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Pemetaan Ideal Pola Distribusi Dana Zakat dan Wakaf untuk Kesejahteraan Mustahik (Studi di Lembaga Zakat Yatim Mandiri Surabaya, Jawa Timur) Basar Dikuraisyin; Erinda Kusuma Dayanti
ZAWA: Management of Zakat and Waqf Journal Vol 1, No 1 (2021): ZAWA: Management of Zakat and Waqf Journal
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/zawa.v1i1.3591

Abstract

Penelitian ini berupaya untuk memaparkan strategi pendistribusian dana zakat kepada mustahik yang dilakukan oleh lembaga amil zakat Yatim Mandiri Surabaya, Jawa Timur. Penelitian ini menemukan substansi nilai pentingnya karena berbagai problem pendistribusian dana zakat yang dinilai belum maksimal, dibuktikan dengan beberapa kasus pendistribusian dana zakat lebih rendah dibandingkan dana operasional, juga problem pendistribusian tidak produktif dan tidak menyelesaikan problem kemiskinan. Padahal, pendistribusian diperlukan strategi tepat dan produktif, dapat mengubah status mustahik menjadi muzakki. Keberhasilan manajemen zakat diukur dari produktifitas dan capaian kesejahteraan mustahik. Oleh karena itu, penelitian ini penting dipaparkan untuk memberikan percontohan, pembelajaran dan jalan keluar terhadap problem pendisitribusian zakat sekaligus menjadi pola yang dapat ditiru. Penelitian ini bersifat kualitatif dengan mengandalkan penggalian data observasi non participant dari setiap prosesnya, pemilihan model observasi ini terkait dengan banyaknya data penelitian yang menggunakan wawancara, namun lemah pada aspek observasi. Proses interview dan dokumentasi digunakan hanya pada sebatas sekunder atau bahkan tersier. Dari penelitian ini didapat hasil yakni: 1) pendistribusian dana zakat, infak dan sadakah yang dilakukan oleh LAZ Yatim Mandiri Surabaya berdasar pada identifikasi wilayah yang dinamakan dengan desa binaan zakat, 2) probram pemberdayaan dana zakat, infak dan sadakah dipusatkan pada kebutuhan masyarakat sesuai karakter setiap wilayah berdasar pada potensi lokal, 3) beragam program pengembangan pemberdayaan masyarakat diarahkan pada kearifan lokal seperti potensi aset tanah, potensi budaya, potensi ekonomi dan potensi sumber daya.
Rekognisi Pemberdayaan Ekonomi Masyarakat Berbasis Zakat Community Development di Lembaga Amil Zakat Al-Azhar Surabaya Basar Dikuraisyin; Firda Adilah Dewi
Al-Muhasib: Journal of Islamic Accounting and Finance Vol. 1 No. 2 (2021)
Publisher : Department of Islamic Accounting, The Faculty of Islamic Economics and Business, State Islamic Institute of Kediri [IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/almuhasib.v1i2.69

Abstract

We cannot underestimate the potential of ZISWAF funds (Zakat, Infaq, Alms, and Waqf) among Muslims in Indonesia. In the last 10 years, almost all of the emergence of ZISWAF management and channeling agencies in Indonesia have transformed itself into a new business competition. Many factors cause or underlie the emergence of ZISWAF management institutions which are quite complex. Besides the significant economic growth and the religious awareness of the Muslim middle class and above, the management of ZISWAF funds in Indonesia is still classified as traditional. The purpose of writing this journal is to find out about how zakat managers utilize the existing ZISWAF funds for people who need them and of course, they are right on target. So that later there will be many people or muzakki who believe that the funds they have provided are well managed by the zakat management institution. In addition, another goal is for the community to feel the impact of this empowerment so that the community can be more effective, for example with this empowerment program, where initially the community could not develop the skills they had with the assistance and training from this program, the community would later more able to generate their income. That way the unemployment rate and poverty in the community will be slightly reduced.
Pengembangan UMKM melalui Penguatan Rebranding Produk dan Pelatihan E-Commerce di Desa Sokaan, Probolinggo Handayani, Dika; Wardani, Dini Dwi Kusuma; Salsabila, Andini Alfaiza; Anggraini, Cindy Dea; Dikuraisyin, Basar
Abdimas Galuh Vol 6, No 2 (2024): September 2024
Publisher : Universitas Galuh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/ag.v6i2.15493

Abstract

Upaya meningkatkan kualitas dan daya saing Usaha Mikro, Kecil, dan Menengah (UMKM) di Desa Sokaan, Kecamatan Krejengan, Kabupaten Probolinggo, dilakukan pendampingan rebranding produk dan pelatihan penjualan melalui e-commerce terhadap pelaku UMKM. Rebranding yang meliputi pembaruan logo, kemasan, dan pendaftaran Nomor Induk Berusaha (NIB) telah memberikan dorongan signifikan terhadap citra dan daya tarik produk UMKM. Selain itu, pelatihan penjualan digital menggunakan platform e-commerce seperti Shopee telah memungkinkan UMKM untuk memperluas pasar mereka ke wilayah yang lebih luas, termasuk kota-kota besar. Pengabdian ini menggunakan pendekatan Asset-Based Community Development (ABCD), yang berfokus pada pemanfaatan kekuatan dan sumber daya lokal untuk mengembangkan komunitas, sehingga para pelaku UMKM di Desa Sokaan mendapat dampak positif berupa rebranding produk dan penjualan produk melalui e-commerce. Hasil dari kegiatan ini menunjukkan bahwa UMKM di Desa Sokaan mengalami kemajuan dalam hal daya saing produk mereka. Rebranding yang dilakukan berhasil meningkatkan daya tarik produk, sementara pelatihan e-commerce membuka peluang baru untuk penjualan yang lebih luas.
Strategic Management of Waqf Assets Using the Community-Based Management (CBM) Method in the Waqf Institution of Malang Dikuraisyin, Basar; Saoki, Saoki; Syihabuddin, Atok
ILTIZAM Journal of Shariah Economics Research Vol. 8 No. 2 (2024): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/iltizam.v8i2.2771

Abstract

This research aims to map the waqf asset management strategy at al-Khaibar waqf institution in Malang City. After mapping, it is analysed using the community-based management method. The selection of this method is based on the strategy pattern used by the institution by maximising the community, both managers, markets and partners. We know that until 2024 waqf assets are 2,171,041,349.74 M2 and only 23% are managed. Of the 23%, 71% are mosques, schools and cemeteries, waqf assets have not been able to be managed productively. Therefore, this research seeks to offer a solution to waqf asset management strategies in Malang City. This research is qualitative-descriptive. Data sources were obtained from interviews, and documentation to al-Khaibar waqf institution and BWI Malang City. The research findings show that: the steps of waqf asset development strategy management: 1) finding problems and problem identification; 2) Problem analysis is comprehensive ranging from material content, significance and risk; 3) action planning (class action) with three patterns; programme, risk and risk mitigation; 4) implementation of the term, which consists of short, medium and long term; 5) implementation of programmes at all levels; 6) evaluation is informal and formal. Second, the impacts are: 1) availability of business capital along with business facilities; 2) provision of business goods with qard al-hasan bi al-bay' contract; 3) productive work partners, making all MSMEs as business partners either as distributors, marketing, suppliers or volunteers.
Efektivitas Penggunaan Aplikasi Z-Pro Dalam Meningkatkan Efisiensi Pelayanan Zakat Di Lembaga Amil Zakat  Persada Setyo, Wahyu; Dikuraisyin, Basar
Jurnal I-Philanthropy Vol 4 No 2 (2024): I-PHILANTHROPY:A Research Journal On Management Of Zakat and Waqf
Publisher : Prodi Manajemen Zakat dan Wakaf Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/iphi.v4i2.25686

Abstract

This studio quickly checked that the Z-PRO application was very effective in improving the efficiency of zakat services at LAZ Persada. Previously, LAZ Persada used an inefficient manual method, limiting productivity and precision in service. The Z-PRO application is designed to automate various operational processes, such as managing donation data, the zakat distribution section, and information to investors in real time, to the top of transparency and submission of institutional reports. Using a descriptive investigation method, you will copy data through interviews, personal observations, and LAZ Persada's direction. The results of the study show that the implementation of Z-PRO has a significant positive impact, increasing employee productivity, reducing administrative errors and accelerating services to donations and beneficiaries. The implementation of this application has proven effective in generating public trust and improving the quality of zakat services, and therefore we recommend digitalization standards for other zakat institutions to maximize community business.
Economic Underpinnings of Early Marriage: The Tengka Tradition among the Madurese Dikuraisyin, Basar; Sumarkan; Fatwa, Ah Fajruddin; Masadah
Al-Ahwal: Jurnal Hukum Keluarga Islam Vol. 17 No. 1 (2024)
Publisher : Universitas Islam Negeri (UIN) Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ahwal.2024.17106

Abstract

The minimum age for marriage has been established in Indonesian law. However, modern society in Madura often disregards these regulations. As a result, the phenomenon of early marriage remains prevalent among the society. Many researchers argue that early marriage is primarily influenced by cultural practices. However, this study identifies the occurrence of early marriage as being driven by the economic transactions embedded within marriage process. This economic aspect is referred to as the tengka tradition. This research examines the tengka tradition as an economic narrative underlying the resilience of early marriage in traditional Madurese society. Using a qualitative approach, data were collected descriptively through in-depth interviews with traditional leaders, religious figures (kiai), and individuals involved in underage marriages. The findings reveal that the resilience of early marriage is not primarily due to cultural or religious factors but is instead driven by the economic determination encapsulated in the tengka tradition. This economic determination manifests as asset accumulation through symbolic marriage transactions and as investment in the family’s future. The tengka tradition emerges as a significant factor that reshapes the ‘legal disobidience’ in the society, overshadowing elements such as religion and culture. It plays a crucial role in ensuring the social and economic stability of families and communities. [Usia minimum pernikahan telah diatur dalam undang-undang Indonesia. Namun, masyarakat modern di Madura sering mengabaikan peraturan tersebut. Akibatnya, fenomena pernikahan dini masih marak terjadi di masyarakat. Banyak peneliti berpendapat bahwa pernikahan dini dipengaruhi terutama oleh praktik budaya. Namun, penelitian ini mengidentifikasi terjadinya pernikahan dini sebagai akibat dari transaksi ekonomi yang sengaja dilestarikan dalam proses pernikahan. Aspek ekonomi ini dikenal dengan tradisi tengka. Penelitian ini mengkaji tradisi tengka sebagai narasi ekonomi yang mendorong terjadinya pernikahan dini dalam masyarakat Madura. Menggunakan pendekatan kualitatif, data dikumpulkan melalui wawancara mendalam dengan pemimpin tradisional, tokoh agama (kiai), dan individu yang terlibat dalam pernikahan di bawah umur. Hasil penelitian menunjukkan bahwa eksistensi pernikahan dini bukanlah semata-mata disebabkan oleh faktor budaya atau agama, melainkan dipengaruhi oleh praktik ekonomi yang terwujud dalam tradisi tengka. Faktor ekonomi ini bebentuk akumulasi aset melalui transaksi pernikahan simbolik dan sebagai investasi untuk masa depan keluarga. Tradisi tengka muncul sebagai faktor penting yang melestarikan ‘ketidakpatuhan hukum’ dalam masyarakat terkait batas minimum usia perkawinan, mengalahkan elemen-elemen seperti agama dan budaya. Tradisi ini dilakukan karena memainkan peran krusial dalam memastikan stabilitas ekonomi keluarga serta eksistensi dalam komunitas.]
Transformation of Zakat Payroll Based on Sociopreneur In Baznas Gresik Regency Perspective of Maslahah Najah, Ahmadun; Dikuraisyin, Basar
Jurnal EL-QANUNIY: Jurnal Ilmu-Ilmu Kesyariahan dan Pranata Sosial Vol 11, No 1 (2025)
Publisher : Syekh Ali Hasan Ahmad Addary State Islamic University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/el-qanuniy.v11i1.15337

Abstract

This research describes the harmonisation strategy carried out by BAZNAS Gresik Regency against the controversy over the implementation of zakat payrool. Harmonisation is done through zakat impactum, which makes professional zakat muzakki as mustahik empowerment partners through the concept of sociopreneur. In the legal context, zakat payrool is controversial because it contains unilateral imposition of employee salaries for zakat obligations, but, on the other hand, the imposition is in line with maslahah. This research takes a sample of implementation in BAZNAS Gresik Regency and harmonisation strategy, then the strategy is analysed from maslahah perspective to produce a legal pattern that contains goodness. Therefore, this research is qualitative in nature by taking interview data from amil zakat in BAZNAS and some assisted mustahik as primary data. Analysis is needed to test the interview results through triangulation analysis. The research findings show that the implementation of zakat payrool contains maslahah mulghah which is in line with the demands of zakat obligation, even more maslahah than punishment. The harmonisation strategy to prevent problems is done by making muzakki as auditors and partners in using zakat funds for mustahik businesses. This is in accordance with the maqasid of sharia, namely protecting wealth and developing it.
Deteksi Risiko Pemanfaatan Wakaf Tunai Berbasis Wisata Religi Halal Perspektif SDGs di Madura Dikuraisyin, Basar; najah , Ahmadun
ILTIZAM Journal of Shariah Economics Research Vol. 9 No. 1 (2025): Iltizam Journal of Shariah Economic Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/31yqrk93

Abstract

This research identifies, maps and mitigates risks in the utilisation of cash waqf for the development of halal religious tourism in Sumenep, Madura. The main problem of cash waqf management lies in the principle of waqf whose value should not decrease, but the benefits must be distributed. It is this principle that makes cash waqf managers (nadzir) must be careful in managing waqf funds with a scheme: minimising risk to the smallest point. This is where the significance of this research lies, waqf managers must be able to manage without reducing the value of waqf assets through risk detection. Risk detection is measured using the concept of maslahah which is tested through COSO Modification risk detection as a scientific measurement tool. The integration between these two instruments results in beneficial waqf management. This type of research is descriptive analytical with a phenomenological approach, looking at waqf instruments through the perspective of society. The data is taken from interviews with the waqf nadzir and some secondary data is taken from data on the website. The findings of this research show that risk detection of halal religious tourism cash waqf distribution, namely the entrepreneurial skills of nadzir and work partners with a score of 4.2. BMT Sumenep mitigates risks by forming a community that is symbiotic and expanding partners as guarantors of cash waqf assets. The implementation of cash waqf distribution is in accordance with the context of SDGs-1 and 8, reducing poverty and shaping human quality to ensure a decent life. Promoting the benefit of dururi to protect the family and social (hifd al-maal wa an-nasl).
Halal Lifestyle Based on Value Creation: Evidence in Valqo Leather Factory Micro Businesses, East Java Hakim, Abdul; Yudha, Ana Toni Roby Candra; Dikuraisyin, Basar; Masrufa, Nur
Madania: Jurnal Kajian Keislaman Vol 27, No 2 (2023): DECEMBER
Publisher : Universitas Islam Negeri (UIN) Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/madania.v27i2.2721

Abstract

Nowadays, the potential for halal products continues to grow. This is also followed by the expansion of the halal lifestyle which is not only loved by Muslims but also non-Muslims. The purpose of this study is to examine and determine product development efforts and strategies through the theory of value creation according to the halal lifestyle in business units in Sidoarjo. The research method uses descriptive qualitative. This method involves informants from several parties, including business owners, customers, and the community around the company. In order to obtain the most current data and studies, we supplemented the research by adding Sinta indexed literature published over the last five years. The results showed that the efforts to develop halal fashion accessories were carried out by Valqo Leather Factory as a business unit in Sidoarjo, through value creation strongly supports the development process in fulfilling consumers' halal lifestyle. The value creation that results may influence hiring more staff members, raising product demand, and increasing product selling power. Suggestions that relevane to the results of the research are the need for further product development in the form of sales branch units, selection of raw materials, the aim of which is to expand the market to all circles and even generations with modern, practical and efficient products, while increasing public education and literacy on the halal life style. Saat ini, potensi produk halal terus berkembang. Hal ini juga diikuti dengan meluasnya gaya hidup halal yang tidak hanya digandrungi oleh umat Islam tetapi juga non-Muslim. Tujuan dari penelitian ini adalah untuk mengkaji dan menentukan upaya dan strategi pengembangan produk melalui teori penciptaan nilai sesuai gaya hidup halal pada unit bisnis di Sidoarjo. Metode penelitian menggunakan deskriptif kualitatif. Cara ini melibatkan informan dari beberapa pihak, antara lain pemilik usaha, pelanggan, dan masyarakat sekitar perusahaan. Sebagai pelengkap penelitian, kami juga menambahkan literatur terindeks Sinta yang diterbitkan dalam lima tahun terakhir, untuk memperoleh data dan kajian terkini. Hasil penelitian menunjukkan bahwa upaya pengembangan aksesoris produk halal yang dilakukan oleh Pabrik Kulit Valqo sebagai unit bisnis di Sidoarjo, melalui penciptaan nilai sangat mendukung proses pengembangan dalam pemenuhan gaya hidup halal konsumen. Penciptaan nilai yang dimunculkan mampu memberikan dampak  meningkatnya permintaan produk, menambah karyawan baru dan memperluas daya jual produk. Saran yang relevan dengan hasil penelitian adalah perlunya pengembangan produk lebih lanjut berupa unit cabang penjualan, pemilihan bahan baku yang bertujuan untuk memperluas pasar ke semua kalangan bahkan generasi dengan cara yang modern, praktis dan efisien produk, sekaligus meningkatkan edukasi dan literasi masyarakat terhadap gaya hidup halal.
HUMAN CAPITAL SEBAGAI STRATEGI PENGEMBANGAN SUMBER DAYA PROFESIONAL DI LEMBAGA ZAKAT NURUL HAYAT Kusumaningtyas, Esa Ayu; Asegaf, M Maulana; Dikuraisyin, Basar
Filantropi : Jurnal Manajemen Zakat dan Wakaf Vol. 2 No. 2 (2021): Filantropi
Publisher : Program Studi Manajemen Zakat dan Wakaf

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (197.699 KB) | DOI: 10.22515/finalmazawa.v2i2.4847

Abstract

The problem of human resources in zakat institutions has always been the most critical obstacle that hinders the effectiveness and accuracy of institutional development. Weaknesses, incompetence and dualism of professional work are often classic reasons that plague zakat institutions. This weakness needs to be formulated, given a solution and a way out to escape from the entanglement of the resource problem. Therefore, this study wants to offer an ideal conception of zakat human resources (amil) development through the locus treasury at the Nurul Hayat zakat institution in Surabaya. The research method used is qualitative with descriptive data analysis. Data was extracted through two methods; interviews and observations. Documentation is not used as it relates to resource performance. This study resulted in two significant findings: firstly, most of the amil in Nurul Hayat already have the ability in fiqh zakat, seen from the training followed and the work experience of each amil. Meanwhile, marketing ability is seen from the results of amil performance in achieving targets and implementing online marketing in the form of posting programs. For public speaking skills, it can be seen from the briefing conducted by amil Nurul Hayat to train communication and practice it. Second, the professionalism of amil in the management of zakat in Nurul Hayat has carried out his responsibilities by reporting the results that have been carried out and collected by the amil. In managing zakat funds, it is evident from the efforts to improve their abilities by participating in training and self-study by reading books.   Persoalan sumber daya manusia pada lembaga zakat selalu menjadi kendala terpenting yang mengganjal efektifitas dan akurasi pengembangan lembaga. Kelemahan pada aspek kompetensi dan dualisme kerja profesional seringkali menjadi alasan klasik yang mendera lembaga zakat. Kelemahan inilah yang perlu dicari formulasinya, diberikan solusi dan jalan keluar untuk lepas dari jeratan problem sumber daya. Oleh karena itu, penelitian ini ingin memberikan tawaran konsepsi ideal pengembangan sumber daya manusia (amil) zakat melalui pembendaharaan locus di lembaga zakat Nurul Hayat Surabaya. Metode penelitian yang digunakan bersifat kualitatif dengan analisis data deskriptif. Data digali melalui dua metode; interview dan observasi. Dokumentasi tidak digunakan karena berkenaan dengan kinerja sumber daya. Hasil dari penelitian ini menghasilkan dua temuan penting, yaitu: pertamas sebagian besar amil di Nurul Hayat sudah memiliki kemampuan tentang fiqih zakat, dilihat dari pelatihan yang diikuti dan pengalaman pekerjaan dari setiap amil. Sedangkan, kemampuan pemasaran dilihat dari hasil kinerja amil berupa pencapaian target dan pelaksanaan pemasaran melalui online, berupa posting program-program. Untuk kemampuan public speaking, dapat dilihat dari briefing dilakukan oleh amil Nurul Hayat untuk melatih komunikasi dan mempraktikkannya. Kedua,, profesionalisme amil dalam pengelolaan zakat di Nurul Hayat, sudah melaksanakan tanggung jawabnya dengan melaksanakan pelaporan hasil yang telah dikerjakan dan dihimpun oleh amil. Dalam mengelola dana zakat, terbukti dari adanya upaya untuk meningkatkan kemampuannya dengan mengikuti training dan belajar mandiri dengan membaca buku.