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All Journal JURNAL EKONOMI DAN KEBIJAKAN PEMBANGUNAN MANAJEMEN IKM: Jurnal Manajemen Pengembangan Industri Kecil Menengah Jurnal Manajemen dan Agribisnis Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Jurnal Aplikasi Bisnis dan Manajemen (JABM) E-Journal Jurnal Ekonomi & Studi Pembangunan Jurnal Resolusi Konflik, CSR dan Pemberdayaan (Jurnal CARE) Al-Muzara'ah AFEBI Economic and Finance Review Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam International Journal of Zakat (IJAZ) Jurnal Ekonomi Pembangunan Indonesian Journal of Multidisciplinary Science Jurnal Pusat Inovasi Masyarakat Jurnal Ekonomi, Bisnis dan Manajemen Journal Research of Social Science, Economics, and Management Amkop Management Accounting Review (AMAR) Jurnal Ekonomi dan Pembangunan Indonesia
Alexandi, Muhammad Findi
Departemen Ilmu Ekonomi, Fakultas Ekonomi Dan Manajemen, Institut Pertanian Bogor Jl. Agatis Kampus IPB Darmaga, Bogor 16680
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

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Strategi Pengembangan Perdagangan Beras Melalui Pembiayaan Akad Murabahah (Studi Kasus Bank Syariah Indonesia Cabang Tambun 1 Bekasi) Findi, Muhammad; Suharjo, Budi; Merianti
MANAJEMEN IKM: Jurnal Manajemen Pengembangan Industri Kecil Menengah Vol. 20 No. 2 (2025): Manajemen IKM
Publisher : Institut Pertanian Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/mikm.20.2.1-9

Abstract

Meningkatnya UMKM di Kota Bekasi menggambarkan perkembangan UMKM mengalami peningkatan yang signifikan setiap tahunnya. Permasalahan yang terus terjadi seiring dengan meningkatnya jumlah UMKM di kota ini adalah kesiapan sumber daya manusia dan sumber pembiayaan bagi pelaku UMKM. Tujuan penelitian ini adalah: (1) Mengetahui sistem pembiayaan murabahah pada perdagangan beras di BSI Cabang Tambun 1 Bekasi; (2) Mengetahui faktor-faktor yang mempengaruhi perdagangan beras di Kota Bekasi; dan (3) Mengetahui posisi dan kondisi usaha perdagangan beras, serta alternatif strategi pengembangan usaha perdagangan beras di Kota Bekas. Penelitian ini merupakan penelitian studi kasus yang dilakukan dengan menelusuri data dan informasi yang diperoleh dari PT BSI, baik di pusat maupun Cabang Tambun 1 Bekasi. Responden ditentukan secara purposive, yang terdiri dari tiga orang internal bank dan empat pelaku usaha. Analisis kelayakan pembiayaan menggunakan pendekatan prinsip 5C. Analisis lingkungan dan penentuan strategi menggunakan matriks IFE, EFE, IE, SWOT dan QSPM. Hasil analisis kelayakan pembiayaan menunjukkan bahwa BSI Cabang Tambun 1 Bekasi sudah melaksanakannya dengan baik, sesuai ketentuan yang telah ditetapkan. Hasil analisis lingkungan dengan matriks IFE diperoleh total skor 2,65, menunjukkan usaha ini memiliki kekuatan internal yang cukup baik untuk dikembangkan. Total skor matriks EFE sebesar 2,59, menunjukkan perdagangan beras berada pada level rataan dalam memanfaatkan peluang dan menghadapi ancaman eksternal. Kombinasi total skor matriks IFE dan EFE pada matriks IE menempatkan usaha pada Kuadran V yaitu posisi tengah, baik secara internal maupun eksternal. Hasil analisis strategi diperoleh prioritas strategi yang dapat diimplementasikan, yaitu peningkatan daya saing melalui diversifikasi produk dan pemasaran digital.
Poverty Conditions and Policy Solutions in Banten Province (Data Analysis Years 2009-2013) Findi, Muhammad; Zulia, Veni Lutfiani
AFEBI Economic and Finance Review Vol. 1 No. 1 (2016): June
Publisher : Asosiasi Fakultas Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47312/aefr.v1i1.633

Abstract

The aim of this study is to describe conditions of regional poverty to analyze the factors that affect the level of poverty in Banten province from 2009 to 2013, and to formulate solutions minimizing problems of poverty in the province of Banten. A methods used in this study is regression using panel data. Variables in this study are economic growth, minimum wage, unemployment, and literacy rate. The result of this study show that that significant variables on poverty levels in province of Banten are minimum wage, unemployment, and literacy rate. While variable is not significant to level of poverty in province of Banten is economic growth. JEL Classification: I30, J30, N30Keywords: Banten Province, Poverty, Regression Panel Data
POVERTY IN DAERAH ISTIMEWA YOGYAKARTA (DIY): POLICIES AND EFFORTS TO SOLVE IT (DATA YEAR OF 2010-2016) Alexandi, Muhammad Findi; Tinambunan, Edi Victara
AFEBI Economic and Finance Review Vol. 4 No. 1 (2019): June
Publisher : Asosiasi Fakultas Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47312/aefr.v4i1.652

Abstract

This research analyze some factors that influence of poverty level and some formulation policies to solve poverty in Daerah Istimewa Yogyakarta (DIY). By 2017 Province of DIY becomes the highest poverty rate in Java Island. The percentage of poor people in Province of DIY is also above the average percentage level of poverty in Indonesia. Therefore our research is conducted on what are the factors of affect poverty and what can be implemented to solve it. This research used panel data and calculated with Ms Excel and software of Eviews 9. The range period of this research from year of 2010 to 2016 with five districts/cities in Province of DIY. The result of the estimation in this research showed that economic growth has positively affect to poverty, while the health facilities, educational facilities and the number of labor agricultural sector have negatively affect to poverty level in Province of DIY. JEL Classification: I30, I32, I38 Keywords: Economic Growth, Educational Facilities, Health Facilities, Labor Of Agricultural Sector, Poverty
Pemodelan Determinan Penerimaan Pajak Penghasilan Dari Orang Pribadi Pelaku UMKM Menggunakan Causal Loop Diagram Murtadho, Muhammad Afif; Achsani, Noer Azam; Alexandi, Muhammad Findi
Jurnal Aplikasi Bisnis dan Manajemen Vol. 8 No. 1 (2022): JABM Vol. 8 No. 1, Januari 2022
Publisher : School of Business, Bogor Agricultural University (SB-IPB)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17358/jabm.8.1.225

Abstract

The large number of Micro, Small and Medium Enterprises (MSMEs) that make a significant contribution to gross domestic revenue shows that MSMEs have a very vital role in the Indonesian economy. However, tax revenues originating from MSMEs are still far from what they should be. Based on these conditions, this study aims to: (a) identify the determinants of income tax revenue from individual MSME taxpayers; (b) create a causal loop diagram on the determinants of income tax revenue from individual taxpayers of SMEs; (c) provide alternative strategies in the context of increasing state revenue from income taxes originating from individual taxpayers of MSME actors. To obtain the variables in order to build the model, literature studies and interviews were carried out, then the causal loop diagram (CLD) model was built using Vensim software. The results of the study indicate that in an effort to collect optimal state revenues, a strategy is needed that can balance the frequency of various internal programs at DGT, especially related to aspects of tax extensification, monitoring and socialization activities. Keywords: causal loop, income tax, individual, MSMEs, taxpayer
KLASIFIKASI INFLASI 34 IBUKOTA PROVINSI DI INDONESIA SEBELUM DAN SAAT COVID-19 MELALUI PENGELOMPOKAN WILAYAH DENGAN K-MEANS CLUSTERING Etrisia, Novi; Alexandi, Muhammad Findi; Asmara, Alla
Jurnal Ekonomi Pembangunan Vol 12 No 2 (2023): Volume 12 Nomor 2 Tahun 2023
Publisher : Fakultas Ekonomi dan Bisnis Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23960/jep.v12i2.1597

Abstract

The magnitude of the national inflation rate is the formation of aggregate figures from regional inflation. Formulating policies that target inflation is increasingly complex in the era of regional autonomy because each region has different factors and conditions that make it difficult to control. For this reason, special attention is needed in dealing with regional inflation. This study aims to classify regional inflation that occurred in Indonesia before and during the Covid-19 pandemic through a clustering approach using the K-Means Clustering method. The secondary data used in this study comes from the Central Bureau of Statistics (BPS) publications of the Republic of Indonesia. The results showed that after clustering, there were 19 provinces (55.88%) that experienced a decrease in the cluster level, 6 provinces (17.64%) experienced an increase in the cluster level and 9 provinces (26.4%) were stable at the cluster level. Overall, the Covid-19 outbreak that has hit the world economy has harmed provinces in Indonesia. This can be observed from the largest percentage of clusters, namely provinces that experienced a decrease in the inflation category, which was 55.88% and the highest number of provinces which were originally in 2017 were in cluster 3 (high inflation category) in 2021 which shifted to cluster 1 (inflation category). low). Based on the Paired Sample T-Test, there was a significant difference in clustering before Covid-19 (2017) and during Covid-19 (2021).
The Political Economy of Household Expenditure in Indonesia Alexandi, Muhammad Findi; Murti, Prima Puspita Indra
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 14 No. 1 (2022)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v14i1.22794

Abstract

The study analyzed the data released by BPS RI from 2010 to 2019. There is a tendency for the growth rate of Indonesian people's spending on food and non-food to be lower than the growth rate of its national disposable income. This shows that Indonesian income has entered the upper-middle-income level. Further, some of the income earned has been saved or invested. A descriptive analysis and double linear regression analysis are used in this study. Data shows that household spending on GDP in Indonesia is more than 50%. This study finds a shift in household expenditure structure between food and non-food consumption. Food expenditure experienced a steep decline from 1999 to 2019. The analysis shows that independent variables encompassing inflation, national disposable income, public saving position and ZIS funds distribution significantly influenced household expenditure.  AbstrakPenelitian ini menganalisis data yang dirilis BPS RI tahun 2010 hingga 2019 tentang kecenderungan laju pertumbuhan pengeluaran masyarakat Indonesia untuk makanan dan nonmakanan. Data menjelaskan bahwa pengeluaran makana lebih rendah dari pendapatan disposabel nasional. Hal ini menunjukkan bahwa pendapatan masyarakat Indonesia memasuki tingkat pendapatan menengah ke atas. Saat ini, lebih banyak orang yang menginvestasikan pendapatan mereka. Penelitian ini menggunakan analisis deskriptif dan analisis regresi linier berganda dan menunjukkan bahwa pengeluaran rumah tangga terhadap PDB di Indonesia lebih dari 50%. Struktur pengeluaran rumah tangga dari konsumsi makanan bergeser ke bukan makanan. Ditemukan bahwa pengeluaran pangan mengalami penurunan tajam dari tahun 1999 hingga 2019. Hasil analisis menunjukkan bahwa variabel bebas yang meliputi inflasi, pendapatan disposabel nasional, posisi tabungan masyarakat, dan penyaluran dana ZIS berpengaruh signifikan terhadap pengeluaran rumah tangga.
Optimalisasi Limbah Dapur Menjadi Pupuk Organik Cair: Pelatihan Warga di Desa Kodokan, Blora Inanda, Izzah Aulia; Azizah, Tsaniyyah Nur; Hanoon, Khairuna Irby; Pasaribu, Cindy Grasia; Jannah, Miftahul; Fatah, Apriyandi Kagendra; Zefrinardi, Aleyf Radyansach; Mubarok, Muhammad Fadhil; Alexandi, Muhammad Findi
Jurnal Pusat Inovasi Masyarakat Vol. 7 No. 2 (2025): Oktober 2025
Publisher : Direktorat Pengembangan Masyarakat Agromaritim, Institut Pertanian Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/jpim.7.2.211-219

Abstract

This community service activity was carried out to improve the knowledge and skills of Kodokan Village residents in processing kitchen waste into liquid organic fertilizer (POC) as an environmentally friendly alternative fertilizer. The main problems faced by the community are the high prevalence of burning household organic waste and the strong dependence on chemical fertilizers in land management. The program was implemented in two stages, namely (i) a counselling session explaining the concept, benefits, and production techniques of POC, and (ii) a direct demonstration so that participants are able to apply the process independently. A total of 17 participants actively took part in the activity on 13 July 2025. The evaluation results through pre-test and post-test showed a significant improvement in all indicators of participants’ understanding, with an average increase of more than 60 percentage points. After the activities, participants began to utilise vegetable scraps and fruit peels to produce POC independently at home and apply it to their home gardens. In addition to reducing organic waste, this program also contributes to reducing the use of chemical fertilizers, improving soil fertility, and creating environmentally based business opportunities through the production of POC as a potential local product. Therefore, this program serves as an initial step for sustainable waste management and for empowering the rural economy.
The Development Strategy of Micro-Retail Businesses at Rumah Pangan Kita (RPK) in Bogor Syarief, Rizal; Findi, Muhammad; Juliawan, Dwi
MANAJEMEN IKM: Jurnal Manajemen Pengembangan Industri Kecil Menengah Vol. 21 No. 1 (2026): Manajemen IKM
Publisher : Institut Pertanian Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/

Abstract

Tujuan penelitian ini adalah menganalisis strategi pengembangan usaha ritel mikro Rumah Pangan Kita (RPK) di Bogor. Alat analisis yang digunakan adalah matrik IFE (Internal Factor Evaluation), EFE (External Factor Evaluation), matriks IE (Internal External) yang berguna untuk menganalisis posisi RPK dalam persaingan usaha, analisis SWOT dan QSPM (Quantitative Strategic Planning Matrix) yang merupakan hasil keputusan strategis berdasarkan faktor faktor sukses utama internal-eksternal. Jumlah sampel RPK yang digunakan sebanyak 70 dari total 84 RPK di Bogor berdasarkan rumus slovin. Identifikasi faktor internal di tingkat pengecer khususnya di RPK Bogor menunjukkan bahwa kekuatan utama adalah pasokan beras Bulog yang selalu ada dan teratur. Kelemahan utamanya adalah keharusan RPK untuk membeli beras Bulog secara tunai, kualitas kemasan produk yang kurang baik terutama pada bagian jahitan pada beras SPHP 5kg beras medium, dan keterbatasan modal.  Identifikasi faktor eksternal menemukan bahwa peluang utama adalah RPK selain menjual produk Bulog juga dapat menjual produk non Bulog untuk diversifikasi produk. Ancaman utama berasal dari persaingan yang tinggi dengan toko beras dan toko ritel modern. Berdasarkan matriks IE, RPK berada pada sel V, dengan strategi Hold and Maintain. Hasil analisis SWOT dan QSPM menyimpulkan bahwa RPK harus melakukan diversifikasi produk, hal ini berarti RPK tidak hanya menjual beras Bulog. Selain itu, RPK harus berkolaborasi dengan UMKM setempat dan memanfaatkan digitalisasi untuk memaksimalkan penjualan dan keuntungan
The Impact of Public Spaces and Community Activities on the Economic Recovery of MSMEs in Cipayung, DKI Jakarta Province Muthia Puspita Asri; Muhammad Findi A; Nora Herdiana Pandjaitan
Journal Research of Social Science, Economics, and Management Vol. 5 No. 6 (2026): Journal Research of Social Science, Economics, and Management
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jrssem.v5i6.1307

Abstract

The revitalization and development of public spaces during periods of social restriction, which later evolved into centers of social interaction in the post-pandemic era, play an important role in accelerating the economic recovery of Micro, Small, and Medium Enterprises (MSMEs) that were severely affected by the COVID-19 crisis. This study examines the contribution of public space reactivation to MSME economic recovery in the Cipayung District, DKI Jakarta Province. A quantitative descriptive approach was employed, involving 100 MSME respondents operating around ten major public spaces in the study area. Data were collected through a Likert-scale questionnaire and analyzed using SPSS to assess instrument validity and reliability, with a Cronbach’s Alpha value of 0.924 indicating high internal consistency. The Analytical Hierarchy Process (AHP) method was applied to identify priority factors and strategic alternatives for MSME recovery. The results show that the comfort of public spaces is the most influential factor supporting MSME economic recovery. Cleanliness, security, adequate basic facilities, and effective spatial design significantly increase visitor intensity and transaction activity. The second key factor is the diversity of community activities, including bazaars, cultural festivals, sports events, and social programs, which positively influence MSME turnover. Conversely, the number of public spaces has limited impact, highlighting that quality and activity intensity are more decisive than quantity. Respondents identified increased sales turnover, improved MSME competitiveness, and job creation as equally important recovery indicators. Based on AHP analysis, priority strategies include enhancing public space comfort and facilities, expanding community-based activities, strengthening MSME collaboration, improving government support.
Analisis Potensi Model Bisnis Hijau pada IKM VCO di Provinsi Sumatera Barat Aqilatu Rahma Aulia; Muhammad Findi; Ma’mun Sarma
Jurnal Ekonomi, Bisnis dan Manajemen Vol. 5 No. 3 (2026): Jurnal Ekonomi, Bisnis dan Manajemen (EBISMEN)
Publisher : FEB Universitas Maritim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/ebismen.v5i3.4724

Abstract

Virgin Coconut Oil (VCO) is a coconut-based product with high economic value and is widely used in the health, food, and cosmetic industries. West Sumatra Province has strong potential for the development of VCO small and medium enterprises (SMEs) due to the abundant availability of coconut raw materials. This study aims to analyze the potential implementation of a green business model in VCO SMEs in West Sumatra and to identify the opportunities and challenges associated with its implementation. The research employed a quantitative approach using descriptive analysis, the Green Business Model Canvas, SWOT analysis, Likert scale analysis, gap analysis . Data were collected through observation, interviews, documentation, and questionnaires involving 25 respondents, consisting of 20 VCO SME owners and 5 external respondents. The results indicate that VCO SMEs have the potential to implement a green business model through the use of natural raw materials, local resources, and the diversification of derivative products. However, its implementation still faces challenges, including limited capital, technology, human resource capacity, and market access. The growing demand for natural and environmentally friendly products, supported by product innovation, creates opportunities for developing more sustainable and competitive SMEs.
Co-Authors Ahmad Yasin Ahmad, Fahmi Salam Aisyah, Nabilla Alla Asmara Apriliani, Khairunnisa Aqilatu Rahma Aulia Arno Nugroho Ayu sri Utami Hendriani Ayu, Esti Rahmani Azizah, Tsaniyyah Nur Budi Suharjo Chrisgerson Rudor Damayanti, Aprillia Dian Rinaldy Edi Victara Tinambunan Edi victara Tinambunan Erliza Noor Etrisia, Novi Fatah, Apriyandi Kagendra Fauziyah Rahmi Adilah Fiqih Apriadi Firdaus, Ibrahim Dhiaulhaq Gendut Suprayitno Ginting, Nurrul Auliannisa Hanoon, Khairuna Irby Heni Hasanah Hutagaol, Manuntun Paruliah Inanda, Izzah Aulia Juliawan, Dwi Khalifah Muhamad Ali Ma’mun Sarma Merianti Meutia Septiani Miftahul Jannah Mubarok, Muhammad Fadhil Muhamad Nadratuzzaman Hosen Murtadho, Muhammad Afif Murti, Prima Puspita Indra Muthia Puspita Asri Nora H. Pandjaitan Nugraheni, Sri Retno Wahyu Nuraisha, Asila Shafa Ovilla Marshafeni Pasaribu, Cindy Grasia Prawito Hudoro Prima Puspita Indra Murti Rahmawati, Anindya Intan Rizal Syarief Rura, Guntur Ryan Ezkirianto Salahuddin El Ayyubi Sarah Asy Syahidah Septiantoro, Ali Akbar Setia, Muhammad Fuadi Shelvie Nidya Neyman Shofiyanto, Shofiyanto Sibarani , David Richardo Sipahutar, Luat Paska Tinambunan, Edi victara Tjahja Muhandri Toni Irawan Tuanaya, Syarief Hidayat Veni Lutfiani Zulia Vernanda Fairuz Widyarahman, Shaummiracle Widyastutik Yeti Lis Purnamadewi Yuliana Harianja Zefrinardi, Aleyf Radyansach Zulia, Veni Lutfiani Zulva Azijah