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Produk Jasa Pada Bank Syariah dan Aplikasinya Andri Rivai
WARAQAT : Jurnal Ilmu-Ilmu Keislaman Vol. 5 No. 1 (2020): Waraqat: Jurnal Ilmu-Ilmu Keislaman
Publisher : Pusat Penelitian dan Pengabdian pada Masyarakat (P3M) Sekolah Tinggi Agama Islam As-Sunnah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/waraqat.v5i1.101

Perkembangan zaman dan aktivitas ekonomi yang semakin variatif menuntut sebuah lembaga untuk menyesuaikan pola kehidupan masyarakat khususnya umat Islam. Demi menggerakkan roda perekonomian mikro ataupun makro maka dimunculkan kembali beberapa sistem produk jasa pada bank atau lembaga keuangan syariah yaitu Hawalah, Kafalah, Wakalah, Rahn. Sejatinya sistem seperti ini sudah pernah ada konsepnya di zaman Rasulullah dan pernah diterapkan, namun karena lembaga keuangan konvensional lebih terkenal membuat umat Islam tidak mengenal sistem yang ‘syar’i’ ini. Kelak produk jasa ini hadir di tengah-tengah umat Islam sebagai jawaban atas kebutuhan umat yang ingin bertransaksi, berdagang, bermuamalah dan aktivitas lainnya yang bisa mendukung pergerakkan ekonomi umat.

A Human Resource Development Strategies in Enhancing the Welfare of As-Sunnah Deli Serdang Islamic Higher Education Institution in North Sumatra Andri Rivai; Sahmiar Pulungan; Maryam Batubara
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3790

This study analyzes human resource management development strategies to improve the welfare of Human Resources (SDI) in STAI As-Sunnah. The results of this study show strategies that can be applied, including curriculum development, teacher quality improvement, strategic partnerships, infrastructure improvements, and academic mentoring programs. The results of this study provide recommendations to improve the welfare of SDI in STAI As-Sunnah and provide direction for decision-makers and related parties in the development of more effective and sustainable human resource management. In this study, conclusions will also be drawn based on the results of the study, including human resource management development strategies, utilization of internal strengths and external opportunities, overcoming internal weaknesses, and handling external threats. The purpose of this study is to provide recommendations that can help STAI As-Sunnah in improving the welfare of SDI so that they can get quality education and support the development of their potential optimally.

Implementing Service Learning Method in Object-Based Arabic Mufradat Learning at Madrasah Ibtidaiyah Swasta Al-Ikhlas, Naga Timbul Village: A Participatory Action Research Approach Andri Rivai; Fian Triadi; Hasibuan, Muhammad Syarif Muda; Muhajirah Binti Jamaluddin; Siregar, Ali Sohot; Bagas Pranomo; Radya Fauzan
As-sunnah: Jurnal Pengabdian Masyarakat Vol 5 No 2 (2025): AL-ARKHABiiL: Jurnal Pengabdian Masyarakat
Publisher : ASSUNNAH PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/jpm_assunnah.v5i2.1012

Arabic language learning at the Madrasah Ibtidaiyah level faces significant challenges in vocabulary (mufradat) acquisition, particularly in rural areas with limited educational resources. This study examines the effectiveness of implementing an object-based Service Learning method to enhance mufradat mastery at Madrasah Ibtidaiyah Swasta Al-Ikhlas, Naga Timbul Village, Tanjung Morawa District, through a Participatory Action Research approach integrated with Maqasid Shariah principles. The research employed a mixed-methods design with PAR cycles encompassing participatory planning, collaborative implementation, systematic observation, and critical reflection. Eleven students from grades IV-V participated in an intensive five-day Arabic language halaqah program facilitated by university students during their community service (KKNT). Data collection instruments included daily vocabulary tests, participatory observation, in-depth interviews, and visual documentation. Quantitative findings revealed a consistent 100% achievement rate in mastering five new vocabulary items daily throughout the program, with an overall retention rate of 95.4%. Qualitative analysis demonstrated significant transformation in students' affective dimensions, marked by increased active participation, linguistic confidence, and intrinsic motivation. The concrete object-based approach, combined with talaqqi techniques, educational games, and contextual practice, proved effective in constructing strong semantic associations. The integration of Maqasid Shariah principles manifested in achieving hifz ad-din through strengthening the language of revelation, hifz al-'aql through intellectual capacity development, and hifz an-nasl through Quranic generation formation. Time constraints were addressed through strategic collaboration with madrasah teachers to ensure program sustainability. This research contributes to developing a holistic Arabic language learning model that integrates cognitive, affective, social, and spiritual dimensions aligned with Indonesian Islamic education characteristics.

Arabic Language Learning Assistance Using Direct Methods at MTs Al–Barokah Jaharun B Galang Andri Rivai; Naufal Fikri Hamdi; Rizki Hidayat; Umar Sholeh Ritonga; Rahmat Fauzi Zega; Muhammad Habib; M. Arrasyid
As-sunnah: Jurnal Pengabdian Masyarakat Vol 4 No 3 (2024): AL-ARKHABiiL: Jurnal Pengabdian Masyarakat
Publisher : ASSUNNAH PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/jpm_assunnah.v4i3.775

This study uses a descriptive qualitative approach with the ABCD (Asset Based Community Development) model to explore the potential problems in improving MT students' Arabic speaking skills in Jaharun B Village. Conducted on March 25-28, 2024, at MTs Al Barokah, this study involved observation, interviews, and documentation. The main focus is on the stages of learning Arabic (Maharatul Kalam) for grade 8 students with direct teaching methods (Thariqah Mubasyarah). The study results showed that this mentoring positively improved students' speaking skills in terms of fluency, pronunciation, and confidence in using Arabic. The direct method has proven effective in making learning more lively, interactive, and relevant to students' daily communication needs. Learning becomes more comprehensive and sustainable by involving community assets, such as support from parents and teachers.

A Human Resource Development Strategies in Enhancing the Welfare of As-Sunnah Deli Serdang Islamic Higher Education Institution in North Sumatra Rivai, Andri; Pulungan, Sahmiar; Batubara, Maryam
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3790

This study analyzes human resource management development strategies to improve the welfare of Human Resources (SDI) in STAI As-Sunnah. The results of this study show strategies that can be applied, including curriculum development, teacher quality improvement, strategic partnerships, infrastructure improvements, and academic mentoring programs. The results of this study provide recommendations to improve the welfare of SDI in STAI As-Sunnah and provide direction for decision-makers and related parties in the development of more effective and sustainable human resource management. In this study, conclusions will also be drawn based on the results of the study, including human resource management development strategies, utilization of internal strengths and external opportunities, overcoming internal weaknesses, and handling external threats. The purpose of this study is to provide recommendations that can help STAI As-Sunnah in improving the welfare of SDI so that they can get quality education and support the development of their potential optimally.

Analisis Linguistik Terminologi Fiqh Muamalah dalam Kontrak Keuangan Syariah Modern: Implikasi untuk Pendidikan Bahasa Arab dan Literasi Ekonomi Syariah: Implikasi untuk Pendidikan Bahasa Arab dan Literasi Ekonomi Syariah Slamet Riyadi; Hasugian, Dirja; Andri Rivai
SALSABIL : Jurnal Syariah dan Hukum Ekonomi Vol 1 No 1 (2025): SALSABIL: Journal of Sharia and Economic Law
Publisher : Program Studi Hukum Ekonomi Syariah STAI As-Sunnah Deli Serdang, Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/salsabil.v1i1.8

This study aims to examine students' understanding of fiqh muamalah terminology in the context of modern Islamic finance. Through a qualitative analysis of survey data collected from students, this study found that the majority of students have a good understanding of fiqh muamalah terms commonly used in Islamic financial transactions. However, there is still a gap in understanding of some more specific terms. The study also showed a positive correlation between proficiency in Arabic and the ability to understand fiqh muamalah terminology. The findings of this study have important implications for the development of Islamic education curricula and the improvement of human resources in the Islamic finance industry.

Tinjauan Hukum Ekonomi Syariah terhadap Pinjaman Online Legal dan Ilegal di Indonesia Andri Rivai; Mutiara K., Diah; Intan Maulidia Fajri; Haya Zahra
SALSABIL : Jurnal Syariah dan Hukum Ekonomi Vol 1 No 2 (2025): SALSABIL : Journal of Sharia and Economic Law
Publisher : Program Studi Hukum Ekonomi Syariah STAI As-Sunnah Deli Serdang, Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/salsabil.v1i2.30

The phenomenon of online lending in Indonesia was examined by focusing on its compatibility and incompatibility with the principles of Islamic economic law. A normative and descriptive approach was applied by analyzing the regulations issued by the Financial Services Authority (OJK), the fatwas of the National Sharia Council of the Indonesian Ulema Council (DSN-MUI), and empirical data regarding the practices of legal and illegal online lending. It was identified that legal online lending has been regulated under official provisions, allowing legal protection to be provided for consumers, although elements of usury (riba), uncertainty (gharar), and data misuse were still found, which indicated that full compliance with sharia principles has not yet been achieved. Illegal online lending was declared to be in violation of both positive law and sharia principles, as it is operated without license, without supervision, and is characterized by excessive harms such as usurious interest, abusive debt collection, and moral as well as social losses. Based on the perspective of Islamic economic law, legal online lending was considered to have the potential to be directed towards sharia compliance if exploitative and unjust elements are eliminated, whereas illegal online lending was conclusively rejected since its harms were judged to outweigh any benefits.

Kolaborasi Akademisi, Mahasiswa, dan Relawan Dalam Tanggap Darurat Bencana Banjir Aceh Tamiang: Model Distribusi Bantuan Berbasis Participatory Action Research Dori Chandra; Karo, TIY Kusmarrabbi; Taufik Hidayat; Indra, Indra; Andri Rivai; Ritonga, Ade Muhammad
As-sunnah: Jurnal Pengabdian Masyarakat Vol 5 No SI-1 (2025): Community-Based Disaster Response and Recovery after Floods in North Sumatra,
Publisher : ASSUNNAH PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51590/jpm_assunnah.v5iSI-1.1200

The floods that hit Aceh Tamiang Regency, Nanggroe Aceh Darussalam Province in November 2025 have seriously affected people's lives. Thousands of homes were submerged, access roads were cut off, infrastructure was damaged, and it's been hard to supply people's basic needs. This emergency situation requires a quick and coordinated response from various parties, including colleges and universities. This community service project aims to provide humanitarian assistance to flood victims through the distribution of basic food supplies, medicines, and other essential items. The partners in this community service project are the flood-affected communities in four locations (Buluh Butung Village, Purwodadi, Kota Lintang Bawah, and Landu) and the Aceh Tamiang Regional General Hospital. The method used is adapted from the principles of participatory action research, which includes team coordination, fundraising, procurement of aid, and distribution through direct delivery, assembly points, and door-to-door visits. The implementation team consisted of 42 people (7 lecturers, 5 students, and 30 volunteers) who successfully raised Rp 138,500,000. The activities were carried out on 5 and 8 November 2025 at five distribution points. The results of the community service programme show that 270 households (approximately 855 people) successfully received assistance in the form of 250 food packages, hundreds of bales of clothing, thousands of medicines and medical supplies, and other essential items. The community responded very positively with great enthusiasm, and the distribution ran smoothly. Feedback from beneficiaries indicated that the food parcels and medicines were highly effective in providing basic necessities, although there were still ongoing needs such as emergency tents, sleeping equipment, and water storage containers. This community service initiative demonstrated the importance of collaboration between colleges or universities, students, and volunteers in rapid disaster response, as well as the effectiveness of multi-location distribution adjusted to actual conditions on the ground.

Istihsān and The Dynamics of Islamic Economic Law: A Uṣūl Al-Fiqh Analysis of DSN MUI Fatwas Saputra, Edy; Ridwan, Mohammad; Hamdanil, Hamdanil; Rivai, Andri Rivai; Fauza, Muflihatul
Mawaddah: Jurnal Hukum Keluarga Islam Vol 3 No 2 (2025): November
Publisher : Universitas Muhammadiyah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52496/mjhki.v3i2.19

The growing complexity of contemporary Islamic economic practices has revealed the limitations of formal qiyās as the dominant mode of legal reasoning in Islamic economic fatwas. While existing studies have discussed istihsān primarily as a pragmatic or auxiliary tool in specific financial products, its methodological role within uṣūl al-fiqh remains insufficiently theorized. This article aims to examine istihsān as a structured methodological response to the limitations of formal qiyās in contemporary Islamic economic regulation, using selected fatwas issued by the Dewan Syariah Nasional–Majelis Ulama Indonesia (DSN–MUI) as a focused case study. Employing a qualitative normative legal research design grounded in uṣūl al-fiqh, this study analyzes DSN–MUI fatwas through systematic document analysis to identify patterns of legal reasoning and the interaction between qiyās and istihsān. The findings demonstrate that istihsān is employed both explicitly and implicitly as an internal corrective mechanism to mitigate legal rigidity, ensure socio-economic functionality, and preserve Sharia objectives. Moreover, the study shows that institutional fatwas function as instruments of legal dynamism by integrating classical jurisprudence with contemporary economic governance. This article contributes to Islamic economic law scholarship by repositioning istihsān as a central methodological framework that reshapes the epistemological orientation of uṣūl al-fiqh toward adaptive yet normatively grounded legal reasoning.

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