Claim Missing Document
Check
Articles

Found 2 Documents
Search
Journal : Journal of Social Research

Procedures For Sustainable Credit Disbursement In The Banking Sector In Realizing Justice Samosir, Redy Rahmad; Sulaiman, Abdullah; Barthos, Megawati
Journal of Social Research Vol. 3 No. 2 (2024): Journal of Social Research
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/josr.v3i1.1898

Abstract

This research explores sustainable lending procedures in the Indonesian banking sector, which is the key to fair and sustainable economic development. Based on Law No. 10 of 1998 concerning Amendments to Law No. 7 of 1992 concerning Banking, as well as Law No. 21 of 2011 amended by Law No. 4 of 2023 concerning Development and Strengthening of the Financial Sector, this study explores the implementation of Financial Services Authority Regulation No. 51/POJK.03/2017. Using a qualitative approach, researchers inventory and analyze relevant legal materials to assess the effectiveness of sustainable lending. The research findings show that despite progress, improvements in supervision and risk management are still needed to ensure sustainable financial practices. This research proposes a credit distribution model that takes into account the principles of justice and sustainability, through strategic coordination between financial institutions, government, and other stakeholders to achieve appropriate economic development goals based on the 1954 Constitution
Criminal Law Reform in Addressing the Gratification Loophole Disguised as Grants Amiruddin, Sulaiman; Barthos, Megawati
Journal of Social Research Vol. 4 No. 1 (2024): Journal of Social Research
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/josr.v4i1.2329

Abstract

This study aims to analyze the legal loopholes that exist in the regulation of gratification and grants in Indonesia, as well as the implications of these loopholes for the integrity of the legal system and public trust in the government. Using a normative legal approach, this study explores the definition, scope, and fundamental differences between gratification and grants under the provisions of applicable laws. The results of the study indicate that the ambiguity in these regulations has facilitated the practice of gratification disguised as grants, thereby reducing the effectiveness of law enforcement. This study recommends reforming the criminal law that includes a clearer and more comprehensive definition as well as a stricter oversight mechanism to prevent abuse and create a more transparent and accountable legal system.