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All Journal JURNAL ECONOMIA Jurnal Bina Praja Journal of Economic, Bussines and Accounting (COSTING) Jurnal Pengabdian Magister Pendidikan IPA Jurnal Kompetitif : Media Informasi Ekonomi Pembangunan, Manajemen dan Akuntansi JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Management Studies and Entrepreneurship Journal (MSEJ) Community Development Journal: Jurnal Pengabdian Masyarakat Reswara: Jurnal Pengabdian Kepada Masyarakat Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Jurnal Ilmiah Agribios Nusantara Hasana Journal Unram Journal of Community Service (UJCS) MULTIPLE: Journal of Global and Multidisciplinary JAMIN Jurnal Kompetitif : Media Informasi Ekonomi Pembangunan, Manajemen dan Akuntansi Smart International Management Journal (SIMJ) JEBRA : Jurnal Ekonomi Bisnis dan Pariwisata
Andiana, Baiq Dewi Lita
Universitas Islam Al - Azhar Mataram
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Nursing Public Health Social Sciences Other

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MENGATUR KEUANGAN DI BULAN RAMADHAN DENGAN PENDEKATAN METODE AKUNTANSI Halpiah, Halpiah; Putra, Hery Astika; Ulfah, Baiq Rizka Milania; Rosita, Rosita; Andiana, Baiq Dewi Lita
Reswara: Jurnal Pengabdian Kepada Masyarakat Vol 3, No 2 (2022)
Publisher : Universitas Dharmawangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46576/rjpkm.v3i2.1935

Abstract

Uang sebagai alat tukar atau alat pembayaran sekaligus sebagai alat penimbun kekayaan harus di atur dan dikelola dengan bijak serta tepat terutama pada bulan Ramadhan, di mana pengeluaran bertambah disertai dengan adanya kenaikan harga bahan pokok yang membuat ibu rumah tangga kesulitan mengatur keuangannya di karenakan pendapatan tetap tetapi pengeluaran bertambah. Latar belakang inilah yang menjadi acuan pelaksanaan pengabdian pada masyarakat di laksanakan di salah satu rumah warga beralamat di gang Cendana Asri Kelurahan Babakan kecamatan Sandubaya NTB dengan peserta 10 orang ibu rumah tangga, dilakukan dengan menggunakan dua tahap pelaksanaan. Tahap pertama adalah persiapan dengan metode observasi dan wawancara. Tahap kedua merupakan pelaksanaan dengan metode edukasi, diskusi, praktek, dan evaluasi. Serta hasil pelaksananaan PKM para peserta PKM mampu menambah literasi keuangan, akuntansi bagi ibu rumah tangga sebagai pengetahuan dalam membuat pencatatan pengeluaran harian seseui metode akuntansi agar tidak terjadi pemborosan anggaran selama bulan Ramadhan
ANALISIS PERAN DAN MANFAAT PABRIK RICE TO RICE (RTR) PROGRAM BULOG NTB TERHADAP KEBERLANJUTAN USAHATANI PADI DI KECAMATAN SIKUR Herdiana, Herdiana; Andiana, Baiq Dewi Lita
AGRIBIOS Vol 23 No 1 (2025): JUNI
Publisher : Program Studi Agribisnis Fakultas Pertanian

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/agribios.v23i1.5567

Abstract

This research aims to analyze the influence of the benefits and role of the BULOG NTB RTR program factory on the sustainability of farming. This research is quantitative research. This research uses primary data obtained through questionnaires, counseling and Forum Group Discussion (FGD). The population of this study were farmers in the 7 villages closest to the Rice to Rice (RTR) factory location. The sampling technique in this research uses purposive sampling. The sample obtained was 70 respondents. The data was processed using statistical software for social science (SPSS) version 25. The results of this study show that the influence of benefits, convenience and attitude has a positive and significant effect on interest in using the RTR factory, the influence of benefits and convenience variables has a positive and significant effect on attitudes, and The results of the path analysis test of the attitude variable can mediate the influence of benefits and convenience on farmers' interest in using the RTR factory as a place to sell produce with statistical analysis results (X1) of 0.115 which is positive and the level of significance in the t test is 0.000 < 0.05, ease (X2) of 0.368 which has a positive sign and a significance level of 0.000 <0.05, and the influence of interest (X3) of 0.412 which has a positive sign with a significance level of 0.000 <0.05. And based on the Sobel test, it is known that attitude mediates benefits on interest, with a calculated t value of 1.3052 > from the t table value of 1.2881 and attitude mediates convenience towards farmers' interest in using the RTR factory with a calculated t value of 1.4372 > from t table 1, 2610. There are 5 important factors that influence farmers in making the decision to sell their crops to the RTR factory, namely price, RTR factory policy that does not impose burdens on farmers, openness of factory access to farmers, sustainability, involvement of farmers in changing factory policies. The results of the outreach raised farmers' hopes for the future in the RTR factory where 57.14% of the socialization of the RTR Factory must be carried out by involving farmers, village collaboration with the RTR factory is open and sustainable and the results of the FGD showed 5 problems raised and solutions provided for the benefit of the RTR factory in Sikur district. The benefits of the BULOG NTB Rice to Rice (RTR) factory for farmers and the community. The results of questionnaires and the results of in-depth interviews with farmers and farmer groups show that the benefits of the BULOG NTB RTR factory have not yet been felt in real terms because the socialization of the factory program has not been evenly distributed.
ANALISIS KINERJA KEUANGAN SEBELUM DAN SESUDAH AKUISISI PADA PT PTOFESIONAL TELEKOMUNIKASI INDONESIA (PRTL) Riyan Rama Putra; Triana Lidona Aprilani; Baiq Dewi Lita Andiana; Dara Nida Utamie
Nusantara Hasana Journal Vol. 5 No. 5 (2025): Nusantara Hasana Journal, October 2025
Publisher : Yayasan Nusantara Hasana Berdikari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59003/nhj.v5i5.1715

Abstract

PT Profesional Telekomunikasi Indonesia Tbk (PRTL) officially took over 94.03% of PT Solusi Tunas Pratama Tbk (SUPR) shares. Acquisition is the takeover of ownership or control of shares or assets of another company, either partially or in whole, where both companies continue to exist as separate legal entities. This study was conducted to determine the differences in financial performance before and after the acquisition of PT Profesional Telekomunikasi Indonesia for the period 2018 - 2023. This research method uses quantitative with comparative analysis, using data analysis techniques through the Excel Application and graphical analysis based on PT Protelindo's annual financial report. The results of the analysis showed a significant decrease in the liquidity and solvency ratios post-acquisition, although several profitability and activity ratios showed an increase. Overall, PRTL's financial performance tended to deteriorate after the acquisition, indicating challenges in maintaining short- and long-term financial stability. This study concludes that acquisitions do not always guarantee improved financial performance and emphasizes the importance of careful planning and integration post-acquisition. These findings provide theoretical and practical implic
Towards an Inclusive Village: Literacy and Education for People with Disabilities Through the Development of Grape Planting Techniques (Vitis Vinifera L) Taman Ayu Village Herdiana, Herdiana; Andiana, Baiq Dewi Lita; Mappanganro, Nurlailah
Unram Journal of Community Service Vol. 5 No. 3 (2024): September
Publisher : Pascasarjana Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ujcs.v5i3.710

Abstract

People with disabilities are identical to people who are disabled, weak, stupid and backward. People with disabilities are no longer seen as problematic people, by providing equal access and being inclusive for everyone in their society (168 169). Equal roles for people with disabilities are an important issue for the government. Recognition of equal rights for groups with disabilities, both in terms of education, employment opportunities and others. Community service activities carried out by Herdiana, et al. in Taman Ayu village, in 2023 became the main basis for empowering people with disabilities and knowledge for people with disabilities, especially in the equality garden by involving groups with disabilities. Taman Ayu Village, Gerung District, West Lombok Regency, West Nusa Tenggara (NTB) in the "Equality Garden" group consisting of 15 people consisting of people with hearing and speech impairments which was carried out in June-December 2024 with the community service implementation team being a collaboration of 3 fields of science, namely agribusiness, accounting and agroecotechnology and involving 3 students from different study programs (fields of science). The purpose of this activity is to provide literacy and education about grape cultivation techniques, improve grape cultivation technique skills, financial management in business through ongoing training and mentoring. The forms of activities include literacy counseling and education for people with disabilities in grape cultivation techniques (Vitis Vinifera L), business management training and financial recording management, mentoring and coaching in marketing using digital marketing (marketplace: Facebook, Shopie, Tokopedia) and mentoring in submitting business legality. The hope of this activity is that groups with disabilities have skills in the field of grape cultivation, skills in management and financial recording of businesses so that from this activity a new business can be formed so that the goal of this activity is the independence of the disabled group's business. Collaboration between the service team (academics) and the village in the form of ongoing mentoring and coaching will be carried out until they have an independent business
Balibe Mountain Stone Worker Women: Innovation in Science and Technology of Mining Waste Crafts to Improve the Welfare of Bonder Village, West Praya District Andiana, Baiq Dewi Lita; Herdiana, Herdiana; Meidatuzzahra, Diah
Unram Journal of Community Service Vol. 5 No. 4 (2024): December
Publisher : Pascasarjana Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ujcs.v5i4.711

Abstract

The development and progress of the world towards the end of the 21st century has raised the issue of gender. This issue of gender has become a debate among many circles. Gender is a term used to describe the distinction between men and women. In a society that adheres to a patriarchal system, the economic function of the family is played by the husband as the head of the household, while the existence of a woman is identical to domestic work in the household. The pressure of economic needs is a real challenge that must be addressed by the family, including encouraging the role of women to help with the economic function of the household. When women work outside the home, especially as stone breakers, there is a shift in roles and functions that are certainly inherent in the understanding of women as part of their self-existence. Women stone breakers who work around the Balibe rock mountain are a group of women housewives who are poorly educated and have no skills. Economic pressure is the main reason they become stone breakers. This community service activity aims to provide innovation and education to groups of women farm workers in improving soft skills to improve quality, through counseling and training. The location of the community service activity is in Bonder Village, Praya Barat District, Central Lombok Regency-NTB. With partners of the Balibe stone labor group totaling 15 people. This activity is strongly supported by partners and all communities at the research location. The involvement of partners in this activity is in the training activities for making handicrafts from mining waste, partners collect stones that are unique in shape and can be formed as basic materials for making crafts. There are several crafts made, namely frames, flower vases, bamboo gazebos. In this activity, the equipment provided is in the form of stone-breaking business equipment including hammers, protective glasses, gloves, hammers and Japanese hats
Strategic Approaches in Corporate Financial Management in Response to Economic Uncertainty Andiana, Baiq Dewi Lita
Smart International Management Journal Vol 2 No 4 (2025): December 2025
Publisher : CV. HEI PUBLISHING INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70076/simj.v2i4.58

Abstract

Economic policy uncertainty arising from fiscal, monetary, and regulatory fluctuations poses significant challenges to corporate financial decision-making. Financial managers are therefore required to maintain business stability and sustainability amid dynamic and unpredictable conditions. This study examined financial management strategies adopted by companies in response to economic policy uncertainty and analyzed their theoretical and practical implications. Using a descriptive qualitative approach through a literature review, data were collected from scientific journals, academic books, and reports published by international financial institutions. The findings reveal that companies tend to implement conservative and flexible strategies, including increasing cash reserves, reducing leverage, diversifying business and operational activities, and utilizing financial derivatives for risk mitigation. Firms also tend to delay large-scale investments and rely more heavily on internal financing. These responses reflect corporate efforts to cope with heightened policy risk and support the relevance of trade-off theory, pecking order theory, and signaling theory in corporate financial decision-making under uncertainty. Overall, adaptive and risk-anticipative financial management strategies have become crucial for enhancing corporate resilience and flexibility. This study contributes both conceptually and practically to the development of stronger corporate financial policies in the face of global and domestic economic uncertainty
Pengaruh Digital Marketing Terhadap Peningkatan Penjualan UMKM Baiq Dewi Lita Andiana; Muhammad Sayuti
JURNAL EKONOMI, BISNIS DAN PARIWISATA Vol 1 No 3 (2025): JEBRA : Journal of Economic, Bussines and Tourism
Publisher : Pinus Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70795/z5efnh42

Abstract

Era globalisasi ekonomi yang dibarengi dengan kemajuan pesat teknologi telah menciptakan lingkungan persaingan yang sangat ketat di antara para pelaku usaha, sehingga mendorong terjadinya perubahan ekonomi dunia yang begitu cepat. UMKM menjadi salah satu sektor usaha yang mampu bergerak di berbagai bidang. Beragam faktor dapat memengaruhi peningkatan volume penjualan, mulai dari promosi, periklanan, kualitas produk, harga, dan sebagainya. Namun, pada tahun 2020, UMKM mengalami penurunan pendapatan di bidang penjualan maupun jasa akibat pandemi covid-19. Hal inilah yang mendorong peneliti untuk menelaah lebih lanjut mengenai permasalahan tersebut. Penelitian ini menggunakan metode kualitatif deskriptif. Pengumpulan data dilakukan dengan observasi, wawancara semistruktur dan dokumentasi. Analisa dilakukan dengan model Miles dan Huberman yaitu reduksi data, penyajian data dan penarikan simpulan serta verifikasi. Hasil penelitian menunjukkan bahwa digital marketing sangat berpengaruh terhadap volume penjualan UMKM, digital marketing yang digunakan yaitu media sosial.
STRATEGI PENGELOLAAN KEUANGAN DAN PENINGKATAN PENDAPATAN USAHA NELAYAN DI DUSUN KOKO, DESA TANJUNG LUAR LOTIM M Kholil Al Farisi; Triana Lidona Aprilani; Dara Nida Utamie; Baiq Dewi Lita Andiana
Nusantara Hasana Journal Vol. 5 No. 12 (2026): Nusantara Hasana Journal, May 2026
Publisher : Yayasan Nusantara Hasana Berdikari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59003/nhj.v5i12.2053

Abstract

This study aims to analyze the current financial management practices of fishermen in Dusun Koko, Tanjung Luar Village, East Lombok, and to formulate effective strategies for improving their economic stability and income. The research employed a qualitative approach with a case study design, involving five fishermen as the main informants. Data were collected through in-depth interviews, observations, and documentation, and analyzed using data reduction, data display, and conclusion drawing techniques. The findings reveal that most fishermen still manage their finances in a traditional manner without structured recordkeeping, causing fluctuating and seasonal income to be spent primarily on daily consumption without allocation for savings, investment, or emergency funds. Recommended strategies include implementing the 5-3-2 income allocation system, adopting simple financial recordkeeping, establishing emergency funds, conducting financial literacy training involving fishermen’s wives, and diversifying businesses through seafood processing and non-fishing side enterprises. Applying these strategies is expected to increase income by up to 20% during lean fishing seasons, strengthen economic resilience, and promote sustainable financial independence among fishermen.
Socioeconomic Development Strategy for Remote Pulau Maringkik Village, East Lombok Regency: A SWOT Analysis Tati Atmayanti; Muhammad Malthuf; Hasbulloh Nadaraning; Baiq Dewi Lita Andiana
Jurnal Economia Vol. 22 No. 2 (2026): June 2026
Publisher : Faculty of Economics and Business, Universitas Negeri Yogyakarta in collaboration with the Institute for

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/economia.v22i2.94675

Abstract

This study aims to examine financial distress studies based on Scopus and SINTA databases. Based on the PRISMA method, 87 articles were determined. Trends in studies increased every period, except in 2018. A total of 20 financial variables and 22 non-financial variables were identified. The non-financial sector was the most sampled in the studies. The Z-Score model is the best model for predicting financial distress while the most popular theory is agency theory. The most-cited articles entitled The Effects of Ownership Structure on Likelihood of Financial Distress: An Empirical Evidence and The Effect of Leverage, Sales Growth, Cash Flow on Financial Distress with Corporate Governance as a Moderating Variable. Global studies are dominated by non-financial variables with nine author clusters, whereas Indonesian studies are dominated by financial variables with six author clusters. This study identifies research gaps in financial distress literature and informs early warning systems for stakeholders.
APLIKASI QR CODE UNTUK EFISIENSI DAN AKSES INFORMASI UMKM DESA JANAPRIA LOMBOK TENGAH Kukuh Tondoyekti; Mariana Mariana; Baiq Dewi Lita Andiana; Titin Windiasari
Nusantara Hasana Journal Vol. 5 No. 6 (2025): Nusantara Hasana Journal, November 2025
Publisher : Yayasan Nusantara Hasana Berdikari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59003/nhj.v5i6.2222

Abstract

This community service program designs a QR code-based information system to address efficiency and information gaps for MSMEs in Janapria Village, Central Lombok. According to 2025 BPS data, Janapria is the second-largest village but holds a Desa Mandiri status, lagging behind Lekor and Saba villages which are already Desa Maju. The primary issue is the lack of systematic data tracking for its significant potential in weaving crafts and grocery shops. Through a participatory approach socialized in September 2025, QR codes are implemented as a low-cost data tool rather than a payment instrument. This system connects entrepreneurs with the village government to eliminate repetitive manual data collection and open external information channels. The program serves as a replicable model to bridge economic potential with village development.
Co-Authors Achmad Suhendri Ahmad Ridho Hidayat Ahmad Suhendri Aprilia, Baiq Siswari Atmayanti, Tati Dara Nida Utamie Diah Meidatuzzahra Farah Zihatul F Fathurrahman Fathurrahman Fathurrahman Fathurrahman Halpiah, Halpiah Hapliah Hasbulloh Nadaraning Herdiana, Herdiana Laili Hurriati Lale Fatma Yulia Ningsih M Kholil Al Farisi Mariana Mariana Milania, Baiq Rizka Mimi Cahayani Muhammad Habibullah Aminy Muhammad Malthuf Muhammad Sayuti Ningrum, BAiq Suci Octapia Nurlailah Mappanganro Putra, Hery Astika Riyan Rama Putra Rosadi, Narita Amni Rosita Rosita Rosita Safitri, Afrilia Sapna Wadiah Sayuti Sayuti Sayuti, Muhamad Suhardi Ansor Suhendri, Ahmad Titin Windiasari Tondoyekti, Kukuh Toni Ariwijaya Triana Lidona Aprilani Triana Lidona Aprilani Ulfah, Baiq Rizka Milania Vici Handalusia Husni Zulfikar Ardiansyah