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All Journal Signifikan : Jurnal Ilmu Ekonomi El Dinar MANAJERIAL Media Mahardhika Matrik : Jurnal Manajemen dan Teknik Industri Produksi Ilomata International Journal of Tax and Accounting Jurnal Revenue : Jurnal Ilmiah Akuntansi Jurnal Manajemen dan Inovasi (MANOVA) Akuntansi dan Teknologi Informasi Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi Journal of Islamic Economic and Business Research Journal of Asset Management and Public Economy Journal of Artificial Intelligence and Digital Business Journal of Economics, Business, Management, Accounting And Social Sciences Klabat Accounting Review AMMA : Jurnal Pengabdian Masyarakat TEKNOBIS : Jurnal Teknologi, Bisnis dan Pendidikan Jurnal Inovasi Akuntansi IJBLPS Journal of Digital Business and Innovation Management Journal of Accounting and Financial Issue Ekomania International Journal of Islamic Economics (IJIE) Jurnal Archipelago Balance: Journal of Islamic Accounting JEMABITEK Alkasb: Journal of Islamic Economics International Journal of Islamic Finance (IJIF)
Iman Supriadi
STIE Mahardhika Surabaya
Religion Humanities Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Nursing Social Sciences Other

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Potential Development of Islamic Fintech in Supporting the Growth of the Halal Industry Iman Supriadi; Maghfiroh, Rahma Ulfa; Abadi, Rukhul
International Journal of Islamic Finance Vol. 1 No. 2 (2023): November 2023
Publisher : Department of Islamic Financial Management, Faculty of Economics and Islamic Business, Sunan Kalijaga State Islamic University, Yogyakarta, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Background: The halal industry and Islamic fintech are two sectors that are growing rapidly. Both have great potential to support the growth of the Islamic economy and finance. However, there is still potential that has yet to be fully utilized in the development of Islamic fintech to support the growth of the halal industry. Objectives: This paper aims to identify the potential development of Islamic fintech in supporting the growth of the halal industry and analyze the implications of such development. Novelty: This study provides a deeper understanding of the potential and implications of the development of Islamic fintech in the context of the halal industry. This study also guides industry players in utilizing Islamic fintech to support the growth of the halal industry and strengthen the literature and knowledge related to the development of Islamic fintech in the context of the halal industry. Research Methodology / Design: This study uses a qualitative research approach by conducting a literature review on the development of Islamic fintech and the halal industry. The data obtained is compiled and analyzed to identify the potential development of Islamic fintech in supporting the growth of the halal industry. Findings: This study reveals several important findings. First, government involvement in regulatory development has supported the growth of Islamic fintech in the halal industry. Second, collaboration between the technology industry and the financial sector has accelerated the progress of Islamic fintech and optimized financial accessibility in the halal industry. Third, the improvement of Islamic financial literacy and education is an important factor in increasing the adoption of Islamic fintech in the halal industry. Lastly, the utilization of appropriate technologies, such as blockchain and artificial intelligence, has boosted the growth of the halal industry through Islamic fintech. Implication: The development of Islamic fintech can make a positive contribution to the growth of the halal industry by providing financial solutions that comply with Sharia principles. This opens up opportunities to increase the competitiveness of the halal industry globally. The implications of this study can also serve as a guide for the government, technology industry, Islamic financial institutions, and halal industry players in optimizing the development of Islamic fintech and increasing financial inclusion in the halal industry.
Circular Accounting and Regenerative Business Models: How Environmental Foresight Drives SME Competitive Advantage Through Dynamic Capabilities Iman Supriadi; Rahma Ulfa Maghfiroh; Rukhul Abadi
Jurnal Inovasi Akuntansi (JIA) Vol. 3 No. 1 (2025)
Publisher : Program Studi Akuntansi Fakultas Ekonomi dan Bisnis Universitas Mahasaraswati Denpasar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36733/jia.v3i1.11539

Abstract

This study aims to investigate the critical role of circular economy capabilities in enhancing SME competitiveness by developing an integrated theoretical framework that bridges dynamic capabilities theory with circular economy principles. Employing a rigorous quantitative research design, the study collected comprehensive data from SMEs operating across multiple industrial sectors in Indonesia. Advanced structural equation modeling techniques were applied to analyze the complex relationships between circular economy capabilities and competitive performance outcomes, while controlling for relevant contextual factors. This methodological approach ensures a robust examination of both direct effects and mediating mechanisms. The findings reveal that circular accounting literacy and regenerative business orientation enhance competitiveness through distinct pathways, with strategic environmental foresight playing a differential mediating role. Moreover, the study makes several novel contributions by developing an integrated capability framework for circular economy implementation, establishing circular accounting literacy as a fundamental SME competency, and demonstrating how specific capability configurations influence sustainable performance outcomes. These insights significantly advance both theoretical understanding and practical strategies for adopting circular business models within the SME sector.
Islamic financial inclusion and sustainability mindset: Pathways to MSME performance and SDG achievement Iman Supriadi; Rahma Ulfa Maghfiroh; Rukhul Abadi
Alkasb: Journal of Islamic Economics Vol. 4 No. 1 (2025)
Publisher : Islamic Economics Study Program, Faculty of Sharia and Islamic Economics, Universitas Annuqayah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59005/alkasb.v4i1.628

Abstract

The growth of micro, small, and medium enterprises (MSMEs) is crucial for Indonesia’s economic and environmental sustainability. However, little is known about how Islamic financial inclusion and sustainability mindsets work together to enhance sustainable business performance in this sector. This study explores the combined impact of Islamic financial inclusion and sustainability mindset on the financial sustainability of East Java’s MSMEs, with green entrepreneurial orientation as a mediating factor. Using a quantitative approach, data was gathered from 115 sharia-compliant MSMEs through structured surveys and analyzed using Structural Equation Modeling (SEM). The results confirm that both Islamic financial inclusion and a sustainability mindset positively influence sustainable financial performance, with green entrepreneurial orientation playing a partial mediating role. Interestingly, the strength of these relationships varies depending on business models. The study bridges Islamic finance principles with sustainability theories, offering empirical evidence for policymakers designing Islamic finance initiatives to support MSME sustainability. It also emphasizes the need for MSMEs to integrate financial accessibility with eco-conscious thinking. These findings contribute to the ongoing discussion on aligning Islamic finance with sustainable development in emerging markets, providing practical guidance for businesses and regulators alike.
Strategi Pemasaran Travel Umrah Dan Haji Dalam Meningkatkan Kepuasaan Jamaah Handayani, Wahyu; Fatchurrohman, Mochamad; Supriadi, Iman; Puspitasari, Fanny Dwi
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 2 (2025): Mei - Juli
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i2.1627

Abstract

Tingginya permintaan terhadap layanan perjalanan umrah dan haji di Indonesia mendorong persaingan yang semakin kompetitif antar penyedia jasa. Penelitian ini bertujuan untuk mengevaluasi strategi pemasaran yang digunakan oleh PT. Ebad Alrahman Wisata dalam meningkatkan kepuasan jamaah. Melalui pendekatan kualitatif, data dikumpulkan melalui wawancara mendalam, observasi langsung, serta dokumentasi terhadap lima informan utama yang terdiri dari empat staf operasional dan satu jamaah umrah. Hasil studi menunjukkan bahwa loyalitas jamaah terbentuk dari perpaduan komunikasi yang terbuka, konsistensi mutu pelayanan, serta pemanfaatan media digital dan promosi dari mulut ke mulut secara efektif. Transparansi biaya, kemudahan pendaftaran secara daring, serta evaluasi rutin berbasis umpan balik pelanggan turut berkontribusi terhadap tingginya tingkat kepuasan. Temuan ini menegaskan pentingnya penerapan strategi pemasaran jasa yang menyeluruh dalam industri perjalanan ibadah, di mana kepercayaan dan pengalaman spiritual menjadi faktor utama.
Integrating Qualitative and Quantitative Methods in Sustainable Finance to Guide Public Policy for Green Investments Supriadi, Iman; Maghfiroh, Rahma Ulfa; Abadi, Rukhul
JAMPE (Journal of Asset Management and Public Economy) Vol. 4 No. 2 (2025)
Publisher : Universitas Ahmad Dahlan, Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/jampe.v4i2.11705

Abstract

This study investigates the role of sustainable finance in advancing investments in renewable energy and green technologies while addressing associated challenges and opportunities. The research aims to analyze the impact of sustainable finance strategies on investment flows, identify key barriers to their effective implementation, and propose strategic recommendations to enhance investment in this sector. This study seeks to support the global transition to a greener and more sustainable economy by optimizing policies, funding mechanisms, and financial practices. Using a mixed-methods approach, this study integrates qualitative and quantitative analyses, including literature reviews, causality analyses, and country-specific case studies. Secondary data generated from industry reports, academic publications, and financial databases form the basis of the analysis. Findings from the Sustainable Finance-Investment Interaction Model reveal that sustainable finance significantly enhances renewable energy investments. However, high initial costs, policy uncertainty, and restricted access to finance remain substantial obstacles. Despite these challenges, opportunities driven by technological advancements and increasing global climate awareness provide a strong foundation for growth. This paper presents recommendations for governments, investors, and financial institutions to strengthen the role of sustainable finance in accelerating renewable energy investments. Emphasizing integrating environmental, social, and governance (ESG) factors into financial decision-making, the study highlights the need for supportive policies to address financing barriers. By aligning financial systems with sustainability objectives, this research contributes to the broader discourse on sustainable finance and underscores its transformative potential in driving the global green transition.
Pengaruh Literasi Keuangan dan Financial Technology Terhadap Perilaku Manajemen Keuangan UMKM di Kota Surabaya S, Hesti Ayu; Supriadi, Iman; Sari, Anita Kartika
JOURNAL OF ECONOMICS, BUSINESS, MANAGEMENT, ACCOUNTING AND SOCIAL SCIENCES Vol. 3 No. 6 (2025): SEPTEMBER 2025
Publisher : PUTRA JAWA PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63200/jebmass.v3i6.220

Abstract

Tujuan dilakukan penelitian ini untuk mengetahui pengaruh literasi keuangan dan teknologi finansial terhadap perilaku pengelolaan keuangan pada Usaha Mikro, Kecil, dan Menengah (UMKM) di Kota Surabaya. Seiring dengan pesatnya perkembangan teknologi digital, penggunaan financial technology semakin meluas. Namun, kemampuan baca tulis mengenai keuangan di kalangan masyarakat, termasuk pelaku usaha mikro, kecil, dan menengah, masih relatif rendah. Penelitian ini relevan mengingat peran krusial UMKM dalam perekonomian dan pentingnya pengelolaan keuangan yang baik bagi keberlangsungan usaha. Pendekatan deskriptif kuantitatif diterapkan dalam penelitian ini, dengan sampel sebanyak 100 UMKM yang ada di Kota Surabaya. Pengumpulan data dilakukan melalui penyebaran kuesioner. Analisis data menggunakan Partial Least Square (PLS) untuk mengetahui pengaruh antar variabel. Hasilnya penelitian ini mengungkapkan bahwa baik kemampuan literasi keuangan maupun teknologi finansial memberikan pengaruh yang positif dan signifikan terhadap perilaku pengelolaan keuangan usaha mikro, kecil, dan menengah di Kota Surabaya..
Desain Balanced Scorecard Terintegrasi dengan Pendekatan Six Sigma Supriadi, Iman
Jurnal Manajemen dan Inovasi (MANOVA) Vol. 3 No. 1 (2020): Januari
Publisher : Management Department, Faculty of Islamic Economics and Business, Universitas Islam Negeri Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/manova.v3i1.203

Abstract

The motivation behind this paper is to give new bits of knowledge into understanding the estimation of incorporating the Balanced Scorecard with Six Sigma. This paper depends on an exhaustive writing audit from BSC and Six Sigma. The writing survey gives the premise to another joining system dependent on the PDCA cycle. The discoveries of this paper show how coordinated frameworks can add further esteem contrasted with the autonomous execution of either BSC or Six Sigma. This investigation gives a structure that can fill in as a reason for the reconciliation of Six Sigma with BSC. This paper adopts another strategy to joining structures by recognizing purposes of incorporation influence through the qualities and shortcomings of BSC and Six Sigma. The fundamental commitment of this paper is that it gives new experiences into seeing how BSC can be coordinated with Six Sigma. In addition, this paper gives guidance for future research that will defeat shortcomings in the manner associations are coordinating BSC with Six Sigma today.
Heterogeneous Effects of Islamic Finance: A Multilevel Analysis for Policy Optimization in Developing Economies Supriadi, Iman; Wany, Eva
Signifikan: Jurnal Ilmu Ekonomi Vol. 14 No. 1 (2025)
Publisher : Faculty of Economic and Business, Universitas Islam Negeri Syarif Hidayatullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v14i1.44736

Abstract

Research Originality: This study addresses a gap in the literature by examining the heterogeneous impact of Islamic financial instruments. It incorporates various contextual factors and employs panel data regression to control for cross-country and temporal heterogeneity, offering a broader perspective on Islamic finance and economic growth.Research Objectives: This study analyzes the impact of Islamic financial instruments on economic growth in developing countries with different income levels over time.Research Methods: A quantitative approach is applied using panel data regression with pooled data classification to account for variations in data treatment.Empirical Results: The findings reveal that Islamic financial instruments, particularly Total Islamic Financing and Islamic Banking Assets, significantly enhance economic growth. Demographic factors, such as population size, also play a key role, while inflation has no significant impact. Additionally, Fixed Effects (Cross) values, which adjust for country- and year-specific heterogeneity, show substantial variation, with positive and negative values across countries and periods.Implications: These findings offer policy insights to help governments and regulators develop responsive, economic policies that promote financial inclusion, strengthen regulatory frameworks, and support sustainable growth through Islamic finance.JEL Classification: C33, F43, G21, O16How to Cite:Supriadi, I., & Wany, E. (2025). Heterogenous Effect of Islamic Finance: A Multilevel Analysis for Policy Optimization in Developing Economies. Signifikan: Jurnal Ilmu Ekonomi, 14(1), 197-216. https://doi.org/10.15408/sjie.v14i1.44736.
Analisa Sistem Informasi Akuntansi Pada Penjualan E-Commerce “Jims Honey” Selama Pandemi COVID-19 Taufiq, Ahmad; Nas’ifah, Zanitsa; Supriadi, Iman
Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi Vol 1 No 2 (2021): Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi - Edisi Agustus 2021
Publisher : Sekolah Tinggi Ilmu Ekonomi Mahaputra Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (679.952 KB) | DOI: 10.56870/ambitek.v1i2.23

Abstract

E-commerce is a digital-based electronic buying and selling system that is easily accessible anywhere, anytime and by anyone. With the current condition of the COVID-19 pandemic, where health protocols are very stressed, many people use e-commerce to meet their needs without having to meet face to face. Jims Honey Gedangan uses this e-commerce system to expand its sales distribution. For sales reports, Jims Honey Gedangan makes an analysis obtained from the use of the Sales Accounting Information System which is then applied to e-commerce as an effort to make sales reports easier. Sellers can supervise their sales by making a recapitulation of the information obtained from the Sales Accounting Information System in e-commerce. In the future, the use of e-commerce systems and the application of the Sales Accounting Information System are expected to be widely used by MSME entrepreneurs to help increase sales and control the turnover of their products during a pandemic.
Analisa Selisih Penjualan Dalam Sistem Informasi Akuntansi Pada PT Khing Guan Sidoarjo Tobing, Herna; Bayu , Aditya; Supriadi, Iman
Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi Vol 1 No 2 (2021): Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi - Edisi Agustus 2021
Publisher : Sekolah Tinggi Ilmu Ekonomi Mahaputra Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (298.29 KB) | DOI: 10.56870/ambitek.v1i2.24

Abstract

This research was executed to analyze the purpose of the difference in the nominal amount of sales between the two accounting information systems that occurred at PT Khing Guan. The data used are secondary data collected from PT Khing Guan, research and other literature. Where this research method is a qualitative case study comparatively comparing two variables, namely system A and system B which are the accounting information system used at PT Khing Guan. The result of this groundwork is the rounding applied to the total product price excluding PPN in the system which results in a difference when the total of all products sold by PT Khing Guan results in a difference amongst the nominal value in system A and the nominal value in system B. Those result may appear as profit or loss. If the nominal amount in system A is smaller than in system B, then PT Khing Guan will experience an advantage. On the other hand, if the nominal value in system A is greater than that in system B, then PT Khing Guan will suffer a loss
Co-Authors Abadi, Rukhul Adi Rahardjo, Kusuma Ahmad Taufiq Amirah, Fathin Anita Kartika Sari Arinanda, Rizka Maulidia Ayu, Dewi Bayu , Aditya Burhan Stafrezar Della Putri Satiya Ningtyas Devi Meilina Dewi Mumpuni Yudowati Dewie Trie Wijayati Ela Diana Saputri Eva Wany Eva Wany, Eva Farikhah Rohmatul Hidayah Fatchurrohman, Mochamad Fitri Komariyah Hadmanti, Tiara Hendra Dwi Prasetyo I.G.A Sri Deviyanti Ida, Rahvita Jamhari Jamhari Kusuma Adi Rahardjo Kusuma Adi Rahardjo Kusuma Adi Rahardjo Kusuma Adi Rahardjo Lely Larasati Leonard Adrie Manafe Lisa Lisa Maghfiroh, Rahma Ulfa Maxi Steven Sahetapy Mesya Aulia Nurjami Miya Dewi Suprihandari Mumpuni Yudowati, Dewi Nas’ifah, Zanitsa Nindya Kartika Kusmayati Ni’matul Ijadiyah Ni’matul Ijadiyah Nofita Anggreani Novira Rihadatul Aisyah Novita Eka Sulistyia Rini Nuruddin Puspitasari, Fanny Dwi Rahma Ulfa Maghfiroh Rahma Ulfa Maghfiroh Rahma Ulfa Maghfiroh Rahma Ulfa Maghfiroh Rahma Ulva Maghfiroh Reza Nur Fauzi Rukhul Abadi Rukhul Abadi Rukhul Abadi Rukhul Abadi S, Hesti Ayu Sari, Anita Kartika Teguh Herdijanto Tobing, Herna Ulfa Maghfiroh, Rahma Wahjoedi, Tri Wahyu Handayani Wulandari Harjanti Zahra, Gabinda Zulafa Arianty, Gabinda Zahra