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All Journal Jurnal Administrasi Perkantoran (JPAP) Jurnal Manajemen dan Bisnis Indonesia Jurnal Penelitian Pendidikan IPA (JPPIPA) Biosaintifika: Journal of Biology & Biology Education International Journal of Zakat (IJAZ) AT-TASYRI' Jurnal Ilmiah Prodi Muamalah Edunomics Journal JIHBIZ :Global Journal of Islamic Banking and Finance. Jurnal Ekonomi Syariah Pelita Bangsa Jurnal Akuntansi dan Keuangan (JAK) Jurnal Ar-Ribh Journal of Social Research Kunuz: Journal of Islamic Banking and Finance Journal of Accounting Research, Organization and Economics (JAROE) PSIMPHONI Journal of Principles Management and Bussines Jurnal Ilmiah Kesehatan Mandira Cendikia Jurnal Sipil Sains Terapan
Ana Fitria
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Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Dentistry Economics, Econometrics & Finance Education Engineering Health Professions Materials Science & Nanotechnology Medicine & Pharmacology Neuroscience Physics Public Health Social Sciences Other

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PENGARUH MANFAAT, KEMUDAHAN, DAN KEAMANAN TERHADAP MINAT PENGGUNAAN QUICK RESPONSE INDONESIAN STANDARD PADA PELAKU UMKM DI KECAMATAN SAWANG, KABUPATEN ACEH SELATAN. Salja, Salsabilla Alfianti; Fitria, Ana; Tarigan, Ismail Rasyid Ridla
Jihbiz: Global Journal of Islamic Banking and Finance Vol. 7 No. 1 (2025)
Publisher : Program Studi Perbankan Syariah FEBI UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jihbiz.v7i1.23895

Abstract

Interest Perception of Benefits and Ease of Use are important factors in increasing individuals' interest and support for the use of technology. Additionally, there is also the factor of Security, which leads to increased trust among individual customers. This study aims to determine the influence of Benefits, Ease of Use, and Security on the Interest in Using the Quick Response Indonesian Standard among SMEs in the Sawang District, South Aceh Regency. This study uses a quantitative method, and the technique used is simple random sampling. The population used is SMEs in the Sawang District, South Aceh Regency, with a sample size of 100 respondents through questionnaire surveys. The results of multiple linear regression analysis assisted by SPSS showed that partially, the Benefits variable does not affect interest, while the Ease of Use and Security variables have a significant positive effect on interest. However, all three independent variables simultaneously have a positive effect on the Interest in Using the Quick Response Indonesian Standard among SMEs in the Sawang District, South Aceh Regency.AbstrakPersepsi Manfaat dan Kemudahan merupakan faktor penting dalam meningkatkan minat dan dukungan seseorang terhadap penggunaan teknologi. Selain itu terdapat juga faktor Keamanan yang mengarah pada peningkatkan kepercayaan di antara pelanggan individu. Penelitian ini bertujuan untuk mengetahui pengaruh Manfaat, Kemudahan, dan Keamanan Terhadap Minat Penggunaan Quick Response Indonesian Standard Pada Pelaku UMKM di Kecamatan Sawang, Kabupaten Aceh Selatan. Penelitian ini menggunakan metode kuantitatif serta teknik yang digunakan pada penelitian ini adalah simple random sampling. Populasi yang digunakan yaitu pelaku UMKM di Kecamatan Sawang, Kabupaten Aceh Selatan dengan jumlah sampel 100 responden melalui penyebaran kuisioner angket. Hasil olahan regresi linier berganda dibantu SPSS, ditemukan bahwa secara parsial variabel Manfaat tidak berpengaruh terhadap minat, sedangkan variabel Kemudahan dan Keamanan berpengaruh positif signifikan terhadap minat. Akan tetapi ketiga variabel bebas tersebut secara simultan berpengaruh positif Terhadap Minat Penggunaan Quick Response Indonesian Standard Pada Pelaku UMKM di Kecamatan Sawang, Kabupaten Aceh Selatan. Penelitian ini diharapkan bermanfaat bagi akademisi sebagai referensi, bagi pelaku usaha untuk memahami pentingnya QRIS, dan bagi pemerintah untuk mengevaluasi kebijakan pembayaran digital.
Determinan Minat Menabung Masyarakat Banda Aceh Pada Bank Aceh Syariah Machfirah, Putri; Ahmadsyah, Israk; Fitria, Ana
Jihbiz: Global Journal of Islamic Banking and Finance Vol. 5 No. 2 (2023)
Publisher : Program Studi Perbankan Syariah FEBI UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jihbiz.v5i2.25422

Abstract

Adanya dinamika dan fluktuasi dalam perkembangan jumlah nasabah pada PT Bank Aceh Syariah tentu memperlihatkan minat masyarakat untuk memutuskan pilihannya, baik untuk tetap menjadi nasabah atau tidak. Minat masyarakat untuk menjadi bagian dari Bank Aceh Syariah tentu dipengaruhi oleh banyak faktor termasuk faktor motif rasional, pengetahuan, dan religiusitas. Penelitian ini bertujuan untuk mengetahui pengaruh secara parsial dan simultan variabel motif rasional, pengetahuan, dan religiusitas terhadap minat menabung masyarakat Rukoh Kota Banda Aceh pada Bank Aceh Syariah. Penelitian ini menggunakan pendekatan kuantitatif dengan jenis penelitian asosiasi. Populasi dalam penelitian ini adalah 3.853 dan sampel 100 orang. Teknik pengumpulan data melalui kuesioner. Analisa data menggunakan SPSS Versi 26. Berdasarkan hasil penelitian diketahui bahwa motif rasional, pengetahuan dan religiusitas berpengaruh secara bersama-sama terhadap minat menabung masyarakat Rukoh. Motif rasional, pengetahuan dan religiusitas berpengaruh terhadap minat menabung masyarakat Rukoh Kota Banda Aceh. Saran peneliti agar pihak bank terus melakukan sosialisasi kepada masyarakat terkait bank dan masyarakat terus meningkatkan pengetahuannya tentang bank.
PENGARUH PENGETAHUAN, KEPERCAYAAN, DAN PELAYANAN TERHADAP MINAT MUZAKKI MEMBAYAR ZAKAT DI BAITUL MAL KOTA BANDA ACEH Irwanda, Muhammad Luthfi; Hasnita, Nevi; Fitria, Ana
Jihbiz: Global Journal of Islamic Banking and Finance Vol. 6 No. 1 (2024)
Publisher : Program Studi Perbankan Syariah FEBI UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jihbiz.v6i1.25543

Abstract

Penelitian ini bertujuan untuk menguji pengaruh pengetahuan, kepercayaan, dan pelayanan terhadap minat muzakki membayar zakat di Baitul Mal Kota Banda Aceh. Penelitian ini menggunakan pendekatan kuantitatif dengan metode analisis data regresi linier berganda. Data penelitian ini menggunakan data primer dalam bentuk kuesioner dengan pengolahannya menggunakan SPSS 23. Pengujian hipotesis dilakukan dengan uji parsial (uji-t) dan uji simultan (uji-F) dan tingkat signifikansi 5%. Hasil penelitian menunjukkan bahwa secara parsial pengetahuan dan pelayanan tidak berpengaruh terhadap minat muzakki membayar zakat, sedangkan kepercayaan berpengaruh positif dan signifikan terhadap minat muzakki membayar zakat. Secara simultan pengetahuan, kepercayaan, dan pelayanan berpengaruh dan signifikan terhadap minat muzakki membayar zakat pada Baitul Mal Kota Banda Aceh.
Factors Affecting Performance in Companies with High Agency Costs Linda, Linda; Afrianandra, Cut; Fitria, Ana; Yulia, Aida
Journal of Accounting Research, Organization and Economics Vol 3, No 1 (2020): JAROE, Vol.3 No.1 April 2020
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jaroe.v3i1.16430

Abstract

Objective This research focuses on manufacturing companies with high growth rates, as measured by the Tobins'Q proxy. The high growth of a company is closely related to higher agency costs, compared to companies with low growth rates. We investigate the influence of the board of commissioners, directors, audit committees, bid-ask spreads on the high agency costs of manufacturing companies listed on the Indonesia Stock Exchange. The indicator of agency costs in this study are the EXPR and AUR ratios. Design/methodology The population of this study are manufacturing companies listed on the Indonesia Stock Exchange. Purposive random sampling resulted 111 samples of companies with high growth rates. This study uses multiple linear regression analysis. The first analysis with EXPR independent variable and the second analysis with AUR independent variable, both variables could be used as agency cost indicators. Results The result reveals that the board of commissioners and directors have a positive effect on the agency costs, which are measured by the EXPR and AUR ratios while the audit committee has a negative significant effect on the high agency costs as measured by the EXPR ratio. Moreover, bid-ask spread as a control variable has a significant positive effect on AUR. The presence of monitoring quality, pressure, reputation of the board of commissioners and audit committee will reduce the types of management policy which may increase agency conflict.
Analysis of Increasing Product Sales Value Through Sustainable Business Planning in MSMEs in Medan City Safrida, Eli; Gultom, Selfi Afriani; Hasibuan, Raya Puspita Sari; Purnami, Suri; Fitria, Ana; Susilawati, Susilawati
Journal of Social Research Vol. 3 No. 5 (2024): Journal of Social Research
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/josr.v3i6.2109

Abstract

This study aims to analyze the increase in product selling value through sustainable business planning in Micro, Small, and Medium Enterprises (MSMEs) in Medan City, especially those engaged in handicrafts. The majority of MSMEs in this sector are known to face challenges in the sustainability of their businesses due to the lack of effective business planning. This research method involves in-depth surveys and interviews with a number of handicraft MSMEs in Medan City, namely a total of 36 MSMEs. The collected data will be analyzed using qualitative and quantitative approaches. The results of this analysis will provide a comprehensive overview of the obstacles faced by MSMEs in managing their businesses, especially related to aspects of business planning. This research highlights the need for better business planning as the key to increasing the selling value of MSME products. By formulating a sustainable business plan, it is hoped that MSMEs can identify and overcome problems that often arise in their business activities. In addition, this study also explores the positive impact of sustainable business planning on increasing the competitiveness and marketing of MSME products. The results of this study are expected to provide practical recommendations to handicraft MSMEs in Medan City, as well as to related stakeholders, such as local governments and MSME supporting institutions. The implementation of sustainable business planning is expected to make a significant contribution to increasing the selling value of MSME products and in turn, improving the welfare of MSME owners and economic growth in the region. Thus, it can be understood that careful business planning is indeed very important.
The Influence of Magnetic Media Usage on Improving Reading Literacy Skills in Material Understanding of Objects in Second Grade Elementary School Fitria, Ana; Sukmawati, Wati
Jurnal Penelitian Pendidikan IPA Vol 10 No 9 (2024): September
Publisher : Postgraduate, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jppipa.v10i9.7991

Abstract

This study explores the effectiveness of magnetic media in enhancing students' literacy skills in material state changes. Traditional teaching methods often struggle to effectively convey abstract scientific concepts, resulting in varying student performance levels. To address this gap, magnetic media was introduced as an interactive visual aid in the learning process. The study employed a pretest-posttest design with students from a science class, analyzing their literacy skills before and after using magnetic media. Results showed an average pretest score of -5.481, improving to -4.771 in the posttest, indicating a significant average increase of 0.71 points. Posttest scores also exhibited lower standard deviations, suggesting more consistent performance among students. This underscores that magnetic media supports both high and low-achieving students, promoting a more uniform understanding across different performance levels. Such inclusivity is crucial in education to ensure effective teaching methods for diverse learners. The study contributes by highlighting the unique benefits of magnetic media in providing tangible and visual representations of abstract concepts. Future research should further explore its application in different educational contexts and optimize strategies to maximize its benefits in teaching and learning.
KAJIAN PENAMBAHAN FLY ASH DAN SEMEN PADA URUGAN PILIHAN UNTUK LAPISAN BASE PERKERASAN JALAN Fitria, Ana; Mulizar, Mulizar; Yunus, Yuhanis
Jurnal Sipil Sains Terapan Vol 5, No 02 (2022): JURNAL SIPIL SAINS TERAPAN
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P2M)

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

 ABSTRAKBase Course (lapisan pondasi atas) adalah lapisan perkerasan yang terletak di antara lapis pondasi bawah dan lapis permukaan. Salah satu yang digunakan untuk lapisan base yaitu urugan pilihan. Penelitian ini dilakukan untuk meningkatkan daya dukung yang dihasilkan dari persentase campuran tanah urugan pilihan, fly ash dan semen yang dipilih sebagai bahan stabilisasi tanah. Pengujian yang dilakukan berupa sifat fisis dan mekanis tanah asli maupun setelah dicampur dengan bahan stabilisasi tanah berdasarkan metode ASTM dan SNI, dengan variasi campuran fly ash 10%, 15%, 20% dan 12% semen. Penelitian ini tanah di klasifikasikan berdasarkan metode AASTHO dengan PI 5,86% dan LL 37,88% tanah tersebut tergolong kedalam kelompok A-1-a. Hasil penelitian ini menunjukkan untuk CBR unsoaked 7,5% tanah asli, pada variasi fly ash 15% dan semen 12%, terjadi peningkatan persentase nilai CBR unsoaked terbesar yaitu 53,9% memenuhi syarat CBR untuk lapisan Base minimum 50%. Kata Kunci: Base, Urugan Pilihan, Fly Ash, Semen, CBR.
User Satisfaction on Graduate Competence: Insight form Islamic Banking Alumni, 2019-2024 Fitri, Cut Elda Ram; Hasnita, Nevi; Fitria, Ana
AT-TASYRI': JURNAL ILMIAH PRODI MUAMALAH Vol. 17 No. 2 (2025): At-Tasyri': Jurnal Ilmiah Prodi Muamalah
Publisher : Prodi Hukum Ekonomi Syariah STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47498/tasyri.v17i2.5798

Abstract

This study aims to analyze user satisfaction and graduate performance of the Islamic Banking Department of Universitas Islam Negeri Ar-Raniry Banda Aceh in the 2019–2024 period as an effort to improve graduate quality and department accreditation. The issues raised include the suitability of graduate competencies to the world of work, waiting time to get a job, and the scope of work areas. The method used is a combination of a descriptive quantitative approach through the distribution of questionnaires to 100 alumni and 50 graduate users, and a qualitative approach through in-depth interviews with users from the Islamic finance sector, government institutions, and multi-finance. The results show that the majority of graduates are absorbed into the world of work in less than six months, with internship experience being a significant factor in accelerating this process. The majority of alumni work at the national and local levels, while a small number have penetrated the national job market. Graduate users assess that alumni have a good work ethic, adequate mastery of technology, and appropriate technical skills, but still need improvement in public communication and foreign language proficiency. The conclusion of this study indicates that graduates of the Islamic Banking department are well-prepared for work, and that practice-based learning, such as internships, and an efficient study period are key to improving graduate quality. These results provide a strategic foundation for curriculum development and improving the department's accreditation toward excellence.
Measuring the Performance of Zakat Management Baitul Mal Aceh Based on Maqashid Sharia Index Azzuhra, Alfia; Desiana, Rina; Fitria, Ana
International Journal of Zakat Vol 10 No 4 (2025): International Journal of Zakat
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37706/ijaz.v10i4.697

Abstract

This study aims to measure the performance of zakat management in Baitul Mal Aceh to achieve the goals of Abu Zahrah's sharia maqashid which has three main concepts, namely Tahzib Al-Fard (educating individuals), Iqamat Al-'Adl (upholding justice), and Jalb Al-Mashlahah (creating welfare). The data source used is secondary data from Baitul Mal Aceh's financial statements for the 2021-2023 period using a descriptive quantitative method. The results of the research on the concept of Tahzib Al-Fard (educating individuals) were obtained the highest percentage in 2023 with a ratio of 8%. The highest percentage of Iqamat Al-'Adl (upholding justice) with a value of 156% is in 2021, and finally Jalb Al-Mashlahah (creating welfare) in 2023 reaches the highest percentage of 9%. Overall, the measurement of Baitul Mal Aceh's zakat management performance based on the Maqashid Sharia Index resulted in a percentage of 58% or less good in the 2021-2023 period.
Co-Authors Abdushamad, Abdushamad Aida Yulia, Aida Akmal Riza Almira Keumala Ulfah Azharsyah Ibrahim Azimah Dianah Azzuhra, Alfia Cut Afrianandra, Cut Devina Syafa Nabila Dewi Khurun Aini Ella Apriyanti Evy Iskandar Fadila Khairani Fitri, Cut Elda Ram Grido Handoko Gultom, Selfi Afriani Hasibuan, Raya Puspita Sari Hasnita, Nevi Ifah chofifah Irwanda, Muhammad Luthfi Israk Ahmadsyah Linda Linda Machfirah, Putri Maidari, Elisa Martien Herna Susanti Marwa, Inayah Putri Midesia, Shelly Muhammad Syauqi Bin-Armia Mulizar Mulizar Nada, Qathrin Nadilla, Trie Nanda, Teuku Syifa Fadrizha Rahma, Elfia Afifah Rina Desiana Safrida, Eli Sagala, Wahyu Putri Salja, Salsabilla Alfianti Sanaji Sanaji Sanaji, Sanaji Sisca Risnawati Apriani Sri Setyo Iriani Suri Purnami - Susilawati, Susilawati Tarigan, Ismail Rasyid Ridla Ulfatul Hasanah Vicki Min Alfisah Wati Sukmawati Yunus, Yuhanis