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All Journal I-ECONOMICS: A Research Journal on Islamic Economics Jurnal Asy-Syari'ah JESI (Jurnal Ekonomi Syariah Indonesia) EkBis: Jurnal Ekonomi dan Bisnis SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Review of Islamic Economics and Finance Journal of Islamic Economics and Finance Studies Finansha: Journal of Sharia Financial Management El-kahfi : Journal of Islamic economics Journal of Islamic economy and Community Engagement Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) Gunung Djati Conference Series Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Review of Islamic Social Finance and Entrepreneurship Journal of Community Empowerment Masyarakat: Jurnal Pengabdian Risalah Iqtisadiyah: Journal of Sharia Economics Jurnal Agama dan Sosial Humaniora Khazanah Sosial Altifani Journal: International Journal of Community Engagement Jurnal Agroindustri Halal
Andani, Listia
Universitas Siliwangi
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Social Sciences Other

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DETERMINANTS OF ATTITUDE AND ADOPTION INTENTION OF ISLAMIC FINANCING IN TASIKMALAYA: A BEHAVIORAL INTENTION FRAMEWORK APPROACH Andani, Listia; Mutmainah, Lu'liyatul; Hidayat, Deny; Berakon, Izra
Finansha: Journal of Sharia Financial Management Vol. 6 No. 2 (2025): Finansha: Journal of Sharia Financial Management
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/fjsfm.v6i2.50276

Abstract

This study explores the determinants of Muslim entrepreneurs’ intention to adopt Islamic finance in Tasikmalaya using the extended Theory of Planned Behavior (TPB). It examines the roles of religiosity, awareness, financial literacy, knowledge, attitude, subjective norms, and perceived behavioral control. A quantitative approach was applied, with purposive sampling of 250 respondents who had not previously adopted Islamic financing. Data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results indicate that attitude, subjective norms, and perceived behavioral control significantly shape the intention to adopt Islamic finance. Mediation analysis further reveals that attitude mediates the effects of religiosity, awareness, and financial literacy on adoption intention, whereas knowledge shows no significant influence. These findings highlight that internal factors only foster adoption intention when translated into positive attitudes toward Islamic financial products. Theoretically, this study extends TPB by incorporating religiosity, awareness, and financial literacy as essential predictors. Practically, it suggests that Islamic financial institutions should strengthen financial literacy programs, emphasize religious values, and enhance awareness campaigns to build favorable attitudes and increase adoption. Although limited to one region and a cross-sectional design, the study lays a foundation for future research using longitudinal approaches and exploring additional variables such as trust and perceived risk.
PEMBERDAYAAN KELOMPOK WANITA TANI TERATAI MELALUI INOVASI PANGAN LOKAL BERGIZI UNTUK MENDUKUNG PROGRAM GIZI POSYANDU Az zahra, Qiny Shonia; Annashr, Nissa Noor; Mutmainah, Lu'liyatul; Andani, Listia; Fikrinnisa, Rizka
Journal of Community Empowerment Vol 4, No 3 (2025): Desember
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jce.v4i3.35279

Abstract

ABSTRAKDi Kabupaten Tasikmalaya, 32 kecamatan dan 159 desa memiliki angka stunting tinggi. Selain, itu, Kabupaten Tasikmalaya masih dalam kondisi rawan pangan.Tujuan kegiatan ini adalah meningkatkan pengetahuan anggota KWT (Kelompok Wanita Tani) Teratai dan keterampilan mereka dalam melakukan pengolahan talas menjadi muffin, sebuah inovasi olahan dari bahan pangan lokal. Kegiatan ini dilakukan dengan 2 tahap yaitu : 1) Sosialisasi. Kegiatan ini dilaksanakan pada tanggal 17 Juli 2025 bertempat di sekretariat KWT Teratai. Dalam kegiatan ini telah disampaikan  tujuan, manfaat, dan rencana kegiatan pengabdian, 2) Pelatihan, 3) Monitoring dan evluasi. Kegiatan pelatihan ini dilakukan dalam dua tahap yaitu pertama, edukasi kepada anggota KWT Teratai, melalui penyuluhan mengenai manfaat, zat gizi talas serta cara pengolahan talas yang dilaksanakan pada tanggal 7 Agustus 2025. Sebelum diberikan edukasi, peserta diminta mengisi pre-test mengenai pengetahuan, kemudian peserta diminta mengisi post-test. Setelah diberikan edukasi, terdapat peningkatan rata-rata skor pengetahuan dari pre-test (54,453) ke post-test (91,087). Tahap kedua adalah praktik pengolahan talas menjadi muffin. Setelah diberikan pelatihan berupa praktik pengolahan talas menjadi muffin, anggota KWT Teratai memiliki keterampilan dalam mengolah talas menjadi muffin. Kesimpulan dari kegiatan Pemberdayaan Kelompok Wanita Tani Teratai melalui kegiatan sosialisasi dan pelatihan pengoahan talas menjadi muffin terbukti telah meningkatkan pengetahuan anggota KWT Teratai dan keterampilan mereka dalam melakukan pengolahan talas menjadi muffin. Kata kunci: Kelompok wanita tani; pangan; gizi. ABSTRACTIn Tasikmalaya Regency, 32 subdistricts and 159 villages had high stunting rates. In addition, Tasikmalaya Regency is still in a state of food insecurity. The purpose of this activity was to increase the knowledge of KWT Teratai members and their skills in processing taro into muffins, an innovative product made from local food ingredients. This activity was carried out in two stages, namely: 1) Socialization. This activity was held on July 17, 2025, at the KWT Teratai secretariat. During this activity, the objectives, benefits, and plans for the community service activity were presented. 2) Training. The training activity was carried out in two stages, namely, first, education for KWT Teratai members through counseling on the benefits and nutritional content of taro and how to process taro, which was held on August 7, 2025. Before receiving education, participants were asked to fill out a pre-test on their knowledge, then participants were asked to fill out a post-test. After the education session, there was an increase in the average knowledge score from the pre-test (54.453) to the post-test (91.087). The second stage was the practice of processing taro into muffins. After receiving training in the form of practical processing of taro into muffins, the members of KWT Teratai acquired the skills to process taro into muffins. The conclusion of the Teratai Women Farmers Group Empowerment program through socialization and training activities on processing taro into muffins has proven to have increased the knowledge of Teratai WFG members and their skills in processing taro into muffins. Keywords: Women farmers' groups; food; nutrition.
Pengukuran Dividend Payout Ratio Melalui Return on Assets dan Earning Per Share Listia Andani
Khazanah Sosial Vol. 2 No. 3 (2020): Khazanah Sosial Vol 2, No 3 November (2020)
Publisher : UIN Sunan Gunung Djati

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/ks.v2i3.7884

Abstract

Tujuan penelitian ini adalah untuk mengetahui pengaruh Return On Asset (ROA) dan Earning Per Share (EPS) secara parsial dan simultan terhadap Dividend Payout Ratio (DPR) pada salah satu perusahaan yang terdaftar di Jakarta Islamic Index (JII), yaitu PT. PP London Sumatra Indonesia Tbk. Periode 2009-2017. Penelitian ini diolah menggunakan metode deskriptif dengan pendekatan kuantitatif serta menggunakan teknik analisis deskriptif dan analisis uji linier berganda. Secara simultan, Return On Asset (ROA) dan Earning Per Share (EPS) berpengaruh positif dan signifikan terhadap Dividend Payout Ratio (DPR). Hal ini dibuktikan dengan perbandingan antara nilai Fhitung dan nilai Ftabel yaitu sebesar 6.361 > 5.14 dengan nilai signifikansi 0.033 < 0.05. Besaran pengaruh Return On Assets (ROA) dan Earning Per Share (EPS) terhadap Dividend Payout Ratio (DPR) adalah 68%. Sedangkan, untuk 32% tingkat Dividend Payout Ratio (DPR) dipengaruhi oleh variabel lain yang tidak diteliti dalam penelitian.
Strategi Generasi Z dalam Mendukung Peningkatan Sertifikasi Halal UMKM di Indonesia Andani, Listia; Nurul Fitriyani, Gina; Mauli Anwar, Gilang; Pratiwi Hakim, Leni; Alba Wahyudi, Araya Ghifary
Science, Tecnology, Religious, Economic, and Social Humanitis (STREAS) Vol 3 No 1 (2026): Jurnal Agama dan Sosial Humaniora
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/jash.v3i1.3165

Abstract

Usaha Mikro, Kecil, dan Menengah (UMKM) memiliki peran strategis dalam perekonomian Indonesia dengan jumlah yang mencapai lebih dari 64 juta unit usaha. Sebagai negara dengan populasi Muslim terbesar di dunia, Indonesia memiliki potensi besar dalam pengembangan industri halal, salah satunya melalui peningkatan sertifikasi halal bagi pelaku UMKM. Dalam konteks demografi, Generasi Z merupakan salah satu kelompok usia produktif yang tumbuh di era digital dan memiliki karakter adaptif terhadap teknologi serta informasi. Penelitian ini bertujuan untuk menganalisis peran dan strategi Generasi Z dalam mendukung peningkatan sertifikasi halal pada UMKM di Indonesia. Penelitian ini menggunakan metode kualitatif dengan pendekatan deskriptif. Data diperoleh melalui wawancara, observasi, dan studi literatur, yang kemudian dianalisis secara tematik. Hasil penelitian menunjukkan bahwa Generasi Z berperan dalam mendorong sertifikasi halal melalui peningkatan literasi dan diseminasi informasi digital, edukasi serta sosialisasi kepada pelaku usaha, pendampingan proses pengajuan sertifikasi, serta penguatan kapasitas sumber daya manusia halal, termasuk penyelia halal. Temuan ini menunjukkan bahwa keterlibatan Generasi Z dapat menjadi faktor pendukung dalam penguatan ekosistem halal nasional.
Integrated Productive Waqf Management: The Halal Tourism Ecosystem Model on Land of Waqf Teras Lembang Mutmainah, Lu'liyatul; Andani, Listia; Yogaswara, Angga; Kurniawan, Akbar Rizqi
JESI (Jurnal Ekonomi Syariah Indonesia) Vol. 16 No. 1 (2026)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21927/jesi.2026.16(1).63-81

Abstract

Puprose: This study aims to analyze the implementation of management principles and best practices, challenges, and opportunities faced in the development of integrated productive waqf on the Land of Waqf Teras Lembang managed by the Sinergi Foundation. Methodology: This research employs a qualitative approach, utilizing NVivo 12 software for analysis. The research will be conducted through interviews, documentation, and observation. Results: The research results show that the Sinergi Foundation's management of productive waqf in the Land of Wakaf Teras Lembang has implemented integrated management, from planning and administration to implementation and supervision, effectively and collaboratively. The main challenges include licensing, public trust, and controlling, but development opportunities are wide open with regulatory support and increased public awareness. Conclusion: This research provides an overview of the best practices for productive waqf management especially for halal tourism development with potential market of 12% from 6 million visitors in Lembang. Implication: This study cannot be generalized to represent the entire productive waqf. Further research can use a more comprehensive analysis with a mix method and the improvement of productive waqf literacy should be synergized between stakeholders Originality: This study provides a comprehensive analysis through in-depth interviews using NVivo regarding productive waqf-based halal tourism.
Innovation of Healthy Drinks Products from Local Ingredients for the Economic Empowerment of Roay Lestari Women Farmers Group in Tasikmalaya Mutmainah, Lu'liyatul; Andani, Listia; Fikrinnisa, Rizka; Kurniawan, Akbar Rizqi
Altifani Journal: International Journal of Community Engagement Vol. 6 No. 1 (2026): Altifani Journal: International Journal of Community Engagement
Publisher : Universitas Muhammadiyah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32502/altifani.v6i1.1168

Abstract

Women Farmers Groups play a strategic role in meeting local food security and empowering women in the agricultural sector. This community service activity aims to empower Kelompok Wanita Tani (KWT-Women Farmers Group) Roay Lestari in Tasikmalaya through innovative healthy beverage products made from local ingredients. This activity is carried out based on an analysis of potential situations that have not been optimally utilized to improve the economic welfare of its members. The main problems faced are limited knowledge about processing agricultural products into value-added products, lack of market access, and low entrepreneurial skills. Through a participatory approach, this activity provides training in making healthy beverages using cold-pressed juice techniques, product packaging assistance, and entrepreneurship training. The results of the activity showed a significant increase in the knowledge and skills of KWT members regarding the processing of healthy beverage products. Three types of healthy drinks, namely green juice, yellow juice, and orange juice without additives, became the best-selling consumer products, as well as two types of herbal drinks, namely lemongrass lemon tea and turmeric tamarind. KWT Roay Lestari has successfully developed innovative health drink products made from local ingredients, including other derivative products such as spiced tea and rhizomes.
Determinan Penggunaan Digital Payment dalam Pembayaran Wakaf Uang: Ekstensi Teori Technology Acceptance Model Muhamad Fasya Nur Arbaien; Heni Sukmawati; Listia Andani
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 7 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i7.7605

Abstract

Indonesia has significant potential in developing the sharia economy, particularly in the cash waqf sector, despite its current low realization. This study explores the digitalization of cash waqf through e-wallets, crowdfunding, and shopping charity using the Technology Acceptance Model (TAM). A quantitative descriptive method with Smart PLS 3.0 analysis was applied to Muslim respondents in West Java who have used digital payment for cash waqf. The results indicate that perceived usefulness significantly influences attitudes and intentions, while perceived ease of use only impacts perceived usefulness. A positive attitude towards technology enhances the intention to use, thereby promoting the adoption of digital payment in cash waqf. Trust plays a crucial role in building user loyalty. The study implies the need to improve the quality of user interface (UI) and user experience (UX), transparency in fund management, and education on the benefits of digital payment to increase adoption and trust. Further research is recommended to explore digital literacy, government support, and employ longitudinal designs to understand changes in community attitudes and behaviors over time.
Eksplorasi Pengaruh Kesediaan Membayar Layanan Logistik Halal terhadap Perpanjangan Sertifikat Logistik Halal: UMKM Sektor Pertanian Muhammad Dzulfaqori Jatnika; Listia Andani; Faqihuddin; Cici Aulia Permata Bunda
JURNAL AGROINDUSTRI HALAL Vol. 9 No. 3 (2023): Jurnal Agroindustri Halal 9(3)
Publisher : Universitas Djuanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jah.v9i3.9672

Abstract

The first period of halal certification obligations according to Undang-Undang Nomor 33 Tahun 2014 and its derivatives will end on October 17, 2024, including food and beverage products. Therefore, the halal certification process for products of micro, small, and medium enterprises needs to be carried out promptly. The aim of this research is to examine the factors influencing the willingness of agricultural commodity-based UMKM players to pay for halal logistics services. This study employs a quantitative approach with purposive sampling for data collection and SEM-PLS for data analysis. The research includes 350 respondents who are UMKM players based on agricultural commodities. The findings of this study reveal that, in addition to the variable knowledge on halal, other variables such as concern on halal, awareness on halal, perception of halal logistics, and service capability have a positive and significant influence on the willingness to use halal logistics services. Furthermore, the willingness to use halal logistics services can encourage halal logistics service providers to renew their halal logistics certificates. The research findings will be beneficial for policymakers and managers of halal logistics companies as it helps them understand the factors that drive the adoption of halal logistics services.
Exploring Halal Supply Chain Management in Islamic Boarding School: Insight from Pesantren Muhammadiyah Qiny Shonia Az Zahra; Lu'liyatul Mutmainah; Listia Andani; Dian Friantoro
JURNAL AGROINDUSTRI HALAL Vol. 10 No. 3 (2024): Jurnal Agroindustri Halal
Publisher : Universitas Djuanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jah.v10i3.12836

Abstract

Islamic boarding schools as traditional Islamic educational institutions have an important role in building a healthy and sustainable halal ecosystem. Islamic boarding schools must also ensure that the supply chain from upstream and downstream is in accordance with Halal Supply Chain Management (HSCM). Several HSCM applications start from supplier selection, production processes, storage, to distribution to consumers. The aim of this research is to analyze the application of HSCM and propose an HSCM model in Islamic boarding schools. This research includes qualitative research. Data was collected using interview, observation and documentation techniques and then analyzed using an inductive approach. This research was conducted at the Al-Furqon Muhammadiyah Islamic Boarding School, Tasikmalaya, taking 12 respondents. Respondents were selected based on their relationship with HSCM in Islamic boarding schools, from Islamic boarding school managers, teachers, kitchen managers, to students. This research shows that the implementation of halal supply chain management at the Al Furqon Muhammadiyah Islamic Boarding School, Tasikmalaya Regency is quite good with restrictions and education for proper and halal consumption. Providing nutritionists and halal food as well as a halal warehouse are needed to build a halal ecosystem in Islamic boarding schools. Providing halal certified raw materials also needs to be considered. Apart from that, funding through productive waqf can also be done to support the halal ecosystem in Islamic boarding schools.
Co-Authors Ahmad Faiz Izzuddin Alba Wahyudi, Araya Ghifary Anggarani, Dewi Annashr, Nissa Noor Auliya, Shofura Aziz, Nur Jannah Abdi Badriatin, Tine Berakon, Izra Biki Zulfikri Rahmat Bundo, Mayang Cici Aulia Permata Bunda Deny Hidayat Dhafa Irvani, Anggia Diah Permatasari, Diah Dian Friantoro Faiz Izzuddin, Ahmad Faqihuddin Faqihuddin Fathoni, Hamdan Feni Mustika Sari Fikrinnisa, Rizka Hamdan Fathoni Heni Sukmawati Jatnika, Muhammad Dzulfaqori Kurniawan, Akbar Rizqi lina marlina, lina Lu&#039;liyatul Mutmainah Lu'liyatul Mutmainah Lu'liyatul Mutmainah Masitoh, Noneng Mauli Anwar, Gilang Muhamad Fasya Nur Arbaien Nurul Fitriyani, Gina Pratiwi Hakim, Leni Putri Utari, Diana Qiny Shonia Az Zahra Rahayuningrat, Prahita Sri Rahmat, Biki Zulfikri Ramly, Arroyyan Rasyid, Ari Farizal Rifky Wahyu Ramadhan Salsabila, Sakila Sidik Firmadi, Sidik Sri Sudaryanti, Dedeh Susilawati, Ela Taufik, Nuryanti Wardatul Umah, Lia Wisandani, Iwan Yogaswara, Angga Zaki Ibrahim, Hilmi