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Nafisah Nurulrahmatiah
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Optimalisasi Potensi Desa Wisata Melalui Kegiatan Pekan Raya Karijawa Purnama, Ita; Nafisah Nurulrahmatiah
Al-Madani: Jurnal Pengabdian Pada MAsyarakat Vol 4 No 1 (2025): JUNI: Al-Madani (Jurnal Pengabdian Pada Masyarakat)
Publisher : Institut Agama Islam Hamzanwadi Pancor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37216/al-madani(jurnalpengabdianpadamasyarakat).v4i1.2032

Abstract

Minimnya pengetahuan akan metode promosi pada UMKM kelurahan Karijawa merupakan salah satu indikator dasar hadirnya PEKAN RAYA KARIJAWA yang dimana membantu dan mendorong pemahaman masyarkat akan beragamnya metode pemasaran dalam memperkenalkan produk di setiap UMKM kelurahan Karijawa itu sendiri, selain itu hadirnya kegiatan ini sebagai salah satu suplai ide untuk medorong masyrakat Karijawa dalam mempromosikan barang lokal. Dengan adanya kegiatan PEKAN RAYA KARIJAWA menjadi salah satu bukti fisik yang memberikan nilai edukasi kepada masyarakat, bahwa dalam memperkenalkan produk-produk UMKM yang ada di kelurah Karijawa memerlukan perjuangan, kreativitas dan semangat yang tinggi sehingga produk UMKM yang ada di kelurahan Karijawa dapat bersaing dengan produk berskala nasional maupun internasional.
ANALISIS PENGARUH GROSS PROFIT MARGIN (GPM), DEBT TO EQUITY RATIO (DER), DAN UKURAN PERUSAHAAN TERHADAP PERTUMBUHAN LABA PADA PERUSAHAAN SEKTOR MATERIAL KONSTRUKSI YANG TERDAFTAR DI BEI Haryadin, Muhammad Nur; Nurulrahmatiah, Nafisah; Wulandari, Wulandari
JURNAL DIMENSI Vol 14, No 2 (2025): JURNAL DIMENSI (JULI 2025)
Publisher : Universitas Riau Kepulauan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33373/dms.v14i2.7740

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Gross Profit Margin (GPM), Debt to Equity Ratio (DER), dan Ukuran Perusahaan terhadap pertumbuhan laba pada perusahaan subsektor material konstruksi yang terdaftar di Bursa Efek Indonesia (BEI) selama periode 2019–2023. Penelitian ini menggunakan pendekatan kuantitatif dengan metode asosiatif. Data yang digunakan merupakan data sekunder yang diperoleh dari laporan keuangan empat perusahaan, yaitu PT. Semen Indonesia Tbk (SMGR), PT. Indocement Tunggal Prakarsa Tbk (INTP), PT. Solusi Bangun Indonesia Tbk (SMCB), dan PT. Semen Baturaja Tbk (SMBR). Teknik analisis yang digunakan adalah regresi linier berganda dengan bantuan software SPSS versi 22. Hasil penelitian menunjukkan bahwa secara parsial, GPM, DER, dan Ukuran Perusahaan tidak berpengaruh signifikan terhadap pertumbuhan laba. Secara simultan, ketiga variabel tersebut juga tidak memiliki pengaruh signifikan terhadap pertumbuhan laba. Hal ini mengindikasikan bahwa faktor-faktor lain di luar model lebih berkontribusi terhadap variasi pertumbuhan laba perusahaan dalam subsektor ini.
HEDONIC SHOPPING DAN FLASH DISCOUNT TERHADAP IMPULSE BUYING DENGAN POSITIVE EMOTION SEBAGAI VARIABEL MEDIASI Haryanti, Intisari Sari; Dessyarti, Robby Sandhi; Pratiwi, Aliah; Nurulrahmatiah, Nafisah; Aryani, Feni
JURNAL DIMENSI Vol 14, No 2 (2025): JURNAL DIMENSI (JULI 2025)
Publisher : Universitas Riau Kepulauan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33373/dms.v14i2.7720

Abstract

This study aims to analyze the influence of hedonic shopping and flash discount on impulse buying, with positive emotion as a mediating variable among e-commerce consumers. To achieve this objective, a quantitative approach was employed using a survey method, where data were collected through online questionnaires distributed to 200 respondents who had previously made impulse purchases during flash discount programs. The data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) to examine the relationships among the variables in the research model. The results show that hedonic shopping has a direct effect on impulse buying with a path coefficient of 0.198, while flash discount exhibits a stronger direct effect with a coefficient of 0.482. Both independent variables also significantly influence positive emotion, with hedonic shopping showing a coefficient of 0.399 and flash discount a higher coefficient of 0.487. Positive emotion itself has a significant positive effect on impulse buying with a coefficient of 0.319. The R² value for positive emotion is 0.667, and for impulse buying it is 0.834, indicating that the model explains 83.4% of the variance in impulse buying behavior. These findings confirm that both hedonic shopping and flash discount play important roles in driving impulse buying, either directly or through the mediation of positive emotion. The practical implication is that e-commerce companies should pay attention to consumers’ emotional experiences when designing promotional strategies and shopping experiences
Pengaruh Current Ratio, Debt To Asset Ratio Dan Price Earning Ratio Terhadap Harga Saham Perusahaan Subsektor Farmasi Yang Terdaftar Di BEI Kurnia Fajrianti, Kurnia; Nurulrahmatiah, Nafisah; Wulandari
Jurnal Manajemen Dan Akuntansi Medan Vol. 7 No. 2 (2025): Jurnal Manajemen dan Akuntansi Medan Juli 2025
Publisher : Yayasan Cita Cendikiawan Al Kharizmi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/jumansi.v7i2.6530

Abstract

Latar belakang : Tujuan dalam penelitian ini yaitu untuk menguji dan menganalisis Current Ratio (CR), Debt to Asset Ratio (DAR) dan Price Earning Ratio (PER) berpengaruh terhadap Harga Saham pada perusahaan sub sektor farmasi yang terdaftar di BEI. Metode Penelitian : Populasi dalam penelitian ini adalah seluruh perusahaan subsektor farmasi yang terdaftar di BEI sejumlah 11 perusahaan. Dengan teknik sampling yang digunakan adalah purposive sampling. Bentuk penelitian yang digunakan adalah metode asosiatif. Dan teknik pengumpulan data yang digunakan adalah dokumentasi dan studi pustaka. Teknik analisis yang digunakan menggunakan SPSS Statistics 26, menggunakan alat analisis seperti, uji asumsi klasik, uji analisis regresi linier berganda, uji koefisien determinasi, uji t dan uji F. Hasil Penelitian : Penelitian ini mendapatkan hasil data berdistribusi normal serta memiliki hubungan yang linier. Dari penelitian ini diperoleh bahwa Current Ratio (CR), Debt to Asset Ratio (DAR) dan Price Earning Ratio (PER) tidak berpengaruh secara parsial maupun simultan terhadap Harga Saham pada perusahaan sub sektor farmasi yang terdaftar di BEI. Kesimpulan: Current Ratio (CR) tidak berpengaruh signifikan secara parsial terhadap Harga Saham pada Subsektor Farmasi yang terdaftar di BEI, Debt to Asset Ratio (DAR) tidak berpengaruh signifikan secara parsial terhadap Harga Saham pada Subsektor Farmasi yang terdaftar di BEI, Price Earning Ratio (PER) tidak berpengaruh signifikan secara parsial terhadap Harga Saham pada Subsektor Farmasi yang terdaftar di BEI, dan Current Ratio, Debt to Assets Ratio dan Price Earning Ratio tidak berpengaruh terhadap Harga Saham pada Subsektor Farmasi yang terdaftar di BEI.
PENGARUH IMPLEMENTASI GREEN ACCOUNTING, CORPORATE SOCIAL RESPONSIBILITY (CSR) DAN PROFITABILITAS TERHADAP NILAI PERUSAHAAN SEKTOR BASIC MATERIALS YANG TERDAFTAR DI BURSA EFEK INDONESIA Nafisah Nurulrahmatiah; Aris Munandar
Nusantara Hasana Journal Vol. 5 No. 2 (2025): Nusantara Hasana Journal, July 2025
Publisher : Yayasan Nusantara Hasana Berdikari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59003/nhj.v5i2.1607

Abstract

Rapid industrial growth is often accompanied by increased energy consumption, material use, and greater environmental impact. Pollution issues and global demands for sustainable business encourage companies to implement more environmentally friendly and socially responsible business practices. This is done not only as a form of corporate social responsibility but also as a way to build a corporate image and thereby increase company value. This study aims to determine the effect of green accounting, CSR, and profitability on the value of basic material companies listed on the Indonesia Stock Exchange (IDX) for the 2019-2023 period. This study uses associative analysis with a quantitative approach. The study population is all 22 basic material companies listed on the IDX. The sample size is 9 basic material companies listed on the IDX for the 2019-2023 period. The sampling technique used is purposive sampling. Data collection techniques include documentation and literature review. This study used classical assumptions, multiple linear regression, correlation and determination coefficients, and t-tests or partial tests using SPSS version 23. Statistical test results indicate that CSR influences company value, while green accounting and profitability have no effect on the value of basic material companies listed on the IDX for the 2019-2023 period.
Inovasi Produk, Kemasan dan Pemasaran untuk Meningkatkan Pendapatan UMKM Kelurahan Kariajawa Dompu Nafisah Nurulrahmatiah; Zahra Sausan; Jumiyati Jumiyati
Panggung Kebaikan : Jurnal Pengabdian Sosial Vol. 2 No. 3 (2025): Agustus: Panggung Kebaikan : Jurnal Pengabdian Sosial
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/panggungkebaikan.v2i3.1991

Abstract

The purpose of this community service is to provide assistance to MSMEs producing traditional cakes and tampah craftsmen in Karijawa Village, Dompu District, Dompu Regency. The assistance provided includes flavor innovations in traditional Dompu cakes and innovations in bamboo crafts other than tampah. These innovations aim to increase the competitiveness of local products in the wider market. This assistance also focuses on improving the quality of product packaging, considering that the still minimal packaging quality is one of the obstacles faced by partners. As part of this community service, we hope to provide solutions to the problems faced by MSME partners related to unattractive products and less than optimal packaging quality. The method used in this activity includes three main stages: planning, implementation, and evaluation. The planning stage is carried out by identifying the problems faced by partners and selecting appropriate solutions. In the implementation stage, the selected solutions are implemented by providing training and direct assistance related to flavor innovations in traditional biruas beras cakes and bamboo woven product designs. The evaluation stage aims to assess the extent to which the implemented solutions have been effective and have a positive impact on MSME partners. The results of this community service activity indicate that MSME partners now have products with new flavors for their rice bran and a wider variety of woven bamboo products, in addition to winnowing baskets. Furthermore, product packaging has undergone significant improvements, increasing product appeal and meeting higher market standards.
Pengaruh Non Performing Loan (NPL), Capital Adequancy Ratio (CAR) Dan Net Interest Margin (NIM) Terhadap Harga Saham Pada Bank BUMN Fransiska Saputri Desy; Nafisah Nurulrahmatiah; Puji Muniarty
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 1 No. 3 (2025): JULI-SEPTEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/cva3e334

Abstract

The purpose of this study is to analyze the effect of Non-Performing Loan (NPL), Capital Adequacy Ratio (CAR) and Net Interest Margin (NIM) on stock prices in State-Owned Banks. The type of research used is associative. The instrument used in this study is a list of tables in the form of financial reports consisting of balance sheet and income statement data in the form of non-performing loan data, total credit, total equity, RWA, interest income, productive assets and stock prices for 5 years, namely from 2019 to 2023. The population in this study is all state-owned banks listed on the IDX from 2019-2023, namely 5 banks. The sample in this study is 4 state-owned banks listed on the IDX from 2019-2023. With the sampling technique used is purposive sampling. Data collection techniques used in this study are documentation techniques and literature studies. The data analysis techniques used are classical assumption tests, multiple linear regression analysis, multiple correlation coefficients, determination tests, t tests and f tests. The results of the study show that Non-Performing Loans (NPL), Capital Adequacy Ratio (CAR) and Net Interest Margin (NIM) have a significant simultaneous effect on Stock Prices in state-owned banks.
Pengaruh Perputaran Kas, Non Performing Loan (NPL) dan BOPO terhadap Likuiditas pada Perusahaan Perbankan Swasta yang Terdaftar di Bei Indra Ramadhan; Nafisah Nurulrahmatiah; Aris Munandar
ALADALAH: Jurnal Politik, Sosial, Hukum dan Humaniora Vol. 3 No. 4 (2025): ALADALAH: Jurnal Politik, Sosial, Hukum dan Humaniora
Publisher : Sekolah Tinggi Ilmu Syariah Nurul Qarnain Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/aladalah.v3i4.1644

Abstract

The Indonesian banking industry faces complex challenges in managing liquidity, particularly among national private banks. This research analyzes the effect of cash turnover, Non-Performing Loans (NPL), and Operational Costs to Operating Income (BOPO) on the liquidity of private banks listed on the Indonesia Stock Exchange (IDX) during 2020–2023. Secondary data were collected from annual financial reports and analyzed using multiple linear regression. The results indicate that cash turnover, NPL, and BOPO have no significant impact, either partially or simultaneously, on liquidity. These findings suggest that bank liquidity is more strongly influenced by external factors such as monetary policy, macroeconomic conditions, and customer behavior. The study provides implications for bank management to develop adaptive liquidity management strategies based on macroeconomic analysis to maintain financial stability amid market dynamics.
Financial Literacy, Inclusion, and Competence in Driving MSME Sustainability: A Mediation–moderation Model of Financial Self-efficacy Pratiwi, Aliah; Nurulrahmatiah, Nafisah
Owner : Riset dan Jurnal Akuntansi Vol. 9 No. 4 (2025): Artikel Riset Oktober 2025
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v9i4.2796

Abstract

The purpose of this study was to determine the direct relationship between financial literacy and financial inclusion on financial self-efficacy and MSME performance. The indirect relationship between financial literacy and financial inclusion on MSME performance through financial self-efficacy was also examined, as well as the role of competence as a moderating variable. This study used a quantitative approach by distributing questionnaires. The population in this study was all MSMEs in Bima City and Regency. The sampling technique used was random sampling, which is a random sampling based on a predetermined sample. The total sample size was 225 respondents, with 100 respondents in Bima City and 125 respondents in Bima Regency. The data analysis tool used was Smart PLS. The results of this study indicate that financial literacy and financial inclusion influence financial self-efficacy, and financial self-efficacy also influences the sustainability performance of MSMEs. Similarly, regarding the indirect effect, the results indicate that financial literacy and financial inclusion influence the sustainability performance of MSMEs through financial self-efficacy. Competence moderates the relationship between financial literacy and inclusion on financial self-efficacy, as well as the relationship between financial self-efficacy and the sustainability performance of MSMEs.
Pengaruh Biaya Operasional Pendapatan Operasional (BOPO) Dan Non Performing Financing  (NPF) Terhadap Profitabilitas Pada Perbankan Syariah Yang Terdaftar Di BEI Rostinah; Nafisah Nurulrahmatiah; M. Rimawan
Jurnal Ilmu Sosial dan Humaniora Vol. 1 No. 3 (2025): JULI-SEPTEMBER
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/pprp7d56

Abstract

The purpose of this study is to analyze the effect of operating income costs (BOPO) and non-performing financing (NPF) on profitability in Islamic banks listed on the IDX. This study was conducted on the Indonesia Stock Exchange (IDX) with Islamic banks as the object. The research data was obtained by downloading financial reports through annual reports, financial reports on the website www.idx.co.id, and the official websites of the banks that were the subjects of the study. The unit of analysis in this study was Islamic banks listed on the IDX in 2019-2023. The instruments used in this study were tables in the form of financial reports consisting of balance sheet and income statement data in the form of data on non-performing loans, total financing, operating expenses, operating income, net profit, and total assets for 5 years, namely from 2019 to 2023. The population in this study was all Islamic banks listed on the IDX from 2019 to 2023, totaling four banks. The sample in this study consisted of three Islamic banks listed on the IDX from 2019 to 2023. The sampling technique used was purposive sampling. The data collection techniques used in this study were documentation and literature study. The data analysis techniques used were classical assumption testing, multiple linear regression analysis, multiple correlation coefficient, determination test, t-test, and u-test. The results indicate that the Cost of Operating Income (BOPO) and Non-Performing Financing (NPF) have a simultaneous significant effect on Return On Assets (ROA) in Islamic banks listed on the IDX.
Co-Authors adi rahman Adi Rahman, Adi Al Akbar Akbar Aliah Pratiwi Aliah Pratiwi Aliah Pratiwi Andini Ramadani Aprilia Susanti, Aprilia Aris Munandar Aris Munandar Aris Munandar Aristianti, Astri Asmirah, St Astri Aristianti Aulia, Aulia Awalia, Shafira Darmawan, Imam Dessyarti, Robby Sandhi Dewi Sri Pertiwi Efan Iriadi Eva Putri Ayu Fitratul Aqidah Fitriani, Reza Fitriati Fitriati Fitriati Fransiska Saputri Desy Gusmawarni, Gusmawarni Hardiansyah, Putra Bima Haryadin, Muhammad Nur Haryanti, Intisari sari Humairah, Marsya Indra Ramadhan Intisari Haryanti Intisari Haryanti Intisari Haryanti Haryanti Intisari Haryati Irmala, Terry Luana Ita Iftitah Ita Iftitah Iftitah Ita Purnama Ita Purnama, Ita Jaenab Jaenab, Jaenab Jordi Alfayer Jumiyati Jumiyati Jumratin Juwani Juwani Juwani, Juwani Kartin Aprianti Khaerunnisa Khaerunnisa Kurnia Fajrianti, Kurnia Kusumayadi, Firmansyah M. Rimawan M. Rimawan Mardiah Mardiah Muhammad Shalihin Mukhlis Mukhlis Mulyadin Mulyadin Muthiah, Hanifa Nisabelle, Chalistia Hilma Nur Amaliah Nurchairunisyah Nuchairunisyah nurhayati Nurhayati Nurhayati Nurhayati Nurhayati nurmi yanti Nurul Huda Nurul huda Nurul Huda Ovriyadin, Ovriyadin Pratiwi, Aliah Puji Muniarty Rahmatiah Rahmatiah Rahmawati Ramadhan, Moh. Syahru Riandi, M. Inas Rosa Dwiyanti Rostinah Rostinah Sadewo, Nirwana Segarawasesa, Fajar Satriya Soedjatmiko St. Asmirah St. Asmirah Suci Susilawati Sulistianingtyas, Layli Rahmah Syari, Indah Taufikurrahman Taufikurrahman Umratun Ikayanti WULANDARI Wulandari Wulandari Zahra Sausan