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Journal : Bulletin of Social Informatics Theory and Application

Indonesian sharia fintech services and social media usage Abdillah, Leon; Mukti, Yogi; Puspita, Desi; Suhartini, Suhartini
Bulletin of Social Informatics Theory and Application Vol. 5 No. 2 (2021)
Publisher : Association for Scientific Computing Electrical and Engineering

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31763/businta.v5i2.456

Abstract

Mobile and information technology have reconfigured the global towards a digital system including the digital economy and its payment technology through mobile applications and social media. COVID-19 pandemic has triggered all parties to accelerate and expand IT-based and digital services. The limited of studies related to Islamic Fintech in Indonesia is the main reason for writing this article. Continuing the previous research, it is known that Indonesia in general has followed the era with many Fintechs and startups growing. However, there are still very few Sharia-based services. After conducting online surveys with a number of agencies such as OJK, Fintech Islami Indonesia, it is known that 10 out of 121 Fintechs operate or serve sharia schemes. They provide financial services for:  SMEs and MSMEs (60.00%), General or Consumptive Financing (30.00%), and Property (30.00%), followed by Umrah and Hajj (20.00%), Education (10.00%), and Health (10.00%). Most of the Indonesian sharia fintech (60%) already have mobile-based applications, both Android and iOS. The most widely used social media are Instagram and Facebook, in addition to Twitter, LinkedIn, WhatsApp, and YouTube. In the future, it is hoped that more Indonesian Islamic Fintechs include those serving other sectors such as Agriculture, Forestry, Maritime Affairs and Fisheries, linked to crypto-currency, etc.
Co-Authors Aan Restu Mukti Adellia Adellia Adlyn Alfarabi, Muhammad Afriyudi Agramanisti Azdy, Rezania Agustina, Adelya Ahmad Joko Kusumo Aisyah Aisyah Akbar, Doni Amizhora, Liontadinda Ayu Anggieta Fatia Sari Anggraini, Siti Nashirah Anggy Artavi Arya Puje Arsane, Kadek Aziza, Yumaika Nistia Boby Febriansah Chairul Mukmin Deni Erlansyah Desta Uda Pranata Dewi, Luh Yuliani Purnama Dhea K Putri Dwi Hurriyati Dyo Arganata, Muhammad Edi Supratman Eka P. Agustini Erkinovich, Sayfiyev Eldor Ernawati, Yeni Ester Rajagukguk Evi Yulianingsih Fatmasari Fatmasari Febby Shania Utami Febriani, Sania Febriansyah , Bagas Febriyanti Panjaitan Fikri, M Fikriliani, Cindy Fitri, Suci FITRIA APRILIA Handayani, Trian Herdiansyah, M. Izman Iin Seprina Ilman Zuhri Yadi Imam Prayuda Indra Gunawan Ismayanti, Meri Khoirul Umam Kurniasti , Azka Kurniawan Kurniawan Laila Sagita Linda Atika M. Nasir Maret Sitanggang Marlindawati Marlindawati Megawaty Megawaty, Megawaty Mila Nisti Oktarina Moutia, Nour Muhammad Syarriansyah Mukti, Yogi Neisya Nurliana, Safari Nyimas Sopiah Panggabean, Wahdyta Putri Purwaningtias, Fitri Puspita, Desi Putra, M. Soekarno Putri Septiani Putri, Belvana Putri, Dhea Kesuma Rapica Amalia, Rissa Reni Laili Rezania Agramanisti Azdy Robbi Rahim Rosalyn, Ellen R Sania Febriani Santri W Pasaribu Suhartini Suhartini Suyanto Suyanto Suyanto Taqrim Ibadi Tata Sutabri Tiara Berliani Tri A. Purwanto Yeni Ernawati Yesi Novaria Kunang Yogi Isro Mukti, Yogi Isro Yudha Wahyu Hidayat Yulia, Indah Yulia