. The results showed partial earning power has a significant influence on earnings management. But firm size has no significant effect on earnings management. Simultaneously, both free variables can contribute and can significantly affect earnings management with a contribution of 58.5%. Keywords: Earning Power, Firm Size, Earnings Management
ANALISIS KOMPARASI HASIL INVESTASI ASURANSII SYARIAH SEBELUM DAN SESUDAH PANDEMI COVID-19 Gina Sakinah; Erwin Munandar; Setia Mulyawan
Komitmen: Jurnal Ilmiah Manajemen Vol 3, No 2 (2022): KOMITMEN: Jurnal Ilmiah Manajemen
Publisher : FEBI UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jim.v3i2.23139

Abstract

Penelitian ini bertujuan untuk menganalisis komparasi hasil investasi asuransi syariah sebelum dan sesudah pandemi Covid-19. Penelitian ini menggunakan metode kuantitatif. Pandemi Covid-19 memberikan dampak signifikan pada perushaaan sektor non bank termasuk asuransi syariah, hasil investasi sangat ditentukan oleh kondisi pereokonomian. Metode yang digunakan melalui pendekatan kuantitatif dengan bentuk penelitian deskriptif komparatif, yakni membandingkan hasil investasi asuransi syariah periode sebelum dan sesudah pandemi Covid-19 dengan sumber data sekunder dari laporan kinerja industri keuangan non bank syariah yang diunduh dari web resmi Otoritas Jasa Keuangan (OJK). Untuk menganalisis perbedaan hasil investasi asuransi syariah, pada periode sebelum dan sesudah pandemi Covid-19 menggunakan paired-sample t-test yang sebelumnya di uji noramlitas terlebih dahulu sebagai prasyarat sebelum melakukan paired-sample t-test ini. Hasil penelitian menunjukkan terdapat perbedaan signifikan hasil investasi sebelum dan sesudah terkonfirmasi Covid-19 dengan nilai 11,282 sig. 0,000. 
ANALISIS KOMPARASI HASIL INVESTASI ASURANSI SYARIAH SEBELUM DAN SESUDAH PANDEMI COVID-19 Gina Sakinah; Erwin Munandar
Komitmen: Jurnal Ilmiah Manajemen Vol 3, No 2 (2022): KOMITMEN: Jurnal Ilmiah Manajemen
Publisher : FEBI UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jim.v3i2.23153

Abstract

Penelitian ini bertujuan untuk menganalisis komparasi hasil investasi asuransi syariah sebelum dan sesudah pandemi Covid-19. Penelitian ini menggunakan metode kuantitatif. Pandemi Covid-19 memberikan dampak signifikan pada perushaaan sektor non bank termasuk asuransi syariah, hasil investasi sangat ditentukan oleh kondisi pereokonomian. Metode yang digunakan melalui pendekatan kuantitatif dengan bentuk penelitian deskriptif komparatif, yakni membandingkan hasil investasi asuransi syariah periode sebelum dan sesudah pandemi Covid-19 dengan sumber data sekunder dari laporan kinerja industri keuangan non bank syariah yang diunduh dari web resmi Otoritas Jasa Keuangan (OJK). Untuk menganalisis perbedaan hasil investasi asuransi syariah, pada periode sebelum dan sesudah pandemi Covid-19 menggunakan paired-sample t-test yang sebelumnya di uji noramlitas terlebih dahulu sebagai prasyarat sebelum melakukan paired-sample t-test ini. Hasil penelitian menunjukkan terdapat perbedaan signifikan hasil investasi sebelum dan sesudah terkonfirmasi Covid-19 dengan nilai 11,282 sig. 0,000. 
Implementation of Murabahah Financing Transactions at Islamic Commercial Banks After the Abolition of Value-Added Tax Iwan Setiawan; Ahmad Mudzakir; Nurhaeti; Gina Sakinah; Ade Ponirah
Journal of Islamic Economics Lariba Vol. 8 No. 2 (2022)
Publisher : Department of Islamic Economics, Islamic University of Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol8.iss2.art3

Abstract

The characteristics of Islamic banking that distinguish it from conventional banking are the basis of transactions associated with the real sector. This study aims to analyze the differences in murabahah financing transactions in Islamic commercial banks after the abolition of value-added tax. The population in this study was all Islamic commercial banks in Indonesia, with 14 samples using the saturated sample technique. This type of research data is secondary data obtained from Islamic banking performance reports on the official website of the Financial Services Authority. This research is a quantitative study with analysis using a paired-sample t-test utilizing IBM® SPSS® Statistics. The results showed differences in murabahah financing transactions after the abolition of value-added tax.  The hypothesis is supported with a t-statistical value of 14,213 Sig. 0.000. It can be concluded that it is empirically proven that there are significant differences in murabahah financing transactions after the elimination of value-added tax. These results can be positive input for Islamic commercial banks to increase murabahah financing transactions after the abolition of value-added tax.
PENERAPAN WHISTLEBLOWING SYSTEM TERHADAP INTERNAL FRAUD PADA PT. BANK MUAMALAT INDONESIA, TBK PERIODE 2015-2019 Gina Sakinah; Ade Ponirah
LIKUID: Jurnal Ekonomi Industri Halal Vol 1, No 2 (2021): LIKUID: Jurnal Ekonomi Industri Halal
Publisher : Prodi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (226.227 KB) | DOI: 10.15575/likuid.v1i2.14160

Abstract

Banks or other financial industries are particularly vulnerable to internal fraud cases. This is motivated because the highest motivation of this action is a financial factor. Every bank has now tried as early as possible to prevent the occurrence of internal fraud by using whistleblowing system that is part of internal control to realize good corporate governance, this system is useful to disclose violations that occur in the company by accommodating information from whistleblowers either from employees or from other stakehlolder by maintaining the confidentiality of identity and information. This study was conducted at PT. Bank Muamalat Indonesia, Tbk. by using descriptive method of quantifiable by presenting numerical data obtained from GCG report. The results of the analysis showed there is still a high level of internal fraud from 2015 to 2016 the highest cases that are in 2016 fluctuating until 2019. This indicates that the whistleblowing system implemented has not been optimal. Employees still do not have a sense of deterrent effect if they commit such actions, and the banking system that is less efficient and low supervision from internal and external parties becomes a great opportunity to commit crimes.Keywords: Whistleblowing System, Internal Fraud
Co-Authors Ade Ponirah Ade Ponirah Ade Ponirah Ade Ponirah Ade, Ade Ponirah Affandi, Lutfi Surya Afrianti, Rika Ahmad Mudzakir Ahmad, Saidah Aliyah, Ni’matul Asma' Binti Mohd Rosdi, Siti Az-Zahra, Shafira Aulia Bagio Mudakir Erwin Munandar Febrina, R. Ismira Gilang Samudra Hidayat, Nendi Nur Intan Nurjanah Irma Tripalupi, Ramdhani Irma, Ramadhani Irma Tripalupi Iwan Permana Iwan Setiawan Iwan Setiawan Jufrinaldi, Jufrinaldi Kholil, Suparman Lanita, Lanita Lina Yulianti Miftahul Chair Mudzakir Mudzakir Muhammad Luthfi Murtadho, Taufiq Ridwan Murthado, Taufik Ridwan Murthado, Taufiq Ridwan Muslih, Amar Nabila Zamba Nazar, Reza Fauzi NUR EFENDI Nurhaeti Nurhaeti Nurhaeti Nurwijayanti Ponirah, Ade Rahmawati, Dian Suci Rahmi, Anna Amalia Regina Fauzia, Tria Ridho, M Taufik Serda, Serda Mulyasa Insani Setia Mulyawan, Setia Silfi Oktariyani Sinta Nurriyah, Laela Susana, Lina Marlina Sylva Alkornia Taufiq Ridwan Murtadho Tiara Purnama Sari, Yesa Tripalupi, Ramadhani Irma Utami, Dhea Maharani Yesa Tiara Purnama Sari Zahra Yusuf, Nasywa Nurunnabilah Zaky, Muhammad