Garuda - Garba Rujukan Digital

Does Innovativeness Matter? Moderating The Link Between Intention And Digital Zakat Payment In Indonesia Sari, Dia Purnama; Qoyum, Abdul; Hanafi, Syafiq Mahmadah
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 11, No 2 (2025)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v11i2.8426

Purpose: Despite advancements in digital infrastructure, the adoption of digital zakat platforms among Indonesian muzakki remains uneven. This study aims to investigate the determinants influencing muzakki’s intention and behavior in adopting digital zakat payment platforms by extending the UTAUT model through the integration of electronic trust (e-trust) and personal innovativeness in technology (PIT), offering a context-specific perspective within Islamic philanthropy.Design/methodology: This study employed a quantitative approach. An online questionnaire was distributed using purposive sampling to Indonesian Muslims with experience or awareness of digital zakat platforms. A total of 338 muzakki were collected from 32 Indonesian provinces. The data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) to test the proposed model and hypotheses.Findings: The findings indicate that performance expectancy and social influence have a significant and positive impact on the intention to pay zakat digitally. Furthermore, intention significantly predicts actual usage behaviour, with this relationship being positively moderated by personal innovativeness in technology. However, effort expectancy, facilitating conditions and e-trust are found to have no significant effect on intention.Practical Implication: The study offers practical insights for zakat institutions (e.g. BAZNAS and LAZNAS), platform developers and policymakers. Promoting digital literacy, engaging religious leaders ansocial influencers and designing inclusive, user-friendly platforms are essential to enhance participation. Cultivating individual openness to technology is also critical for sustaining digital zakat behaviour. Although e-trust was not found to significantly influence intention, maintaining platform transparency, credibility and reliability remains crucial for fostering long-term user confidence and acceptance.Originality/Value: This study contributes to Islamic marketing and digital philanthropy literature by extending the UTAUT model by incorporating e-trust and PIT in the context of digital zakat. he findings provide a novel perspective on technology acceptance in faith-based financial ecosystems, particularly in Muslim-majority countries undergoing rapid digital transformation

Investigating of Macroecoprudential Assessment Against Economic Resilience During Pandemic Covid-19 Haris, Helmi; Hasyim, Fuad; Hanafi, Syafiq Mahmadah
Indonesian Journal of Islamic Literature and Muslim Society Vol. 8 No. 2 (2023): December 2023
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/islimus.v8i2.7689

The Covid-19 pandemic has brought about changes in recent times, one of which impacts economic conditions. This study aims to investigate government policies through the National Economic Recovery (PEN) with a macroeconomic approach to the condition of economic resilience. Macroeconomic indicators use interest rates (IR), inflation, IHSG, money supply (MS), and tax revenues to see the effect on economic resilience, which consists of economic growth (GDP), unemployment, and poverty. The data used is a time series with an observation period from January 2017 to June 2021. The analytical method used is the Error Correction Model (ECM). The results show that the policy package through the National Economic Recovery (PEN) effectively overcame the economic downturn during the pandemic, although it is not yet fully optimal. At least policies based on fiscal and monetary can bring Indonesia's economic growth in a positive direction. So that in the long term, unemployment and poverty due to a decrease in people's purchasing power can be overcome.

The Influence Of Population, Open Unemployment Rates and IPM On Income Inequality In Lampung Province Megantoro, Ardi; Hanafi, Syafiq Mahmadah; Ritonga, Anas Habibi; Wijaya, Muhammad Rudi
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 11, No 2 (2023)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v11i2.10131

One of the problems in the regional growth and development process is the disparity in income distribution, which can then result in income gaps. This research aims to analyze the influence of population, open unemployment rate and IPM on income inequality in Lampung Province for the 2017-2020 period. Using data consisting of 15 districts/cities in Lampung Province in the 2017-2020 period. Hypothesis testing uses coefficient of determination, simultaneous and partial tests. The research results show that the variables of population size and open unemployment rate have no effect on income inequality, while the IPM variable has an effect on income inequality.

Reciprocity and the values of maqasid sharia among Muslim transmigrant farmers from Java in strengthening agricultural economics Muharir, Muharir; Hanafi, Syafiq Mahmadah; Soehadha, Moh
Journal of Islamic Economics Lariba Vol. 11 No. 2 (2025)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol11.iss2.art9

IntroductionThe transmigration phenomenon has created new communities in various regions of Indonesia, including the transmigrant Muslim farming community from Central Java in South Sumatra. Facing the social and economic challenges of their new location, these farmers not only utilize their agricultural skills but also develop unique social relationships, such as reciprocity. As Muslims, Islamic values play a crucial role in the lives of farmers, including how they conduct their economic activities. The Maqasid sharia (objectives of sharia) , which encompass the protection of religion ( din ), life ( nafs ), intellect ( aql ), descendants ( nasl ), and property ( mal ), serve as the moral foundation for agricultural activities and social life.ObjectivesThis study aims to examine how transmigrant Muslim farmers from Central Java apply the practice of reciprocity and the values of maqasid sharia in their daily lives, particularly in agriculture.MethodThis study uses a qualitative approach with a reciprocity approach and the values of maqasid sharia . Data collection was conducted through six months of fieldwork using participant observation and in-depth interviews . Interview ). Data analysis used three analysis models: domain analysis, componential analysis, and data analysis with triangulation. This is used to obtain the correct interpretation. Truth is the foundation that a researcher needs to understand.ResultsThe research results show that the practice of reciprocity is an important part of the social and economic life of transmigrant Muslim farmers from Central Java. Some of the most common forms of reciprocity include mutual assistance during planting and harvesting, sharing agricultural produce, and exchanging tools and labor. These methods not only enhance social solidarity but also serve as collective economic strategies to overcome limitations in capital and access to resources. Furthermore, farmers' economic actions and decisions have been indirectly influenced by the principles of maqasid sharia . Thrift, honesty in trade, and fair management of agricultural produce are examples of the value of safeguarding wealth ( hifz). al -mal). The focus on children's education and family welfare shows the principle of protecting the soul and offspring.ImplicationsThe maqasid sharia and reciprocity values helped empower transmigrant Muslim farmers from Java, whose implementation of reciprocity and maqasid sharia values led to improved agricultural economics. While reciprocity creates social solidarity that helps farmers, maqasid sharia ensures economic justice by providing fair distribution of profits and avoiding usury (riba).Originality/NoveltyThis study contributes to the growing literature on Islamic business practices by highlighting the strategies and ethical considerations unique to the Muslim fashion industry. It offers insights into how businesses can balance innovation and tradition to foster sustainable growth.

The Influence of it Incident Management and Training on Service Improvement: Does Organizational Dehumanization Have an Impact? Hasbi, Sahlan; Hanafi, Syafiq Mahmadah
International Journal of Economics (IJEC) Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i2.1084

This study aims to identify the positive impact of training and incident management on service recovery performance and the negative impact of organizational dehumanization on service recovery performance. The results showed that training and incident management have a positive effect on service recovery performance. However, the moderation of organizational dehumanization does not have a significant effect on reducing service recovery performance but instead strengthens it. This research provides more understanding that the implementation of banking operations, including Islamic banking, must be carried out with strict regulations, including the affirmation of provisions that can be interpreted as a pattern of organizational dehumanization. However, to strengthen and accelerate the post-incident service recovery process, it must be supported by continuous and quality training.

The Effect of Islamic Finance on Economic Growth and Financial Stability: ASEAN-4 Case Study Hanif, Azianatud Dian; Hanafi, Syafiq Mahmadah
Bulletin of Islamic Economics Vol. 2 No. 1 (2023)
Publisher : Department of Islamic Economics, Faculty of Islamic Economics and Business, Universitas Islam Negeri Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/bie.2023.021-05

This research aims to analyze the impact of Islamic finance (Islamic stock index and sharia banking assets) on economic growth and financial stability. The data utilized in this study are panel data from the ASEAN-4 countries during the period 2013-2022, employing panel data regression analysis with the Common Effect Model. The research findings indicate that simultaneously, the independent variables significantly affect economic growth and financial stability in the ASEAN-4 countries during the period 2013-2022. Partially, the Islamic stock index variable does not have a significant impact on economic growth but has a significant impact on financial stability. Meanwhile, the sharia banking assets variable significantly affects economic growth but does not significantly affect financial stability.

The Influence Of Population, Open Unemployment Rates and IPM On Income Inequality In Lampung Province Megantoro, Ardi; Hanafi, Syafiq Mahmadah; Ritonga, Anas Habibi; Wijaya, Muhammad Rudi
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 11, No 2 (2023)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v11i2.10131

One of the problems in the regional growth and development process is the disparity in income distribution, which can then result in income gaps. This research aims to analyze the influence of population, open unemployment rate and IPM on income inequality in Lampung Province for the 2017-2020 period. Using data consisting of 15 districts/cities in Lampung Province in the 2017-2020 period. Hypothesis testing uses coefficient of determination, simultaneous and partial tests. The research results show that the variables of population size and open unemployment rate have no effect on income inequality, while the IPM variable has an effect on income inequality.

The Nexus Between University Support and Entrepreneurial Mindset: Does Entrepreneurship Education Matter? Cahyani, Utari Evy; Hanafi, Syafiq Mahmadah; Masruri, Siswanto
Indonesian Journal of Business and Entrepreneurship Vol. 8 No. 3 (2022): IJBE, Vol. 8 No. 3, September 2022
Publisher : School of Business, IPB University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/ijbe.8.3.351

This study intends to analyze the nexus between university support and an entrepreneurial mindset. This study also analyzes the mediating role of entrepreneurship education in this relationship. The research subjects are Public Islamic higher education (PTKIN) students who have participated in entrepreneurship education programs. The data in this study were collected using an online questionnaire. The number of respondents in this study was 297 students. Entrepreneurship education and entrepreneurial mindset are dependent variables and university support is an independent variable. Data analysis by Partial Least Square-Structural Equation Modeling (PLS-SEM). The results define that university support has a positive effect on entrepreneurship education and entrepreneurial mindset. Entrepreneurship education also has a positive effect on the entrepreneurial mindset. In addition, entrepreneurial mindsets mediate the relationship between university support and entrepreneurial mindsets. The implication of this finding is to enhance the students’ entrepreneurial mindset, PTKIN must provide support for an entrepreneurship education program for students. PTKIN needs to develop a university-based entrepreneurial ecosystem. Keywords: social cognitive theory, entrepreneurship ecosystem, entrepreneurship education, entrepreneurial mindset, undergraduate students

DOES ENTREPRENEURSHIP EDUCATION MATTER FOR ISLAMIC HIGHER EDUCATION STUDENTS"™ ENTREPRENEURIAL READINESS? Cahyani, Utari Evy; Masruri, Siswanto; Hanafi, Syafiq Mahmadah
Jurnal Ekonomi Bisnis dan Kewirausahaan Vol 11, No 2 (2022): Jurnal Ekonomi Bisnis dan Kewirausahaan (JEBIK)
Publisher : Fakultas Ekonomi dan Bisnis, UNTAN

This research examines the empirical linkages among entrepreneurship education, entrepreneurial mindset, entrepreneurial skill, and entrepreneurial readiness of Islamic higher education students in Indonesia. This research also highlights the intervening role of an entrepreneurial mindset and entrepreneurial skills in the linkages between entrepreneurship education and entrepreneurial readiness. This study is based on social cognitive theory. The article is a quantitative research using a survey method. Data were collected using an online questionnaire with a sample of 310 Islamic college students in Indonesia. The data were analyzed using PLS-SEM to identify hypotheses. The results indicate that entrepreneurship education improves the entrepreneurial mindset and entrepreneurial skills. Surprisingly, entrepreneurship education has no direct effect on entrepreneurial readiness. Although entrepreneurship education indirectly affects entrepreneurial readiness, intervened by an entrepreneurial mindset and entrepreneurship skills. The results showed that the entrepreneurial mindset and entrepreneurship skills determine entrepreneurial readiness. The findings of this study are essential for Islamic higher education to provide entrepreneurship education that aims to develop an entrepreneurial mindset and improve entrepreneurship skills.

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