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All Journal Signifikan : Jurnal Ilmu Ekonomi JAUR (Journal of Architecture and Urbanism Research) Jurnal Arsir Jurnal Arsitektur (ALUR) Dinasti International Journal of Education Management and Social Science Literatus Nusantara Science and Technology Proceedings Arsitektur Universitas Pandanaran Jurnal (ArsiP) Jurnal Kajian Pariwisata Indonesian Journal of Multidisciplinary Science International Journal of Informatics, Economics, Management and Science DEARSIP: Journal of Architecture and Civil International Journal of Entrepreneurship and Business Management INJURITY: Journal of Interdisciplinary Studies Alur : Jurnal Arsitektur Nomico Jurnal Kajian Stratejik Ketahanan Nasional Journal of Economic Resilience and Sustainable Development IJHABS RADIAL: Jurnal Peradaban Sains, Rekayasa dan Teknologi
Subiyantoro, Heru
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Journal : Indonesian Journal of Multidisciplinary Science

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Transformation Towards a Clean Digital Economy by Optimizing Non-Cash Transactions as an Instrument to Prevent Corruption Wibisono, Sonny; Subiyantoro, Heru
Indonesian Journal of Multidisciplinary Science Vol. 4 No. 10 (2025): Indonesian Journal of Multidisciplinary Science
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/ijoms.v4i10.1147

Abstract

The transformation towards a digital economy in Indonesia presents a strategic opportunity to enhance financial transparency and combat corruption through non-cash transactions. Despite initiatives like the National Non-Cash Movement (GNNT) and advancements in digital payment systems such as QRIS, cash transactions remain dominant due to infrastructure disparities, low digital literacy, and entrenched cultural habits. This study examines the role of non-cash transactions in preventing corruption by leveraging digital footprints for real-time monitoring and accountability. Using a normative legal research method, the study analyzes regulations like Law Number 8 of 2010 on Money Laundering Prevention, alongside secondary data from institutions such as Bank Indonesia and the Corruption Eradication Commission (KPK). Findings reveal that digital transactions significantly reduce corruption risks by enabling transparent financial tracking, as evidenced by successful implementations like e-budgeting in DKI Jakarta. However, challenges persist, including cybersecurity threats and uneven policy coordination. The research underscores the need for stronger infrastructure, public education, and cross-sector collaboration to foster inclusive digital adoption. Strategic recommendations include enhancing regulatory frameworks, expanding digital literacy programs, and incentivizing private-sector innovation. These measures aim to create a resilient digital economy that prioritizes transparency, accountability, and equitable access, ultimately reducing corruption and strengthening public trust in financial governance.
Co-Authors Alih Swasana, Rizky Dea Aulia, Aldania Zahratul Bahagia, Dedi Cicih Ratnasih, Cicih Djunarto Fendy Suhariadi Gunawan, Valerie Hapzi Ali Imam Ghozali Imam Munandar, Adis Karnaji, Karnaji Khoiriyyah, Jamilah Fauziana Khoirul Umam Machfud Sidik, Machfud Moh. Sidik Priadana Muhammad Rozali Pangarsa, Naufal Ariq Pubayashi, Yashinta Pudji Astuty, Pudji Pujiastuti Pujiastuti Pujiastuti, Pujiastuti Rahim, Putri Adelia Purwidya Romadhoni, Nur Ronaldo, Riza Saifuddin, Joumil Aidil Shedriko, Shedriko Siswanto, Sugeng SUGIYANTO Sugiyanto - SUTRISNO Swasana, Rizky Dea Alih Vella Anggresta Warsito Wasiela, Nurul Wibisono, Sonny Wibowo, Arief Nugroho Yulianto, Ivan Zaeni Miftah Zuhri, Syaifuddin