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Maghfirah, Nurul
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Human Resource Capacity Development Based on Financial Literacy in Realizing the SDGs: A Study of MSMEs in Central Maluku Maghfirah, Nurul; Simanjuntak, Pranatalindo; Christianto Leasiwal, Teddy; Manuhutu, Yerimias
Jurnal Ekonomi Pembangunan Vol 14 No 3 (2025): Volume 14 Nomor 3 Tahun 2025
Publisher : Fakultas Ekonomi dan Bisnis Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23960/jep.v14i3.4113

Abstract

This study aims to examine the development of human resource capacity of Micro, Small, and Medium Enterprises (MSMEs) in Central Maluku Regency through a financial literacy approach as a strategy to support the achievement of the Sustainable Development Goals (SDGs). This study uses a quantitative approach with a survey method, with a stratified random sampling technique.This study maps the financial literacy status of MSMEs and analyzes its relationship to improving management capacity and business sustainability to support the achievement of the SDGs. The results show that low levels of financial literacy in human resources are a major obstacle to efficient business management and delay the achievement of national sustainable development goals. Therefore, strengthening human resource capacity based on financial literacy is essential as a strategic intervention that not only increases the competitiveness of MSMEs but also directly contributes to the achievement of SDGs indicators, particularly in the areas of financial inclusion, poverty reduction, and sustainable local economic growth
Co-Authors Alghazy, Daffa Amanullah, Alif Baa, Sultan Borland, Helen Chairul Fahmi Chandra, Felix Danda, Samida Duana, Maiza Eugenio, Glenn Rex Farah Erika Fitri Nur Rahmadani Fitriani Gerrit M. Pentury Hamdani Hartati, Yuli Laode, Andri Moh. Wahyu Latuconsina, Zainuddin Leasiwal, Teddy C. Leuhery, Ferdy Melinda, Velisya Muhammad Faisal Muhammad Ridwan Muntahar, Nurul Hijrah Murnita, Ika Azdah Nabela, Danvil Nursilawati, Nursilawati Poerbo, Heru W Putra, Bayu Pratama Restia Christianty Silomba, Valensya Arruan Simanjuntak, Pranatalindo Sitaniapessy, Gloria Nia Teddy Christianto Leasiwal Wahyuni, Laras Resti Yarmaliza Yerimias Manuhutu Zaviera, Siti