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METODE PROFILE MATCHING SEBAGAI PENUNJANG KEPUTUSAN PEMBERIAN KREDIT PADA CV BUANA MOTOR Hendry; Erlin Elisa
Computer Science and Industrial Engineering Vol 13 No 1 (2025): Comasie Vol 13 No 1
Publisher : LPPM Universitas Putera Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33884/comasiejournal.v13i1.10272

Abstract

The credit approval process at CV. Buana Motor has traditionally been carried out manually and subjectively, which can lead to inaccuracies in decision-making. To address this issue, a decision support system is needed to assist in assessing the eligibility of prospective debtors more objectively. This study aims to apply the profile matching method as a tool to determine credit eligibility based on several predefined criteria, including income, installment amount, installment duration, type of employment, home ownership status, and length of residence. The first three criteria are classified as core factors, while the remaining three are considered secondary factors. This study uses data from 340 customers as samples. The results show that 273 customers (approximately 80.29%) were classified as eligible for credit, while 67 customers (19.71%) were deemed ineligible. These findings indicate that the profile matching method can provide systematic and objective assessment results and effectively support the credit decision-making process at CV. Buana Motor.
Co-Authors Aditia Febriansya Agus Suyono Ahmed, Suliman Badawi Alex Tribuana Sutanto Alfiarini Alfonsus Situmorang, Ricky Andi Saputra Andri Krisnandi Somantri Anuari, Nong Anwar, Rydho Arofah, Muhammad Bayu Arrafii Sihotang, Bambang Badawi, Afif Bagus Guritno Barany Fachri Batubara, Supina Cecillia, Febby Chow, David Christina Eveline Christopher Alexander Mahidin Debora Tambunan Deni Apriadi Dewi Amalia Dewi Amalia Dhany, Hanna Willa Edeline, Devina Edward, Yusuf Ronny Eka Putra Elisa, Erlin Ery Radya Juarti, Ery Radya Erz Saragih, Raymond Geni Firuliadhim Govert Anwar, Ferry Hafni Hataman, Allysha Putri Herdianto Herdianto Irwan Iskandar Iskandar Josua Stanley Kevin Fransisco Khaerul Naim Mursalim, Muhammad Kristina Kristina Kusuma, Yusmiati Lestari, Adria Wuri Maduma Sari Sagala Mardiah Marpaung, Fenny Krisna Mhd Mayu Pradana S Muchtar Muchtar Muhammad Fathoni, Muhammad Muhammad Hasanuddin, Muhammad Muhammad Iqbal Muhammad Naufal, Muhammad Muhammad Noor Hasan Siregar Muhammad Shouman Mulyadi Yuswandono Nagian Toni Novirsari, Emma Nugraha, Zidan Fauzi Nuranisah oktavia, sanni Rahmadani Rahmat Permana, Rahmat Raihan Riandi Ramadani, Suci Reni Rahmawati Resti Meysita Pramaesti Ricky Ramadhan Harahap Rio Prajudi Rizal, Chairul Rizki, Cindy Atika Rosita S Syahril Satyawira, Ryan Setia Budi Putra Lase Setyo Abdi Nugroho Sigit, Muhammad Silalahi, Ronaldo Gunawan Sirait, Togar Siti Khodijah Sofiyan Sulaiman , Raihan Maulana Suwandi, Agus Syahril Syahril Syahril Syifa Andriani Tatang Sumarna Teddy Marcus Zakaria Tengku Monica Tan VERONICA VERONICA Vincent Vincent Wedi Iswandi Wijaya, Ester Caroline Dwi Wijaya Winda Evyanto, S.S., M.MPd. Winda Revalina simarmata Yuliana Habibi, Yuliana Yusmiati Kusuma Yuswandono, Mulyadi Zulpanani, A.