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All Journal Journal Of Management Science (JMAS) SULTANIST: Jurnal Manajemen dan Keuangan EAJ (ECONOMICS AND ACCOUNTING JOURNAL) International Journal of Economics, Business and Accounting Research (IJEBAR) eCo-Buss Ilomata International Journal of Management Enrichment : Journal of Management Jurnal Ilmiah Satyagraha Ilomata International Journal of Management eCo-Fin JAMBURA: JURNAL ILMIAH MANAJEMEN DAN BISNIS Strategic: Journal of Management Sciences Jurnal Multidisiplin West Science Jurnal Pengabdian Kolaborasi dan Inovasi IPTEKS Madani: Multidisciplinary Scientific Journal Jurnal Multidisiplin International Journal of Economics, Business Management and Accounting
Syahputri, Anggraini
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Journal : Jurnal Multidisiplin

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Literasi Keuangan, Teknologi Keuangan, Dan Pengelolaan Keuangan Pribadi : Pengujian Efek Interaksi Locus Of Control Sapitri, Elsi Nanda; Wendy, Wendy; Syahputri, Anggraini; Azazi, Anwar; Mustika, Uray Ndaru
Jurnal Multidisiplin Vol. 2 No. 1 (2025): September
Publisher : CV. Utami

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70963/jm.v2i1.278

Abstract

This study aims to evaluate how financial literacy, financial technology utilization, and financial management are influenced by personal control center as an interaction factor. Participants in this study were active students of the Economics and Business study program at Tanjungpura University, Pontianak City. The sampling technique used purposive sampling technique through questionnaires. The analysis technique used in this research is regression analysis with moderator effects with the help of the Smart-PLS version 4.0 statistical tool. The amount of data analyzed came from 273 respondents. The findings of this study indicate that financial literacy and technology play a positive and significant role in the ability of individuals in individual financial management. Personal control center was found to strengthen the relationship between financial literacy and personal budgeting ability.
Co-Authors Ahmad Shalahuddin, Ahmad Alif, Gattuso Putra Anura, Dhea Anwar Azazi Daud, Ilzar Debi Eka Putri Dephary, Riatma Dita Perdana Sembiring Deviana, Deviana Dio, Louisio Endah Mayasari Erna Listiana Fahruna, Yulyanti Giriati Giriati, Giriati Helma Malini Helma Malini, Helma Hendrick Sasimtan Putra Heriyadi, Heriyadi Indra Kurniawan Inrawan, Ady Irdhayanti, Efa Isfahan, Saif Raafi'in Kesuma, Indrawati Mara Lieyadi, Gilbert Masyitah, Emi Muhammad Afif Musa Fernando Silaen Mustika, Uray Ndaru Nelly Ervina Patricia, Vanessa Prayogo, Imam Putri, Yuliani Alfiani Villye Adriani Salomo, Oloan Sapitri, Elsi Nanda Triamanda, Deni Vemas, Vinsensius Wati, Yenny Wendy Wendy Wisang Candra Bintari Yankhi, Yankhi Yusrizal Yusrizal