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Kharismasyah, Alfato Yusnar
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Internal and External Factors that Influence Non-Performing Financing in Sharia Commercial Banks Anindita, Kurniasih Setya; Tubastuvi, Naelati; Purwidianti, Wida; Kharismasyah, Alfato Yusnar
Jurnal Manajemen Bisnis, Akuntansi dan Keuangan Vol. 3 No. 1 (2024): May 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jambak.v3i1.7857

Abstract

Problematic financing is reflected in Non-Performing Financing (NPF) because NPF is a parameter that can determine whether there is risky financing in Islamic banking. This research aims to determine the impact of Capital Adequacy Ratio (CAR), Operating Expenses and Operating Income (BOPO), inflation, and Bank Indonesia (BI) rates on Non-Performing Financing (NPF) in Sharia Commercial Banks in Indonesia. The data in this research uses secondary data. The population used is Sharia Commercial Banks registered with the Financial Services Authority (FSA) in 2018-2022. The sample used is the published report for the 2018-2022 quarter I-IV period. The research results show that BOPO has a positive and significant impact on NPF. Meanwhile, CAR, inflation, and BI rates have no significant impact on NPF.
Pengaruh Modal Sendiri, Total Aset, Volume Usaha, Jumlah Anggota dan Modal Luar terhadap Sisa Hasil Usaha Koperasi Simpan Pinjam Pratama, Andika Canggah; Tubastuvi, Naelati; Rahmawati, Ika Yustina; Kharismasyah, Alfato Yusnar
J-MAS (Jurnal Manajemen dan Sains) Vol 9, No 1 (2024): April
Publisher : Universitas Batanghari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jmas.v9i1.1695

Abstract

This research aims to determine the influence of own capital, total assets, business volume, members and outside capital on the remaining business results in Savings and Loans Cooperatives. Sampling in this research used a purposive sampling method by analyzing 32 cooperatives from 83 Savings and Loans Cooperatives in Banyumas Regency from 2019-2022. Data analysis was carried out using the multiple linear regression method. The results of this research show that the variables of own capital, business volume, have a positive and significant effect on the remaining business results, while the variables total assets, members, external capital do not have a significant effect on the remaining business results. The research results showethat own capital is a variable that has a relatively large influence on the remaining business results, so it is best for savings and loan cooperatives to maintain the condition of their own capital structure, and try to develop their members so that members increase the amount of principal savings and mandatory savings, so that they can increase their own capital.
Pengaruh citra merek, harga, kualitas produk dan gaya hidup terhadap keputusan pembelian Hidayati, Septiana Nur; Rachmawati, Erny; Muji R, Tri Septin; Kharismasyah, Alfato Yusnar
INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Vol. 19 No. 1 (2023): Februari
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/jinv.v19i1.2475

Abstract

Tujuan penelitian ini untuk menganalisis pengaruh citra merek, harga, kualitas produk, dan gaya hidup terhadap keputusan pembelian Tupperware di Kota Cilacap. Sampel pada penelitian sebanyak 125 responden yang merupakan pembeli produk Tupperware, dipilih berdasarkan purposive sampling. Metode analisis data yang digunakan dalam penelitian ini yaitu uji instrumen, statistik deskriptif, uji asumsi klasik, analisis regresi berganda dan uji hipotesis. Hasil penelitian menunjukkan bahwa secara simultan citra merek, harga, kualitas produk dan gaya hidup berpengaruh dan signifikan terhadap keputusan pembelian. Secara parsial citra merek, kualitas produk dan gaya hidup berpengaruh positif dan signifikan terhadap keputusan pembelian. Secara parsial harga berpengaruh positif dan tidak signifikan terhadap keputusan pembelian
Analisis Kinerja Pegawai Dinas Lingkungan Hidup Kabupaten Purbalingga dan Banyumas : Peran Lingkungan Kerja, Disiplin Kerja, dan Komunikasi Interpersonal Zein, Ines Putri Adna; Bagis, Fatmah; Purwidianti, Wida; Kharismasyah, Alfato Yusnar
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i2.12467

Abstract

This research has respondents who are dominated by employees with civil servant status, the age of the respondents is dominated by the age range ≥ 10 years. Employees who have an educational history of up to a bachelor's degree also dominate the respondents, and employees who have worked for ≥ 10 years also dominate the respondents. In this study, studyers tested the influence of the work environment, work discipline and interpersonal communication on employee performance at the Environmental Service of the Environmental Service of Purbalinga Regency and Banyumas Regency. A good work environment will improve employee performance in both agencies. With operational discipline, agency goals will be achieved more quickly and employee performance will increase. Then, effective interpersonal communication will increase work morale and ensure employee performance leads to maximum results. Apart from the work environment, work discipline and interpersonal communication also have a significant positive influence on employee performance. Keywords: Work Environment, Work Discipline, Interpersonal Communication, Employee Performance
Peran Mediasi Keterlibatan Kerja dalam Hubungan Disiplin Kerja dan Knowledge Sharing Terhadap Kinerja Perangkat Desa Alamsyah, Akbar; Kharismasyah, Alfato Yusnar; Endratno, Hermin; Haryanto, Totok
Jurnal Manajemen dan Bisnis Indonesia Vol. 11 No. 02 (2025): Edisi Bulan Desember
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32528/jmbi.v12i02.3994

Abstract

Penelitian ini bertujuan menguji peran mediasi keterlibatan kerja pada pengaruh disiplin kerja dan knowledge sharing terhadap kinerja perangkat desa. Penelitian ini menggunakan metode pendekatan kuantitatif dengan jumlah populasi sampel 165 perangkat desa di Kecamatan Ajibarang dan teknik sampel menggunakan metode sampel jenuh. Jenis data penelitian ini adalah data primer yang diperoleh secara langsung melalui angket kuesioner berbasis pengukuran Skala Likert. . Penelitian ini menggunakan metode Structural Equation Modelling (SEM) dengan pendekatan Partial Least Square (PLS) yang diolah menggunakan perangkat lunak SmartPLS 4. Penelitian ini menggunakan teori Human Capital untuk mendukung hasil penelitian. Hasil penelitian pada pengaruh langsung menunjukkan bahwa disiplin kerja berpengaruh positif dan signifikan terhadap kinerja perangkat desa; knowledge sharing  berpengaruh positif dan signifikan terhadap kinerja perangkat desa; disiplin kerja berpengaruh positif dan signifikan terhadap keterlibatan kerja; knowledge sharing berpengaruh positif dan signifikan terhadap keterlibatan kerja; keterlibatan kerja tidak berpengaruh signifikan terhadap kinerja karyawan; disiplin kerja tidak berpengaruh signifikan terhadap kinerja karyawan dengan dimediasi oleh keterlibatan kerja; dan knowledge sharing tidak berpengaruh signifikan terhadap kinerja karyawan dengan dimediasi oleh keterlibatan kerja. Penelitian ini diharapkan dapat menjadi dasar pengembangan dan pertimbangan bagi peneliti selanjutnya serta penelitian ini diharapkan dapat bermanfaat bagi pemerintah desa di Kecamatan Ajibarang dalam upaya peningkatan kinerja perangkat desa dengan memperhatikan disiplin kerja, knowledge sharing dan keterlibatan kerja.
Co-Authors Akhmad Darmawan Alamsyah, Akbar Alfauzan, Naufal Fikriy Alkhamdi, Aden Nuzuli Gita Anindita, Kurniasih Setya Arini Hidayah Ayu Nur, Luthfi Azzahra, Salsa Putri Pradiva Bagis, Fatmah Basalamah, Laila Erny Rachmawati Fajriani, Alfira Umay Fathurrohman, Yusuf Enril Firantika, Anindya Sandra Haryanto, Totok Hengky Widhiandono, M.Si. S.E. Hermin Endratno Herni Justiana Astuti Hidayati, Septiana Nur Ikhsani, Mastur Mujib Ilham Nuryana Fatchan, Ilham Nuryana Luthfi Zamakhsyari Maharani, Wilia Krisna Marindra, Marshanda Putri Maulida Nurul Innayah Mawarni, Ghea Intan Melati, Lifera Elok Muji R, Tri Septin Naelati Tubastuvi Najri Aziz Nur Aisah, Triana Nurramdani, Husni Pamungkas, Ibnu Permatasari, Gilang Pratama, Andika Canggah Pratamasari, Mega Aprillia Prihatini, Frila Juniar Rahayu, Tri Septin Puji Rahma, Shalu Desta Arina Rahmawati, Ika Yustina Randikaparsa, Irawan Rizqullah, Naufal Khosyi Setianingrum, Lia Setiawan, Dodi Ghani Setiawati, Nur Kholis Siti Helmyati Toufan Aldian Syah Tri Septin Muji Rahayu, Tri Septin Utami, Nissa Mu'iz Watemin, Watemin Wida Purwidianti Wulan, Zani Nawang Yano, Midori Aiko Yasifah, N. Al Ngizati Ngama Zein, Ines Putri Adna