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All Journal Al-Tahrir: Jurnal Pemikiran Islam JTSL (Jurnal Tanah dan Sumberdaya Lahan) Studia Economica: Jurnal Ekonomi Islam Economica: Jurnal Ekonomi Islam LIABILITIES (JURNAL PENDIDIKAN AKUNTANSI) JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Istinbath: Jurnal Hukum dan Ekonomi Islam DOKTRINA: JOURNAL OF LAW Jurnal Review Pendidikan dan Pengajaran (JRPP) Aghniya: Jurnal Ekonomi Islam Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences ATRABIS: Jurnal Administrasi Bisnis (e-Journal) Agrica Ekstensia Jurnal Hukum Kaidah: Media Komunikasi dan Informasi Hukum dan Masyarakat Jurnal Ekonomi Syariah Pelita Bangsa Jurnal Akuntansi, Manajemen, Bisnis dan Teknologi Proceeding International Seminar of Islamic Studies Jurnal BILAL: Bisnis Ekonomi Halal International Journal of Research in Vocational Studies (IJRVOCAS) Journal of Trends Economics and Accounting Research Majalah Iptek Politeknik Negeri Medan Polimedia J-COSCIS : Journal of Computer Science Community Service Jurnal Budgeting BISMA Cendekia Jurnal Riset Hukum, Ekonomi Islam, ekonomi, Manajemen dan Akuntansi Journal of Global Islamic Economic Studies Jurnal Tiyasadarma: Jurnal Pengabdian Kepada Masyarakat Proceeding of International Conference on Multidisciplinary Research Jurnal Bakti Nusantara JPS (Jurnal Perbankan Syariah) Jurnal Ekonomi, Manajemen, Akuntansi Journal of Islamic Economics and Business Studies (JIEBS) BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Al-Amwal: Jurnal Ekonomi dan Perbankan Syariah
Zuhirsyan, Muhammad
Politeknik Negeri Medan
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Pengaruh Religiusitas, Persepsi Dan Motivasi Nasabah Terhadap Keputusan Memilih Perbankan Syariah Muhammad Zuhirsyan; Nurlinda Nurlinda
JPS (Jurnal Perbankan Syariah) Vol 2 No 2 (2021): JPS (Jurnal Perbankan Syariah) - October
Publisher : LPPM ISNJ Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v2i2.342

Abstract

This research aims to see how much influence religiosity, perception, and motivation have on choosing Islamic banking. This research is quantitative research with data collection methods using survey methods and questionnaires. Samples were selected by non-probability sampling and convenience sampling. Questionnaires were distributed to 96 CIMB Niaga Syariah Medan customers, and 61 questionnaires were returned. Data analysis using multiple regression test using SPSS tool. The study results found simultaneously that religiosity, perception, and motivation influenced the decision to choose Islamic banking. Partially, motivation has a positive effect on the decision to choose Islamic banking. In contrast, religiosity has a negative value and does not affect the decision to choose Islamic banking and perception, does not affect the decision to choose Islamic banking.
Program Akademik dalam Mendukung Lulusan Berstandar Global Islamic Banking and Finance di PPNS Wathan, Hubbul; Zuhirsyan, Muhammad; Fatira, Marlya; Kholil, Ahmad; Suherman, Suherman; Walid, Dewi Maharah Binti Mohd
Jurnal Bakti Nusantara Vol. 2 No. 2 (2024): Jurnal Bakti Nusantara
Publisher : Pustaka Media Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63763/jbn.v2i2.74

Abstract

Program Akademik dalam Mendukung Lulusan Perbankan dan Keuangan Islam Berstandar Global di PPNS Malaysia, menjawab permintaan yang meningkat akan profesional berketerampilan tinggi di bidang perbankan dan keuangan Islam, khususnya karena industri ini terus berkembang secara global. Meskipun sektor ini tumbuh pesat, masih terdapat kesenjangan yang signifikan antara keahlian lulusan dan persyaratan pasar keuangan internasional. Program ini bertujuan untuk menjembatani kesenjangan tersebut dengan menawarkan kurikulum komprehensif yang memenuhi standar global dan mempersiapkan siswa untuk unggul dalam dunia keuangan Islam yang dinamis dan kompleks yang ada di Politeknik Negeri Medan. Pengabdian  ini memandu pengembangan kurikulum yang tidak hanya membahas kompetensi teknis yang dibutuhkan oleh industri keuangan global tetapi juga menggabungkan pertimbangan budaya dan peraturan khusus untuk perbankan Islam. Hasil pengabdian menunjukkan bahwa program akademik di PPNS Malaysia berhasil memadukan praktik terbaik internasional dengan persyaratan unik keuangan Islam, memastikan para lulusan dipersiapkan dengan baik untuk pasar lokal dan global.
Pesantren Dalam Realitas Pengelolaan ZISWAF Kontemporer Muhammad Zuhirsyan; Irwan Musriza; Ahmad Kholil; Tarikh al-Hafizh
Journal of Global Islamic Economic Studies Vol. 1 No. 2 (2023): Journal of Global Islamic Economic Studies
Publisher : Penerbit Merdeka Kreasi

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Abstract

Penelitian ini dilakukan untuk melihat realitas peran pengelolaan ZISWAF Kontemporer di lembaga pendidikan berbasis pesantren. Metode penelitian ini menggunakan pendekatan kualitatif fenomologi yang bersifat deskriptif analitis dan induktif. Objek penelitian ini menggunakan beberapa pesantren modern yang berada di Kota Medan, Langkat, Deli Serdang dan Serdang Bedagai, Sumatera Utara. Hasil penelitian menunjukkan Pesantren memiliki peran yang sangat penting dalam pengelolaan ZISWAF dalam upaya membantu menopang perekonomian masyarakat. Dalam impelentasi pengelolaan ZISWAF Intra Pesantren perlu dibutuhkan persiapan kader yang mampu melakukan penghimpunan, pengelolaan dan pendistribusikan dana ZISWAF dengan mengikutsertakan para pengasuh untuk mengikuti sertifikasi baik yang dilaksanakan LSP di BAZNAS maupun BWI.  Di tambah lagi perlu juga melakukan berbagai persiapan pengembangan infrastuktur laboratorium yang bisa dijadikan kantor pengelolaan ZISWAF di dalam pesantren, Di samping itu, tidak kalah penting perlu dilakukan syiar internal maupun internal untuk mempromosikan lembaga ZISWAF baik ke lembaga pemerintah maupun swasta, sehingga dapat dikenal luas oleh berbagai kalangan masyarakat yang tentunya dengan tidak mengabaikan berbagai upaya memperkuat sistem akuntabilitas dalam pengelolaannya
Pelatihan Penerapan Kontrak Bisnis Syariah Dalam Pengelolaan Ziswaf Di Pesantren Darul Mukhlisin Cempedak Lobang Serdang Bedagai Sumut Muhammad Zuhirsyan; Supaino; Diena Fadhilah; Nurlinda
Jurnal Tiyasadarma Vol. 3 No. 1 (2025): Juli 2025 | Jurnal Tiyasadarma
Publisher : LPPM ITEBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62375/jta.v3i1.689

Abstract

Islamic boarding schools (pesantren) can strive to implement Sharia-based economic practices in their various economic activities. These Sharia-based economic practices have not yet been fully explored and implemented by Islamic boarding schools, given their various limitations, including human resources and materials. However, at least these practices can be gradually implemented. As Islamic educational institutions, Islamic boarding schools are suitable and appropriate places for the implementation and even study of Sharia economics. The purpose of implementing this community service is so that partners, in this case the administrators of the Darul Mukhlisin Islamic Boarding School, receive education regarding the management of Zakat, Infak, Sedekah and Waqf (ZISWAF) based on sharia business contracts from the team and then can disseminate it to various parties involved in the management of ZISWAF in the Islamic boarding school. The activity will be held at the Darul Mukhlisin Islamic Boarding School, Cempedak Lobang Serdang Bedagai, North Sumatra. During the implementation, participants consisting of caretakers and final grade VI KMI (XII MAS) students were given training on sharia-based business management. Then, it was continued with briefings on sharia business contracts and intra-pesantren ZISWAF management. The training activities will be made as interesting as possible, fun learning, and in addition to learning they will also be given motivation. In this training at the Islamic Boarding School, participants were presented with various knowledge about sharia business and ZISWAF. The team also provided various motivations to participate in implementing sharia business in Islamic boarding schools while also helping to provide assistance in the form of a printer that will later help pioneer and improve ZISWAF management at this educational institution. The problem of limited understanding of sharia business contracts can be overcome by providing training on sharia business contracts, so that partners can understand them well. Partners receive education on ZISWAF management.
INTEGRATING SHARIA BUSINESS CONTRACTS: Enhancing Inheritance Management Among the Simalungun Batak Tribe’s Muslim Community Zuhirsyan, Muhammad; Pagar, Pagar; Ansari, Ansari; Nurhadi, Nurhadi
AL-TAHRIR Vol 23 No 1 (2023): Islamic Studies
Publisher : IAIN Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/altahrir.v23i1.5767

Abstract

This research was conducted to find sharia contracts that could be empowered in utilizing inherited assets in the Simalungun Batak Muslim community. This research was field research. The data collection techniques were through interviews and observations and utilizing literature using classical and contemporary fiqh books. The research method was a historical qualitative approach, while the analysis technique used a qualitative descriptive method. The results of the study show that various models of sharia contracts in the utilization of inherited assets can be carried out by the community, such as profit sharing (mudharabah), cooperation (musyarakah), leasing (ijarah), entrusted (wadiah) and waqf. These various sharia contracts can be carried out both between heirs and heirs with other parties. In order to strengthen the implementation of this sharia contract, it is necessary to implement a written contract to strengthen the contract realization process and assist the interests of all parties and for their benefit. The application of this contract can be implemented based on various principles: economic, maqashid, contract, and customary inheritance law principles.
PENGARUH BAGI HASIL TERHADAP JUMLAH DANA DEPOSITO MUDHARABAH PADA BANK SYARIAH PERIODE 2017-2019 Lubis, Anggi Adelia Firdaus; Muhammad Zuhirsyan; Asmalidar
Jurnal Bilal: Bisnis Ekonomi Halal Vol. 1 No. 1 (2020): Edisi Juni 2020
Publisher : Politeknik Negeri Medan

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Abstract

Judul penelitian ini ialah pengaruh bagi hasil terhadap jumlah dana deposito mudharabah pada PT Bank BNI Syariah periode 2017-2019. Tujuan penelitian ini yaitu untuk mengetahui pengaruh bagi hasil terhadap jumlah dana deposito mudharabah pada PT Bank BNI Syariah periode 2017-2019. Data penelitian ini adalah data sekunder yang dikumpulkan dengan teknik dokumentasi. Teknik pengolahan data yang digunakan adalah regresi linier sederhana, koefisien korelasi, koefisien determinasi dan uji t. Hasil penelitian menunjukkan bahwa bagi hasil memiliki pengaruh yang sangat rendah dan tidak signifikan terhadap jumlah dana deposito mudharabah pada PT Bank BNI Syariah periode 2017-2019.
PENGARUH BRAND AWARENESS, BRAND IMAGE, MEDIA COMMUNICATION TERHADAP MINAT MEMILIH PRODUK BNI SYARIAH MEDAN Annisa; Muhammad Zuhirsyan; Marpaung, Muslim
Jurnal Bilal: Bisnis Ekonomi Halal Vol. 1 No. 1 (2020): Edisi Juni 2020
Publisher : Politeknik Negeri Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (346.918 KB)

Abstract

Penelitian ini berjudul “Pengaruh Brand Awareness, Brand Image dan Media Communication Terhadap Minat Memilih Produk Bank BNI Syariah Cabang Medan (Studi Kasus Pada Mahasiswa Jurusan Akuntansi Politeknik Negeri Medan). Tujuan penelitian ini yaitu untuk mengetahui pengaruh brand awareness, brand image dan media communication terhadap minat memilih produk Bank BNI Syariah cabang Medan. Sampel dalam penelitian ini sebanyak 97 responden. Data yang digunakan adalah data primer melalui kuesioner kemudian hasil datanya dianalisis menggunakan regresi berganda dengan melakukan uji parsial (t), uji simultan (F), dan uji determinasi dengan menggunakan alat bantu aplikasi SPSS 25. Hasil penelitian ini adalah adanya pengaruh positif dan signifikan secara simultan antara variabel brand awareness, brand image, dan media communication terhadap minat memilih produk dengan nilai signifikansi 0,000. Hasil uji t menunjukkan bahwa media communication dan brand image dengan tingkat signifikan sebesar 0,000 dan 0,007 menunjukkan bahwa berpengaruh positif dan signifikan terhadap minat memilih produk, sedangkan brand awareness tidak berpengaruh signifikan terhadap minat memilih produk dengan tingkat signifikan 0,137.
Mengapa Memilih Bank Syariah? (Sebuah Kajian Dari Persepsi Nasabah Non-Muslim) Nurlinda; Zuhirsyan, Muhammad
BISMA Cendekia Vol. 1 No. 1 (2020): BISMA Cendekia - September 2020
Publisher : Politeknik Cendana

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Abstract

The purpose of this study is to analyze and find the point of view of non-Muslim customers when choosing Islamic banking. This research is a qualitative study using open and closed interviews in collecting data. The data analysis technique used descriptive analysis. The results showed that there is interest from non-Muslim customers in Islamic banking, especially interest in choosing financing products. Interest in choosing Islamic banking from non-Muslim customers is determined by the perception of the benefits obtained, the ease of installment arrears, and the low cost of capital. Meanwhile, the main reasons for non-Muslim customers are not interested in Islamic banking products are because of the confusing and unclear terms, unclear calculation methods, and lack of literacy about Islamic banking among non-Muslim communities.
Urgensi Pengembangan Regulasi Pengelolaan Ziswaf Lembaga Pendidikan Pesantren Zuhirsyan, Muhammad; Supaino, Supaino; Suhendar, Asep Dadan; Taufik, Yuyun; Nurmansyah, Andry
Jurnal Hukum Kaidah: Media Komunikasi dan Informasi Hukum dan Masyarakat Vol 22, No 2 (2023): Edisi Januari 2023
Publisher : Universitas Islam Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30743/jhk.v22i2.6496

Abstract

The establishment of OJK is to organize an overall supervisory and regulatory system, especially in financial sector activities, both in non-bank and banking institutions. OJK has three objectives, namely creating a financial services sector that is contributive to equal distribution of wealth, creating a financial services sector that is stable, foreign-powered, and realizing financial services that are inclusive for society by providing credible protection to the consumers. This study aims to find out what regulations are issued by the Financial Services Authority institutions to protect the consumers who use peer to peer lending services and what sanctions are issued by the Financial Services Authority institutions if the perpetrators of financial services violate the provisions in the Financial Services Authority regulations. The method used in this research is descriptive method with a qualitative approach.In this case the Financial Services Authority issues regulations concerning the Consumer Protection in the Financial Services Sector. And if a financial service actor violates or does not comply with the regulations made by OJK, he will receive sanctions as stated in the regulation Number: 1/POJK.07/2013, if a financial service actor violates the provisions in OJK regulations, he will be subject to administrative sanctions, namely written regulations, Fines or paying a certain amount of money, Limitation of business activities, Freezing of business activities, as well as revocation of licenses for business activities. Keywords: Role, OJK, Protection, Consumers, Sharia Maqasid.
Implikasi Tingkat Burnout Terhadap Kinerja Karyawan PT. TMS Asep Dadan Suhendar; Mirza; Muhammad Zuhirsyan
ATRABIS Jurnal Administrasi Bisnis (e-Journal) Vol. 9 No. 2 (2023): ATRABIS: Jurnal Administrasi Bisnis (e-Journal)-Desember 2023
Publisher : Program Studi Administrasi Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38204/atrabis.v9i2.1652

Abstract

If a company manages its human resources well, it will affect the performance of its employees so that it can help achieve company goals. sometimes when companies do ways by giving high job demands to their employees in order to achieve these goals but beyond the ability of their employees to cause these employees to burnout. This is one of the problems that often arises when the high demands of work on employees from the company. The focus of this research is on the Burnout variable and the Employee Performance variable. However, the problem is whether there is an implication of Burnout level on employee performance at PT TMS. The specific purpose of this study is to determine the implications of Burnout level on employee performance at PT TMS. This research method used quantitative through analytical descriptive approach. Data analysis techniques use correlation coefficient analysis, coefficient of determination, t test in hypothesis and simple linear regression analysis. The results of the discussion that there is an implication of the Burnout level on the performance of PT TMS employees, this is evidenced based on the results of the correlation coefficient of 0.729, and this is included in the category of a strong relationship level. Likewise, the results of the calculation of the correlation of determination have shown that Burnout affects employee performance by 53.1%. Directly proportional to the results of hypothesis testing, it is known that the calculation results of tcount> ttable (9.042> 1.66629) then the hypothesis is accepted, meaning that there are implications for the results of Burnout on employee performance. It is hoped that the Company can create programs to help employees overcome the problem of fatigue at work or burnout and provide balanced tasks and responsibilities so that employee performance can be maintained and be able to improve their performance properly. Apabila suatu Perusahaan dalam mengelola SDM nya dengan baik, hal tersebut akan berpengaruh dalam kinerja karyawannya sehingga bisa membantu pencapaian tujuan Perusahaan. terkadang ketika perusahaan melakukan cara-cara dengan memberikan tingginya tuntutan pekerjaan kepada karyawannya agar bisa mencapai tujuan tersebut tapi diluar kemampuan karyawannya sehingga menyebabkan karyawan tersebut kelelahan kerja atau burnout. Hal tersebut menjadi salah satu persoalan yang sering muncul ketika tingginya tuntutan pekerjaan terhadap karyawan dari perusahaan. Fokus penelitian ini pada variabel Burnout dan variabel Kinerja Karyawan. Namun Permasalahannya, apakah terdapat implikasi tingkat Burnout terhadap kinerja karyawan di PT. TMS. Tujuan khusus dari penelitian ini yaitu mengetahui implikasi tingkat Burnout terhadap kinerja karyawan di PT. TMS. Metode penelitian ini yang digunakan kuantitatif melalui pendekatan deskriptif analitik. Teknik analisis data menggunakan analisis koefisien korelasi, koefisien determinasi, uji t dalam hipotesis dan analisis regresi linier sederhana. Hasil dari pembahasan bahwa terdapat implikasi tingkat Burnout terhadap kinerja karyawan PT. TMS, hal ini dibuktikan berdasarkan hasil koefisien korelasi yaitu 0,729, dan ini termasuk kategori tingkat hubungan yang kuat. Begitu pula dengan hasil perhitungan korelasi determinasi telah diketahui bahwa Burnout mempengaruhi kinerja karyawan sebesar 53,1%. Berbanding lurus dengan hasil uji hipotesis diketahui hasil perhitungan thitung > ttabel (9,042 > 1.66629) maka hipotesis diterima, Artinya terdapat implikasi hasil dari Burnout terhadap kinerja karyawan. Diharapkan Perusahaan dapat membuat program-unggulan dalam membantu karyawan mengatasi masalah kelelahan dalam bekerja atau burnout dan memberikan tugas dan tanggung jawab yang seimbang sehingga performa kinerja karyawan dapat dijaga dan mampu untuk meningkatkan kinerjanya dengan baik.
Co-Authors Adelia Cahyani Agus, Rizal Ahmad Kholil Ahmad Kholil Ahmad Kholil Annisa Anriza Witi Nasution Ansari Ansari Ansari Ansari Ansari Ansari Asep Dadan Suhendar Asmalidar Asmalidar Cahyani, safirah Cindyana Oktari Siregar Dias Putra Prayogi Diena Fadhilah Dita Rismananda Enny Segarahati Barus Farah Dhiba Fitra Syawal Harahap Harahap, Darmadi Erwin Harahap, Irwan Musriza Hubbul Wathan Irfilia Azzahra Putri Jamillah Jamillah Jihan Miranda Lubis, Anggi Adelia Firdaus Lubis, M. Rizqi M. Rikwan E.S. Manik Marliana Sari Marliana Sari, Marliana Marlya Fatira AK Maswandi Mirza Muhammad Rezeki Ritonga Muhammad Zuardi Muhammad Zuardi Muslim Marpaung Nasution, Amanda Adelia Nur Rahmadani Nuraisah Nurhadi Nurhadi Nurhadi Nurlinda Nurlinda Nurlinda Nurlinda Nurlinda Nurlinda Nurmansyah, Andry Nurul Fadillah Pagar Pagar Pagar Pagar Pagar, Pagar Pulungan, Fahri Juna Putri Ariyaningsih Putri Rahmadhani Nasution Rahmaniah Rahmaniah Rahmayani, Hafni Seri, Ermyna Simon Haholongan Sidabuke Siti Aisyah SUDARSONO SUDARSONO Suhendar, Asep Dadan Suherman, Suherman Supaino Supaino Supaino, Supaino Tarikh Al Hafizh Hasibuan Tarikh al-Hafizh Tri Fany Amelia Ulya Syafrina Saragih Viana Fadhila Walid, Dewi Maharah Binti Mohd Walida Hilwa Yuyun Taufik Zuhratul Husna Zulhendry