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All Journal Jurnal EMT KITA J-EBIS (Jurnal Ekonomi dan Bisnis Islam) E-Mabis: Jurnal Ekonomi Manajemen dan Bisnis Jurnal Ilmiah Edunomika (JIE) Jurnal Pengabdian Nasional (JPN) Indonesia Jurnal Investasi Islam Jurnal Pengabdian Masyarakat Nusantara Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Share: Jurnal Ekonomi dan Keuangan Islam el-Amwal Management Research and Behavior Journal Lentera Jurnal Pengabdian Nasional (JPN) Indonesia kawanad
Fuadi Fuadi
Department Of Shariah Economics, Universitas Malikussaleh
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Pengaruh sikap, norma subyektif, dan halal image terhadap niat calon nasabah menggunakan produk perbankan syariah pada Bank Negara Indonesia Syariah (BNIS) cabang Lhokseumawe Fuadi; Khairawati; Munandar
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 5, No 2 (2020)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v5i2.2137

Abstract

This study aims to determine the effect of Attitude, Subjective Norms, and Halal image either partially or simultaneously on the intention of prospective customers to use Islamic banking products at the Bank Negara Indonesia Syariah (BNIS) Lhokseumawe branch and to find out the most dominant factors in influencing prospective customer intentions. The results showed that attitude, subjective norms, and Halal image were simultaneously significant in influencing the intention of prospective customers to use Islamic banking products. Partially each of the Attitude, Subjective Norms, and Halal image variables influence the intention of prospective customers to use Islamic banking products. Attitude variable is the most dominant variable in influencing the intention of prospective customers to use Islamic banking products.
PEMAHAMAN MASYARAKAT TERHADAP JUAL BELI MUKHADHARAH DALAM PERSPEKTIF EKONOMI ISLAM (Studi Kasus Di Kecamatan Kuta Makmur Kabupaten Aceh Utara) fuadi fuadi
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 6, No 1 (2021)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v6i1.2955

Abstract

This study aims to determine the public’s understanding of the implementation of Mukhadharah purchasing and selling from the Islamic economic perspective in the Kuta Makmur subdistrict. This study used a qualitative approach. The results showed that the community’s understanding of the contract made by both parties that occurred before the harvest period was considered valid and fulfilled the elements of the agreement. In purchasing and selling on trees not fully based on the pillars and the legal terms of sale and purchase and contrary to the provisions of Syara’ because they contain Gharar elements and in the execution of taking the goods there are irregularities so that the sale and purchase were not valid because the quality and quantity of goods were different after purchase. So, it concluded that the sale and purhase of Mukhadharah in the Kuta Makmur subdistrict were illegal.
What Determines E-Loyalty and E-Trust of Indonesian Muslim Lecturers Using Video Conference? Munandar Munandar; Naufal Bachri; Chalirafi Chalirafi; Fuadi Fuadi
Share: Jurnal Ekonomi dan Keuangan Islam Vol 11, No 1 (2022)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v11i1.10566

Abstract

This study examines the effect of perceived privacy and perceived security on e-trust and e-loyalty of Muslim lecturers using video conference media. Additionally, the role of e-trust as a mediator in this relationship and the role of consumer innovativeness as a moderator of the relationship between e-trust and e-loyalty are investigated. The samples consisted of 250 respondents selected using a purposive sampling technique. The data was collected by a questionnaire survey and analyzed in AMOS using Structural Equation Modelling. The results indicate that perceived privacy and security considerably and favorably influenced e-trust. Similarly, e-trust and perceived privacy have a strong positive effect on e-loyalty, although perceived security has no effect. Moreover, e-trust could moderate the impact of perceived privacy on e-loyalty, but not the impact of perceived security on e-loyalty. Meanwhile, consumer innovation could not regulate the link between e-trust and e-loyalty. The findings have implications for establishing the concept of e-trust and customer innovativeness in the e-loyalty model.==========================================================================================================ABSTRAK – Apa Determinan E-Loyalitas dan E-Kepercayaan Dosen Muslim Indonesia dalam Menggunakan Video Conference? Penelitian ini menguji pengaruh persepsi privasi dan keamanan yang dirasakan terhadap e-kepercayaan dan e-loyalitas dosen muslim dalam menggunakan media video konferensi dan juga menguji peran e-kepercayaan sebagai mediasi dalam hubungan ini dan peran keinovatifan konsumen sebagai moderasi hubungan antara e-kepercayaan dan e-loyalitas. Sampel yang diambil sebanyak 250 responden dengan pendekatan purposive sampling dan metode analisis data yang digunakan adalah Structural Equation Modelling menggunakan AMOS. Hasil penelitian menunjukkan bahwa persepsi privasi dan persepsi keamanan berpengaruh positif dan signifikan terhadap e-kepercayaan. Persepsi privasi memiliki pengaruh positif dan signifikan terhadap e-loyalitas, persepsi keamanan tidak berpengaruh terhadap e-loyalitas, dan e-kepercayaan berpengaruh positif dan signifikan terhadap e-loyalitas. E-kepercayaan dapat memediasi efek privasi yang dirasakan pada e-loyalitas tetapi tidak memediasi pengaruh keamanan yang dirasakan pada e-loyalitas. Demikian juga, inovasi konsumen tidak dapat memoderasi hubungan e-kepercayaan terhadap e-loyalitas. Penelitian ini berimplikasi pada pengembangan konsep e-kepercayaan dan keinovatifan konsumen dalam model e-loyalitas.
EFEK DARI LEVERAGE DAN UKURAN PERUSAHAAN DALAM MEMENGARUHI TINGKAT PROFITABILITAS Rico Nur Ilham; Sarman Sinaga; Debi Eka Putri; Irada Sinta; Fuadi Fuadi
JURNAL ILMIAH EDUNOMIKA Vol 5, No 02 (2021): EDUNOMIKA : Vol. 5, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v5i2.2959

Abstract

This study aims to determine the effect of Leverage and Firm Size on Profitability. This research was conducted on metal sub-sector companies and the like on the Indonesia Stock Exchange (BEI) for the 2015-2019 period. The sampling method used in this study is non-probability sampling with purposive sampling technique, namely by using specified criteria. Data collected through secondary data. The data used were tested with multiple linear regression data analysis techniques and hypothesis testing with SPSS version 21 as a tool. The results showed that leverage has a negative and insignificant effect on profitability, while firm size has a positive and insignificant effect on profitability. Companies are expected to be careful and take advantage of the use of high debt in the long term, because it can reduce profits for the company. Assets that are used as collateral are also considered to get debt whose value is greater than the return on assets received by the company. In order not to have a high risk of company bankruptcy. Keywords: Leverage, Firm Size, Profitability
Analysis of Financial Ratio Determinants for Increasing Operating Profit in MSMEs Service Sector: an Empirical Case Study from Barber Shop Business in Indonesia Muammar Khadafi; Marzuki Marzuki; Chairil Akhyar; Chalirafi Chalirafi; Fuadi Fuadi; Irada Sinta; Rico Nur Ilham
Management Research and Behavior Journal Vol 1, No 2 (2021)
Publisher : Department of Management, Universitas Malikussaleh, Aceh Utara, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/mrbj.v1i2.5090

Abstract

This study aims to analyze the Financial Ratios of MSMEs in the haircut service sector at Raden The Barber Banda Aceh from 2015-2019. The data analysis method used in this study uses Profitability Ratios, Liquidity Ratios, Solvency Ratios and Activity Ratios to assess Financial Performance, in accordance with the regulations stipulated by the Decree of the Minister of Small and Medium Enterprises of the Republic of Indonesia No. 06/Per/M.KUKM/V/2006. From the results of data analysis, it can be seen that the Profitability Ratio of Raden The Barber Banda Aceh from 2015-2019 can be said to be good, with indicators of GPM (99.35%), NPM (56.78%) and ROA (18.26%), with an overall indicator has a value greater than 10%. The results of the analysis of the Liquidity Ratio of Raden The Barber Banda Aceh from 2015-2019 can be said to be good, with the QR (622.97%) and CR (695.41%) indicators with overall indicators having values greater than 200%. Furthermore, the results of the Solvency Ratio analysis of Raden The Barber Banda Aceh from 2015-2019 can be said to be good, with the DAR indicator (1.45%) which has a value less than 40%. Finally, the results of the analysis of Raden The Barber Banda Aceh's Activity Ratio from 2015-2019 can be said to be good, with indicators of TATO (32.11%) and RTO (15.13%), with overall indicators having values greater than 10%.
PENINGKATAN KAPASITAS PENGELOLA ZAKAT MELALUI PELATIHAN AKUNTANSI ZAKAT MENUJU AKUNTABILITAS PUBLIK KOTA LHOKSEUMAWE Fuadi Fuadi; Mukhlis M. Nur; Falahuddin Falahuddin; Arliansyah Arliansyah; Wahyuddin Wahyuddin; Khairawati Khairawati
Jurnal Pengabdian Masyarakat Nusantara Vol. 2 No. 2 (2022): Agustus 2022 - Januari 2023
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jpmn.v2i2.630

Abstract

The goal to be achieved in this PKM is to increase the capacity of Zakat managers in Lhokseumawe City in presenting ZIS fund management reports based on PSAK 109 in a transparent and accountable manner, so that the reports presented can be understood by muzzaki and practitioners and academics can be used as a reliable source of public information. . The method used to improve understanding of ZIS accounting based on PSAK 109 is participatory-based learning. Participatory is meant to be learning activities and direct learning of active involvement in the process of a particular program or activity in various stages starting from involvement in planning, implementing, monitoring and evaluating programs/activities by the PKM team and partners. At the end of the PKM program, partners are expected to be able to carry out accounting processes starting from recognition, measurement, recording and presentation as well as financial reporting in accordance with PSAK 109 accounting standards regarding generally accepted accounting for zakat, infaq, and alms.
PENINGKATAN KAPASITAS PENDUKUNG USAHA PADA UMKM KELOMPOK USAHA KERUPUK TEMPE BUNGONG NANGGROE DI KECAMATAN SYAMTALIRA ARON KABUPATEN ACEH UTARA Falahuddin Falahuddin; Fuadi Fuadi; Munandar Munandar; Reza Juanda; Munardi Munardi; Mohd. Heikal
Jurnal Pengabdian Masyarakat Nusantara Vol. 2 No. 2 (2022): Agustus 2022 - Januari 2023
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jpmn.v2i2.631

Abstract

The purpose of Community Service is carried out to provide understanding and assist business actors regarding the factors supporting business activities, such as business management factors and legality so that business activities carried out are not only profit-oriented, but business activities can continue to develop in the future by paying attention to and implementing supporting factors for business activities. At the end of the program, partners are expected to be able to do, namely 1). business actors experienced a greater increase in production capacity. 2). business actors have an increased understanding of the importance of good financial bookkeeping. 3). business actors also experienced an increased understanding of the importance of labels (Halal and brands) as a marketing strategy and applying science and technology/electronic media as a means of promotion to increase sales.
Gaya Hidup Masyarakat Hedonisme di Kota Lhokseumawe Ramadhan Razali; Fuadi
Jurnal EMT KITA Vol 7 No 1 (2023): JANUARY 2023
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET) - Lembaga KITA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/emt.v7i1.839

Abstract

Teenagers have obligations of education and achievement, and may even join organizations that help them meet their life needs. That's because when you're young, you're curious. As teenagers want to try many new things that define the lifestyle of teenagers. The purpose of this study is to know and describe in detail the dynamics of hedonistic lifestyles in young women. The methods used are quantitative using targeted techniques to obtain complete information. It is an interactive method that is used as a method of collecting data through interviews and involves two-way communication. Research has shown that hedonistic lifestyles are those who see happiness and pleasure unilaterally and take advantage of this to seek expected pleasure. Activities such as shopping, traveling, watching movies, and hanging out at the mall are spent 3-6 hours a day, 2-3 times a week, at the mall with friends.
Determinan Praktik Mawah Terhadap Pendapatan Ekonomi Keluarga Peternak Di Kecamatan Simpang Keuramat Kabupaten Aceh Utara Munardi Munardi; Mukhlish Muhammad Nur; Fuadi Fuadi; Nazli Hasan; Nadia Hartatik; Rayyan Firdaus
el-Amwal Vol 6, No 1 (2023): Maret
Publisher : LPPM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/el-amwal.v6i1.10508

Abstract

Tujuan penelitian ini untuk mengetahui pengaruh praktik mawah terhadap pendapatan ekonomi rumah tangga peternak di Kecamatan Simpang Keuramat. Data yang digunakan dalam penelitian ini berupa data primer dengan membagi kuesioner kepada 58 responden yang dijadikan sebagai sampel penelitian. Teknik pengambilan sampel yang digunakan dalam penelitian ini adalah melalui pendekatan purposive sampling. Pengolahan data dilakukan dengan bantuan SPSS dan model persamaan regresi linier sederhana. Hasil penelitian menunjukan bahwa; (1) Praktik mawah berpengaruh signifikan terhadap pendapatan ekonomi rumah tangga peternak di Kecamatan Simpang Keuramat. Hal ini terlihat dari hasil uji statistik yang mana thitung praktik mawah sebesar 8,081 dengan tingkat signifikan sebesar 0,000; (2) Praktik mawah mempunyai hubungan yang kuat dengan pendapatan ekonomi rumah tangga peternak di Kecamatan Simpang Keuramat. Hal ini terlihat dari koefisien korelasi (R) sebesar 0,734 (73,4%); dan (3) Praktik mawah mempunyai kemampuan dalam menjelaskan pengaruhnya terhadap pendapatan ekonomi rumah tangga peternak di Kecamatan Simpang Keuramat  sebesar 53,8%. Sisanya 46,2% dipengaruhi oleh variabel lain di luar model penelitian ini seperti; kualitas produk, lama usaha, harga jual, dan lain-lain.
Pembinaan Pelaku Usaha Perempuan Melalui Pelatihan Manajemen Usaha dan Keuangan Bagi Pelaku UMKM di Gampong Meuria Paloh Kota Lhokseumawe Fuadi; Reza Juanda; Rani Puspita Ningrum; Munardi; Khairawati; Falahuddin
Jurnal Pengabdian Nasional (JPN) Indonesia Vol. 4 No. 2 (2023): Mei
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat (LPPM) AMIK Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jpni.v4i2.275

Abstract

The aim of this non-profit initiative is to find solutions to the problems faced by women entrepreneurs in the village of Meulia Paro, Lhoksumawe. Issues identified include lack of knowledge and motivation in online business, lack of understanding of financial management when running a business, lack of capital and knowledge when managing long-term assets, and lack of understanding of Islamic business ethics. etc. As a method of implementing this activity, we conduct preliminary observations, approaches based on social observations, examine issues, and find appropriate solutions. The implementation phase includes interaction, counseling and training for her MSME business people in Meuria Paloh Village. Evaluation is done by observing the economic agent again after the end of the philanthropic activity. The conclusions of this non-profit activity indicated that most of the training participants had limited knowledge and motivation for online business, poor understanding of Islamic business ethics, and poor financial management. I'm here. Therefore, this outreach can provide sustainable solutions for women entrepreneurs in Meulia Paro village, improve the quality of their business, understand Islamic business ethics and financial management, and expand the market for MSME products. is expected.
Co-Authors Ahmad Fauzul Hakim Hasibuan Am. Riyadi Andri Soemitra Arliansyah Candra Zonyfar Chairil Akhyar Chalirafi, Chalirafi Damanhur, Damanhur Debi Eka Putri Devi Andriyani Falahuddin Falahuddin Falahuddin Hanif Hanif, Hanif Haris Al Amin I Gusti Ngurah Antaryama Ijal Fahmi Intan Mutia Irada Sinta Ismail Khairawati Khairawati Khairawati Khairawati Khairawati, Khairawati Marliyah Marzuki Marzuki Miftahul Jannah Muhammad Mirna Mohd. Heikal Mohd. Heikal Muammar Khadafi Muammar Khaddafi Muhammad Multazam Muhammad Nur Muhammad Rizki Ramadhan Mukhlish Mukhlish Muhammad Nur Munandar Munandar Munandar Munandar Munandar Munardi Munardi Nadia Hartatik Naufal Bachri, Naufal Nazli Hasan Rani Puspita Ningrum Rayyan Firdaus Razali, Ramadhan Reza Juanda Rico Nur Ilham Sinaga, Sarman Syamsul Rizal Syawal Harianto Taufiq Iqbal Wahyuddin Wahyuddin Wahyuddin Wahyuddin Zuhrinal M. Nawawi