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All Journal Al-Ulum Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah EDUCASIA : Jurnal Pendidikan, Pengajaran, dan Pembelajaran Oikonomika: Jurnal Kajian Ekonomi dan Keuangan Syariah Indo-MathEdu Intellectuals Journal International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) Linggau Journal Science Education (LJSE) International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Jurnal Publikasi Ilmu Manajemen DIKTUM: JURNAL SYARIAH DAN HUKUM Islamic Economics and Business Review (IESBIR) Al Rikaz : Jurnal Ekonomi Syariah Indonesia Journal Of Zakat and Waqf Involvement International Journal of Business Islamic Financial And Accounting Review
Rukiah
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Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Journal : Islamic Financial And Accounting Review

 1 
THE INFLUENCE OF FINANCIAL LITERACY AND LIFESTYLE ON FINANCIAL MANAGEMENT BEHAVIOR OF CAREER WOMEN IN PITU RIAWA DISTRICT Rahmayanti, Riska; Rukiah; Purnamasari, Rini
Islamic Financial And Accounting Review Vol 1 No 2 (2023): Islamic Financial And Accounting Review (iFAR)
Publisher : Institut Agama Islam Negeri Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/ifar.v1i2.10656

Abstract

In the era of globalization and rapid technological development, career women are faced with various challenges in managing their personal finances. Financial Literacy, which includes knowledge and understanding of basic financial concepts, as well as Lifestyle which reflects consumption patterns and individual priorities, are believed to play an important role in forming healthy financial management behavior. The aim of this research is to determine whether there is an influence between Financial Literacy and Lifestyle on Financial Management Behavior and whether both influence simultaneously. The research method used is quantitative with a descriptive approach using data collection techniques, namely primary data in the form of questionnaire data and secondary data obtained indirectly which is tested using descriptive analysis tests, data feasibility tests, classical assumption tests, hypothesis tests, and multiple linear regression analysis. The research results show that: (1) Financial Literacyhas a positive and significant effect on Financial Management Behavior, this is proven by the calculated t value > t table or 4.563 > 1.998 with a significance level of 0.000 < 0.05. (2) Lifestyle has a negative and significant effect on Financial Management Behavior, this is proven by the calculated t value < t table or -5.063 < 1.998 with a significance level of 0.000 < 0.05. (3) Financial Literacy and Lifestyle simultaneously influence Financial Management Behavior, this is proven by the Fcount value of 22.809 > Ftable 3.15 and a significant value of 0.000 < 0.05.
Co-Authors Adiyaswari, Achwani Agus Muchsin Ahmad Afandi Ali Imran Chaniago Ali, St. Nurhayati Amalia Anindita Jufri Andri Soemitra Arbanur Rasyid Dimas Aji Wardana Fikri Firman Fitri Aisyah Hasibuan Hannani Heriansyah Panjaitan Hishaly GH, Nur Idris Saleh Ity Rukiyah Lina Revilla Malik Lubis, Dinda Silpia M Nasri H M. Fauzan Magfira Majdy Amiruddin, Muhammmad Masdiana Maula Mastira Romaito Hasibuan Muhammad Sabir Muhammad Syahwali Muliati Nasution, Ananda Anugrah Norham Hidayat Nur Mutia Nurfitriani Nurhajijah Nurhalimah Lubis Nurlia Nurlia Putra, Muamar Adi Rahmayanti, Riska Rini Purnamasari, Rini Saidah Saldi Salsabila Putri Sarmiana Batubara Siregar, Fatahuddin Aziz Soumena, Moh. Yasin Suarning tanjung, elpinia Utari Evy Cahyani Utari Evy Cahyani Wahyudi Rusdi Wulandari, Kurnia Tri Wulandari