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Meningkatkan Kesadaran Bertanggung Jawab Sebagai Remaja Pada Siswa Kelas VIII UPT SMP Negeri 10 Medan Melalui Layanan Bimbingan Kelompok Prameswari, Sekar Aulia; Syaimi, Khairina Ulfa; Husna, M. Faisal; Febrianti, Aliyah
Invention: Journal Research and Education Studies Volume 6 Nomor 1 Maret 2025
Publisher : CV. PUSDIKRA MITRA JAYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51178/invention.v6i1.2492

Abstract

Currently, there are so many students who do not have the awareness to be responsible according to their age. This often happens to students who are teenagers. The low awareness of responsibility in students certainly greatly interferes with the effectiveness of their lives so that appropriate efforts are needed in this case, namely group guidance. The purpose of this study was to describe the increase in awareness of responsibility as teenagers in class VIII students of SMP Negeri 10 Medan. The research method used was guidance and counseling action research (PTBK) which was carried out through 2 cycles. The research subjects used were 8 students selected using purposive sampling techniques. The results of this study were that in the pre-cycle, students were at a low awareness of responsibility with an average score of 38.6. In cycle I, there was an increase so that students' awareness of responsibility was in the low category with an average score of 61.25. After cycle II was implemented, students experienced a significant increase in awareness with an average score of 84.75. Thus, group guidance services are stated to be able to increase awareness of responsibility as teenagers in students.
Perlindungan Hukum Bagi Nasabah Asuransi Kesehatan Berdasarkan Undang-Undang No.40 Tahun 2014 Novita, Tri Reni; Husna, M. Faisal; Ovami, Debbi Chyntia
UNES Law Review Vol. 6 No. 2 (2023)
Publisher : Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i2.1280

Abstract

The Indonesian state continues to pay attention to the welfare of its people, especially health, which is part of human rights. This is stated in article 28 H paragraph (1) of the 1945 Contitution which state ; Everyone has the right to live a good and healthy services. Specifically regarding legal protection for health insurance policy holders, it is regulated in the Law of the Republic of Indonesia Number 20 of 2014 concerning Indurance. Health insurance claims in the form of claims from the insured aas the insurance policy holder. Teha insurance company or the insurer must make patments to the policyholder or the insured when making an insurance claim, this is a benefit of the health insurance they have. Health insurance is a financing system that provides social insurance in lieu of facing risks caused bya health users (illness), both diseases that can be cured on an outpatient care. This of course requires very high costs for a class of middle and lower economic people. Having health insurance is part of the risk management system, because when there is a disaster or illness, the policyholder does not need to think about the cost of treatment. The cost of this treatmen can be covered from insurance claims that are owned