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All Journal Jurnal Bisnis, Manajemen, dan Informatika Jurnal Ilmiah Ekonomi Islam Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah Journal of Economics and Business UBS Jurnal Pengabdian Masyarakat : Pemberdayaan, Inovasi dan Perubahan Milkiyah: Jurnal Hukum Ekonomi Syariah Iqtisadie: Journal of Islamic Banking and Shariah Economy Journal of Economic Education and Entrepreneurship Studies Jurnal Manajemen Dan Bisnis Ekonomi Amsir Accounting & Finance Journal Jurnal Pengabdian Masyarakat dan Riset Pendidikan JIBEMA: Jurnal Ilmu Bisnis, Ekonomi, Manajemen, dan Akuntansi Adpebi International Journal of Multidisciplinary Sciences At Tawazun Jurnal ekonomi Islam Nomico Nomico Journal of Economic Education and Entrepreneurship Studies
St Hafsah Umar
Universitas Islam Negeri Alauddin Makassar
Religion Agriculture, Biological Sciences & Forestry Humanities Automotive Engineering Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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The Kemudahan, Keamanan, Kualitas Informasi Terhadap Penggunaan BYOND By BSI: Moderasi Pemahaman Agama Wina Pradita; St. Hafsah Umar; Asyraf Mustamin; Ilham Gani; Samsul
IQTISADIE: Journal of Islamic Banking and Shariah Economy Vol. 6 No. 02 (2026): September 2026
Publisher : Program Studi Perbankan Syariah Institut Al-Fithrah (IAF) Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36781/iqtisadie.v6i02.1507

Abstract

The digital transformation of Islamic banking through BYOND by BSI requires a better understanding of the factors that encourage service usage, particularly among university students. This study examines the effects of ease of use, security, and information quality on the use of BYOND by BSI and investigates the moderating role of religious understanding among students of the Faculty of Islamic Economics and Business at UIN Alauddin Makassar. A quantitative correlational approach was employed. Primary data were collected through a five-point Likert-scale questionnaire administered to 100 students who use BYOND by BSI and analyzed using multiple linear regression and Moderated Regression Analysis with IBM SPSS Statistics 27. The findings indicate that ease of use, security, and information quality each have a positive and significant effect on the use of BYOND by BSI. Religious understanding also strengthens the effects of all three variables on service usage. The research model explains 51% of the variation in BYOND by BSI usage. These findings demonstrate that the adoption of Islamic digital banking services is influenced not only by the technical quality of the service but also by users’ religious understanding.
Analisis Penerapan Islamic Corporate Social Responsibility (ICSR), Strategi Komunikasi, dan Islamic Work Ethic (IWE) Dalam Membangun Citra Perusahaan Pada Bank Syariah Indonesia KCP Bantaeng Fadliah Asna; Asyraf Mustamin; St. Hafsah Umar; Nuraeni Gani; Kamaruddin
JIBEMA: Jurnal Ilmu Bisnis, Ekonomi, Manajemen, dan Akuntansi Vol. 4 No. 2 (2026): October
Publisher : CV. Muris Global Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62421/jibema.v4i2.787

Abstract

Penelitian ini bertujuan untuk menganalisis penerapan Islamic Corporate Social Responsibility (ICSR), strategi komunikasi, dan Islamic Work Ethic (IWE) terhadap citra perusahaan pada Bank Syariah Indonesia (BSI) KCP Bantaeng. Fokus penelitian ini adalah bagaimana penerapan ICSR, strategi komunikasi, dan Islamic Work Ethic (IWE) dalam membangun citra perusahaan di mata masyarakat. Penelitian ini menggunakan jenis penelitian kualitatif dengan pendekatan studi kasus. Lokasi penelitian dilaksanakan di Bank Syariah Indonesia KCP Bantaeng. Sumber data penelitian terdiri atas data primer dan data sekunder. Informan penelitian berjumlah lima orang yang terdiri atas tiga orang karyawan BSI KCP Bantaeng, yaitu Customer Service, Branch Operation and Service Manager (BOSM), dan Sales Force, serta dua orang masyarakat penerima bantuan ICSR. Teknik pengumpulan data dilakukan melalui observasi, wawancara, dan dokumentasi. Teknik analisis data yang digunakan meliputi reduksi data, penyajian data, dan penarikan kesimpulan. Adapun pengujian keabsahan data dilakukan melalui triangulasi sumber. Hasil penelitian menunjukkan bahwa penerapan Islamic Corporate Social Responsibility (ICSR) di BSI KCP Bantaeng mampu membangun persepsi positif masyarakat melalui berbagai kegiatan sosial yang mencerminkan kepedulian perusahaan terhadap lingkungan sekitar. Strategi komunikasi yang diterapkan melalui komunikasi langsung, sosialisasi, dan pemanfaatan media komunikasi dinilai efektif dalam menyampaikan informasi mengenai produk, layanan, dan program perusahaan kepada masyarakat. Selain itu, penerapan Islamic Work Ethic (IWE) yang diwujudkan melalui nilai amanah, kejujuran, tanggung jawab, disiplin, dan pelayanan yang baik memberikan kontribusi positif terhadap pembentukan citra perusahaan. Ketiga aspek tersebut saling mendukung dalam membangun citra Bank Syariah Indonesia KCP Bantaeng sebagai lembaga keuangan syariah yang profesional, terpercaya, dan memiliki kepedulian sosial terhadap masyarakat.
Co-Authors - Trimulato, - An Ras Try Astuti Andi Idham A.P Arifai, Samsul Asyraf Mustamin Dwi Cahyani, Marwah Fadliah Asna Ferils, Muh Fikriyah, Dina Ilham Gani Ismawati Kamaruddin Kamaruddin Kamaruddin Kotngoran, Wiljan Atfentia Maleha, Nova Yanti Marwah Dwi Cahyani Miftakhul Huda Miftakhul Huda Muhlis Muhlis Masin Nasrullah Bin Sapa Nasrullah, Andhini Putri Novianti Nova Yanti Maleha Nuraeni Gani Rizki Rahim Sagir Muhammad Sulaiman Salma Salma Samsul Samsul Samsul Samsul SITI FATIMAH Siti Fatimah Subran Taufik Suci Wening Asih Sudirman Sudirman Sudirman Sudirman Suharlina Suharlina Supriadi Surya Ningsih T, Andi Marhuni Tamaulina Br Sembiring Tri Mulato Wiljan Atfentia Kotngoran Wina Pradita