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All Journal Signifikan : Jurnal Ilmu Ekonomi ETIKONOMI Jurnal Bisnis dan Ekonomi Economic Journal of Emerging Markets Jurnal Ekonomi, Bisnis dan Kewirausahaan (JEBIK) MEDIA EKONOMI & TEKNOLOGI INFORMASI JEJAK Trikonomika: Jurnal Ekonomi Media Ekonomi dan Manajemen Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) INFERENSI Assets : Jurnal Ekonomi, Manajemen dan Akuntansi Jurnal Penelitian Ekonomi dan Bisnis Media Trend: Berkala Kajian Ekonomi dan Studi Pembangunan MEDIA Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan Jurnal Ekonomi Syariah Teori dan Terapan LEGITIMASI: Jurnal Hukum Pidana dan Politik Hukum JUPITER (Jurnal Pendidikan Teknik Elektro) HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Al-Amwal : Jurnal Ekonomi dan Perbankan Syari\'ah Prosiding Seminar Nasional IPTEK Terapan (SENIT) 2016 Pengembangan Sumber Daya Lokal Berbasis IPTEK E-Dimas: Jurnal Pengabdian kepada Masyarakat Jurnal Ilmiah Ekonomi Islam Jurnal REKOMEN (Riset Ekonomi Manajemen) Halaqa : Islamic Education Journal Economica: Jurnal Ekonomi Islam Jurnal Dinamika Ekonomi dan Bisnis al-Uqud : Journal of Islamic Economics JEPA (Jurnal Ekonomi Pertanian dan Agribisnis) Numeracy : Jurnal Ilmiah Pendidikan Matematika Jurnal Ilmiah Al-Syir'ah Jurnal Organisasi Dan Manajemen Jurnal Ekonomi & Keuangan Islam EKO-REGIONAL JURNAL PENGEMBANGAN EKONOMI WILAYAH Jurnal Basicedu Shirkah: Journal of Economics and Business YUME : Journal of Management IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam EKUITAS (Jurnal Ekonomi dan Keuangan) Jurnal Ilmu Manajemen dan Akuntansi Terapan Iqtishodia: Jurnal Ekonomi Syariah Studi Kasus Inovasi Ekonomi Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Syar'Insurance: Jurnal Asuransi Syariah JES (Jurnal Ekonomi Syariah Jurnal Pasopati : Pengabdian Masyarakat dan Inovasi Pengembangan Teknologi Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Eksponen IJORER : International Journal of Recent Educational Research Hipotenusa: Journal of Research Mathematics Education (HJRME) Islamiconomic: Jurnal Ekonomi Islam Nusantara Islamic Economic Journal Diponegoro Journal of Islamic Economics and Business Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Jurnal Basicedu Al-Irsyad: Journal of Education Science Equilibrium: Jurnal Ekonomi Syariah Jurnal Studi Manajemen Bisnis Journal of Finance and Islamic Banking Jurnal Kajian Ekonomi dan Perbankan Syariah Jurnal Ilmiah Ultras Tawazun: Journal of Sharia Economic Law
Darwanto Darwanto
Department Islamic Economics, Faculty Of Economics And Bussiness, Diponegoro University, Semarang, Indonesia, Jl. Prof. Sudarto No.13, Tembalang, Kec. Tembalang, Kota Semarang, Jawa Tengah 50275
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KERAJINAN LIMBAH CANGKANG KERANG SEBAGAI PENGHASILAN ALTERNATIF UMKM SRIKANDI BAHARI DAN MAJU SEDJATI DI GEMPOLSEWU Gentur Handoyo; Siti Nur Laila; Hafiz Rama Devara; Hari Susanta Nugraha; Eva Fatimah; Darwanto
Studi Kasus Inovasi Ekonomi Vol. 9 No. 01 (2025)
Publisher : Program Studi Manajemen, Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/skie.v9i01.39631

Abstract

Desa Gempolsewu yang berlokasi di Kecamatan Rowosari, Kabupaten Kendal, Jawa Tengah merupakan desa pesisir yang mayoritas penduduknya bergantung pada sektor perikanan. Namun, limbah cangkang kerang yang tidak diolah menyebabkan masalah lingkungan dan ekonomi bagi masyarakat setempat. Salah satu inovasi dalam Program Pemberdayaan Masyarakat oleh Mahasiswa yang dilakukan oleh Universitas Diponegoro dan Universitas Wahid Hasyim adalah mengadakan pelatihan pemanfaatan limbah cangkang kerang menjadi kerajinan tangan dengan melibatkan pelaku UMKM setempat, yaitu kelompok "Srikandi Bahari" dan "Maju Sedjati". Pelatihan ini bertujuan untuk memberikan keterampilan baru kepada pelaku UMKM dalam memproduksi kerajinan berbahan limbah, seperti aksesoris, hiasan rumah, dan souvenir, yang dapat menjadi sumber penghasilan alternatif ketika bahan baku produksi usaha tidak ada. Adapun produk kerajinan yang dihasilkan seperti pembuatan bunga dan boneka dari limbah cangkang kerang.
Pengaruh Model Pembelajaran Flipped Classroom Berbantuan Video Terhadap Hasil Belajar Kognitif pada Mata Kuliah Rangkaian Listrik AC di Program Studi Pendidikan Teknik Elektro Universitas PGRI Madiun Darwanto, Darwanto
JUPITER (JURNAL PENDIDIKAN TEKNIK ELEKTRO) Vol. 6 No. 1 (2021)
Publisher : Universitas PGRI Madiun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25273/jupiter.v6i1.8922

Abstract

Penelitian ini bertujuan untuk: (1) mengetahui hasil belajar rangkaian listrik AC sebelum diterapkan model pembelajaran Flipped Classroom Berbantuan Video pada mahasiswa semester IV Pendidikan Teknik Elektro Universitas PGRI Madiun, (2) mengetahui hasil belajar rangkaian listrik AC setelah diterapkan model pembelajaran Flipped Classroom Berbantuan Video pada mahasiswa semester IV Pendidikan Teknik Elektro Universitas PGRI Madiun, (3) mengetahui adanya pengaruh model pembelajaran Flipped Classroom Berbantuan Video pada mata pelajaran rangkaian listrik AC terhadap hasil belajar kognitif mahasiswa semester IV di Pendidikan Teknik Elektro Universitas PGRI Madiun. Penelitian ini merupakan penelitian Kuantitatif. Desain penelitian menggunakan Pretest-Posttest. Teknik pengumpulan data menggunakan instrumen tes dan instrumen non tes. Validitas instrumen menggunakan validitas isi dan validitas konstruk dengan hasil data dinyatakan layak dan valid. Reliabilitas instrumen menggunakan teknik alpha cronbach. Analisis data menggunakan analisis deskriptif. Uji prasyarat menggunakan uji normalitas dan uji homogenitas. Uji hipotesis menggunakan uji T-test. Hasil penelitian menunjukkan bahwa model pembelajaran Flipped Classroom Berbantuan Video secara signifikan dapat mempengaruhi hasil belajar kognitif mahasiswa.
BRIDGING GAPS: ANALYZING FINTECH ADOPTION AND ITS CONTRIBUTION TO OVERCOMING SOCIAL EXCLUSION IN THE INDONESIAN FINANCIAL LANDSCAPE Muh Fadli Wahyu Utomo; Darwanto Darwanto
EKUITAS (Jurnal Ekonomi dan Keuangan) Vol 8 No 1 (2024): March
Publisher : Sekolah Tinggi Ilmu Ekonomi Indonesia (STIESIA) Surabaya(STIESIA) Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24034/j25485024.y2024.v8.i1.5929

Abstract

Financial Technology, a component of the technological revolution in the financial industry, has a significant impact on both the micro and macro finance sectors. Significant investment is fueling the growth of the FinTech sector on a global scale. The mobile payment and transfer industry experienced the most rapid growth, increasing by 75% in 2019. Indonesia has emerged as a significant hub for digital economic growth, with 203 million users and a transaction value of US$ 99.1 billion in 2022. Nevertheless, this favorable pattern has yet to affect the Indonesian economy. The extent of financial inclusion in Indonesia remains one of the lowest compared to other nations in ASEAN. This study examines the factors influencing the utilization of FinTech in Indonesia and the resulting impact on financial inclusion. SEM-PLS method was used for quantitative analysis to examine 369 data respondents statistically. The findings of this study indicate that the four underlying factors (digital literacy, financial literacy, acceptance model, and usage of technology) have a favorable and significant impact on the intention to utilize FinTech payments. Sustainable use has also been exploitative and exploratory behavior by users. Using FinTech payments with exploitative and explorative patterns has been statistically demonstrated to enhance financial inclusion in Indonesia.
PENGARUH PEMBIAYAAN MURABAHAH, MUSYARAKAH, DAN BIAYA TRANSAKSI TERHADAP PROFITABILITAS BANK PEMBIAYAAN RAKYAT SYARIAH Agza, Yunita; Darwanto, Darwanto
IQTISHADIA Vol 10, No 1 (2017): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v10i1.2550

Abstract

Bank Pembiayaan Rakyat Syariah is a financial institution that distribute and collect the fund. BPRS prefers to provide financing in micro, small, and medium enterprises. The purpose of this study is analyze the effect of dominant financing in BPRS, murabaha, musharaka, and transaction costs on profitability of the BPR empirically. Financing and transaction costs tend to increase while the profitabilitas fluctuates and tends to decrease every year. This research uses quantitative method  with secondary data. The data collection techniques used are literature study and documentation. Secondary data retrieved  from monthly reports of Statistik Perbankan Syariah which can be accessed through the official website of Otoritas Jasa Keuangan and Bank Indonesia. The method in this research is multiple linear regression with ordinary least squares (OLS) by transforming one of the variable into first difference. The empirical results shows that Murabahah financing, Musharakah financing, Transaction Costs significantly effect on profitability (ROA) Bank Pembiayaan Rakyat Syariah.Bank Pembiayaan Rakyat Syariah adalah lembaga keuangan dengan fungsi menyalurkan dan penghimpunan dana. BPRS lebih mengutamakan pembiayaan bagi UMKM. Penelitian ini bertujuan untuk menganalis pengaruh pembiayaan yang mendominasi pada BPRS yaitu Murabahah dan Musyarakah, serta Biaya transaksi yang dikeluarkan terhadap Profitabilitas BPRS. Pembiayaan murabahah, musyarakah, dan biaya transaksi cendrung mengalami peningkatan sedangkan profitabilitas pada BPRS mengalami fluktuatif dan cenderung menurun setiap tahunnya. Penelitian adalah penelitian kuantitatif yang mempergunakan data sekunder. Metode pengumpulan data pada penelitian adalah studi kepustakaan dan dokumentasi. Data penelitian diambil dari laporan bulanan statistik perbankan syariah yang diakses melalui situs resmi Otoritas Jasa Keuangan dan Bank Indonesia. Metode yang digunakan dalam penelitian yaitu metode Regresi Linier Berganda dengan pendekatan ordinary least square (OLS) serta melakukan transaformasi salah satu variabel kedalam bentuk pembeda pertama (first difference). Hasil estimasi menunjukkan bahwa pembiayaan Murabahah, Musyarakah, dan Biaya Transaksi memiliki pengaruh signifikan terhadap profitabiltas (ROA) Bank Pembiayaan Bank Rakyat Syariah.
Determinants of Interest in the Use of Islamic Digital Wallets Mawadah, Zahrotul; Darwanto, Darwanto
EQUILIBRIUM Vol 11, No 1 (2023): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v11i1.19028

Abstract

This study aims to determine the effect of variables perceived ease of use (X1), perceived usefulness (X2), perceived risk (X3), perceived security (X4), and trust (X5) on student interest in using LinkAja Syariah services by using an approach The Theory Acceptance Model (TAM). The data used are primary data by using the method of distributing questionnaires via google-form. The technique used in this research is using purposive sampling. The number of respondents obtained in this study was 280 respondents. The analytical technique used in this study uses the Structural Equation Model Partial Least Square (SEM-PLS) method. The results of this study indicate that perceived ease of use, perceived risk, perceived security, and trust have a positive and significant effect on student interest in using LinkAja Syariah services. While the perceived usefulness variable does not affect student interest in using the LinkAja Syariah service.  This study implies that this study can be an input for business leaders, especially those involved in electronic payment services, to pay attention to the perceived interest, usefulness and usefulness, perceived benefits, perceived risks, security, and confidence in improving the quality of e-services portfolio services. Based on the results of this study, perceived usefulness may not affect preference to use LinkAja Syariah, so other variables should be included in further research. 
Peran Strategi Badan Wakaf Indonesia (BWI) Dalam Meningkatkan Profesionalisme Nazhir Kota Semarang Harahap, Muhammad Budi Buchari; Darwanto, Darwanto
TAWAZUN: Journal of Sharia Economic Law Vol 4, No 1 (2021): Tawazun: Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v4i1.10192

Abstract

Nazhir's problem is one of the problems in waqf practice that is often encountered in the management of waqf today. These obstacles are due to the low quality of human resources, lack of understanding of Nazhir, and lack of guidance given to Nazhir. This paper will discuss about the security of waqf in the city of Semarang, selling nazhir and implementing strategies by the Indonesian Waqf Board in order to create Nazhir professionalism. The purpose of this research is to find out the problems between waqf assets, Nazhir and the Indonesian Waqf Board and to formulate what solutions can solve them. This study uses a qualitative method with a descriptive approach, data observation, observation, and document review. The results showed that there were still many waqf assets found without complete administration so that representatives of BWI Central Java were focused on strategies to control existing waqf assets and the training received by Nazhirs in Semarang City was not sufficient to produce professional Nazirs. The mindset, understanding and work ethic of the Nazhirs are still traditional to create a productive climate of waqf which is beneficial for the economy of society.
Co-Authors Aan Zainul Anwar Abdul Hoyyi Achma Hendra Adelia Putri, Liza Adityawarman Adityawarman Afif, Syafik Wildan Agam Maulana Ardi Agung Kunaedi Agza, Yunita Agza, Yunita Alfu Laila Fiafifah Ana Liana Wahyuningrum Anggraini, Selvi Rahma Annisa Maulidia Alfian Annisa Ramadhani Aos Aos Apriza, Berta Ardani, Mochammad Arifin Fafan K Kusuma Aulisa Lintang Usmandani B. Bambang Berta Apriza Berta Dinata, Karsoni Budi Raharjo Budi Samadikun Cahayati, Sakina Clara Palupi Crysanti Ishardini Dani Setiawan Dedi Junaedi Devita, Maela Rahma Devy Leony Olyvia Dewi, Isma Dina Melati Wangi Edi Susilo Edi Wibowo Kushartono Edy Yusuf Agung Gunanto Edy Yusuf Agunggunanto Erika Amelia Eva Fatimah Fadhilah, Ani Faisal Salistia Fatchur Rohman Fatin Hamamah, Fatin Fhela Vhantoria Ningrum Fiqi, Muhammad Dzakir Fitrie Arianti Gading Nugroho Galang Hendry Syahriar Galih Mukti Annas Wibisono, Galih Mukti Gentur Handoyo Gentur Handoyo Ghalib Agfa Polnaya Ghana Atma Sulistya Hafiz Rama Devara Hantoro Ksaid Notolegowo Harahap, Muhammad Budi Buchari Hari Susanta Nugraha Hasbi Yasin Hermanto Hermanto Isromi, Dila Hana Julianto, Eka Widayat Junaidah, Yurida Junaidi Junaidi Karimah, Nida Lutfi Rokhiyatul Mu'asiroh Margaretha Astri Viona Maulida, Rahma Hanii Mawadah, Zahrotul Meilasari, Venty Mochammad Ardani Muh Fadli Wahyu Utomo Muhammad Aladdin Hanif Muhammad Budi Buchari Harahap Muhammad Dzakir Fiqi Muhammad Irwin Muslimin Muhammad Zacky Dzulfikar Muinah, Muinah Munif, Ahmat Saeful Mus, Abdul Rahman Nabila Zahra Nastya Chila Zarabiyu Naufal Haidar Farras Nenik Woyanti NOERDIANTI, IRMA Novrita Dewi Yanti Nur Azkia, Annisa Nur Sindy Oktavia Nur, Andi Nirwana Nurmala, Intan Priyo Sasmoko Purbayu Budi Santosa Puspita, Mira Rahma, Maulida Fauzia Rahmat Fitriansyah Rais, Muhammad Rifai Redita Apriliana Ro'fah Setyowati rohadin, rohadin Rosiana Nurfadjri Roswan Rozaq, Galilh Abdul Sari, Affrylia Setiadi, Rukuh Setyowati, Ro'fah Siti Nur Laila Sugeng Prianto Supriyadi, Fortuna Tunggadewi Susilo Toto Raharjo Syafik Wildan Afif Syifaaussakinah, Syifaaussakinah Totok Hendarto Untan, Debik Vera Dwi Yunia Wahyuningrum, Ana Liana Widya Arga Putri Yulianto, Mohammad Dedi Yumasepta Rizky Hapsari Yusup, Mohammad Zahra, Anabila Zahra, Nabila Zakiyudin, Muhammad Ali