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Journal : IPTEK The Journal for Technology and Science

Decision Analysis of Giving Credit Using Pairwise Comparisons and Scoring Methods (Case Study: Bank XYZ) Priangga, Prima; Suryani, Erma
IPTEK The Journal for Technology and Science Vol 30, No 1 (2019)
Publisher : IPTEK, LPPM, Institut Teknologi Sepuluh Nopember

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (664.416 KB) | DOI: 10.12962/j20882033.v30i1.4664

Abstract

Kredit Usaha Rakyat (KUR) is a type of credit was given by Bank for segmen business Micro, Small and Medium Enterprises (UMKMK). Along with the high interest of the community in applying for credit to the Bank, it raises its own problems, namely determining the feasibility of customers. Determining this feasibility is important considering that KUR is one of the Government's programs in empowering the UMKMK industry sector, so that the risk of non-performing loans is expected to be minimized. The method used in this study is the Pairwise Comparisons and Scoring, based on the consideration that Pairwise Comparisons and Scoring are aids in priority of criteria, priority of sub criteria and giving scoring to determine lending decisions. Pairwise Comparisons are the basic concepts of the Analytical Hierarchy Process which have been proven to solve decision problems which involve many complex criteria. The results obtained in this study are priority of criteria, priority of sub criteria and scoring of debtors for the determination of debtors who are eligible or not eligible for receive credit. 30 debtors who were sampled in this study, 17 debtors were eligible to receive credit and 13 debtors were not eligible to receive credit.
The Suitability Evaluation of Procurement Information Systems to the Needs of Users and Management Using Human, Organization, Technology-Fit (HOT-Fit) Framework Cahyono, Dwi; Suryani, Erma
IPTEK The Journal for Technology and Science Vol 31, No 1 (2020)
Publisher : IPTEK, LPPM, Institut Teknologi Sepuluh Nopember

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (530.298 KB) | DOI: 10.12962/j20882033.v31i1.6326

Abstract

Management Information System (MIS) in government institutions was a crucial thing in supporting good services to the community. The established MIS often provided less optimum benefits since the MIS development did not go through a good planning and was not supported by a clear IT Masterplan so that an evaluation of the MIS implementation is needed, especially from 3 (three) main aspects, including aspects of Human, Organization and Technology. The procurement unit of Malang City has a MIS for procurement submission called siBaja which has been established since 2016. This study aimed to evaluate the suitability of siBaja to the needs of users and management using Human, Organization, Technology-Fit (HOT-Fit) framework with some modifications.To obtain the data, a survey method was used by distributing questionnaires to the application users.The data analysis model used was SEM-PLS by using SmartPLS 3.0 software. This study found that the implementation of siBaja was not fully fit for the relationship between Human-Technology that was indicated by the absence of a significant effect between US variable and SQ variable with a significance value of 0.899 at α = 0.05 and was not fully fit for the relationship between Organization-Technology factor which was characterized by the absence of a significant effect between SC variable and IQ variable with a significance value of 0.221 at α = 0.05.
Acceptance Analysis of The East Java Province E-Procurement System Using TAM Method Mas Odi; Erma Suryani
IPTEK The Journal for Technology and Science Vol 31, No 2 (2020)
Publisher : IPTEK, LPPM, Institut Teknologi Sepuluh Nopember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12962/j20882033.v31i2.5641

Abstract

Technological developments have changed the system of the government. The EastJava Provincial Government utilizes Information and Communication Technologyfor the procurement of goods and services. This study aims to measure the level ofacceptance of technology in the system and the satisfaction of applications for thegoods and services procurement in East Java Province. The results of this study canbe used to improve the system that has been made. This study uses the TechnologyAcceptance Model (TAM) method in measuring using (5) aspects, namely Perceptionof Ease of Use, Benefits of Use, Attitudes toward behavior, Interest in Behavior, andBehavior. This study used 90 respondents. The results showed that from the regres-sion test on the variable Perception of Ease of Use with Benefits of Use of 13.5%,Perception of Ease of Use with Attitudes Against Behavior amounted to 38.7%. Ben-efits of Using Attitudes Against Behavior was 23.9%, Benefits of Use with InterestBehavior amounted to 11.5%, Attitudes toward Behavior were Large with Interest inBehavior at 22.2%. Benefits of Use with Behavior amounted to 10.1%, and Interestsin Behavior with Behavior were 13.2%. The study results show that the user’s easeand attitude have the highest value and interest in behavior. Therefore the East Javaprovincial government can maintain the procurement application.
Co-Authors Achmad Mufliq Addin Aditya Adelita, Adelita Adi, Trijoko Wahyu Ahmad Mukhlason Algracevian Andrea Gibran Syahrial Alifiansyah Arrizqi Hidayat Alvisi Aura Chandra Amalina, Debbie Amna Shifia Nisafani Amrina Friska Apriliana Ana Merdekawati Ananda Riyandwyana Andhika Prasandy Rachman Andi Inayah Auliyah Andre Firmansyah Andre Parvian Aristio Anggi Yhurinda Perdana Putri Anisa Dzulkarnain Ari Santoso Arif Wibisono Arishinta, Ayasophia Ashma Hanifah Bangun Muljo Sukojo, Bangun Muljo Benyamin Limanto Benyamin Limanto Cahyono, Dwi Desi Eka A S Dhika Wahyu Octaviani Dhyna Octabriyantiningtyas Dina Elviana Donaya Pasha Enrico Samuel Djimesha Eryuni Ramdhayani Fadhil, Muhammad Faiq Najib Al-Aziz Faizal Mahananto Faradibah, Amaliah Fatharani Wafda Fatharani Wafda Ferlyna Kusuma Wardhani Gustin Ayu Cahyandini Gustin Ayu Cahyandini Gustin Ayu Cahyandini Habibah Asma'ul Husna HANDEWI P.S. RACHMAN Handewi Purwati Saliem Hanifan Muhayat Hanim Maria Astuti Haris Rafi Heri Supriyanto Hermansyah Hermansyah Hermansyah Hermansyah Herry Purwanti Heru Yunianta I Made Candra Girinata I Putu Artama Wiguna Ika Nurkasanah Indah Dwi Lestari Indroprasto Indroprasto Iqbal Grady Favian Jadid Pratama Yuga Nugraha Jennis Tonapa Jessica Patricia Halim Jojok Widodo Soetjipto Kamarudin Hasan Basri Kartini Aprilia Pratiwi Nuzry Kurnia Sari Darma Siswi Lidra Trifidya Lilia Trisyathia Quentara Litafira Syahadiyanti Litafira Syahadiyanti M. Yusuf Sulaiman Mahendrawathi ER Mahendrawati ER Makarius Bajari Makarius Bajari Mala Rosa Aprillya Mas’odi Mas’odi Maya Puspita Mochammad Althof Ibtisaam Shiddekh Muhammad Afzal Muhammad Alam Pasirulloh Muhammad Andika S M Muhammad Andika Satrugna Mahardhika Muhammad Septama Prasetya Muhammad Syamil Fadlillah Nanok Adi Saputra nFN Supriyati Ni Luh Septiana Dharmayanti Nilasari Mukti Widyaningsih Novia Paramita Shandra Nugroho, Cahyo Aji Nurhairunnisah, Nurhairunnisah Nurmansyah Nurmansyah Octavia Olga Citra Dewi Ony Ichsandrya Pandu Satrio Petrus, Risma Priangga, Prima Purnama Anaking Putri, Anggi Yhurinda Perdana Putu Aditya Dharmawan Rachman Arief Radityo Prasetianto Radityo Prasetianto Wibowo Raffly Andico Devara Rahmad Hidayat Rahmawati, Ulfa Emi Rama Dhaniareza Randy Pradana Kushatmaja Raras Tyasnurita Raulia Riski Regina Verra Santiara Retno Aulia Vinarti Rindu Puspita Wibawa Rini Qurratul Aini Risma Petrus Risnawati Rizka Wakhiddatus Sholikah Rully Agus Hendrawan Sarwosri Sarwosri Satria Nur Alam Serra Charisma Viontita Shabrina Luthfiani Khanza Shoffi Izza Sabilla Surya, Agung Bagus Syaiful Hidayat Syamsu Nur Row Honey Syauqi Saswatata Nawal Abadi Tata Aransta Imas Puspita Tita Ayu Rospricilia Tony Dwi Susanto Ulfa Emi Rahmawati Ulfa Emi Rahmawati Ummi Ainun Nadhiroh Wahyuningtyas, Nunuk Wiandana, I Gede Wibawa, Rindu Puspita Wibisono, Arif Wibisono, Arif Wisnu Broto, Y. Suponco Yahya, Fahmi