Claim Missing Document
Check
Articles

Found 36 Documents
Search

Pengaruh Literasi Keuangan Syariah dan Motivasi Terhadap Keputusan Gen Z Berinvestasi di Reksadana Syariah Hardinawati, Lusiana; Fathorrazi, Moehammad; Kusbendi
At-Tasharruf "Jurnal Kajian Ekonomi dan Bisnis Syariah" Vol. 6 No. 2 (2024): At-Tasharruf
Publisher : Universitas Muhammadiyah Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32528/at.v6i2.2087

Abstract

Reksadana syariah adalah sistem investasi dimana dana dari seorang investor yang dipercayakan kepada manajer investasi untuk dikelola dengan cara menyebarkan portofolio investasi ke berbagai macam efek di pasar modal atau dikenal dengan diversifikasi investasi. reksadana termasuk instrumen investasi di pasar modal yang diminati, akan tetapi jumlah reksadana syariah di pasar modal yang ada di Indonesia masih sangat sedikit apabila dibandingkan dengan reksadana konvensional. Penelitian ini bertujuan untuk menganalisis pengaruh literasi keuangan syariah dan motivasi terhadap keputusan gen Z berinvestasi di reksadana Syariah. Penelitian ini menggunakan rancangan penelitian Explanatory Research dengan pendekatan kuantitatif. Penentuan sampel menggunakan teknik nonprobability sampling dengan jenis purposive sampling. Jumlah sampel yang diambil adalah sebanyak 100 responden. hasil analisis data yang diperoleh, penelitian ini menemukan bahwa literasi keuangan syariah berpengaruh signifikan terhadap keputusan gen Z berinvestasi di reksadana syariah. Namun, ditemukan bahwa motivasi tidak memiliki pengaruh yang signifikan terhadap keputusan gen Z berinvestasi di reksadana syariah.
Analysing The Impact of Halal Certification for the Development of Micro, Small, and Medium Enterprises' Competitiveness in Besuki Raya, Indonesia Fathorrazi, Moehammad; Mahardiyanto, Agus; Hardinawati, Lusiana Ulfa; Zainuri; Suparman; Munir, Akhmad; Priyono, Agus; Shaleh, Moh
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 14 No. 2 (2025): October
Publisher : Department of Sharia Economics Faculty of Islamic Economics and Business, Universitas Islam Syarifuddin Lumajang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v14i2.3663

Abstract

This research attempts to analyze the impacts experienced by Micro, Small, and Medium Enterprises' (MSMEs) Competitiveness after obtaining Halal certification. The study focused on MSMEs in the Food and Beverage sector using a qualitative exploratory approach. This research was conducted using a qualitative descriptive approach and using a purposive sampling method. One respondent was selected from each district to ensure that all districts within the study area were represented. The rationale for this approach was to secure minimal but sufficient representation from every district under investigation. The analysis results show that halal certification contributes not only to business growth but also to the advancement of Islamic economic values by embedding halalan tayyiban principles into the supply chain, promoting transparency, and reinforcing consumer rights in predominantly Muslim markets. The study further highlights that Halal certification contributes to advancing of Islamic economic values by embedding the principles of halalan tayyiban into production and distribution processes, promoting business transparency, and reinforcing consumer rights in predominantly Muslim communities. Therefore, Halal certification serves not only as a religious or legal obligation but also as a strategic instrument for sustainable growth and empowerment of MSMEs in regional economic development.
Institutional and Empowerment Models of Integrated Zakāh Village in Jember Mahardiyanto, Agus; Fathorrazi, Moehammad; Hardinawati, Lusiana Ulfa
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 14 No. 2 (2022)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v14i2.27793

Abstract

Indonesia has a significant zakāh potential. However, the challenges  faced by zakāh management are related to the collection and distribution. This  research aims to analyze the institutional patterns and empowerment models of the Integrated Zakāh Village in Jember using the Participatory Rural Appraisal (PRA) theory. Using observations, a document study, Focused-Group Discussions (FGD), and in-depth interviews with the zakāh stakeholders, this research assesses the compatibility of the PRA theory in the development of Kampung Zakāh. This study finds that the obstacles in the Zakāh Village program are related to mustaḥiq's work ethics and enthusiasm. Among the aspects that need to be improved is the promotion of the program through social media to make it a massive community movement. Furthermore, this program empowers marginalized groups, including women, and encourages them to be independent. Abstrak:Indonesia memiliki potensi zakat yang signifikan. Namun, tantangan yang dihadapi oleh pengelola zakat di antaranya terkait dengan pengumpulan dan distribusi dana zakat. Penelitian ini bertujuan untuk menganalisis pola kelembagaan dan model pemberdayaan Kampung Zakat Terpadu Jember menggunakan teori Participatory Rural Appraisal. Dengan data observasi, studi dokumen, diskusi kelompok terfokus, dan wawancara mendalam dengan pemangku kepentingan zakat, penelitian ini menganalisis kesesuaian teori PRA dalam pengembangan Kampung Zakat. Studi ini menemukan bahwa hambatan dalam program Kampung Zakāh terkait dengan etos dan semangat kerja mustaḥiq. Di antara aspek yang perlu ditingkatkan adalah promosi program melalui media sosial untuk membuatnya menjadi gerakan masyarakat yang masif. Selanjutnya, program ini memberdayakan kelompok marjinal, termasuk perempuan, untuk menjadi mandiri.
Strategi Penguatan Umkm Berbasis Halal Di Desa Rejo Agung Kecamatan Sumber Wringin Kabupaten Bondowoso Fathorrazi, Moehammad; Hardinawati, Lusiana Ulfa; Saleh, Mohammad; Suparman; Belgis, Maria
LOYALITAS: Jurnal Pengabdian Kepada Masyarakat Vol. 8 No. 2 (2025): November 2025
Publisher : Universitas KH. Mukhtar Syafaat (UIMSYA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/loyalitas.v8i2.3936

Abstract

One of the main obstacles faced by Micro, Small and Medium Enterprises in Rejoagung Village is the lack of halal certification. Although halal certification is a mandatory requirement for all food products circulating in Indonesia, many Micro, Small and Medium Enterprises in this village do not understand the importance of halal certification and have not taken care of it. In fact, halal certification not only guarantees the halalness of the product, but can also increase consumer confidence and open up wider market opportunities. To overcome this problem, efforts are needed to increase awareness of Micro, Small and Medium Enterprises about the importance of halal certification. Through the community service program, it is hoped that it can provide socialization and assistance to Micro, Small and Medium Enterprises so that they are motivated to take care of the halal certification of their products. Finally, at the end of the service, ten halal certificates were successfully issued for Business Actors who are partners of Sekolah Kopi Raisa. Thus, Micro, Small and Medium Enterprises in Rejoagung Village can develop further and make a greater contribution to the village economy.
Pengaruh Zakat, Infak, dan Sedekah (ZIS) dan Pembiayaan Perbankan Syariah Terhadap Perekonomian di Indonesia Tahun 2012 - 2022: The Impact of Zakat, Infak, and Sedekah (ZIS) and Islamic Banking Financing on the Indonesian Economy 2012-2022 Cholil, Mochammad; Fathorrazi, Moehammad; Yuliati, Lilis
IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies Vol. 2 No. 1 (2024): IJABAH Volume 2 Number 1 Year 2024
Publisher : IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v2i1.764

Abstract

This research aims to examine and analyze the influence of Zakat, Infaq and Alms (ZIS) and sharia banking financing on the economy in Indonesia, both in the short and long term. The data in this research is secondary time series data in the form of quarters from 2012 to 2022. The analysis in this research uses VAR/VECM estimation with independent variables namely Zakat, Infaq and Alms (ZIS) and sharia banking financing while the dependent variable is Gross Domestic Product (GDP) Indonesia. The VECM estimation results in this research show that in the short term Zakat, Infaq and Alms (ZIS) during the past 3 quarters had a positive and significant effect on Indonesia's Gross Domestic Product (GDP), then in the long term Zakat, Infaq and Alms (ZIS) during 1 quarter ago had a positive and significant impact on Indonesia's Gross Domestic Product (GDP). Meanwhile, sharia banking financing (IBF) in the short term did not have a significant effect on Indonesia's Gross Domestic Product (GDP), while in the long term sharia banking financing (IBF) 1 quarter ago had a positive and significant effect on Indonesia's Gross Domestic Product (GDP).
Pengaruh Kinerja Karyawan, Bagi Hasil dan Kualitas Pelayanan terhadap Kepuasan Anggota pada Koperasi Konsumen Syariah Malabar: The Influence of Employee Performance, Profit Sharing and Service Quality on Member Satisfaction at the Malabar Sharia Consumer Cooperative Pratama, Wildan Anfarinsyah; Fathorrazi, Moehammad; Sofianti, Septarina Prita Dania
IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies Vol. 3 No. 1 (2025): IJABAH Volume 3 Number 1 Year 2025
Publisher : IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v3i1.404

Abstract

This study aims to determine and analyze the effect of employee performance (X1), profit sharing (X2) and service quality (X3) partially and simultaneously on member satisfaction (Y) in Malabar sharia consumer cooperatives. The type of research used is quantitative research. The population in this study is members who have mudharabah savings at Malabar sharia consumer cooperatives with a sample of 75 respondents. The analysis tool used multiple linear regression. The test results of the multiple linear regression analysis coefficient show that; 1) employee performance has a positive and significant effect on the satisfaction of mudharabah savings members at the Malabar sharia consumer cooperative. 2) profit sharing has a positive and significant effect on the satisfaction of mudharabah savings members at the Malabar sharia consumer cooperative. 3) service quality has a positive and significant effect on the satisfaction of mudharabah savings members at the Malabar sharia consumer cooperative. 4) employee performance, profit sharing and service quality have a positive and significant effect on the satisfaction of mudharabah savings members at the Malabar sharia consumer cooperative.