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All Journal EkoBis ( Ekonomi & Bisnis ) Jurnal Bisnis dan Manajemen Kinerja JURNAL ADMINISTRASI BISNIS Business UHO: Jurnal Administrasi Bisnis Journal of Economic, Bussines and Accounting (COSTING) Jurnal Inovasi Bisnis (Inovbiz) Jurnal Riset Inspirasi Manajemen dan Kewirausahaan OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Almana : Jurnal Manajemen dan Bisnis Jurnal Samudra Ekonomi dan Bisnis Jurnal Ilmu Manajemen JURNAL EKOBIS DEWANTARA Syntax Idea Performance : Jurnal Bisnis dan Akuntansi Al-Kharaj: Journal of Islamic Economic and Business International Journal of Economics Development Research (IJEDR) Management Studies and Entrepreneurship Journal (MSEJ) Publik: Jurnal Manajemen Sumber Daya Manusia, Administrasi dan Pelayanan Publik Jurnal Syntax Transformation BUDGETING : Journal of Business, Management and Accounting Journal of Management and Bussines (JOMB) Jurnal Manajemen Pendidikan dan Ilmu Sosial (JMPIS) Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Jurnal Ilmiah Wahana Pendidikan Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Journal of International Conference Proceedings Innovative: Journal Of Social Science Research e-Jurnal Apresiasi Ekonomi Journal of Economics and Management Scienties Jurnal Administrasi Bisnis Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies
Nor Norisanti
Universitas Muhammadiyah Sukabum
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Journal : Al-Kharaj: Jurnal Ekonomi, Keuangan

 1 
Analisis Cash Conversion Cycle, Capital Expenditure dan Investment Opportunity Set dalam Mengoptimalkan Cash Holding Farach Dhiba Helmaliana; Nor Norisanti; Erry Sunarya
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 11 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i11.3391

Abstract

ABSTRACT. The research was aimed at determining how much influence the Cash Conversion Cycle, Capital Expenditure and Investment Opportunity Set have in optimizing Cash Holding in food and beverage subsector companies listed on the Indonesia Stock Exchange for the period 2018-2022. The objects in this study are Cash Conversion Cycle (X1), Capital Expenditure (X2) Investment Opportunity Set (X3) and Cash Holding (Y). This research uses descriptive methods with a quantitative approach. The sampling technique used in this study used a non-probability sampling approach with purposive sampling method. The data analysis technique used is multiple correlation coefficient test, determination coefficient test, multiple linear regression test, partial test (t test) and simultaneous test (F test). Based on the results of the study, it shows that there is a variable relationship between Cash Conversion Cycle, Capital Expenditure and Investment Opportunity Set in optimizing Cash Holding of 0.749 which means that the level of relationship between Cash Conversion Cycle, Capital Expenditure and Investment Opportunity Set in optimizing Cash Holding is included in the strong relationship criteria. Then the partial test results show that the Cash Conversion Cycle has a positive and significant effect in optimizing Cash Holding, Capital Expenditure has no effect in optimizing Cash Holding, and Investment Opportunity Set has a positive and significant effect in optimizing Cash Holding
Pengaruh Leverage dan Sales Growth Terhadap Financial Distress dengan Profitabilitas Sebagai Moderasi Meita Dilani Nurhandriani; Nor Norisanti; R. Deni Muhammad Danial
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 11 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i11.3405

Abstract

The transportation sector in Indonesia is one of the important sectors supporting the national economy. This sector consists of a variety of companies and has great potential for development. This research is based on the problem of decreasing demand due to restrictions on mobility and economic activity due to the pandemic. Causing a decrease in revenue and profits for transportation companies which can increase the risk of financial distress. This research uses financial leverage ratio calculations with DER (Debt Equity Ratio) and Sales growth to determine the effect on financial distress calculated using ICR and the role of profitability with ROA (Return On Assets) as moderation. The method used in this research is descriptive methods with a quantitative approach. Research on the transportation sector listed on the BEI in 2022. The research population was 49 companies with a sample of 41 companies. The financial distress method used is to calculate the ICR ratio (Interest Coverage Ratio) which is symbolized by a dummy. Data analysis uses multiple linear analysis and Moderating Regression Analysis (MRA) with the SPSS 26 application. Based on the research and discussion that has been carried out, the research results can be concluded that leverage has an effect but is not significant on financial distress. Sales growth has an effect but is not significant on financial distress. Profitability is able to moderate the relationship between leverage and financial distress and sales growth with financial distress.
Servant Leadership dan Komitmen Organisasi Terhadap Kinerja Karyawan: Studi pada Karyawan CV. Cisarua Cianjur Intan Permatasari; Nor Norisanti; Faizal Mulia Z
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 11 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i11.3547

Abstract

The company always expects employees to always perform in carrying out their duties and responsibilities to solve problems and prove the hypothesis by collecting data through interviews and questionnaires. The questionnaire was given to 42 respondents, to be further analyzed using multiple linear regression, multiple correlation, F Test and T - Test. Based on the results of calculations using the IBM SPSS Statistics Version 24 program, the results obtained servant leadership has a positive and significant effect on employee performance at CV. Cisarua Cianjur. This means that the better the implementation of servant leadership, the higher the employee performance at CV. Cisarua Cianjur. Organizational commitment has a positive and significant effect on employee performance at CV. Cisarua Cianjur. This means that the more organizational commitment from employees increases, the higher the employee performance at CV. Cisarua Cianjur. Servant leadership and organizational commitment have a positive and significant effect on employee performance at CV. Cisarua Cianjur. This means that the better the implementation of servant leadership and the more organizational commitment from employees increases, the more employee performance at CV. Cisarua Cianjur.
Analisis Penyaluran Kredit, dan Kredit Macet terhadap Profitabilitas: Studi Keuangan Pada Sektor Perbankan yang Terdaftar di Bursa Efek Indonesia Periode 2023 Maulani, Almah; Nor Norisanti; Asep M. Ramdan
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 11 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i11.3596

Abstract

The aim of this research is to analyze credit distribution and bad credit on profitability in the banking sector listed on the Indonesia Stock Exchange (BEI). The method used in this research is descriptive and associative research methods with a quantitative approach. The population in this research is banking sector companies listed on the Indonesia Stock Exchange (BEI) for the 2023 period, with the number of samples used in this research being 39 banking companies listed on the Indonesia Stock Exchange for the 2023 period. The data collection technique used is by using data secondary obtained from documentation and literature study. By using the perposive sampling method. Using IBM SPSS Version 25 software, as a data analysis technique tool. The results of this research show that the credit distribution variable (X1) has a positive and significant effect on profitability, and the bad credit variable (X2) has a negative and significant effect on profitability. So all hypotheses are accepted
Analisis Likuiditas dan Resiko Kredit Terhadap Profitabilitas Andini Widya Yasa; Norisanti, Nor; Ramdan, Asep Muhamad
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 11 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i11.3827

Abstract

A bank which is a profit-oriented service company must certainly maintain its level of profitability well. Therefore, this study aims to determine the effect between liquidity and credit ratios on profitability. The method used in this research is descriptive and associative method through quantitative approach. Data analysis uses multiple linear analysis and Moderating Regression Analysis (MRA) with the SPSS 22 application. The population in this study were 40 BPR bank issuers. The sample used in this study amounted to 33 issuers of BPR banks that reported their finances to OJK for the 2023 period which were obtained using purposive sampling technique. The research data used in this study include primary data and secondary data, namely observation, interviews, questionnaires, literature studies, and documentation. The results of this study There is a significant influence of Liquidity on Profitability in Rural Bank companies registered with the Financial Services Authority (OJK) for the period 2023. There is a significant influence of Credit Risk on Profitability in Rural Bank companies registered with the Financial Services Authority for the period 2023.   ABSTRAK. Bank yang merupakan suatu perusahaan jasa yang beorientasi kepada laba tentu harus menjaga tingkat profitabilitasnya dengan baik. Oleh karena itu penelitian ini bertujuan untuk mengetahui pengaruh antara likuiditas dan rasio kredit terhadap profitabilitas. Metode yang digunakan dalam penelitian ini adalah metode deskriptif dan asosiatif melalui pendekatan kuantitatif. Analisis data menggunakan analisis linier berganda dan Moderating Regression Analysis (MRA) dengan aplikasi SPSS 22. Populasi dalam penelitian ini adalah 40 emiten bank BPR. Sampel yang digunakan pada penelitian ini berjumlah 33 emiten bank BPR yang melaporkan keuangannya ke OJK Periode 2023 yang diperoleh menggunakan Teknik Purposive sampling. Data  penelitian yang digunakan dalam penelitian ini meliputi data primer dan data sekunder yaitu observasi, wawancara, kuisioner, studi kepustakaan, dan dokumentasi. Hasil dari penelitian ini Adanya pengaruh signifikan dari Likuiditas terhadap Profitabilitas pada perusahaab Bank Perkreditan Rakyat yang terdaftar di Otoritas Jasa Keuangan (OJK) periode 2023. Adanya pengaruh signifikan dari Risiko Kredit terhadap Profitabilitas pada perusahaan Bank Perkreditan Rakyat yang terdaftar di Otoritas Jasa Keuangan periode 2023.
Pengaruh Akses Pembiayaan dan Financial Technology Terhadap Keberlangsungan Usaha dengan Literasi Keuangan Sebagai Variabel Moderating Siti Maria Ulpah; Norisanti, Nor; Faizal Mulia Z
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 11 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i11.3828

Abstract

ABSTRACT. This research is based on the problem of decreasing income as a result of competition, apart from competition, the decrease in income is also caused by a lack of ability to plan short-term and long-term finances well, causing a decrease in income and an increase in the costs of raw materials, labor or other operational costs in the future. Without adjusting the selling price, it can cause a decrease in operating profits. This research aims to analyze the influence of access to financing and financial technology on business sustainability with financial literacy as a moderating variable in MSMEs in the beverage sector in Sukabumi City. Research data was collected from 132 MSMEs in Sukabumi City through a survey. method study using moderated regression analysis (MRA) with using retrieval techniques sample using proportional random sampling and obtained use questionnaire with data from 132 MSME sectors drinks in town Sukabumi processed use spss version 20. The research results show that the access to financing variable has a significant influence on the sustainability of MSME businesses, while the fintech variable has an influence but is not significant. The financial literacy variable moderates the effect of access to financing on business sustainability, while the financial literacy variable does not moderate the relationship between financial technology and business sustainability. ABSTRAK. Penelitian ini didasari dengan adanya permasalahan penurunan pendapatan akibat dari persaingan, selain karna persaingan penurunan pendapatan juga di sebabkan kurangnya kemampuan merencanakan keuangan jangka pendek dan jangka Panjang dengan baik sehingga menyebabkan penurun pendapatan dan Peningkatan biaya bahan baku, tenaga kerja, atau biaya operasional lainnya dimasa mendatang tanpa penyesuaian harga jual dapat menyebabkan penurunan laba usaha. Penelitian ini bertujuan untuk menganalisis pengaruh akses pembiayaan dan financial technology terhadap keberlangsungan usaha dengan literasi keuangan sebagai variabel moderasi pada UMKM sektor minuman di Kota Sukabumi. Data penelitian dikumpulkan dari 132 UMKM di Kota Sukabumi melalui survey. metode penelitian menggungganakan moderated regression analysis (MRA) dengan menggunakan Teknik pengambilan sampel menggunakan proportional random sampling dan diperoleh menggunakan kuesioner dengan data 132 UMKM sektor minuman di kota sukabumi diolah menggunakan spss versi 20. Hasil penelitian menunjukkan bahwa variabel akses pembiayaan memiliki pengaruh signifikan terhadap keberlangsungan usaha UMKM, sedangkan variabel fintech memiliki pengaruh namun tidak signifikan. variabel literasi keuangan memoderasi pengaruh akses pembiayaan terhadap keberlangsungan usaha, sedangkan variabel literasi keuangan tidak memoderasi hubungan financial technology terhadap keberlangsungan usaha.
Analisis Faktor – faktor yang Memengaruhi Financial Management Behavior pada Mahasiswa Universitas Muhammadiyah Sukabumi Vini Eka Paksi; Nor Norisanti; R. Deni Muhammad Danial
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 11 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i11.4312

Abstract

The purpose of this study was to determine the factors that influence financial management behavior. This study uses a quantitative approach by collecting data through questionnaires distributed to 97 respondents. The population in this study were students of the Muhammadiyah University of Sukabumi. The data analysis technique used statistical and descriptive analysis with the help of SPSS Statistic Program Version 20. The results of this study indicate that partially financial attitude shows a significance value of 0.030 or <0.05, then financial self-efficacy shows a significance value of 0.000 or <0.05, it can be concluded that financial attitude and financial self-efficacy have a positive and significant influence on financial management behavior of students. As for locus of control shows a significance value of 0.446 or> 0.05, it can be concluded that locus of control does not have a significant influence on financial management behavior. Furthermore, simultaneously the results show a value of 0.000, it can be concluded that the three independent variables have a significant and positive influence on the financial management behavior of students of the Muhammadiyah University of Sukabumi.
Analisis Intellectual Capital dan Relationship Satisfaction Terhadap Business Performance: Studi UMKM Rumah Makan Nasi Padang di Kota Sukabumi Nabila Maulana Yusup, Silva; R Deni Muhammad Danial; Nor Norisanti
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 12 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i12.4555

Abstract

Micro, Small and Medium Enterprises or what are often called UMKM support 60% of the Indonesian economy. Sukabumi is an area that has 57,319 UMKM, one of which is Padang rice restaurant UMKM. Nasi Padang restaurant UMKM is Padang or Minangkabau cuisine, a cultural heritage from generation to generation, maintaining the authenticity of the tastes of the past as a regional identity that has problems with business performance as well as intellectual capital and relationship satisfaction. The aim of this research is to find out how intellectual capital and relationship satisfaction influence the business performance of UMKM at Nasi Padang restaurants in the city of Sukabumi. The population in this study were UMKM Padang rice restaurants in the city of Sukabumi. The method used is a quantitative method with an associative descriptive approach. With a total sample of 51 with saturated sampling. The statistical results of the f test (simultaneous) show a simultaneous and significant influence of the intellectual capital and relationship satisfaction variables on business performance. Based on the statistical results of the t test (partial test), intellectual capital has a negative and insignificant effect on business performance. Meanwhile, relationship satisfaction has a positive and significant effect on business performance.
Analisis Pertumbuhan Penjualan, Ukuran Perusahaan, Leverage dan Capital Intensity Terhadap Profitabilitas PT Mandala Multifinance Shaquila Farah Aprila; Nor Norisanti; Faizal Mulia Z
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 4 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i4.6730

Abstract

This study aims to determine the effect of sales growth, company size, leverage and capital intensity on profitability. The research method used in this research is quantitative research method with associative descriptive approach. The sample technique used by analysing the company's financial statements for the last few years and the data analysis technique is Regression with the help of SPSS 26 software. The results of this study indicate that PT Mandala Finance, Tbk has successfully built sales growth, company size, leverage, capital intensity and profitability in these decades. Sales growth shows that it has a positive significance value, which means that sales growth has a positive and significant effect on profitability. Company size has no significant effect on profitability. Leverage has a negative significant effect on profitability. Capital intensity has no significant effect on profitability. PT Mandala needs to make strategy adjustments to maintain stable sales growth, manage leverage wisely, and maximise the use of fixed assets in order to maintain optimal profitability. The integration of theory and previous research findings confirms that sustainable growth requires a balance between asset expansion, debt management, and efficient use of capital.
Co-Authors A Restu Maulani Acep Samsudin Acep Syamsudin Adelia Athaya Dzakiyyah Adzkya, Adzkya Shaqiela Afiary, Muhamad Azhar Afifah, Fitriani Ai Mulyaningrum Ajeng Ayu Wardhani Putri Ajeng Vika Nia Tifani Amalia, Salma Andini Widya Yasa Andira, Firani Dias Anggi Pratiwi Anggi Pratiwi, Anggi Anggia Nurul Safarila Anisa Maramis Annisa Ayulestari Noer Annisa Drajat Any Octaviany Aprianto, Muhammad Shidiq Apriliani Sya’diah Asep Muhamad Ramdan Asep Muhammad Ramdhan Aslia, Farisa Astria, Indria Sri Astriani Puji Lestari Auliya, Auliya Farreli Irhandi Ayu Puji Astuty Azis Mauraksa Azzahrunisa, Andini Bagus Muhammad Guntur Budiarti Sawitri, Indah Ce Mutia Izmilla Clara Candra Komala Damayanti, Elok Deni Muhammad Danial Deni Muhammad Daniel Desta Riany Devi Agustini Devilia, Wanda Diah Nurul Fauzi Dicky Jhoansyah Dio Alif Ramadhan Ditha Indah Fatmasari Dwi Sri Wahyuni Elah Elah Elia Rahayu R Erry Sunarya Erry Sunarya Ervina Widiastuti Ery Sunarya Evrida hayati Fabianca Fachreza Fahmi Mauludin Faizal Mulia Z Faizal Mulya Z Fany Mutia Rizki Farach Dhiba Helmaliana Farike Rhava Kusmita Fauzhan Pratama Permana Febriani, Selvy Firani Dias Andira Firhan Dwi Januar Fitrah Shaumi Ulul Albab Fitrio, Rian Renaldi Muhamad Gia Tamara Sukandi Gunawan, Alayda Nazwa Hadiyah Hafitri, Nisa Elya Hana Diawati Hana Nurhasanah Hana Qurota A'yun Hartika, Dela Heni Nurbayani Ia Siti Bahriah Ilham Maulana Ilham Maulana Ibrahim Ima Halimah Ima Halimah Indah Budiarti Sawitri Indah Khoiriyah Indria Sri Astria Intan Permatasari Irma Sulastri Jihan Nurul Rachman Julianti Eka Putri kendra Nur Ghibrani Khaerunnisa, Salma Khairunnisa, Risvi Meilan Kholipah Al Mugni Kokom Komariah Kokom Komariah Komala, Clara Candra Laila Hamidah Langi Delanur Lestari Damayanti Lulu Gita Lusi Nur Fajriani Machmudin, Arief Mahesa Saputra Manuhutu, Fitria Andriani Marina, Ade Maulana Abdul Rohman Maulani, Almah Mauludin, Fahmi Meita Dilani Nurhandriani Mitasari Mitasari Moch Alhadi Fahtiansyah Mochammad Husen Gifari Moh Irpan Firmansyah Mohammad Ilham Mulia Z., Faizal Mulia. Z, Faizal Mulya Z, Faizal Nabila Maulana Yusup, Silva Nadia Cindy Monica Najwa Indah Sari Ni Luh Ari Yusasrini Noviani Noviani Nur Ajeng Setia Wiguna Nurillah Sopian Nurmala, Resa Nurul Aulia Nurul Jauza Putri Nuryana, Hilmy Phytaloka, Ananda Dhea Purnama, Ilham Purwaningsih, Fitriana Ayu Purwoko, Agus Puspita Wulandari R Deni Muhammad Danial R. Deni M. Danial Rahayu Damayanti Rahma Lia Fauziah Rahmat Setyo Wicaksono Ramadhani, Salsa Diva Resa Nurmala Respi Saputri Resti Ganis Yuliani Restu Nurfani Retla Della Rustawan Ria Ulvia Erza Riani Fauzia Rahmayanti Risfa Aryani Putri Rizki, Maulana Rizky Adhinugroho Rosmalianda Aprilia Rossy Rosmalia Sutarya Sa'adatunnisa, FItri Salman Muhammad Rezab Salsabila Safiratunnajah Saputri, Respi Seli Lestari Selvia Ramdani Septi Utami Shaquila Farah Aprila Shera Wulan Ruswandi Shintya Yuliana Silitonga, Tiur Maulina Siska Oktavia Siti Dwi Ayuningsih Siti Maria Ulpah Siti Maryam Agustina Siti Rohila Sofyan, Frama Aditya Sopyan Saori Sri Nuranti Sulastri Fazriah Sunarya, Erry Suwendi Suwendi Syifa Sofariah Tetty Sufianty zafar Tiara Suci Bentar Ummu Hawa Assa’diyah Utami, Septi Vini Eka Paksi Wimartfian, Restu Eka Yesi Rahmawati Yoga Nudea sofyan Yogi Lesmana Yosef Saefurrohmat Yuwan Apriliandi Zafar, Tetty Sufianty