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All Journal I-ECONOMICS: A Research Journal on Islamic Economics Jurnal Asy-Syari'ah EkBis: Jurnal Ekonomi dan Bisnis SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Khazanah Sosial Review of Islamic Economics and Finance Journal of Islamic Economics and Finance Studies Finansha: Journal of Sharia Financial Management El-kahfi : Journal of Islamic economics Journal of Islamic economy and Community Engagement Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) JURNAL AGROINDUSTRI HALAL Gunung Djati Conference Series Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Review of Islamic Social Finance and Entrepreneurship Journal of Community Empowerment Masyarakat: Jurnal Pengabdian Risalah Iqtisadiyah
Andani, Listia
Universitas Siliwangi
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Social Sciences Other

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Revitalizing Communities: Proposing Mosque-Driven Circular Economy Empowerment Model Mutmainah, Lu'liyatul; Andani, Listia; Susilawati, Ela
Journal of Islamic Economics and Finance Studies Vol 5 No 1 (2024): JIEFeS, June 2024
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47700/jiefes.v5i1.6301

Abstract

The mosque has so far been known only as a place of worship such as prayer and recitation by Muslims. History records that during the time of the Prophet, the mosque was also the center of government, economic center, education center, and others. Some mosques are also tourist areas that provide more economic value so that they can improve people's welfare. However, tourist areas often cause problems related to waste, water use, and others. Understanding of the circular economy that can provide sustainable benefits is still not widely known and implemented, including for managing mosques. This study aims to analyze and propose an optimization model for mosque-based circular economic empowerment to achieve a sustainable economy. The research uses a qualitative approach with literature studies and in-depth interviews with related parties. The results of the study show that empowering mosques based on a circular economy will not only have a positive impact on places of worship but also the economic, social, and environmental sectors. For example, managed mosque waste can provide economic value. In addition, the use of ablution water can be reused for land irrigation and fish farming. The synergy between the government, universities, communities, and the industrial world can be carried out to implement this mosque-based circular economy. The results of this study can be used as a basis for recommendations and a pilot project for implementing mosque-based circular economic empowerment.
Pembiayaan Sukuk dalam Skema Kerjasama Pemerintah dan Badan Usaha (KPBU): Pengembangan Sumber Daya Manusia (SDM) di Sektor Energi dan Sumber Daya Mineral (ESDM) yang Berkelanjutan Dzulfaqori Jatnika, Muhammad; Andani, Listia
Risalah Iqtishadiyah Vol 2 No 1 (2023): January - June 2023
Publisher : Risalah Iqtisadiyah: Journal of Sharia Economics, Sharia Economics Study Program, STEI Ar Risalah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59107/ri.v2i1.25

Abstract

Indonesia is one of the countries in the world that has a large potential for energy and mineral resources. Therefore, this potential can be managed by the government for social welfare. This study aims to develop a financing model using Sukuk as the main source of financing instruments. The scheme used in this sukuk financing is Public-Private Partnership. This research adopts a qualitative approach with a descriptive analysis method through a literature study. The results of the study demonstrate that the design of the development model for financing human resource development can be executed using the Government and Business Entity Cooperation scheme supported by funds from Sukuk. This scheme offers several benefits for related ministries, business entities, the community, and human resources working in the energy and mineral sector. The government obtains additional capital and partners in conducting human resource education and training. Business entities generate income from the services provided and acquire additional capital. Communities can participate in investing through the development and financing model of Sukuk, and the number of beneficiaries of education and training increases.  It is hoped that the financing development model with the KPBU and sukuk schemes can be welcomed and responded to by the government by issuing a legal umbrella as the basis for its implementation.  For future research, it is also necessary to design the next mechanism to link the return on investment with the revenue earned from project operations.
Green Asset Digital Development through a Pentahelix Approach in Green Waqf: Tackling Poverty and Improving Prosperity Putri Utari, Diana; Wardatul Umah, Lia; Dhafa Irvani, Anggia; Andani, Listia; Zaki Ibrahim, Hilmi
Gunung Djati Conference Series Vol. 60 (2025): The 10th Conference Series Learning Class: Religious and Social Humaniora
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to analyze the strategy of developing digital green assets in green waqf with a pentahelix approach. Through this strategy, poverty and challenging environmental issues can be addressed by ensuring a balance between economic development and environmental preservation. This research uses descriptive-qualitative analysis method and literature study to explore in-depth understanding of the strategy of developing green digital assets in green waqf, and identify how the pentahelix approach is able to develop the strategy. The results and discussion identify that the pentahelix model is able to play a key role in developing green digital assets in green waqf, where the pentahelix model relates to cooperation between government, academia, business, community and media. Green waqf can be started by raising funds through a crowdfunding mechanism, then channeled to empower damaged forests with the aim of restoring them to green forests to have ecological value, which will then be endowed for the benefit of the community. The conclusion of this research is that the strategy of developing digital green assets in green waqf using the pentahelix approach can be a solution to alleviate poverty and improve welfare. However, there are still some challenges faced regarding the potential of waqf in Indonesia, such as the lack of professionalism of nazirs, low public waqf literacy, and not optimal education and socialization of green waqf.
DETERMINANTS OF ATTITUDE AND ADOPTION INTENTION OF ISLAMIC FINANCING IN TASIKMALAYA: A BEHAVIORAL INTENTION FRAMEWORK APPROACH Andani, Listia; Mutmainah, Lu'liyatul; Hidayat, Deny; Berakon, Izra
Finansha: Journal of Sharia Financial Management Vol. 6 No. 2 (2025): Finansha: Journal of Sharia Financial Management
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/fjsfm.v6i2.50276

Abstract

This study explores the determinants of Muslim entrepreneurs’ intention to adopt Islamic finance in Tasikmalaya using the extended Theory of Planned Behavior (TPB). It examines the roles of religiosity, awareness, financial literacy, knowledge, attitude, subjective norms, and perceived behavioral control. A quantitative approach was applied, with purposive sampling of 250 respondents who had not previously adopted Islamic financing. Data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results indicate that attitude, subjective norms, and perceived behavioral control significantly shape the intention to adopt Islamic finance. Mediation analysis further reveals that attitude mediates the effects of religiosity, awareness, and financial literacy on adoption intention, whereas knowledge shows no significant influence. These findings highlight that internal factors only foster adoption intention when translated into positive attitudes toward Islamic financial products. Theoretically, this study extends TPB by incorporating religiosity, awareness, and financial literacy as essential predictors. Practically, it suggests that Islamic financial institutions should strengthen financial literacy programs, emphasize religious values, and enhance awareness campaigns to build favorable attitudes and increase adoption. Although limited to one region and a cross-sectional design, the study lays a foundation for future research using longitudinal approaches and exploring additional variables such as trust and perceived risk.
Determinan Penggunaan Digital Payment dalam Pembayaran Wakaf Uang: Ekstensi Teori Technology Acceptance Model Muhamad Fasya Nur Arbaien; Heni Sukmawati; Listia Andani
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 7 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i7.7605

Abstract

Indonesia has significant potential in developing the sharia economy, particularly in the cash waqf sector, despite its current low realization. This study explores the digitalization of cash waqf through e-wallets, crowdfunding, and shopping charity using the Technology Acceptance Model (TAM). A quantitative descriptive method with Smart PLS 3.0 analysis was applied to Muslim respondents in West Java who have used digital payment for cash waqf. The results indicate that perceived usefulness significantly influences attitudes and intentions, while perceived ease of use only impacts perceived usefulness. A positive attitude towards technology enhances the intention to use, thereby promoting the adoption of digital payment in cash waqf. Trust plays a crucial role in building user loyalty. The study implies the need to improve the quality of user interface (UI) and user experience (UX), transparency in fund management, and education on the benefits of digital payment to increase adoption and trust. Further research is recommended to explore digital literacy, government support, and employ longitudinal designs to understand changes in community attitudes and behaviors over time.
Co-Authors Ahmad Faiz Izzuddin Anggarani, Dewi Auliya, Shofura Aziz, Nur Jannah Abdi Badriatin, Tine Berakon, Izra Biki Zulfikri Rahmat Bundo, Mayang Cici Aulia Permata Bunda Deny Hidayat Dhafa Irvani, Anggia Diah Permatasari, Diah Dian Friantoro Faiz Izzuddin, Ahmad Faqihuddin Fathoni, Hamdan Fikrinnisa, Rizka Hamdan Fathoni Heni Sukmawati Jatnika, Muhammad Dzulfaqori lina marlina, lina Lu'liyatul Mutmainah Lu'liyatul Mutmainah Masitoh, Noneng Muhamad Fasya Nur Arbaien Mustika Sari, Feni Putri Utari, Diana Qiny Shonia Az Zahra Rahayuningrat, Prahita Sri Rahmat, Biki Zulfikri Ramly, Arroyyan Rasyid, Ari Farizal Rifky Wahyu Ramadhan Salsabila, Sakila Sidik Firmadi, Sidik Sri Sudaryanti, Dedeh Susilawati, Ela Taufik, Nuryanti Wardatul Umah, Lia Wisandani, Iwan Zaki Ibrahim, Hilmi