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Nugroho, Arif Widodo
Fakultas Ekonomi Dan Bisnis, Universitas Muhammadiyah Prof. DR. HAMKA
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Journal : Creative Research Management Journal

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PENGARUH FINANCIAL LITERACY, FINANCIAL EXPERIENCE, DAN FINTECH TERHADAP FINANCIAL BEHAVIOR MASYARAKAT KOTA DEPOK Farah Salsabila Putri Waluyo; Arif Widodo Nugroho; Deni Adha Akbari
Creative Research Management Journal Vol 6 No 2 (2023): December
Publisher : Universitas Prof. Dr. Hazairin SH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32663/6rtapz94

Abstract

This study aims to find out how the influence of financial literacy, financial experience, and financial technology (fintech) on financial behavior in Depok City. In this study using a quantitative approach. The data source in this study uses primary data by collecting data through questionnaires distributed to people in Depok City who use e-payments. The sampling technique in this study was using purposive sampling, so the number of samples in this study was 210 respondents. As for the data analysis technique in this study using Partial Least Square (PLS) with the help of SmartPLS 4 for windows. The results of this study indicate that financial literacy and financial technology have a positive and significant impact on financial behavior among e-payment users in Depok City. As for financial experience, it has no influence on financial behavior. This can happen because when people in Depok City make payments, they are still not careful in deciding their finances and they have different characteristics.
Co-Authors Ade Maya Saraswati Ade Maya Saraswati Anjani, Frida Kusuma Army Cahya Putra Rustamaji Arthamevia, Azzura Kania asrunputri, aisyah pia Daspar Daspar Della Pariska Deni Adha Akbari Deni Adha Akbari Dewi Pudji Rahayu Dian Rachmawati Afandi Dwi ASTUTI Elmy Nur Azizah Farah Salsabila Putri Waluyo Fikri Hidayat Fikri Hidayat Hanifah Mardiah Herwin Kurniawan Hidayat, Fikri Indra Permana Isarianto Isarianto Lailatul Salamah M Nurrasyidin Mardiah, Hanifah Muhamad Syahwildan Mukhlish Muhammad Maududi Novi Fitria Hermiati Nurrasyidin, M. Nurrasyidin, Muhammad Pahman Habibi Prasetyo Hari Sandi Putra, Ilham Muhammad Mardi Rustamaji, Army Cahya Putra Sandi, Prasetyo Hari Saraswati, Ade Maya Sari, Melinda Wulan Sinta Sundari Heriyanti Siregar, Sandra Rosalie Siti Aminajamiah Suhendra Suhendra Sumardi . Sumardi Sumardi Sumarso Sumarso Sumarso Suriyanti Suriyanti Sutarman, Asep Syaharani , Vina Aulia Toto Tohari Vina Aulia Syaharani