Article Per Year (5 Year)
p-Index From 2020 - 2025
2.064
P-Index
This Author published in this journals
All Journal Semantik : Jurnal Ilmiah Program Studi Pendidikan Bahasa dan Sastra Indonesia Berkala Ilmu Kesehatan Kulit dan Kelamin Bunda Edu-Midwifery Journal (BEMJ) Al-Ashr : Jurnal Pendidikan dan Pembelajaran Dasar Business Perspective Journal Tarjih: Agribusiness Development Journal Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan
Suhartina
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Humanities Economics, Econometrics & Finance Education Environmental Science Health Professions Immunology & microbiology Languange, Linguistic, Communication & Media Medicine & Pharmacology Nursing Public Health Social Sciences

Published : 11 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 11 Documents
Search

 1   2 
MENIMBANG ULANG KONSEP PERAN LEMBAGA KEUANGAN MIKRO SYARIAH DALAM MENDORONG INKLUSI KEUANGAN DIGITAL usman, usman; Suhartina
Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan (Islamic Science) Vol 3 No 7 (2025): Edisi Khusus Perbankan (Juli)
Publisher : IAIN Parepare

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/sipakainge.v3i7.14179

Abstract

Digital transformation in the financial sector has become an urgent necessity to achieve financial inclusion, particularly for underserved communities. Islamic Microfinance Institutions (LKMS), such as Baitul Maal wat Tamwil (BMT) and Islamic cooperatives, play a strategic role in empowering grassroots economies, especially in rural areas. However, the digitalization of LKMS faces various challenges, including limited digital infrastructure, low digital literacy among managers and clients, and regulatory constraints. This study aims to analyze the role of LKMS in promoting digital financial inclusion, identify the barriers they face, formulate practical strategies, and explore potential collaborations with Islamic fintech. By applying a contextual analysis approach and integrating Islamic financial principles, this research is expected to contribute both theoretically and practically to the development of effective and sustainable LKMS digitalization
Co-Authors Agustina Angka, Andi Werawe Asriani Dahniar Diana Yunita Dewi Girsang, Ermi Hamdi, Sintiya Herni Johan Irma Susanti, Irma Maler, Tangge Mayangsari, Nindya Muhammad Sabiq Dzakwan Noorbaya, Siti Nurhasanah Putranto Manalu Sartika, Ella Shoheh, Rusli Siti Nuraliah, Siti St Rohani, St Suradi SURYANI Taufik Dunialam Khaliq Usman Usman