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All Journal Jurnal Ilmiah Edunomika (JIE) Al-Kharaj: Journal of Islamic Economic and Business Jurnal Ilmiah Manajemen Kesatuan Indonesian Journal of Engagement, Community Services, Empowerment and Development (IJECSED) Kontigensi: Jurnal Ilmiah Manajemen JURNAL EKONOMI, BISNIS DAN TERAPAN (JESIT) Jurnal Manajemen Widya Amerta Proceeding of The International Conference on Economics and Business Profit: Jurnal Manajemen, Bisnis dan Akuntansi Prosiding Seminar Nasional Manajemen dan Ekonomi Kegiatan Positif : Jurnal Hasil Karya Pengabdian Masyarakat Master Manajemen Jurnal Pengabdian Masyarakat dan Riset Pendidikan Menawan : Jurnal Riset dan Publikasi Ilmu Ekonomi Jurnal Dikmas Ekspresi: Publikasi Kegiatan Pengabdian Indonesia Abdi Karya: Jurnal Pengabdian Kepada Masyarakat Masyarakat Berkarya: Jurnal Pengabdian dan Perubahan Sosial Jurnal Ilmiah Manajemen Profetik
Westerini Lusdani
Universitas Kristen Indonesia Toraja, Sulawesi, Indonesia
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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Analisis Pengelolaan Aset Lembang : (Studi Kasus: Lembang Tondon Matallo, Kecamatan Tondon, Kabupaten Toraja Utara) Yohanis Lotong Ta’dung; Westerini Lusdani; Dhea Toding Pasak
Master Manajemen Vol. 3 No. 1 (2025): Master Manajemen
Publisher : Fakultas Ekonomi & Bisnis, Universitas Nusa Nipa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59603/masman.v3i1.746

Abstract

This research aims to determine the management of Village Assets in Lembang Tondon Matallo, Tondon District, North Toraja Regency. This research includes qualitative research with data collection methods using interviews, observation and documentation. The research results show that the management of Village Assets in Lembang Tondon Matallo has not been optimal. Of the series of stages in Village Asset Management, there are still several stages that have not been implemented by employees in Lembang, such as the asset security stage where there are still assets in the form of land and buildings that do not yet have land certificates because they have not been handed over. Apart from that, another Village Asset Management stage that has not been implemented by Lembang is asset write-off, where assets that have experienced depreciation and no longer have value are still recorded in the village asset report.
PENGARUH INKLUSI KEUANGAN, PENGETAHUAN KEUANGAN DAN TINGKAT PENDIDIKAN TERHADAP PERILAKU KEUANGAN PADA PELAKU UMKM DI KECAMATAN RANTEPAO KABUPATEN TORAJA UTARA Lusdani, Westerini; Panimba, Winta; Herlisya, Herlisya
JURNAL ILMIAH EDUNOMIKA Vol. 9 No. 1 (2025): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v9i1.16564

Abstract

The Influence of Financial Knowledge, Financial Inclusion and Education Level on Financial Behavior among MSMEs in Rantepao District, North Toraja Regency. This research aims to find out whether the variables Financial Knowledge, Financial Inclusion, and Education Level have an effect on Financial Behavior. The type of research used in this research is quantitative descriptive. This research used a sample of 71 MSMEs in Rantepao District. The results of this research show that partially Financial Knowledge has a significant effect on Financial Behavior in MSMEs in Rantepao District, this can be seen in the results of the t test where the sig value is 0.037 < 0.05, partial Financial Inclusion has no significant effect on Financial Behavior For MSMEs in Rantepao District, with a value of sig. 0.857 > 0.05, while the level of education partially has a positive effect on the financial behavior of MSMEs in Rantepao District, a value of sig. 0.016.< 0.05 and simultaneously Financial Knowledge, Financial Inclusion, and Level of Education have a significant positive effect on Financial Behavior in MSMEs in Rantepao District. This can be seen in the results of the F test where the significance value is 0.004 < 0.05.
Pendampingan Pemasaran Dan Pengelolaan Keuangan Usaha Mandiri Persatuan Pemuda Gereja Toraja Jemaat Buntu Lemo Winta Panimba; Westerini Lusdani; Ellyn Patadungan; Wilma Dian Ardiyanti
Jurnal DIKMAS Vol. 5 No. 2 (2023): Jurnal DIKMAS
Publisher : Biro Pengelolaan Penelitian dan Pengabdian Kepada Masyarat SETIA Ngabang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/dikmas.v5i2.268

Abstract

The implementation of this Mentoring activity is carried out by assisting in Marketing, Financial Management and Independent Business Development which is carried out by the Toraja Church Youth Fellowship of the Buntu Lemo Congregation which is managed independently for the needs of the PPGT organization. This community service activity method has several stages, including initial surveys, interviews with partner groups to find problems and solutions offered as well as assistance with marketing and financial management. The PPGT Buntu Lemo Congregation's independent business includes several types of business, including: tent rental, sound system rental and dance studio and decorations. Strengthening the marketing strategy of the PPGT Mandiri Business of the Buntu Lemo Congregation to be able to compete in marketing products and managing finances correctly and regularly will make the business better.
PENDAMPINGAN PENDIRIAN KOPERASI DESA MERAH PUTIH LEMBANG MA’KUANPARE BERBASIS PARTISIPASI Lusdani, Westerini; Patadungan, Ellyn; Pagiu, Chrismesi; Marniati, Marniati; Pundissing, Rati
Indonesian Journal of Engagement, Community Services, Empowerment and Development Vol. 5 No. 2 (2025): Indonesian Journal of Engagement, Community Services, Empowerment and Developme
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijecsed.v5i2.210

Abstract

Community-based economic development is a crucial strategy for achieving sustainable rural welfare. This community engagement program aims to assist the residents of Lembang Ma’kuanpare in establishing the Merah Putih Village Cooperative through a participatory approach and the utilization of local potential. The method used is Participatory Action Research (PAR), integrating the processes of needs assessment, training, planning, organizational formation, and legal registration of the cooperative. The results show that participatory cooperative development enhances community understanding and involvement, fosters local leadership, and creates new social institutions that support village economic development. The established cooperative functions not only as a platform for collective enterprise but also as a driving force for social transformation based on local potential.
Pelatihan Pengelolaan Keuangan keluarga Bagi Ibu-Ibu Rumah Tangga Kelompok Wisma Anggrek Kelurahan Lapandan Kabupaten Tana Toraja Dwibin Kannapadang; Westerini Lusdani; Althon K. Pongtuluran; Helba Rundupadang
Masyarakat Berkarya : Jurnal Pengabdian dan Perubahan Sosial Vol. 2 No. 3 (2025): Agustus : Masyarakat Berkarya : Jurnal Pengabdian dan Perubahan Sosial
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/karya.v2i3.2001

Abstract

The ability to manage family finances is a crucial aspect in realizing household economic resilience. In practice, many housewives do not have adequate knowledge and skills in budgeting, saving, and prioritizing needs wisely. This community service activity was carried out with the aim of improving family financial literacy among housewives, especially members of the Wisma Anggrek Group, Lapandan Village. The method of implementing the activity consists of three main approaches, namely counseling on basic family financial management materials, interactive discussions to explore participants' experiences and challenges, and simulations of realistic and applicable household budget preparation. The training material covers the basic principles of financial management, saving strategies, controlling expenses, and how to prioritize needs based on the scale of urgency and financial capabilities. The results of the activity showed a significant increase in participants' understanding of the concept of family financial management. Participants are able to draw up a simple budget, recognize unnecessary expenses, and start implementing consistent saving habits. In addition, group discussions encourage the creation of spaces for sharing experiences and practical solutions among participants, which strengthens the collective spirit in building healthy financial habits. This activity has a positive impact on shaping a more planned financial mindset and behavior among housewives. It is hoped that this training will be the first step in building sustainable household economic resilience, as well as encouraging family financial independence through wise and responsible financial management.
Pengaruh Pengendalian Diri dan Gaya HidupTerhadap Perilaku Konsumtif Mahasiswa Fakultas Ekonomi Kampus Rantepao Universita Kristen Indonesia Toraja Lusdani, Westerini; Panimba, Winta; Mantong, Agustinus
JIMP: Jurnal Ilmiah Manajemen Profetik Vol. 3 No. 2 (2025): Jurnal Ilmiah Manajemen Profetik
Publisher : Program Studi Manajemen, STIE Hidayatullah, Depok, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55182/jimp.v3i2.601

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Pengendalian Diri dan Gaya Hidup Terhadap Perilaku Konsumtif Mahasiswa Fakultas Ekonomi Kampus Rantepao Universitas Kristen Indonesia Toraja. Latar belakang penelitian ini didasarkan pada fenomena meningkatnya perilaku konsumtif di kalangan mahasiswa, yang dipengaruhi oleh perkembangan teknologi, tren gaya hidup, serta kemampuan individu dalam mengendalikan dorongan untuk berbelanja. Jenis penelitian ini adalah penelitian kuantitatif dengan jumlah sampel 228. Data penelitian ini dikumpulkan melalui kuisioner, diproses dianalisis menggunakan analisis regresi berganda dengan menggunakan SPSS. Tenkik pengambilan sampel yang digunakan adalah accidental sampling. Sedangkan analisis data yang digunakan adalah uji instrumen, uji asumsi klasik, dan uji hipotesis. Hasil data penelitian ini menunjukkan bahwa Gaya Hidup berpengaruh positif terhadap Perilaku Konsumtif Mahasiswa Fakultas Ekonomi Universitas Kristen Indonesia Toraja dengan nilai koefisien uji t sebesar 0,167 dan tingkat signifikan sebesar 0,006 < 0,05. Pengendalian Diri berpengaruh positif dan signifikan terhadap Perilaku Konsumtif Mahasiswa Fakultas Ekonomi Universitas Kristen Indonesia Toraja dengan nilai koefisien uji t sebesar 0,279 dan tingkat signifikan sebesar 0,002 < 0,05.
PENGARUH HARGA DAN KUALITAS PELAYANAN TERHADAP KEPUTUSAN PEMBELIAN PADA SEJAHTERA MART RANTEPAO KABUPATEN TORAJA UTARA Panimba, Winta; Lusdani, Westerini; Tonapa, Ulfiani
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 3 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i3.14583

Abstract

The Influence of Price and Service Quality on Purchase Decisions at Sejahtera Mart Rantepao, North Toraja Regency. The problems in this study are: Does the price affect purchasing decisions at Sejahtera Mart Rantepao. Does the quality of service affect purchasing decisions at Sejahtera Mart Rantepao.) Do prices and service quality affect purchasing decisions at Sejahtera Mart Rantepao. The population in this study are consumers who make purchases at Sejahtera Mart Rantepao. Sampling in this study is Nonprobability Sampling. The data analysis technique used is instrumenttest, classical assumption test, hypothesis testing. The results of the study The price has a significant effect on purchasing decisions because the value of t_count>t_table is 0.254>0.2006 and the resulting significance is 0.800 t_table or 0.677>0.2006 and the resulting significant is 0.500
Optimizing Slaughterhouse (RPH) Retribution Revenue to Support the Regional Original Income of North Toraja Regency Winta Panimba; Westerini Lusdani
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 4 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i4.8696

Abstract

This study aims to analyze the optimization of slaughterhouse (RPH) levy revenue to support the increase in Regional Original Income (PAD) in North Toraja Regency. Slaughterhouse levies are a source of PAD with significant potential, but have not yet made an optimal contribution due to various constraints in their management and collection. Using a qualitative descriptive approach, this study explores the actual conditions of levy collection, the level of utilization of slaughterhouse facilities, and the inhibiting and supporting factors that influence the effectiveness of levy revenue. Data were obtained through interviews, observations, and document reviews related to regulations and regional financial reports. The results indicate that the potential of slaughterhouse levies has not been fully realized due to limited infrastructure, low user compliance, a weak collection administration system, and minimal oversight. On the other hand, there are opportunities to increase revenue through improved service management, regulatory enforcement, facility quality, and strengthened inter-agency coordination. Optimizing slaughterhouse levy revenue requires not only efficiency in the collection process but also improved service quality to make slaughterhouses more attractive to the public and businesses. Thus, optimizing RPH levies has the potential to make a significant contribution to increasing the PAD of North Toraja Regency if managed professionally, transparently, and based on community needs.
Penguatan Peran Orang Tua Remaja melalui Edukasi Pengasuhan Anak Pubertas dan Literasi Keuangan Keluarga Westerini Lusdani; Winta Panimba; Rati Pundissing; Dwibin Kannapadang; Agustinus Mantong
Ekspresi : Publikasi Kegiatan Pengabdian Indonesia Vol. 3 No. 1 (2026): Januari: Ekspresi : Publikasi Kegiatan Pengabdian Indonesia
Publisher : Asosiasi Seni Desain dan Komunikasi Visual Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/ekspresi.v3i1.1051

Abstract

This Community Service Program (PkM) aims to strengthen the role of adolescent parents through education on parenting during puberty and family financial literacy in Lembang Tondon Langi’, Tondon District, North Toraja Regency. Through two training sessions led by Ibu Rio Rita Pakan and Ibu Westerini, the program focused on enhancing the knowledge and skills of parents in addressing the challenges of parenting adolescent children and managing household finances. The first session, which addressed parenting during puberty, provided parents with insights into the characteristics of adolescent development and effective communication strategies. The second session, which focused on family financial management, offered practical skills in budgeting, debt management, and saving for the future. The results of the program showed that parents in Lembang Tondon Langi’ felt more prepared and confident in applying a more open and adaptive approach to parenting, as well as becoming more prudent in managing household finances. The enhancement of skills in both areas is expected to create more harmonious families and greater financial stability. The sustainability of the program is recommended through the formation of ongoing discussion groups and the active involvement of community leaders. This program has contributed positively to family welfare and the empowerment of parents in rural areas
Integrating HR Management and Digital Talent Management to Enhance Organizational Competitiveness: Evidence from Local Government Agencies Pagiu, Chrismesi; Lusdani, Westerini; Patadungan, Ellyn
Jurnal Ilmiah Manajemen Kesatuan Vol. 13 No. 6 (2025): JIMKES Edisi November 2025
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v13i6.4192

Abstract

Digital transformation is reshaping public sector organizations, necessitating enhanced competitiveness through advanced technologies and optimised human resource strategies. This study aims to determine the effect of human resource management and digital talent management practices on public organizational competitiveness, focusing on their individual and combined effects. A quantitative approach employing Partial Least Squares Structural Equation Modelling was used, with data collected from 380 government employees in a local region via a survey. Human Resource Management significantly strengthens competitiveness by enhancing workforce capabilities, motivation, and commitment (β=0.38; p<0.05), while Digital Talent Management drives innovation and organizational flexibility (β=0.42; p<0.05). The integration of both practices yields the strongest impact (β=0.71; p<0.05), highlighting their synergistic effect. The findings underscore that sustainable competitiveness in public organizations relies on integrating human resource management with digital talent management. Local governments should adopt policies that align these frameworks to foster adaptive, innovative, and citizen-oriented governance, ensuring effective bureaucratic transformation in the digital era. This study enriches theoretical discourse and offers practical guidance for enhancing public sector performance.
Co-Authors Abner Tahendrika Ade Lisa Matasik Agustinus Mantong Ahmad Ahmad Alex, Jelitha Althon K. Pongtuluran Ariantho Rekan Palallo Chrismesi Pagiu Daniel L. Pakiding Daniel Lallo Pakiding Dhea Toding Pasak Dina Ramba' Esra Tandira’ba Euodia Euodia Hany Helba Rundupadang Hendrikus Kadang Herlisya, Herlisya Lallo Pakiding, Daniel Lilisda Sampe Lisa Kurniasari Wibisono Marniati Marniati, Marniati Marthin, Alvin Anugrady Paganggi, Yadiel Piter, Saltika Prisilia Yosafat, Widya Randi Tangdialla Rati Pundissing Seni Sapu Srisetyawanie Bandaso Sussana Eka Topayung Tonapa, Ulfiani Ulfiani Tonapa Uli Urbanus Bubun Wilma Dian Ardiyanti Winta Panimba Yohanis Lotong Ta'dung