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Aidonojie, Paul Atagamen
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Journal : Diponegoro Law Review

 1 
LEGAL AND SOCIO-ECONOMIC ISSUES OF AUTOMATED ISLAMIC BANKING IN UGANDA: LESSON FROM INDONESIA Aidonojie, Paul Atagamen; Adebayo, Adesoji Kolawole; Eregbuonye, Obieshi; Mukhlis, Muhammad Mutawalli; Ibeh, Success
Diponegoro Law Review Vol 9, No 2 (2024): Diponegoro Law Review October 2024
Publisher : Fakultas Hukum, Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/dilrev.9.2.2024.204-222

Abstract

The global surge in digital technology has revolutionized various sectors, including Islamic banking. While Indonesia has successfully incorporated digital automation into its Islamic banking system, Uganda's nascent Islamic banking system faces opportunities and challenges in adopting similar technologies. This study uses a hybrid research method with a conceptual approach to explore the prospects and challenges in automating Uganda's Islamic banking system by learning from Indonesia's progress. A total of 306 questionnaires were distributed to Ugandan respondents, and the data were analyzed descriptively and analytically. The findings show that automation has significantly improved the Islamic banking system in Indonesia, a model that Uganda can emulate. However, implementation in Uganda faces legal and socio-economic barriers that may affect its feasibility. This study recommends revising Uganda's legal framework to support and regulate a digitalized Islamic banking system while addressing socio-economic challenges. Ultimately, the study underscores that with the right reforms, automation can improve Uganda's Islamic banking landscape.
Co-Authors Abacha, Saminu Wakili Adebayo, Adesoji Kolawole Adebowale, Hassan Ismaila Adejumo, Oluwadamilola Adebola Adeyemi-Balogun, Omolola Janet Afolabi, Majekodunmi Toyin Agung Ali Fahmi Aidonojie, Esther Chetachukwu Akinsulore, Adedoyin Olusegun Alammari, Khalid Saleh Y ansori ansori Antai, Godswill Owoche Aslan, Jamal Asyiqoh, Lin Atim, Amos Godfrey Banki , Lauretta Leslie Budiyanto Budiyanto Damina, Joshua John Edetalehn, Oaihimire Idemudia Ekpemisi, Collins Ekpenisi, Collins Eregbuonye , Obieshi Eregbuonye Obieshi Eregbuonye, Obieshi Erma Rusdiana Fernandho Garunja, Evis Hassan, Ismaila Ibeh, Success Ikpotokin, Omobolanle Omolola Ikubanni, Oluwaseye Oluwayomi Imiefoh, Andrew Ikhayere Inagbor, Michael Inagbor, Michael E. Inagbor, Micheal Ismaila, Hassan Ismaila, Hassan Adebowale Ismiala, Hassan Adebowale Izevbuwa, Osaretin George Jackson-Ortiz, Raphael D. John, Damina Joshua Jufri, Muwaffig Kelechi Jude Onwubiko Kelechi, Uzoho Kolawale, Adesoji Adebayo Kolawole, Adebayo Adesoji M. Iqbal Majekodunmi, Afolabi Toyin Majekodunmi, Toyin Afolabi Maskun Masum, Ahmad Mugabe, George Mulingi Muhammad Saleh Tajuddin Mukhlis , Muhammad Mutawalli Mukhlis Mukhlis Mukhlis, Muhammad Mutawalli Mukhlish Mukhlish, Mukhlish Mulegi, Tom Mustafa , Mundu Mustafa , Mundu M. Mutawalli, Muhammad Muwaffiq Jufri, Muwaffiq Muwaffiq, Jufri Najjuma, Aisha Nwazi, Joseph Oaihimire, Idemudia Edetalehn Obieshi , Eregbuonye Obieshi Eregbuonye Obieshi, Eregbuonye Ogbemudia, Isaac Ottah Ogbemudia, Ottah Okonji, Ifesinachi Charles Okpoko, Mercy Okpoko, Mercy Osemudiame Okuonghae, Nosakhare Omobolanle Omolola Ikpotokin Onwubiko, Kelechi Onwubiko, Kelechi Jude Owoche, Antai Godswill Owuche, Antai Godswill Oyebade, Alade Adeniyi Paidi, Zulhilmi PAMUJI Safi', Safi' Saiful Abdullah Sari, Ajeng Permata Siti Nurhasanah Ugiomo, Eruteya Umo, Maria Edet Uzohoor, Kelechi Wakili Abacha, Saminu Yeyeng, Andi Tentri