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All Journal Jurnal EMT KITA J-EBIS (Jurnal Ekonomi dan Bisnis Islam) E-Mabis: Jurnal Ekonomi Manajemen dan Bisnis Jurnal Ilmiah Edunomika (JIE) Jurnal Pengabdian Nasional (JPN) Indonesia Jurnal Investasi Islam Jurnal Pengabdian Masyarakat Nusantara International Journal of Educational Review, Law And Social Sciences (IJERLAS) Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) el-Amwal Management Research and Behavior Journal International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Lentera Jurnal Pengabdian Nasional (JPN) Indonesia kawanad Jurnal Intelek Dan Cendikiawan Nusantara Jurnal Solusi Masyarakat Dikara Journal of Accounting Research, Utility Finance and Digital Assets (JARUDA) Malik Al-Shalih: Jurnal Pengabdian Masyarakat
Fuadi Fuadi
Department Of Shariah Economics, Universitas Malikussaleh
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Social Sciences Other

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DEVELOPMENT OF HALAL TOURISM DESTINATIONS BASED ON LOCAL WISDOM IN BIREUEN REGENCY IN IMPROVING COMMUNITY ECONOMY Fuadi; Epi Safira; Nazli Hasan; Falahuddin; Rico Nur Ilham
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 5 No. 1 (2025)
Publisher : CV. RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v5i1.2464

Abstract

This study aims to determine how the development of local wisdom-based halal tourist destinations in Bireuen Regency in improving the community's economy. The research method in this study uses qualitative methods. The informants in this study were the Bireuen Regency Tourism Office, tourism managers, business owners and visitors. The data collection techniques used are observation and interviews and documentation. The core research results show that the development of local wisdom-based tourist destinations in improving the community's economy is optimal. uphold Islamic values in every tourist destination in Bireuen Regency. Worship facilities and infrastructure are available in every tourist destination. In addition, the community around the tour to get an increase in visitors carries out a promotion strategy by using social media to promote. In line with that, the Bireuen Regency Government through the Tourism Office collaborates to create synergy together in improving the economy of the local community through tourism development.
Comparative Study of Cryptocurrency Digital Investment Based on Currency Laws and Global Economic Regulations: A Case Study of the Big Four ASEAN Countries Rico Nur Ilham; Irada Sinta; Fuadi; Arliansyah; Frengki Putra Ramansyah
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 5 No. 6 (2025)
Publisher : CV. RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v5i6.4935

Abstract

e development of cryptocurrency as a digital investment instrument has become a global phenomenon, but its implementation is heavily influenced by domestic regulations and global economic dynamics. This study aims to analyze the influence of clarity in the Currency Law and global economic regulations on cryptocurrency investment, as well as the role of investor confidence as a mediator, through a comparative study of four key ASEAN countries: Indonesia, the Philippines, Singapore, and Thailand. The research method used combines a quantitative approach through analysis of investment and regulatory data, and a qualitative approach through interviews and case studies with investors. The results show that clarity of the Currency Law has a significant influence on investment in Singapore and Indonesia, while global economic regulations are more dominant in the Philippines. Investor confidence has been shown to play a significant role as a mediator, particularly in Singapore and Thailand, in strengthening the relationship between regulation and investment decisions. This research confirms that synergy between domestic and global regulations, as well as investor confidence, is a key factor in maximizing cryptocurrency market growth in ASEAN. These findings provide implications for policymakers to clarify regulations and adopt international standards, and for investors to more comprehensively assess investment risks and opportunities.
Digitalisasi Keuangan UMKM: Pelatihan Pengelolaan dan Akses Pembiayaan di Kota Lhokseumawe Hilmi Hilmi; Razif Razif; Rahmaniar Rahmaniar; Fuadi Fuadi
Jurnal Solusi Masyarakat Dikara Vol 4, No 3 (2024): Desember 2024
Publisher : Yayasan Lembaga Riset dan Inovasi Dikara

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Abstract

Usaha Mikro Kecil dan Menengah (UMKM) adalah salah satu mesin penggerak roda perekonomian masyarakat. Berdasarkan data dari Kementrian Koordinator Bidang Kemaritiman dan Investasi menyebutkan adanya trend peningkatan jumlah UMKM yang masuk dalam ekosistem digital. Terhitung sejak bulan Mei – Juli 2022 jumlahnya meningkat 230% atau dari 84.443 ke 279.900. Kondisi ini menjadi indikasi yang baik terhadap literasi keuangan digital dari pelaku UMKM. Akan tetapi pada sisi lain, beberapa pelaku bisnis UMKM belum memahami betul pengelolaan keuangan. Bahkan beberapa bisnis rintisan ada yang masih awam pengelolaan keuangan secara professional. Profesionalisme pengelolaan keuangan menjadi kendala dalam pengembangan UMKM salah satunya adalah pencatatan yang merupakan bagian terpenting dalam pengelolaan keuangan. Pengabdian ini bertujuan untuk mengidentifikasi kendala pengelolaan keuangan yang dihadapi UMKM di Kota Lhokseumawe, mengeksplorasi potensi solusi inovatif seperti fintech dalam mengatasi masalah akses pembiayaan, memberikan rekomendasi praktis untuk meningkatkan literasi keuangan dan efisiensi pengelolaan keuangan UMKM dengan melakukan digitalisasi keuangan secara konsisten, serta memahami kontribusi UMKM dalam pemulihan ekonomi dan pertumbuhan inklusif di tingkat lokal. Melalui pelatihan ini, diharapkan para pelaku UMKM dapat lebih konsisten dalam menyusun pembukuan serta menerapkan pola manajemen keuangan yang baik. Kesadaran untuk mulai melakukan digitalisasi keuangan perlu dibangun sejak sekarang.
SYSTEMATIC LITERATURE REVIEW MAPPING OF GLOBAL, REGIONAL AND LOCAL FINTECH ADOPTION FROM THE PERSPECTIVE OF SHARIA ECONOMICS Fuadi; A. Hadi Arifin; Iskandar; Azharsyah Ibrahim
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 5 No. 5 (2026): APRIL
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.22140941

Abstract

This study aims to map global, regional, and local trends in Financial Technology (FinTech) adoption from the perspective of Islamic economics through a Systematic Literature Review (SLR). The review examines the development of FinTech, particularly the integration of Artificial Intelligence (AI), open banking, RegTech, and digital financial services in the financial and banking industries worldwide and in Indonesia. The findings indicate that FinTech adoption has significantly transformed the financial sector by improving operational efficiency, enhancing customer experience, strengthening fraud detection, and expanding financial inclusion. At the global level, the rapid growth of open banking and AI-driven financial services reflects an increasing shift toward digital financial ecosystems. In Indonesia, FinTech adoption has accelerated digital transformation in banking and financial institutions, contributing to improved service quality and operational effectiveness. However, challenges related to cybersecurity, data privacy, ethical concerns, regulatory compliance, and systemic risks remain critical issues. From the perspective of Islamic economics, particularly the concept of maslahah mursalah, the literature suggests that Sharia FinTech can provide substantial benefits by promoting financial accessibility, efficiency, transparency, and economic welfare while maintaining compliance with Islamic principles. The study concludes that FinTech adoption generally supports the objectives of maqashid shariah by facilitating economic empowerment and public welfare, provided that technological innovation is accompanied by robust governance, cybersecurity measures, transparency, and regulatory oversight.
Pelatihan Pembuatan Konten Pemasaran Digital untuk Meningkatkan Penjualan Produk UMKM Fuadi Fuadi; Rahmaniar Rahmaniar; Saharuddin Saharuddin
Jurnal Solusi Masyarakat Dikara Vol 6, No 1 (2026): April 2026
Publisher : Yayasan Lembaga Riset dan Inovasi Dikara

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Abstract

Perkembangan teknologi digital telah mengubah pola pemasaran produk, sehingga pelaku Usaha Mikro, Kecil, dan Menengah (UMKM) dituntut mampu memanfaatkan media digital sebagai sarana promosi yang efektif. Namun, sebagian besar pelaku UMKM di Gampong Batuphat Timur, Kecamatan Muara Satu, Kota Lhokseumawe masih menghadapi keterbatasan dalam menyusun konten pemasaran digital yang menarik, komunikatif, dan sesuai dengan karakteristik media sosial. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan kompetensi pelaku UMKM dalam membuat konten pemasaran digital guna mendukung peningkatan penjualan produk. Metode pelaksanaan menggunakan pendekatan pelatihan berbasis praktik (learning by doing) yang dipadukan dengan pendampingan partisipatif melalui tahapan observasi awal, identifikasi kebutuhan mitra, penyampaian materi, praktik pembuatan konten menggunakan aplikasi Canva, pelatihan teknik fotografi produk dengan telepon pintar, penyusunan caption pemasaran, simulasi publikasi konten pada media sosial, serta evaluasi hasil kegiatan. Hasil pengabdian menunjukkan bahwa peserta mengalami peningkatan pemahaman mengenai konsep pemasaran digital, teknik fotografi produk, desain konten promosi, penulisan caption yang persuasif, serta strategi publikasi konten. Selain itu, setiap peserta berhasil menghasilkan minimal satu konten pemasaran digital yang siap dipublikasikan sebagai media promosi usahanya. Pendekatan pelatihan berbasis praktik memberikan pengalaman langsung kepada peserta sehingga mampu meningkatkan keterampilan dalam menghasilkan konten promosi yang lebih menarik, informatif, dan sesuai dengan karakteristik konsumen digital. Program ini diharapkan dapat mendukung transformasi digital UMKM melalui penguatan kapasitas pelaku usaha dalam memanfaatkan media sosial sebagai sarana pemasaran yang efektif, sehingga mampu meningkatkan visibilitas produk, memperluas jangkauan pasar, dan mendorong peningkatan penjualan secara berkelanjutan.
Determinan Keberhasilan UMKM Peran Mediasi Sertifikasi Halal pada UMKM Makanan dan Minuman di Kota Lhokseumawe Shella Dhea Weynanda; Fuadi Fuadi
Jurnal Intelek Dan Cendikiawan Nusantara Vol. 3 No. 03 (2026): JUNI - JULI 2026
Publisher : PT. Intelek Cendikiawan Nusantara

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Abstract

Tujuan penelitian ini untuk menganalisis pengaruh karakteristik wirausahawan, inovasi produk, dan modal usaha terhadap keberhasilan UMKM  makanan dan minuman di kota Lhokseumawe dengan sertifikasi halal sebagai variabel mediasi. Metode penelitian memakai metode kuantitatif dengan pengambilan sampel memakai teknik Accidental sampling dengan jumlah responden 100 yang merupakan pelaku UMKM makanan minuman yang berada di kota Lhokseumawe. Teknik analisis data yang digunakan yaitu Structural Equation Modeling-Partial Least Square (SEM-PLS) dengan aplikasi SmartPLS 4. Hasil pada penelitian menunjukkan bahwasanya karakteristik wirausahawan, modal usaha, dan sertifikasi halal berpengaruh positif dan signifikan terhadap keberhasilan UMKM. Karakteristik wirausahawan berpengaruh positif dan signifikan terhadap sertifikasi halal. Namun, inovasi produk tidak berpengaruh positif dan signifikan terhadap keberhasilan UMKM. Selain itu, sertifikasi halal bisa memediasi karakteristik wirausahawan terhadap keberhasilan UMKM makanan dan minuman di Kota Lhokseumawe.
MIFTAHUL JANNAH CAHAYA RAMADAN ORPHANAGE: TOGETHER REACHING BLESSINGS Falahuddin; Arliansyah; Fuadi; Yulis Terfiadi; Erna Isfayanni; Frengki Putra Ramansyah
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 6 No. 2 (2026): July-October 2026
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.21615415

Abstract

This article examines the Ramadan community-service program entitled Miftahul Jannah Cahaya Ramadan Orphanage: Together Reaching Blessings as a child-centered social initiative that integrates spiritual education, psychosocial support, Islamic philanthropy, and collaborative volunteerism. The program was designed to create a joyful, dignified, and educational Ramadan experience for children living in orphanage care while strengthening partnerships between caregivers, volunteers, donors, and local communities. A descriptive community-service approach was used through needs assessment, program planning, implementation, observation, reflection, and follow-up recommendation. The findings indicate that Ramadan service activities can support children’s emotional well-being, social connectedness, religious literacy, and sense of recognition when they are organized through ethical communication, participatory engagement, and sustainable partnership. The study also shows that charity-based Ramadan programs should move beyond one-time donation delivery toward relational care, educational enrichment, and accountable community collaboration. The article contributes a practical model for orphanage-based Ramadan service that places children’s dignity, happiness, and development at the center of Islamic social responsibility.
THE EFFECT OF RELIGIOSITY AND BRAND LOYALTY ON PURCHASE DECISIONS (Case Study at Aurel Hijab Shop in Lhokseumawe City) Wilda Khaira; Yulius Dharma; Fuadi; Agustinar; Munardi
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 4 No. 12 (2025): NOVEMBER
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.18797918

Abstract

This study aims to analyze the influence of religiosity and brand loyalty on consumer purchasing decisions at the Aurel Hijab Store in Lhokseumawe City. This study uses a quantitative approach with a survey method. The research population is consumers of the Aurel Hijab Store, with a sample size of 100 respondents determined using the Lemeshow formula and convenience sampling techniques. Data collection was carried out through a structured questionnaire with a Likert scale, then analyzed using the Statistical Package for the Social Sciences (SPSS) program through multiple linear regression analysis. The results of the study indicate that partially religiosity (X1) has a positive and significant effect on purchasing decisions (Y), as evidenced by a t-test with a significance value smaller than 0.05. This indicates that the higher the level of consumer religiosity, the stronger their tendency to make decisions to purchase hijab products that are in line with Islamic values. Furthermore, brand loyalty (X2) also has a positive and significant effect on purchasing decisions (Y) based on the t-test results, which indicates that consumer loyalty to the brand encourages repeat purchases and product recommendations. Simultaneously, the F-test results show that religiosity and brand loyalty together have a positive and significant effect on purchasing decisions. The coefficient of determination (R²) value of 76.4% indicates that variations in purchasing decisions can be explained by religiosity and brand loyalty, while the rest is influenced by other variables outside the research model. This finding confirms that consumer purchasing decisions for hijab are not only determined by brand loyalty, but also by the suitability of the product with the religious values held by consumers.
Penguatan Tata Kelola Koperasi Desa Merah Putih melalui Pendampingan Manajemen Organisasi, Keuangan, dan Pengembangan Usaha Produktif Saharuddin Saharuddin; Fuadi Fuadi; Rahmaniar Rahmaniar
Jurnal Solusi Masyarakat Dikara Vol 5, No 3 (2025): Desember 2025
Publisher : Yayasan Lembaga Riset dan Inovasi Dikara

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Abstract

Program Koperasi Desa Merah Putih merupakan kebijakan strategis pemerintah dalam memperkuat ekonomi kerakyatan berbasis desa. Namun, implementasi koperasi desa di berbagai wilayah masih menghadapi permasalahan tata kelola, terutama pada aspek organisasi, manajemen keuangan, dan pengembangan usaha produktif. Kegiatan pengabdian kepada masyarakat ini bertujuan memperkuat tata kelola Koperasi Desa Merah Putih di Desa Uteunkot, Kota Lhokseumawe, melalui pendampingan manajemen organisasi, keuangan, dan pengembangan usaha produktif berbasis potensi lokal. Metode pelaksanaan menggunakan pendekatan pendampingan partisipatif yang meliputi identifikasi kondisi eksisting, analisis kebutuhan, pelaksanaan pendampingan, serta monitoring dan evaluasi. Hasil pengabdian menunjukkan terjadinya peningkatan kapasitas pengurus dalam menjalankan fungsi organisasi secara terstruktur, perbaikan praktik pencatatan dan pelaporan keuangan yang lebih transparan dan akuntabel, serta perubahan orientasi koperasi menuju pengelolaan usaha produktif yang lebih terencana. Selain itu, kegiatan ini berdampak pada meningkatnya partisipasi anggota dan penguatan kepercayaan masyarakat terhadap koperasi. Pengabdian ini memberikan kontribusi nyata dalam membangun fondasi kelembagaan Koperasi Desa Merah Putih sebagai penggerak ekonomi lokal yang berkelanjutan di Desa Uteunkot.
Analysis of Work Environment on Employee Performance with Work Motivation as Intervening Variable at PT. Socfindo Hastuti Handayani Harahap; Nikson Sitindaon; Ayu Zurlaini Damanik; Khairawati Khairawati; Fuadi Fuadi
Journal of Accounting Research, Utility Finance and Digital Assets Vol. 1 No. 1 (2022): July
Publisher : PT. Radja Intercontinental Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/jaruda.v1i1.6

Abstract

This study aims to determine the analysis of the work environment on employee performance with work motivation as an intervening variable at PT. SOCFINDO. The researcher uses a descriptive quantitative approach. Replication research is the repetition of the basic experiment. The analytical method used is multiple linear regression model. As for the results of this study, the first hypothesis proposed states that the work environment variable (X) has an effect on the work motivation variable (Z). Work Environment variable (X) has no effect on Employee Performance variable (Y). Work Motivation variable (Z) has an effect on Employee Performance variable (Y). work environment variables cannot mediate the effect of work environment on work motivation. So it can be proven that H4 is rejected. The results of the study indicate that the role of work motivation on employee performance is significant, at PT. Socfindo means that employee motivation affects the way employees show their daily work performance. Health facilities and insurance in this case have met the basic needs of employees in the category of security needs.
Co-Authors A. Hadi Arifin Agustinar Akhyar, Chairil Am. Riyadi Andri Soemitra Arliansyah Aulia Syuhada Ayu Zurlaini Damanik Azharsyah Ibrahim Candra Zonyfar Chalirafi, Chalirafi Damanhur, Damanhur Debi Eka Putri Deny Sumantri Mangkuwinata Devi Andriyani Doli Epi Safira Erna Isfayanni Falahuddin Falahuddin Falahuddin Frengki Putra Ramansyah Hanif Hanif, Hanif Haris Al Amin Hasibuan, Ahmad Fauzul Hakim Hastuti Handayani Harahap Hilmi Hilmi I Gusti Ngurah Antaryama Ijal Fahmi Intan Mutia Irada Sinta Iskandar Ismail Khairawati Khairawati Khairawati Khairawati Khairawati Khairawati Khairawati, Khairawati Marliyah Marzuki Marzuki Miftahul Jannah Muhammad Mirna Mohd. Heikal Mohd. Heikal Muammar Khadafi Muammar Khaddafi Muhammad Multazam Muhammad Nur Muhammad Rizki Ramadhan Mukhlish Mukhlish Muhammad Nur Mulia Sari Munandar Munandar Munandar Munandar Munandar Munardi Munardi Muttaqien Nadia Hartatik Nazli Hasan Nikson Sitindaon Rahmaniar Rahmaniar Rani Puspita Ningrum Rayyan Firdaus Razali, Ramadhan Razif Razif Reza Juanda Rico Nur Ilham Saharuddin Saharuddin Shella Dhea Weynanda Sinaga, Sarman Syamsul Rizal Syawal Harianto Taufiq Iqbal Thasrif Murhadi Wahyuddin Wahyuddin Wahyuddin Wahyuddin Wilda Khaira Yulis Terfiadi Yulius Dharma Zuhrinal M. Nawawi