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All Journal Signifikan : Jurnal Ilmu Ekonomi Warmadewa Economic Development Journal (WEDJ) Wacana Ekonomi : Jurnal Ekonomi, Bisnis dan Akuntansi Journal of Tourism Economics and Policy Jurnal Pengabdian Masyarakat Bestari (JPMB) Dharma Jnana Journal of Governance, Taxation, and Auditing Javanologi: International Journal of Javanese Studies
Purnami, Anak Agung Sri
Universitas Warmadewa
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Public Health Social Sciences

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Pengaruh Inflasi dan BI Rate terhadap Simpanan Masyarakat pada Bank Umum Pemerintah di Indonesia Tahun 2010-2019 Selfiana Mery Anggraini; A. A. Sri Purnami; I Gusti Ayu Athina Wulandari
Warmadewa Economic Development Journal (WEDJ) Vol. 4 No. 2 (2021): Warmadewa Economic Development Journal (WEDJ)
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.4.2.2021.39-46

Abstract

The purpose of the research is to analyze the effect of Inflation and BI Rate on Public Savings at Goverment Commercial Banks in Indonesia on 2010-2019. Partially, Inflation has a negative effect on public savings, while BI Rate has a positive effect on public savings at Government Commercial Banks in Indonesia on 2010-2019. Data analysis tools used are the classical assumption test and hypothesis testing with multiple linear regression methods. The result of the research is the Inflation and BI Rate simultaneously (together) had a positive and significant effect on public savings at Government Commercial Bank in Indonesia. While partially, Inflation has a negative and not significant effect on public savings at Government Commercial Bank in Indonesia.
Pengaruh Jumlah Uang Beredar (M1) dan Suku Bunga BI (BI Rate) Terhadap Tingkat Inflasi di Indonesia Marta Elvina; A. A. Sri Purnami; I Gusti Ayu Athina Wulandari
Warmadewa Economic Development Journal (WEDJ) Vol. 4 No. 2 (2021): Warmadewa Economic Development Journal (WEDJ)
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.4.2.2021.47-52

Abstract

The purpose of this research is to analyze the effect of the Money Supply (M1) and the BI Interest Rate (BI Rate) on the existing inflation rate in Indonesia, both simultaneously and partially. The data analysis method in this case uses Multiple Linear Regression Analysis, Classical Assumption Test, F test and t test. The results of the research simultaneously show that the Money Supply (M1) and the BI Interest Rate (BI Rate) can have a significant influence on inflation in Indonesia. The results of the study partially show that the Money Supply (M1) can have a negative and significant effect on inflation. Meanwhile, partially the BI Interest Rate (BI Rate) can have a positive and significant effect on inflation in Indonesia.
Pengaruh Produk Domestik Regional Bruto (PDRB) dan Tingkat Inflasi Terhadap Jumlah Deposito Berjangka Pada Bank Umum di Provinsi Bali Periode 2014-2019 Ni Luh Made Sri Padmi; A. A. Sri Purnami; Ita Silvia Azita Azis
Warmadewa Economic Development Journal (WEDJ) Vol. 5 No. 1 (2022): Warmadewa Economic Development Journal (WEDJ)
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.5.1.2022.19-24

Abstract

This research is entitled The Effect of Gross Regional Domestic Product (PDRB) and Inflation Rate on Time Deposits at Commercial Banks in Bali Province for the 2014-2019 Period. using secondary data obtained from reports from Bank Indonesia and the Central Bureau of Statistics of Bali Province. The processed data is time series data on a quarterly basis. In order to know the effect of GRDP, Inflation Rate on Total Time Deposits, either simultaneously or partially, is the aim of this research. Multiple linear regression is the analytical technique used. Commercial banks in Bali Province are the objects of research. The test of the F test shows that the GRDP and the Inflation Rate together (simultaneously) have a significant effect on the Total Time Deposit. The test of the t test results on the PDRB variable has a positive and significant effect on the number of time deposits at Commercial Banks in Bali Province, the inflation rate variable has a negative and significant effect on the number of time deposits at Commercial Banks in Bali Province.
Faktor-Faktor yang Mempengaruhi Minat Mahasiswa untuk Menggunakan Layanan Mobile Banking di Universitas Warmadewa Putu Lusiana Devi; I Made Sara; A.A Sri Purnami
Warmadewa Economic Development Journal (WEDJ) Vol. 5 No. 1 (2022): Warmadewa Economic Development Journal (WEDJ)
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.5.1.2022.14-18

Abstract

The purpose of this study is to find out the effect of Benefits, Ness, and Risk of transacting on the Interests of Warmadewa University Students using Mobile Banking services both simultaneously and partially. The population of this study is active students at Warmadewa University (class of 2018-2019) a total of 100 students. This study uses multiple linear regression analysis as data analysis. From the results of the study, it can be concluded that: (1) simultaneously the benefits of mobile banking, ease of use, and risk of transacting have a significant effect on the interest of Warmadewa University Students using Mobile Banking Services. (2) Partially, Benefits, Ease of Use, Risk of Transaction significantly affect the Interest of Warmadewa University Students Using Mobile Banking Services.
Pengaruh Dana Pihak Ketiga, Non Performing Loan (NPL), Dan Biaya Operasional Pendapatan Operasional (BOPO) Terhadap Penyaluran Kredit Pada Bank Umum Periode 2017-2021 Gregorius Howok; Ita Sylvia Azita Azis; A. A. Sri Purnami
Warmadewa Economic Development Journal (WEDJ) Vol. 6 No. 2 (2023): Warmadewa Economic Development Journal (WEDJ)
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.6.2.2023.40-47

Abstract

This research aims to analyze the influence of Third Party Funds, Non-Performing Loan, and Operational Cost of Operational Income on credit distribution in commercial banks during the period of 2017-2021. The data used in this research is secondary data obtained from financial reports of commercial banks listed on the Indonesia Stock Exchange during the period of 2017-2021. The analytical method used is multiple linear regression. The results of this research show that Third Party Funds, Non-Performing Loan, and Operational Cost of Operational Income simultaneously have a significant influence on credit distribution. Third Party Funds have a positive and significant influence on credit distribution. Non-Performing Loan has a positive and significant influence on credit distribution. Operational Cost of Operational Income has a negative and significant influence on credit distribution.
Strategi Pengembangan CSR LPD dalam Upaya Penguatan Implementasi Tri Hita Karana dan Kesejahteraan Masyarakat (Studi Pada LPD di Kecamatan Kintamani) Anak Agung Sri Purnami; I Ketut Selamet; Ketut Sudarmini
WACANA EKONOMI (Jurnal Ekonomi, Bisnis dan Akuntansi) Vol. 18 No. 2 (2019)
Publisher : Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/we.18.2.1161.75-81

Abstract

LPD merupakan salah satu LKM milik Desa Pakraman yang menyediakan jasa keuangan kepada masyarakat setempat dengan berdasarkan filosofi Tri Hita Karana. Dalam perkembangannya, aset LPD terus tumbuh dan menjadi lembaga non bank yang asetnya terbesar di Provinsi Bali. Sebagai bentuk tanggung jawab terhadap lingkungan sosial setempat, keuntungan LPD juga diporsikan untuk dana sosial atau Corporate Social Responsibility (CSR). Oleh karena itu penelitian ini memaparkan strategi pengembangan CSR LPD dalam upaya penguatan implementasi Tri Hita Karana dan Kesejahteraan Masyarakat, dengan studi pada LPD di Kecamatan Kintamani. Tujuan dari penelitian ini adalah untuk mengetahui: (1) bentuk implementasi CSR LPD; (2) faktor-faktor internal dan eksternal LPD dalam implementasi CSR LPD untuk penguatan Tri Hita Karana; serta (3) strategi pengembangan CSR LPD untuk penguatan Tri Hita Karana dan kesejahteraan masyarakat di Kecamatan Kintamani. Populasi penelitian ini adalah seluruh LPD di Kecamatan Kintamani, dan sampel dipilih dengan teknik purposive sampling, sehingga diperoleh responden sebanyak 143 orang. Data dikumpulkan melalui kuesioner, dan selanjutnya dianalisis dengan analisis SWOT. Hasil penelitian dan pembahasan menunjukkan bahwa keuntungan yang diperoleh LPD, sebagian dialokasikan untuk dana sosial atau CSR. Selama ini pemanfaatan dana CSR LPD di Kecamatan Kintamani masih terbatas untuk kegiatan ritual di pura (unsur Parahyangan). Beberapa faktor internal yang merupakan kekuatan LPD di Kecamatan Kintamani yaitu: (1) jumlah dana pihak ketiga; (2) kebijakan penyaluran kredit LPD; dan (3) kualitas sumber daya manusia pengelola LPD. Sedangkan beberapa faktor internal yang teridentifikasi sebagai kelemahan LPD di Kecamatan Kintamani adalah: (1) kualitas pelayanan LPD; (2) dukungan promosi LPD; (3) kompetensi sumber daya manusia LPD; dan (4) komitmen dan kompetensi pengurus LPD. Beberapa faktor eksternal yang merupakan peluang LPD di Kecamatan Kintamani yaitu: (1) budaya/istiadat masyarakat setempat; (2) tingkat pendidikan masyarakat sekitar; (3) sikap masyarakat; dan (4) dukungan desa pakraman. Sedangkan beberapa faktor eksternal yang teridentifikasi sebagai ancaman LPD yaitu: (1) perkembangan teknologi informasi; dan (2) perkembangan jumlah lembaga keuangan. Strategi yang saat ini sesuai diterapkan pada LPD di Kecamatan Kintamani adalah strategi hold and maintain. Penerapan strategi ini adalah dengan melakukan penetrasi pasar dan pengembangan produk.
Analisis SWOT Dalam Pengembangan Agrowisata di Desa Pelaga Kecamatan Petang Kabupaten Badung Taman Sari; Ketut Selamet; Sri Purnami
WACANA EKONOMI (Jurnal Ekonomi, Bisnis dan Akuntansi) Vol. 19 No. 1 (2020)
Publisher : Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/we.19.1.1575.1-9

Abstract

Abstract-Plaga Village, located in Petang Subdistrict, is the regency of Badung Regency, Bali Province which has the most potential to be developed as an agrotourism object compared to other regions. The purpose of this study is to find out: (1) internal and external factors that hinder the development of agro-tourism in Pelaga Village; (2) internal and external efforts that can be made to develop sustainable tourism villages in Pelaga Village; and (3) stakeholder perceptions regarding the development of sustainable tourism villages in Pelaga Village.This research uses a qualitative approach. The research location was chosen purposively, with the consideration that the tourism resources in Pelaga Village are diverse, besides that, the regional development priority is agriculture so that it is possible to develop eco-friendly agro-tourism and ecotourism. Respondents in this research are stakeholders related to tourism development in Pelaga Village. Data collected through observation, in-depth interviews, and literature study. The collected data were analyzed descriptively qualitatively and supplemented by analysis of survey data (quantitative) for interpretation of results. The results of the analysis show that the internal factors that inhibit the development of agro-tourism in the village of Plaga are about the continuity of production results due to natural factors and soil fertility due to continuous cropping patterns on the same product, so that soil nutrients become reduced for the same crop products. Whereas on the other hand the quality of agricultural products, especially Asparagus products, has superior quality (it has even received the best recognition in ASEAN). Another factor that the variation of agricultural products seems slow in its development is because farmers are still reluctant to learn and experiment with new plants.Other inhibiting factors are the unavailability of comfort and adequate sanitation. Internally and externally, efforts that can be made as a form of promotion and at the same time can absorb agricultural products with certainty include the development of relationships or business networks on a continuous basis both through travel agents, hotels and restaurants. The strategic position of the village of Plaga agro-tourism in the evening district is in the hold and maintain position. The appropriate intensive strategies implemented are (1) market penetration strategies; (2) Product development strategy. Keywords: Agrotourism; CBT; internal factor; eksternal factor; tourism village; Abstraksi-Desa Plaga yang terletak di Kecamatan Petang merupakan daerah handalan Kabupaten Badung Provinsi Bali yang paling berpotensi untuk dikembangkan menjadi obyek agrowisata dibandingkan dengan wilayah lainnya. Tujuan penelitian ini adalah untuk mengetahui: (1) faktor internal dan faktor eksternal yang menghambat pengembangan agrowisata di Desa Pelaga; (2) upaya internal maupun eksternal yang dapat dilakukan untuk pengembangan desa wisata berkelanjutan di Desa Pelaga; dan (3) persepsi stakeholders terkait tentang pengembangan desa wisata berkelanjutan di Desa Pelaga. Penelitian ini menggunakan pendekatan kualitatif. Pemilihan lokasi penelitian dilakukan secara purposive, dengan pertimbangan bahwa sumber daya pariwisata di Desa Pelaga beraneka ragam, selain itu, prioritas pengembangan wilayah adalah pertanian sehingga memungkinkan dikembangkan agrowisata dan ekowisata yang bersifat ramah lingkungan. Responden pada penlitian ini adalah stakeholders yang terkait dengan pengembangan pariwisata di Desa Pelaga. Data dikumpulkan melalui observasi, wawancara mendalam, dan studi kepustakaan. Data yang telah terkumpul dianalisis secara deskriptif kualitatif dan dilengkapi analisis data survei (kuantitatif) untuk interpretasi hasil. Hasil analisis menunjukan bahwa dari faktor internal yang menghambat perkembangan agrowisata di Desa Plaga adalah perihal Kontinyuitas hasil produksi yang diakibatkan faktor alam maupun kesuburan tanah yang akibat pola tanam yang terus menerus pada produk yang sama, sehingga unsur hara tanah menjadi berkurang untuk produk tanaman yang sama. Padahal disisi lain kualitas produk hasil pertanian khususnya produk Asparagus telah memiliki kualitas unggul (bahkan telah mendapat pengakuan terbaik di Asean). Faktor lain bahwa variasi produk pertanian terkesan lambat dalam perkembangannya disebabkan petani masih enggan untuk belajar dan melakukan percobaan terhadap tanaman baru. Faktor penghambat lainnya belum tersedianya kenyamanan dan kebersihan sanitasi yang memadai. Secara internal maupun eksternal upaya yang dapat dilakukan sebagai bentuk promosi dan sekaligus dapat menyerap hasil pertanian secara pasti antara lain pengembangan relasi atau jaringan usaha secara kontinyu baik melalui biro perjalanan wisata, hotel dan restoran. Posisi strategik agrowisata Desa Plaga Kecamatan petang berada pada posisi Hold and maintain. Strategi intensif yang tepat diterapkan yaitu (1) strategi penetrasi pasar; (2) Strategi pengembangan produk. Kata Kunci: Agrowisata; CBT; faktor internal; faktor eksternal; desa wisata
Pengaruh Budaya, Tren dan Perilaku Konsumen Terhadap Niat Pembelian Produk Fashion Online di Zalora Komang Ayu Krisnu Dania Murti; Ni Made Taman Sari; A. A. Sri Purnami
WACANA EKONOMI (Jurnal Ekonomi, Bisnis dan Akuntansi) Vol. 22 No. 1 (2023)
Publisher : Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/we.22.1.2023.61-66

Abstract

Research conducted which has gaps in previous research which has differences in previous research. Which aims to be able to test on all the research titles that have been done. As well as being carried out for consumers who can make online purchases on zalora in accordance with a sample of 96 taken using a purposive sampling method using the lemeshow formula. As well as using multiple linear to be able to get all the results for the test results. As well as research results to show answers 1) culture, trends and consumer behavior get positive answers. 2) while culture gets positive results, this means that the better the culture, the higher the purchase intention. 3) and according to the trend obtains positive results, this further increases the trend, the higher the purchase intention. 4) and consumer behavior gets positive answers and the better the consumer behavior, the higher the purchase intention.
Monetary Aspect of Linkage to Improve Social Life in Javanese Community Bhegawati, Desak Ayu Sriary; Purnami, Anak Agung Sri; Agustina, Made Dian Putri
Javanologi: International Journal of Javanese Studies Vol 5, No 2 (2022): Javanologi Volume 5 No. 2: June
Publisher : Pusat Unggulan Ipteks Javanologi Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/javanologi.v5i2.67963

Abstract

Monetary issues take an important part in human existence. Financial problems cover many areas in an individual's life, especially the social-social field. The monetary elements in public activities play an important role in determining the degree of social position of a person or group in their current state. In public activities there are several factors that affect a person's level of social position, namely certain financial elements, educational variables, innate elements, and individual work factors. However, in public activities in Indonesia, in general, the monetary element is the most interesting thing that can be used as a benchmark for one's economic welfare. An individual with a high level of abundance will have different ways of life and tendencies compared to an individual who is below the standard level. This social separation certainly has the impact of progress and setbacks in order to support the social life of the community.
Co-Authors A. A. Ketut Jayawarsa A.A. Ketut Jayawarsa A.A. Ketut Jayawarsa Agustina, Made Dian Putri Anak Agung Ayu Erna Trisnadewi Anak Agung Gede Agung Parameswara Darma, I Ketut Desak Ayu Sriary Bhegawati Gede Aryawan Gregorius Howok I Gusti Ayu Athina Wulandari I Gusti Lanang Putra I Gusti Putu Khresna Kusumawardhana I Ketut Darma I Ketut DARMA I Ketut Selamet I Komang Putra I Made Sara I Made Sara I Putu Agung Baskara Dananjaya Ita Silvia Azita Azis Ita Sylvia Azita Azis Jayawarsa, A.A. Ketut Kadek Adi Putra Gunawan Kadek Jedicia Valentina Yo Kadek Novita Maharani Dewi Kadek Suputra Dana Ketut Sudarmini Komang Arip Jaya Kusuma Komang Ayu Krisnu Dania Murti Maria Angelina Debbyang Marta Elvina Ni Kadek Juli Artini Ni Luh Made Sri Padmi Ni Luh Putu Basrita Sutasari Ni Made Rustini, Ni Made Ni Made Taman Sari Ni Putu Rediatni Giri Ni Wayan Eka Yuliani Ni Wayan Eka Yuliani Nyoman Senimantara Pardita, Dewa Putu Yudi Putra, I Putu Iwan Pramana Putri, Made Ari Nadia Putu Lusiana Devi Renya Ignasia Kali Sang Ayu Kompyang Dian PRATIWI Selamet, I Ketut Selfiana Mery Anggraini Vania Maria Sarmento Naro