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All Journal Signifikan : Jurnal Ilmu Ekonomi El Dinar MANAJERIAL Media Mahardhika Matrik : Jurnal Manajemen dan Teknik Industri Produksi Ilomata International Journal of Tax and Accounting Jurnal Revenue : Jurnal Ilmiah Akuntansi Majalah Ilmiah Pelita Ilmu Jurnal Manajemen dan Inovasi (MANOVA) Akuntansi dan Teknologi Informasi Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi Journal of Islamic Economic and Business Research Journal of Asset Management and Public Economy Journal of Artificial Intelligence and Digital Business Journal of Economics, Business, Management, Accounting And Social Sciences Klabat Accounting Review AMMA : Jurnal Pengabdian Masyarakat TEKNOBIS : Jurnal Teknologi, Bisnis dan Pendidikan Journal of Applied Economics in Developing Countries Jurnal Inovasi Akuntansi IJBLPS Journal of Digital Business and Innovation Management Journal of Accounting and Financial Issue Ekomania The International Journal of Financial Systems International Journal of Islamic Economics (IJIE) Review of Management, Accounting, and Business Studies Jurnal Archipelago Balance: Journal of Islamic Accounting JEMABITEK Alkasb: Journal of Islamic Economics International Journal of Islamic Finance (IJIF) International Journal of Business, Law and Political Science

Iman Supriadi

STIE Mahardhika Surabaya

Author-ID : 2519835

Religion Humanities Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Nursing Social Sciences Other

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Strategi Pemasaran Travel Umrah Dan Haji Dalam Meningkatkan Kepuasaan Jamaah Handayani, Wahyu; Fatchurrohman, Mochamad; Supriadi, Iman; Puspitasari, Fanny Dwi
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 2 (2025): Mei - Juli
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i2.1627

Tingginya permintaan terhadap layanan perjalanan umrah dan haji di Indonesia mendorong persaingan yang semakin kompetitif antar penyedia jasa. Penelitian ini bertujuan untuk mengevaluasi strategi pemasaran yang digunakan oleh PT. Ebad Alrahman Wisata dalam meningkatkan kepuasan jamaah. Melalui pendekatan kualitatif, data dikumpulkan melalui wawancara mendalam, observasi langsung, serta dokumentasi terhadap lima informan utama yang terdiri dari empat staf operasional dan satu jamaah umrah. Hasil studi menunjukkan bahwa loyalitas jamaah terbentuk dari perpaduan komunikasi yang terbuka, konsistensi mutu pelayanan, serta pemanfaatan media digital dan promosi dari mulut ke mulut secara efektif. Transparansi biaya, kemudahan pendaftaran secara daring, serta evaluasi rutin berbasis umpan balik pelanggan turut berkontribusi terhadap tingginya tingkat kepuasan. Temuan ini menegaskan pentingnya penerapan strategi pemasaran jasa yang menyeluruh dalam industri perjalanan ibadah, di mana kepercayaan dan pengalaman spiritual menjadi faktor utama.

Integrating Qualitative and Quantitative Methods in Sustainable Finance to Guide Public Policy for Green Investments Supriadi, Iman; Maghfiroh, Rahma Ulfa; Abadi, Rukhul
JAMPE (Journal of Asset Management and Public Economy) Vol. 4 No. 2 (2025)
Publisher : Universitas Ahmad Dahlan, Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/jampe.v4i2.11705

This study investigates the role of sustainable finance in advancing investments in renewable energy and green technologies while addressing associated challenges and opportunities. The research aims to analyze the impact of sustainable finance strategies on investment flows, identify key barriers to their effective implementation, and propose strategic recommendations to enhance investment in this sector. This study seeks to support the global transition to a greener and more sustainable economy by optimizing policies, funding mechanisms, and financial practices. Using a mixed-methods approach, this study integrates qualitative and quantitative analyses, including literature reviews, causality analyses, and country-specific case studies. Secondary data generated from industry reports, academic publications, and financial databases form the basis of the analysis. Findings from the Sustainable Finance-Investment Interaction Model reveal that sustainable finance significantly enhances renewable energy investments. However, high initial costs, policy uncertainty, and restricted access to finance remain substantial obstacles. Despite these challenges, opportunities driven by technological advancements and increasing global climate awareness provide a strong foundation for growth. This paper presents recommendations for governments, investors, and financial institutions to strengthen the role of sustainable finance in accelerating renewable energy investments. Emphasizing integrating environmental, social, and governance (ESG) factors into financial decision-making, the study highlights the need for supportive policies to address financing barriers. By aligning financial systems with sustainability objectives, this research contributes to the broader discourse on sustainable finance and underscores its transformative potential in driving the global green transition.

Pengaruh Literasi Keuangan dan Financial Technology Terhadap Perilaku Manajemen Keuangan UMKM di Kota Surabaya S, Hesti Ayu; Supriadi, Iman; Sari, Anita Kartika
JOURNAL OF ECONOMICS, BUSINESS, MANAGEMENT, ACCOUNTING AND SOCIAL SCIENCES Vol. 3 No. 6 (2025): SEPTEMBER 2025
Publisher : PUTRA JAWA PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63200/jebmass.v3i6.220

Tujuan dilakukan penelitian ini untuk mengetahui pengaruh literasi keuangan dan teknologi finansial terhadap perilaku pengelolaan keuangan pada Usaha Mikro, Kecil, dan Menengah (UMKM) di Kota Surabaya. Seiring dengan pesatnya perkembangan teknologi digital, penggunaan financial technology semakin meluas. Namun, kemampuan baca tulis mengenai keuangan di kalangan masyarakat, termasuk pelaku usaha mikro, kecil, dan menengah, masih relatif rendah. Penelitian ini relevan mengingat peran krusial UMKM dalam perekonomian dan pentingnya pengelolaan keuangan yang baik bagi keberlangsungan usaha. Pendekatan deskriptif kuantitatif diterapkan dalam penelitian ini, dengan sampel sebanyak 100 UMKM yang ada di Kota Surabaya. Pengumpulan data dilakukan melalui penyebaran kuesioner. Analisis data menggunakan Partial Least Square (PLS) untuk mengetahui pengaruh antar variabel. Hasilnya penelitian ini mengungkapkan bahwa baik kemampuan literasi keuangan maupun teknologi finansial memberikan pengaruh yang positif dan signifikan terhadap perilaku pengelolaan keuangan usaha mikro, kecil, dan menengah di Kota Surabaya..

Desain Balanced Scorecard Terintegrasi dengan Pendekatan Six Sigma Supriadi, Iman
Jurnal Manajemen dan Inovasi (MANOVA) Vol. 3 No. 1 (2020): Januari
Publisher : Management Department, Faculty of Islamic Economics and Business, Universitas Islam Negeri Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/manova.v3i1.203

The motivation behind this paper is to give new bits of knowledge into understanding the estimation of incorporating the Balanced Scorecard with Six Sigma. This paper depends on an exhaustive writing audit from BSC and Six Sigma. The writing survey gives the premise to another joining system dependent on the PDCA cycle. The discoveries of this paper show how coordinated frameworks can add further esteem contrasted with the autonomous execution of either BSC or Six Sigma. This investigation gives a structure that can fill in as a reason for the reconciliation of Six Sigma with BSC. This paper adopts another strategy to joining structures by recognizing purposes of incorporation influence through the qualities and shortcomings of BSC and Six Sigma. The fundamental commitment of this paper is that it gives new experiences into seeing how BSC can be coordinated with Six Sigma. In addition, this paper gives guidance for future research that will defeat shortcomings in the manner associations are coordinating BSC with Six Sigma today.

Heterogeneous Effects of Islamic Finance: A Multilevel Analysis for Policy Optimization in Developing Economies Supriadi, Iman; Wany, Eva
Signifikan: Jurnal Ilmu Ekonomi Vol. 14 No. 1 (2025)
Publisher : Faculty of Economic and Business, Universitas Islam Negeri Syarif Hidayatullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v14i1.44736

Research Originality: This study addresses a gap in the literature by examining the heterogeneous impact of Islamic financial instruments. It incorporates various contextual factors and employs panel data regression to control for cross-country and temporal heterogeneity, offering a broader perspective on Islamic finance and economic growth.Research Objectives: This study analyzes the impact of Islamic financial instruments on economic growth in developing countries with different income levels over time.Research Methods: A quantitative approach is applied using panel data regression with pooled data classification to account for variations in data treatment.Empirical Results: The findings reveal that Islamic financial instruments, particularly Total Islamic Financing and Islamic Banking Assets, significantly enhance economic growth. Demographic factors, such as population size, also play a key role, while inflation has no significant impact. Additionally, Fixed Effects (Cross) values, which adjust for country- and year-specific heterogeneity, show substantial variation, with positive and negative values across countries and periods.Implications: These findings offer policy insights to help governments and regulators develop responsive, economic policies that promote financial inclusion, strengthen regulatory frameworks, and support sustainable growth through Islamic finance.JEL Classification: C33, F43, G21, O16How to Cite:Supriadi, I., & Wany, E. (2025). Heterogenous Effect of Islamic Finance: A Multilevel Analysis for Policy Optimization in Developing Economies. Signifikan: Jurnal Ilmu Ekonomi, 14(1), 197-216. https://doi.org/10.15408/sjie.v14i1.44736.

Analisa Sistem Informasi Akuntansi Pada Penjualan E-Commerce “Jims Honey” Selama Pandemi COVID-19 Taufiq, Ahmad; Nas’ifah, Zanitsa; Supriadi, Iman
Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi Vol 1 No 2 (2021): Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi - Edisi Agustus 2021
Publisher : Sekolah Tinggi Ilmu Ekonomi Mahaputra Riau

E-commerce is a digital-based electronic buying and selling system that is easily accessible anywhere, anytime and by anyone. With the current condition of the COVID-19 pandemic, where health protocols are very stressed, many people use e-commerce to meet their needs without having to meet face to face. Jims Honey Gedangan uses this e-commerce system to expand its sales distribution. For sales reports, Jims Honey Gedangan makes an analysis obtained from the use of the Sales Accounting Information System which is then applied to e-commerce as an effort to make sales reports easier. Sellers can supervise their sales by making a recapitulation of the information obtained from the Sales Accounting Information System in e-commerce. In the future, the use of e-commerce systems and the application of the Sales Accounting Information System are expected to be widely used by MSME entrepreneurs to help increase sales and control the turnover of their products during a pandemic.

Analisa Selisih Penjualan Dalam Sistem Informasi Akuntansi Pada PT Khing Guan Sidoarjo Tobing, Herna; Bayu , Aditya; Supriadi, Iman
Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi Vol 1 No 2 (2021): Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi - Edisi Agustus 2021
Publisher : Sekolah Tinggi Ilmu Ekonomi Mahaputra Riau

This research was executed to analyze the purpose of the difference in the nominal amount of sales between the two accounting information systems that occurred at PT Khing Guan. The data used are secondary data collected from PT Khing Guan, research and other literature. Where this research method is a qualitative case study comparatively comparing two variables, namely system A and system B which are the accounting information system used at PT Khing Guan. The result of this groundwork is the rounding applied to the total product price excluding PPN in the system which results in a difference when the total of all products sold by PT Khing Guan results in a difference amongst the nominal value in system A and the nominal value in system B. Those result may appear as profit or loss. If the nominal amount in system A is smaller than in system B, then PT Khing Guan will experience an advantage. On the other hand, if the nominal value in system A is greater than that in system B, then PT Khing Guan will suffer a loss

Evaluasi Pengendalian Persediaan Terhadap Hasil Stock Opname Melalui Sistem Informasi Akuntansi Pada Gota Minimarket Zulafa Arianty, Gabinda Zahra; Zahra, Gabinda; Supriadi, Iman
Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi Vol 1 No 2 (2021): Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi - Edisi Agustus 2021
Publisher : Sekolah Tinggi Ilmu Ekonomi Mahaputra Riau

This study aims to evaluate inventory control on the results of stock opname through the Accounting Information System and to analyze the causes of the difference in stock at Gota Minimarket. In this study using a descriptive qualitative method with a case study approach to describe inventory control of the results of stock opname through the Accounting Information System. The primary data source is obtained by conducting interviews with managers, purchase order admins, goods receiving officers, and area coordinators. Meanwhile, secondary data is obtained through documentation, trough data collection related to merchandise inventory. The Accounting Information System applied by Gota Minimarket in controlling inventory is good enough. This is evident from all activities in its operations, in terms of ordering and purchasing goods, receiving goods, inputting goods, requesting goods to the mutation of warehouse goods that have been carried out through the Information System.However, employee negligence often occurs, causing a difference in stock opname.

Analisis Kode Etik Akuntan Dalam Penyajian Laporan Keuangan PT XYZ ayu, dewi; Hadmanti, Tiara; Supriadi, Iman
Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi Vol 1 No 2 (2021): Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi - Edisi Agustus 2021
Publisher : Sekolah Tinggi Ilmu Ekonomi Mahaputra Riau

As one of the important pillars of the business sector is profession must have a high moral commitment and usually all of this is stated in the form of special rules that serve as guidelines for everyone who develops the profession concerned. The object of this research is the ethics of the accountant profession in the presentation of financial statements at PT XYZ which is company engaged in the construction sector. There are several problems faced by construction entrepreneurs during the current pandemic, such as intense business competition between entrepreneurs, presentation of financial statements that must be in accordance with the target of shareholders both internal and external to the company, to unstable sales results that sometimes go up and down. , and besides that there are many internal and external factors that can affect the company's profit. From these problems, this construction company also involved manipulation of financial statements by PT XYZ. Therefore, it is necessary to have ethics and strategies in the accounting profession that will be the right solution to overcome these problems that arise. This study uses descriptive qualitative research methods. The method used is descriptive qualitative approach with data analysis techniques, then this research results in the formulation of an effective and efficient professional ethics strategy to develop business in this construction sector. The alternative strategy formulated is the ethics of accountants in the presentation of financial statements that are appropriate and in accordance with the regulations currently in force.

Digital Transformation And Innovation In The Digitalization Era To Improve Organizational Culture Fatchurrohman, Mochamad; Supriadi, Iman; Alfiyatussholichah, Alfiyatussholichah; Wardhani, Parwita Setya
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 2 (2025): Mei - Juli
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i2.1840

The advancement of digital technology has significantly influenced various aspects of organizational operations in today’s digitalization era. Digital transformation and innovation have emerged as critical concepts in fostering an organizational culture that is adaptive, innovative, and responsive to change. This study adopts a qualitative approach through a case study method and literature review as its theoretical foundation, aiming to explore the influence of digital transformation and innovation on organizational culture in depth. The findings reveal that digital transformation has a notable impact on organizational culture, with both positive and negative implications. On the positive side, it enhances performance through automation, accelerated data processing, and changes in work processes, thereby improving productivity and work quality key indicators of a strong organizational culture. Moreover, the integration of digital communication and collaboration tools enables employees to actively share ideas, collaborate in teams, and engage in virtual work environments. However, the study also identifies several challenges, including technological and infrastructure limitations, constrained resources, inadequate policy support, entrenched corporate culture, and resistance to change. Effective change management in digital transformation and cultural innovation requires strong leadership, targeted education and training, transparent communication, the mitigation of fear and resistance, as well as ongoing measurement and evaluation. Successful digital transformation depends on the synergy between technology, people, and a continuously evolving organizational culture.

Co-Authors Abadi, Rukhul Adi Rahardjo, Kusuma Ahmad Taufiq Alfiyatussholichah, Alfiyatussholichah Amirah, Fathin Anita Kartika Sari Arinanda, Rizka Maulidia Aulia Nurjami, Mesya Ayu, Dewi Bayu , Aditya Chamid, Abdul Della Putri Satiya Ningtyas Dewi Mumpuni Yudowati Dewie Trie Wijayati Eka Sulistyia Rini , Novita Ela Diana Saputri Emmywati Etin Puspita Sari Eva Wany Eva Wany, Eva Farikhah Rohmatul Hidayah Fitri Komariyah Hadmanti, Tiara Hendra Dwi Prasetyo Herdijanto, Teguh I.G.A Sri Deviyanti Ida, Rahvita Ijadiyah, Ni’matul Irawan, Wahyu Purno Jamhari Jamhari Kusuma Adi Rahardjo Kusuma Adi Rahardjo Kusuma Adi Rahardjo Lely Larasati Leonard Adrie Manafe Lisa Lisa Maghfiroh, Rahma Ulfa Maghfiroh, Rahma Ulva Martin Zebua Maxi Steven Sahetapy Meilina, Devi Miya Dewi Suprihandari Mumpuni Yudowati, Dewi Nas’ifah, Zanitsa Nindya Kartika Kusmayati Ni’matul Ijadiyah Nofita Anggreani Novira Rihadatul Aisyah Nuruddin Nurwanti, Lathifah Aisha Parwita Setya Wardhani Puspitasari, Fanny Dwi Rahma Ulfa Maghfiroh Rahma Ulfa Maghfiroh Rahma Ulfa Maghfiroh Reza Nur Fauzi Rukhul Abadi Rukhul Abadi S, Hesti Ayu Sari, Anita Kartika Sari, Etin Puspita Stafrezar, Burhan Susanti, Lanny Regina Tobing, Herna Ulfa Maghfiroh, Rahma Wahjoedi, Tri Wahyu Handayani Wulandari Harjanti Zahra, Gabinda Zulafa Arianty, Gabinda Zahra

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