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All Journal Lex Scientia Law Review Community Engagement and Emergence Journal (CEEJ) Bhakti Nagori (Jurnal Pengabdian kepada Masyarakat) Journal of Law and Social Politics Jurnal Kajian Ilmu Hukum Indonesian Journal of Advocacy and Legal Services Lex Librum : Jurnal Ilmu Hukum
Hamzah, Rosyidi
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Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences

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Imperfect Information of Bankers Clause in Credit Agreements in Banking Institutions: Further Legal Impact Hamzah, Rosyidi; Adinda, Fadhel Arjuna; Hardiago, David; Woodward, John
Lex Scientia Law Review Vol 7 No 2 (2023): Justice in Broader Context: Contemporary and Controversial Issues in Indonesia an
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/lesrev.v7i2.76529

Abstract

Banking institutions primarily serve as intermediaries, collecting funds from the public through deposits (including savings, deposits, and current accounts) and redirecting these funds to the public in the form of credit. The execution of credit transactions necessitates a formal credit agreement to ensure legal certainty. These agreements typically follow a standardized pattern, with the bank drafting the terms and customers, often in a position of economic dependency, obliged to sign. Within the credit agreement, a crucial component is the banker clause, designed to mitigate credit risks. In the event of unforeseen circumstances, such as the customer's demise, this clause ensures that an insurance company settles the remaining debt. However, the effectiveness of this clause is contingent on the comprehensiveness of the insurance coverage. One noteworthy issue arises from the lack of transparency during the signing of credit agreements. Customers, represented solely by the bank during this process, may not be fully informed about the intricacies of the banker clause. Consequently, customers have found themselves in situations where they are obligated to fulfill outstanding credit obligations despite insurance claim rejections due to undisclosed specifics of certain diseases. To address this concern, it is imperative to establish explicit regulations governing disclosing information related to the banker clause during the signing of the credit agreement. This necessitates a collaborative effort involving the customer, bank, and insurance institution, ensuring that all relevant parties convene to discuss and clarify the terms of the credit agreement, particularly those related to the banker clause.
Beyond Confidentiality: Advocates’ Reporting Duties in the War Against Money Laundering Adinda, Fadhel Arjuna; Rahmawati, Ema; Suparman, Eman; Sutiyoso, Bambang; Hamzah, Rosyidi; Woodward, John
Indonesian Journal of Advocacy and Legal Services Vol. 7 No. 1 (2025): The Global Challenges on Advocacy and Law Enforcement
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/ijals.v7i1.21893

Abstract

The Principle of Recognizing Service Users (Prinsip Mengenali Pengguna Jasa, PMPJ), as outlined in Article 3 of Government Regulation No. 61 of 2021 concerning Amendments to Government Regulation No. 43 of 2015 on Whistleblowers in the Prevention and Eradication of Money Laundering Crimes, underscores the role of advocates as mandatory whistleblowers. This creates legal challenges regarding its implementation, resulting in a dialectical tension with the central argument that while PMPJ obligations are firmly grounded in normative legal frameworks, advocates—who are explicitly required to uphold these provisions—find no compelling legal basis for such duties in Law No. 18 of 2003 on Advocates (the Advocate Law). The principle of Lex Superior Derogat Legi Inferior further complicates this issue, as it suggests that the Advocate Law, being of a higher legal order, supersedes the obligations imposed by PMPJ. The primary objective of this study is to critically analyze the implementation of PMPJ, specifically focusing on the supporting and inhibiting factors in the context of preventing and combating money laundering crimes. The findings highlight that the failure to optimally implement PMPJ within the advocate profession is largely due to the unresolved legal dialectic surrounding the obligations of advocates. This issue has not been addressed in prior studies, representing a novel contribution of this research. Consequently, this study proposes the need for a reformulation of the Advocate Law, emphasizing the explicit inclusion of advocates' obligations regarding the implementation of PMPJ principles.
Advocating Legal Certainty in Status Transition of Individual Companies Exceeding MSEs Criteria to Limited Liability Wiriatma, Dodo Wiradana; Admiral, Admiral; Hamzah, Rosyidi; Febrianto, Surizki; Syafrinaldi, Syafrinaldi; Hyeonsoo, Kim
Indonesian Journal of Advocacy and Legal Services Vol. 7 No. 1 (2025): The Global Challenges on Advocacy and Law Enforcement
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/ijals.v7i1.22263

Abstract

The enactment of Law Number 6 of 2023, concerning the Stipulation of Government Regulations in Lieu of Law Number 2 of 2022 on Job Creation, introduced the Individual Company as a legal entity designed to empower Micro and Small Enterprises (MSEs). This provision enables the establishment of a company by a single individual, a departure from the traditional requirement of at least two shareholders. The Job Creation Law, supported by Government Regulation Number 8 of 2021, outlines that an Individual Company is created through a Statement of Establishment, without the need for a Notary Deed, in line with the provisions for MSEs as stipulated in Government Regulation Number 7 of 2021. However, this legal framework creates challenges when an Individual Company exceeds the MSE criteria or gains more than one shareholder. In such cases, the company must transition into a Limited Liability Company (LLC), a process that requires the drafting of a notary deed and registration through the Ministry of Law and Human Rights’ online AHU system. This research focuses on advocating for legal certainty in the status transition of Individual Companies to Limited Liability Companies, which currently involves the dissolution of the original entity before the new LLC can be formed. The lack of a clear, comprehensive legal mechanism for this transition causes significant legal uncertainty. This paper examines the gaps in the existing legal framework and proposes solutions to streamline the conversion process, eliminating the need for dissolution. By advocating for legal certainty in the status transition, this research contributes to the broader discourse on improving the General Legal Administration system, ensuring that the legal status of businesses aligns with their evolving needs, and facilitating smoother business expansion and growth.
Tinjauan Hukum Tentang Pelaksanaan Pernikahan Siri Di Desa Pekan Heran Kecamatan Rengat Barat Kabupaten Indragiri Hulu Menurut Undang-Undang Perkawinan Nomor 1 Tahun 1974: Legal Overview of the Conduct of Siri's Marriage In Pekan Heran Village, Rengat Barat District, Indragiri Hulu Regency According to the Marriage Law Number 1 of 1974 Ridhanti, Anissa; Fitra, Rahmat; Hamzah, Rosyidi
Jurnal Kajian Ilmu Hukum Vol. 1 No. 1 (2022): Jurnal Kajian Ilmu Hukum
Publisher : Yayasan Pendidikan Islam Almatani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55583/jkih.v1i1.208

Abstract

Abstrak Pernikahan siri secara agama dikatakan sah, namun sangat bertentangan dengan hukum positif di Indonesia. Sehingga akibat dari pernikahan siri ini menimbulkan banyak masalah dan kerugian yang ditujukan kepada perempuan. Padahal, masyarakat sudah banyak melakukan pernikahan siri ini sejak zaman dahulu. Penelitian ini dilakukan untuk mengetahui pelaksanaan pernikahan siri di Desa Pekan Heran Kecamatan Rengat Barat Kabupaten Indragiri Hulu beserta akibat hukum yang ditimbulkan menurut Undang-Undang Perkawinan Nomor 1 Tahun 1974. Metode penelitian yang digunakan yaitu penelitian hukum empiris dengan cara survey ke lapangan dan jenis penelitiannya deskriptif yakni menggambarkan penelitian yang jelas dan lengkap. Berdasarkan penelitian, penulis menyimpulkan pelaksanaan pernikahan di Desa Pekan Heran tidak dicatatkan di Kantor Catatan Sipil, guna untuk menjamin kepastian hukum dan memudahkan urusan administrasi di kemudian hari. Lalu, akibat hukum dari pernikahan siri ini adanya pihak dirugikan seperti istri dan anak. Bagi istri, ia tak dapat menuntut haknya berdasar hukum di Indonesia dan bagi anak yang lahir dari hasil pernikahan siri, tentunya membuat anak tak dapat mewarisi pihak ayahnya. Ia dianggap mempunyai hubungan perdata dengan ibunya dan keluarga ibunya saja. Abstract Unregistered marriage is said to be legal, but it is against positive law in Indonesia. So as a result of this unregistered marriage caused many problems and losses aimed at women. In fact, many people have done this series of marriages since ancient times. This research was conducted to determine the implementation of unregistered marriages in Pekan Heran Village, West Rengat District, Indragiri Hulu Regency and the legal consequences caused according to Marriage Law Number 1 of 1974. The research method used is empirical legal research by means of field surveys and the type of research is descriptive. which describes the research clearly and completely. Based on the research, the authors conclude that the implementation of marriages in Pekan Heran Village is not registered at the Civil Registry Office, in order to ensure legal certainty and facilitate administrative affairs in the future. Then, the legal consequence of this unregistered marriage is that there are disadvantaged parties such as wives and children. For a wife, she cannot claim her rights under Indonesian law and for a child born from an unregistered marriage, of course, the child cannot inherit his father's side. He is considered to have a civil relationship with his mother and only his mother's  Abstract Unregistered marriage is said to be legal, but it is against positive law in Indonesia. So as a result of this unregistered marriage caused many problems and losses aimed at women. In fact, many people have done this series of marriages since ancient times. This research was conducted to determine the implementation of unregistered marriages in Pekan Heran Village, West Rengat District, Indragiri Hulu Regency and the legal consequences caused according to Marriage Law Number 1 of 1974. The research method used is empirical legal research by means of field surveys and the type of research is descriptive. which describes the research clearly and completely. Based on the research, the authors conclude that the implementation of marriages in Pekan Heran Village is not registered at the Civil Registry Office, in order to ensure legal certainty and facilitate administrative affairs in the future. Then, the legal consequence of this unregistered marriage is that there are disadvantaged parties such as wives and children. For a wife, she cannot claim her rights under Indonesian law and for a child born from an unregistered marriage, of course, the child cannot inherit his father's side. He is considered to have a civil relationship with his mother and only his mother's family.
Pembaharuan Undang-Undang Nomor 40 tahun 2007 Tentang Perseroan Terbatas Dalam Rangka Memaksimalkan Program Tanggung Jawab Sosial Lingkungan Hamzah, Rosyidi; Adinda, Fadhel Arjuna; Admiral, Admiral; Taupik, Muhammad; Amin, Muhammad Nur
Lex Librum : Jurnal Ilmu Hukum Vol. 11 No. 1 (2024): Desember
Publisher : Sekolah Tinggi Ilmu Hukum Sumpah Pemuda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46839/lljih.v11i1.904

Abstract

Article 74 of Law Number 40 of 2007 concerning Limited Liability Companies establishes social and environmental responsibilities for companies operating in or related to natural resources. Companies based on information and technology must also be accompanied by changes in legal norms, especially in the field of implementing environmental social responsibility. According to Law Number 40 of 2007 concerning Limited Liability Companies, only companies whose business activities are related to natural resources or businesses that impact the environment are subject to environmental social responsibility, while IT startups and digital businesses do not disturb natural resources and do not affect the environment. Changes in society are indeed followed by changes in legal norms. The older a law gets, the more weaknesses and shortcomings it will have. Changes in norms governing environmental social responsibility must be adjusted to the current business climate. Environmental Social Responsibility should also be mandated for companies operating in the digital business sector. To maximize environmental social responsibility for large companies operating in the digital business sector, it must be supported by adequate legal norms.
PENYULUHAN HUKUM PENGHAPUSAN KEKERASAN DALAM RUMAH TANGGA DI DESA MUARO, KECAMATAN SENTAJO RAYA, KABUPATEN KUANTAN SINGINGI: Pengabdian Kepada Masyarakat Iqbal, Muhammad; Aprinelita, Aprinelita; Rizhan, Afrinald; Iryanti, Ita; Shilvirichiyanti, Shilvirichiyanti; Rismahayani, Rismahayani; Asmara, Halmadi; M.Musa, M.Musa; Hamzah, Rosyidi; Apriani, Desi; Admiral, Admiral; Febrianto, Surizki; Susanti, Heni; Prasja, Teguh Rama; Harviasantri, Selvi; Fudika, Moza Dela; Arlina, Sri
BHAKTI NAGORI (Jurnal Pengabdian kepada Masyarakat) Vol. 3 No. 2 (2023): BHAKTI NAGORI (Jurnal Pengabdian kepada Masyarakat) Desember 2023
Publisher : LPPM UNIKS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36378/bhakti_nagori.v3i2.3152

Abstract

Lembaga perkawinan merupakan lembaga yang mengesahkan hubungan antara seorang laki-laki dengan seorang wanita dalam sebuah perkawinan. Tujuan perkawinan adalah untuk membentuk rumah tangga yang bahagia lahir dan batin. Namun tidak selamanya tujuan perkawinan ini. Dalam berbagai tindak pidana klekerasan dalam rumah tangga terdapat bentuk-bentuk tindak kekerasan, yang meliputi: Kekerasan fisik,Kekerasan psikis, Kekerasan seksual, Penelantaran rumah tangga. Tim Pengabdian Kepada Masyarakat dapat memberikan solusi terhadap masalah-masalah yang dihadapi oleh masyarakat dalam hal perlindungan terhadap kekerasan didalam rumah tangga. Faktor Penyebab Kekerasan Dalam Rumah Tangga.Dalam berbagai perkara kekersan dalam rumah tangga, faktor penyebab nya adalah ekonomi dan perkembangan teknologi, apakah dalam hal ini media sosisal dan tontonan.
Perlindungan Konsumen di Kedah Hamzah, Rosyidi; Hamzah, Hamzah; Choon, Low Kah; Hidayatullah, MT; Adinda, Fadhel Arjuna
Community Engagement and Emergence Journal (CEEJ) Vol. 5 No. 1 (2024): Community Engagement & Emergence Journal (CEEJ)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ceej.v5i1.4203

Abstract

Humans in their lives need everything from other people. To eat humans buy food, to move from one place to another requires vehicles. To communicate with other people regardless of distance requires communication tools and almost all aspects of human life require products or services. To provide a sense of security and peace for humans in using products or services, rules must be made to protect humans as consumer beings. Humans as consumer beings have basic rights that must be fulfilled such as a sense of security and the existence of a path to sue for losses. To remind consumers of the rights of consumers in Kedah, which so far have been poorly understood by the people of Kedah, we are doing community service.
Judicial Discretion and Legal Certainty in Marriage Dispensation: A Normative Analysis of Supreme Court Regulation No. 5 of 2019 Implementation in Indonesian Religious Courts Zaharnika, R. Febrina Andarina; Syafrinaldi, Syafrinaldi; Hamzah, Rosyidi
Journal of Law and Social Politics Vol. 4 No. 3 (2026): Journal of Law and Social Politics
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jlsp.v4i3.132

Abstract

Background: As part of efforts to protect young people and reduce underage marriage, the legal marriage age was raised to 19 for everyone under Law No. 16 of 2019. This regulatory change has, in fact, led to a surge in requests for exemptions within the judicial system, raising questions about its overall impact. Although the Supreme Court has intervened with the Supreme Court Regulation (PERMA) No. 5 of 2019 to provide guidelines for judges, differing viewpoints in court rulings continue to undermine legal consistency. Objective: This research investigates the judicial reasoning behind the approval of marriage exceptions under PERMA Number 5 of 2019 and what it signifies for the predictable and consistent application of Law Number 16 of 2019. Methods: The methodology for this research relies on normative legal studies, utilizing case, conceptual, and statutory approaches. It gathers foundational evidence from primary instruments like Law Number 16 of 2019, PERMA Number 5 of 2019, and judicial decisions, alongside secondary data from legal doctrines, journals, and books. To evaluate the information, a qualitative analysis was conducted to compare legal standards against their implementation. Results: Findings identify three dominant judicial reasoning patterns: pregnancy-based considerations (most frequent), family pressure, and economic hardship. Although PERMA emphasizes child welfare, its application is inconsistent, resulting in disparities in court decisions. Conclusion: The study shows a gap between normative regulation and judicial practice, which weakens legal certainty. It proposes strengthening the binding force of PERMA No. 5 of 2019 to improve consistency and child protection outcomes.
Co-Authors A Admiral Adinda, Fadhel Arjuna Afrinald Rizhan Agustus Sani Nugroho & Ema Rahmawati Heryaman, Agustus Sani Nugroho & Amin, Muhammad Nur Aprinelita Aprinelita Arlina, Sri Asmara, Halmadi Bambang Sutiyoso David Hardiago DESI APRIANI, DESI Eman Suparman Febrianto, Surizki Hamzah Hamzah Harviasantri, Selvi Heni Susanti, Heni Hidayatullah, MT Hyeonsoo, Kim Iryanti, Ita Low Kah Choon, Low Kah M.Musa, M.Musa Moza Dela Fudika, Moza Dela Muhammad Iqbal Muhammad Taupik Prasja, Teguh Rama Rahmat Fitra Ridhanti, Anissa Rismahayani, Rismahayani Shilvirichiyanti, Shilvirichiyanti Syafrinaldi Syafrinaldi Wiriatma, Dodo Wiradana Woodward, John Zaharnika, R. Febrina Andarina