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All Journal JDM (Jurnal Dinamika Manajemen) Managament Insight: Jurnal Ilmiah Manajemen Journal of Indonesian Economy and Business Asia-Pacific Management and Business Application IJBE (Integrated Journal of Business and Economics) AFEBI Accounting Review Abdimas Umtas : Jurnal Pengabdian kepada Masyarakat Dharma Raflesia : Jurnal Ilmiah Pengembangan dan Penerapan IPTEKS Indonesian Journal of Multidisciplinary Science Jurnal Dehasen Untuk Negeri International Journal of Accounting & Finance in Asia Pasific Jurnal Fairness The Manager Reveiew Jurnal Pengabdian Manajemen Strata Business Review Student Journal of Business and Management (SJBM) International Research Journal of Business Studies IJEFSD
Willy Abdillah
Fakultas Ekonomi Universitas Bengkulu
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

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Understanding Determinants of Individual Intention to Invest in Digital Risky Investment Abdillah, Willy; Permatasari, Rika; Hendrawaty, Ernie
JDM (Jurnal Dinamika Manajemen) Vol 10, No 1 (2019): March 2019
Publisher : Department of Management, Faculty of Economics and Business, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jdm.v10i1.18243

Abstract

This study examines the effect of emotional intelligence, the locus of control, and risk aversion on intention to risky investment with financial literacy as moderating effect. This study uses 98 investors distributed by online questionnaire. Data examined using Partial Least Square (PLS) technique. The results show that the emotional intelligence, the locus of control have a positive effect and risk aversion and financial literacy have a negative effect on intention to a risky investment. However, there is no moderating effect of financial literacy on those direct effects. The implication for stakeholder and further research are discussed.
Model Technology to Performance Chain (TPC) in Implementing Accrual-Based Sistem Informasi Manajemen Daerah (SIMDA) Finance: Empirical Evidence from Local Government of Indonesia Abdillah, Willy; Saepullah, Asep
JDM (Jurnal Dinamika Manajemen) Vol 9, No 1 (2018): March 2018
Publisher : Department of Management, Faculty of Economics and Business, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jdm.v9i1.14652

Abstract

This study examines TPC model in the context of utilization of accrual-based SIMDA Finance version 2.7 at Local Government of Indonesia. The success of SIMDA Finance development is not only determined by how the SIMDA Finance can process quality information, but also determined by its suitability to the work environment and its user duties. This study uses 2.056 of financial administrators of Local Government Department, consisting treasury admission, spending treasury, and operator. Online questionnaire distributed by snowball sampling with 24.5 percent of response rate and examined by Partial Least Square (PLS) technique. This study found that Job Characteristics and Techology Characteristics effect on Task-Techology Fit (TTF), Utilization, and Performance Impact. Theoretically, the study found that the TPC model was able to explain the context of public sector organizations, especially government agencies in Indonesia, outside of the organizational context when the TPC model was developed and developed earlier. Practically, the implications of research findings for stakeholders of SIMDA Keuangan are discussed further.
Public Perception of Polda Bengkulu in Handling Covid-19 Pandemic Risdianto, Risdianto; Hayu, Rina Suthia; Abdillah, Willy
Indonesian Journal of Multidisciplinary Science Vol. 2 No. 11 (2023): Indonesian Journal of Multidisciplinary Science
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/ijoms.v2i11.632

Abstract

The research aims to know the role of the Bengkulu Regional Police the Stigma of the Bengkulu Province Community towards the Police, especially the Bengkulu Regional Police, the right role to change the Bengkulu Province Community Stigma through the role of the Bengkulu Regional Police Biddokes, and the ability of the Bengkulu Police Health Workers in becoming Soft Weapons for the Police Institution as well as know the right model to change the Stigma of the Bengkulu Province Community towards the National Police, especially the Bengkulu Regional Police in handling the Covid 19 Pandemic. The research design used was descriptive and qualitative. A sample of 90 people was taken by accidental sampling. Data analysis was carried out descriptively and qualitatively. The results showed: The role of the Bengkulu Regional Police in handling the Covid 19 Pandemic was in the very good category, The stigma of the Bengkulu Province Community towards the Police is in a good category, The right role to change the Stigma of the Bengkulu Province Community through the role of the Bengkulu Regional Police Biddokes is in a good category,  Ability Bengkulu Police Health Workers in becoming Soft Weapons for Police Institutions in the very good category because the Bengkulu Police Health Workers have devoted and dedicated all their capabilities to serve the community, and The right model to change the Stigma of the Bengkulu Province Society towards Polri is through the framing method to package more interesting messages or information for the community.
Spiritual Leadership, Internal Marketing, and Organizational Citizenship Behavior: A Conceptual Review for Islamic Educational Institutions Sutanpri, Sutanpri; Abdillah, Willy; Salim, Muhartini; Hayu, Rina Suthia
Strata Business Review Vol. 3 No. 2 (2025): November
Publisher : CV. Strata Persada Academia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59631/sbr.v3i2.415

Abstract

This conceptual study explores the interrelationships among spiritual leadership, internal marketing, and organizational citizenship behavior (OCB) within Islamic educational institutions. Utilizing a narrative literature review of 32 peer-reviewed publications spanning 2000–2024, the paper synthesizes theoretical and empirical insights to clarify how spiritually grounded leadership practices shape employees’ attitudinal and behavioral outcomes. The review identifies spiritual leadership as a values-based framework that promotes meaning, purpose, and ethical direction in organizational settings, yet prior studies reveal inconsistencies regarding its direct influence on OCB, indicating the potential role of mediating variables. Internal marketing is proposed as a strategic mechanism that aligns institutional values with employee experience, strengthens motivation, and enhances prosocial behaviors such as OCB. Drawing on Social Exchange Theory and the Stimulus–Organism–Response (SOR) model, this paper introduces a conceptual framework positioning internal marketing as a mediator between spiritual leadership and OCB, thereby addressing a significant gap in the literature. The proposed model offers practical implications for leaders seeking to cultivate spiritually grounded, value-driven, and performance-oriented cultures in Islamic educational environments while providing a foundation for future empirical validation.
Antecedents to Websıte E-Commerce Satısfactıon and Loyalty Darta, Effed; Daulay, Muhammad Yasser Iqbal; Abdillah, Willy
APMBA (Asia Pacific Management and Business Application) Vol. 9 No. 2 (2020)
Publisher : Department of Management, Faculty of Economics and Business, Brawijaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.apmba.2020.009.02.4

Abstract

This study explores the major determinants of feedback on shopping satisfaction. This research is essential to provide empirical evidence about the factors that can ensure customer satisfaction and loyalty. By surveying respondents that are users of e-commerce website services, this study uses the construct validity test using the Partial Least Square (PLS) method with SmartPLS software application version 2.0. The results explain the visual involvement variable does not correlate with customer satisfaction and loyalty. The interactivity website variable has a strong relationship with customer satisfaction and loyalty. Therefore, customers need service communication interactivity for service providers and merchants. This research contributes to the development of consumer experience theory and online consumer experience.
Antecedents of Financial Management Behavior among Indonesian University Students: The Mediating Role of Perceived Usefulness of Fintech Indah Desi Sutriani; Willy Abdillah; Chairil Afandy
International Journal of Accounting and Finance in Asia Pasific (IJAFAP) Vol 9, No 2 (2026): June 2026
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/ijafap.v9i2.4535

Abstract

The rapid growth of financial technology (fintech) among Indonesian university students has reshaped financial transactions, yet it has not always led to prudent financial management practices. This study examines the influence of financial literacy and financial socialization on financial management behavior, with perceived usefulness of fintech as a mediating variable. A quantitative approach was used, with survey data collected from 309 valid responses from undergraduate students in Indonesia who actively use fintech. The data were analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS). The findings show that financial literacy (? = 0.216, p 0.05) and financial socialization (? = 0.431, p 0.05) have positive and significant effects on financial management behavior. Perceived usefulness of fintech also has a positive and significant effect on financial management behavior (? = 0.252, p 0.05), contrary to the hypothesized negative relationship. The mediation analysis further shows that perceived usefulness of fintech partially mediates the relationships between financial literacy and financial management behavior and between financial socialization and financial management behavior. These findings suggest that perceived usefulness of fintech strengthens financial management behavior among Indonesian university students.
The Influence of Sales Promotion, FoMO, and Digital Payment on Impulsive Buying in the Digital Era Saudah Afyana; Willy Abdillah
International Journal of Accounting and Finance in Asia Pasific (IJAFAP) Vol 9, No 2 (2026): June 2026
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/ijafap.v9i2.4539

Abstract

Digital financial innovations, particularly e-commerce platforms and PayLater services, have significantly reshaped the purchasing habits of Generation Z students by increasing exposure to online shopping convenience, sales promotions, and fear of missing out (FoMO). This study aims to explore the impact of sales promotion and FoMO on impulsive buying behavior, and to analyze the moderating role of PayLater within these relationships. A quantitative approach was employed, using a survey method involving 308 Generation Z students who utilized PayLater services for online purchases. Data were collected using a Likert-scale questionnaire and subsequently analyzed with Structural Equation Modeling (SEM) through SmartPLS. The results reveal that sales promotion (b = 0.201; p = 0.007), FoMO (b = 0.493; p 0.001), and PayLater (b = 0.207; p = 0.001) each demonstrate a positive and significant effect on impulsive buying behavior. Furthermore, PayLater significantly moderates the connection between FoMO and impulsive buying behavior (b = 0.090; p = 0.045), although its moderating effect on the sales promotion-impulsive buying relationship was not supported (b = ?0.033; p = 0.374). These findings suggest that the convenience of digital payment systems might increase impulsive consumption, emphasizing the necessity for improved financial awareness and responsible promotional strategies.
Modification of the UTAUT Model in the Adoption of Financial Lending Technology Citra Khanifa Lestari; Willy Abdillah
Integrated Journal of Business and Economics (IJBE) Vol 10, No 3 (2026): Integrated Journal of Business and Economics
Publisher : Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/ijbe.v10i3.1634

Abstract

Technological advancements in finance have created significant prospects for easier access to financing, particularly for micro to medium-sized enterprises. However, the adoption rate of fintech lending by MSMEs, especially in Indonesia, is still below target. This research aims to provide an empirical contribution by testing the TAM and UTAUT models more comprehensively and to empirically examine the financial lending behavior of MSMEs in Indonesia, which can be utilized by regulators. The research model includes performance expectancy, social influence, facilitating conditions, perceived usefulness, and perceived ease of use. Data was collected using a quantitative approach to MSMEs in Indonesia and empirically tested using the SEM (Structural Equation Modeling) method. The research results indicate that performance expectations and perceived usefulness significantly influence attitudes as dominant determinants, reflecting the rational consideration of MSMEs regarding perceived economic benefits and business sustainability. Meanwhile, perceived ease of use does not directly influence attitudes but acts as a supporting factor that strengthens adoption by increasing perceived benefits.These findings indicate the importance of a comprehensive approach that considers functional, social, and contextual factors in driving the adoption of digital financing by MSMEs in Indonesia.
Co-Authors Abdullah Abdullah Ardiansyah, Yogi Asep Saepullah, Asep Bakto Girsang Berto Usman, Berto Chairil Afandy Citra Khanifa Lestari Daulay, Muhammad Yasser Iqbal Effed Darta Ernie Hendrawaty Fachruzzaman, Fachruzzaman Fiona, Febzi Hadi, Effed Darta Hani Handoko Hasworini, Fidela Indah Desi Sutriani Jogiyanto Hartono Mansyur, Edriwan Marike, Leriza Muhammad Yasser Iqbal Daulay Muhartini Salim Murni, Trisna Mursalina, Asyraf Nanik Dwi Saratih Nur Emilia, Rahmi Praningrum Praningrum Putri , Wina Dahlia Putri, Lydia Gustina Ramadanti, Um Fajri Rika Permatasari, Rika Rina Suthia Hayu Risdianto Risdianto, Risdianto Robinson robinson Sabatiyah, Nur Saudah Afyana Sri Adji Prabawa, Sri Adji Sutanpri, Sutanpri Trisna Murni Wahyu Pamuji Widanti, Afrima Williansyah, Yofie Zoraya, Intan